Grants directory
California wildfire home hardening grants & rebates
Every live program we track for California homeowners — statewide, county, and local incentives, plus nationwide programs you can also use. Create a free account to see full eligibility details and get matched to your exact address.
Browse all statesStatewide programs
Available to homeowners across California.
- Insurance discountOpen
Safer from Wildfires insurance discount program
California Department of Insurance
Insurance discount amount varies; the landing page does not state a fixed dollar amount.
California’s wildfire mitigation insurance program says every Safer from Wildfires action qualifies a homeowner for an insurance discount. The more mitigation steps you complete, the more you may save.
View program - Insurance discountOpen
California FAIR Plan wildfire mitigation discount
California FAIR Plan Association
Discount amount not stated on the reviewed page.
FAIR Plan policyholders can get a discount on the wildfire portion of their premium for hardening their homes. This is a state-backed insurance option for Californians who can’t get standard coverage.
View program - GrantOpenIncome restricted
California Wildfire Mitigation Program
California Governor’s Office of Emergency Services (Cal OES) and California Department of Forestry and Fire Protection (CAL FIRE)
Financial assistance is offered, but no dollar amount or match requirement is stated on this page.
California’s statewide wildfire home-hardening program offers financial assistance for vulnerable households in wildfire-prone areas. It supports structure hardening and retrofitting, plus defensible space and vegetation management work.
View program - GrantOpenIncome restricted
California Wildfire Mitigation Program
California Governor’s Office of Emergency Services (Cal OES) and California Department of Forestry and Fire Protection (CAL FIRE)
Financial assistance is offered, but no dollar amount or match requirement is stated on this page.
California’s statewide wildfire home-hardening program offers financial assistance for vulnerable households in wildfire-prone areas. It supports structure hardening and retrofitting, plus defensible space and vegetation management work.
View program - GrantOpens soon
Rebuilding Incentives for Sustainable Electric (RISE) Homes
California Public Utilities Commission (CPUC) and participating electric investor-owned utilities
Statewide program total: $50 million.
A $50 million state program for homeowners whose homes were destroyed by a natural disaster to help them rebuild fully electric homes in investor-owned utility service areas. Applications open April 6, 2026 for eligible homeowners whose properties were destroyed after January 1, 2017.
View program - Tax creditOpens soonIncome restricted
California Fire Safe Home Tax Credits Act (SB 269)
Franchise Tax Board
50% of qualified costs; home hardening capped at $2,500 in moderate zones, $1,000 in high zones, and $2,000 in very high zones; vegetation management capped at $500 per year.
Proposed California income tax credits for wildfire home hardening and vegetation management. If enacted, the bill would give eligible homeowners a credit equal to 50% of qualifying costs, capped at up to $2,500 for home hardening and up to $1,000 for vegetation management depending on fire hazard zone.
View program - GrantStatus unknownIncome restricted
California Wildfire Mitigation Program (CWMP)
California Governor’s Office of Emergency Services (Cal OES) and CAL FIRE
Amount not stated on the reviewed official pages.
State home-hardening assistance that pays for wildfire retrofits, defensible space, and vegetation management for vulnerable households in high-risk areas. The program is designed to provide financial assistance, especially for low- and moderate-income households.
View program - GrantStatus unknownIncome restricted
California Wildfire Mitigation Program (CWMP)
California Governor’s Office of Emergency Services (Cal OES) and CAL FIRE
Amount not stated on the reviewed official pages.
State home-hardening assistance that pays for wildfire retrofits, defensible space, and vegetation management for vulnerable households in high-risk areas. The program is designed to provide financial assistance, especially for low- and moderate-income households.
View program - GrantStatus unknownIncome restricted
California Wildfire Mitigation Program (CWMP)
California Governor’s Office of Emergency Services (Cal OES) and CAL FIRE
Amount not stated on the reviewed official pages.
State home-hardening assistance that pays for wildfire retrofits, defensible space, and vegetation management for vulnerable households in high-risk areas. The program is designed to provide financial assistance, especially for low- and moderate-income households.
View program
County programs
Programs limited to specific California counties.
Alameda County
- LoanOpenIncome restricted
Renew Alameda County (Renew AC) Rehabilitation Loans
Alameda County; operated by Habitat for Humanity East Bay/Silicon Valley
1% interest loans from $15,000 to $200,000; simple interest accrues annually and total interest never exceeds 50% of the amount borrowed; repayment is deferred until the home is sold.
Renew AC offers 1% interest home rehabilitation loans to qualified Alameda County homeowners for renovations that improve health, safety, and quality of life. Loan amounts range from $15,000 to $200,000, with repayment deferred until the home is sold.
View program - GrantOpenIncome restricted
Alameda County Healthy Homes / Minor Home Repair Program
Alameda County Housing and Community Development Department (Healthy Homes Department)
Historically up to $2,499 per project for labor and materials, less owner contributions; current cap not stated on the official page I found.
Alameda County offers minor home repair help for eligible homeowners, mainly for health-and-safety fixes like plumbing, electrical, carpentry, railings, and grab bars. The County says the program continues to serve residents countywide, and recent county planning documents show it remains active and funded.
View program - Free serviceOpen
Alameda County Chipper Program
Alameda County Fire Department
Free chipping service; no cash payment.
Alameda County Fire Department offers a free chipping service for vegetation and yard debris as part of wildfire preparedness. It is a homeowner service, not a cash payment, and is meant to reduce fuels around homes.
View program - LoanOpenIncome restricted
Renew AC Rehabilitation Loans
Alameda County Housing and Community Development Department; operated by Habitat for Humanity East Bay/Silicon Valley
Loan amount and terms not stated on the official sources reviewed.
Renew AC is a county-backed home rehabilitation loan program for Alameda County homeowners. County planning documents say it is active, funded through 2027, and operated by Habitat for Humanity East Bay/Silicon Valley.
View program - LoanOpen
Alameda County Renew AC Major Home Repairs
Alameda County Housing and Community Development Department (Healthy Homes Department)
Low-interest loan for major repairs; no dollar cap stated on the page.
Alameda County offers low-interest loans for major home repairs through Renew AC. The page lists the program as available now for homeowners who need bigger repair work.
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Amador County
- RebateOpen
PG&E Generator and Battery Rebates
Pacific Gas and Electric Company
Up to $300 per account, plus up to $200 more for CARE or FERA customers.
PG&E offers rebates of up to $300 per qualified customer account for eligible portable generators or portable batteries, with an additional up to $200 for customers enrolled in CARE or FERA. The program is available only to qualifying PG&E customers in high fire-threat or high fire-risk areas or on EPSS circuits.
View program - Free serviceOpen
PG&E Undergrounding resources for Amador County
Pacific Gas and Electric Company
PG&E has an official Amador County undergrounding resource page showing where wildfire-safety undergrounding work is planned or completed. The page documents utility wildfire hardening work, but it does not describe a homeowner payment or a homeowner application for money.
View program - Free serviceOpen
PG&E Undergrounding resources for Amador County
Pacific Gas and Electric Company
PG&E has an official Amador County undergrounding resource page showing where wildfire-safety undergrounding work is planned or completed. The page documents utility wildfire hardening work, but it does not describe a homeowner payment or a homeowner application for money.
View program - Free serviceStatus unknown
Amador Fire Safe Council Home Hardening information page
Amador Fire Safe Council
The Amador Fire Safe Council has a home-hardening information page for Amador County residents, but the page does not document a dollar amount, application process, or a direct cash benefit. Based on the official page alone, this appears to be educational guidance rather than a homeowner incentive program.
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Butte County
- GrantOpen
Chipper Program
Butte County Fire Safe Council
Grant-funded defensible-space support; no dollar amount stated.
A grant-funded program that helps Butte County landowners create and maintain defensible space around homes, roadways, and properties. The page does not state the dollar amount or whether funds are paid directly to residents or service providers.
View program - GrantOpen
Chipper Program
Butte County Fire Safe Council
Grant-funded defensible-space support; no dollar amount stated.
A grant-funded program that helps Butte County landowners create and maintain defensible space around homes, roadways, and properties. The page does not state the dollar amount or whether funds are paid directly to residents or service providers.
View program - Free serviceOpen
Rebuild Advocate / Disaster Recovery Support
Butte County
No dollar amount stated; recovery guidance service.
Butte County offers a Rebuild Advocate who can help wildfire-affected homeowners understand rebuilding, answer questions, and find recovery resources. The county does not state a dollar amount or grant funding for this service.
View program - Free serviceOpen
No-Cost Residential Plans
Butte County
No-cost pre-approved ADU and small residential home plans.
Butte County offers pre-approved ADU and small residential home plans at no cost. The page says the plans are designed to meet current State and County codes and regulations.
View program - Free serviceOpen
Park Fire Temporary Water Tank Program
St. Vincent de Paul / NVCF
Temporary water tank support; no dollar amount stated.
Residents affected by the Park Fire may be able to receive a temporary water tank through the Park Fire Temporary Water Tank Program. The page says participants must be fire victims who live on their property or want to move back if they had a water source.
View program - Free serviceOpenIncome restricted
Resident Assistance Program
Butte County Fire Safe Council
Direct defensible-space support; no dollar amount stated.
Direct support for eligible Butte County residents, including seniors, people with disabilities, and low-income households, to create defensible space. The page does not give a dollar amount or describe the service in more detail.
View program - GrantOpens soon
Gravel Grant Program
Butte County Fire Safe Council
No-cost gravel placement in the first 5 feet of qualifying homes; exact funding structure not stated.
A no-cost gravel program for eligible residents to place gravel in the first 5 feet of qualifying homes to support defensible space and wildfire preparedness. The page labels it as in transition and does not state a funding cap.
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Calaveras County
- RebateOpenIncome restricted
PG&E Generator & Battery Rebate Program
Pacific Gas and Electric Company (PG&E)
Up to $300, plus up to $200 more for CARE or FERA customers
PG&E offers a rebate of up to $300 for qualifying portable generators or batteries, with an extra $200 for CARE or FERA customers. It is for customers in high fire-risk areas, including Calaveras County where applicable.
View program - Free serviceOpen
PG&E System Upgrades in Calaveras County
Pacific Gas and Electric Company (PG&E)
Utility wildfire-mitigation work; no homeowner cash amount stated
PG&E is performing wildfire-safety construction in Calaveras County at no direct charge to homeowners, including undergrounding some powerlines and installing strong poles and covered powerlines above ground when needed.
View program - LoanOpenIncome restricted
Habitat for Humanity Calaveras Home Repair Program
Habitat for Humanity Calaveras
No-interest loans for qualifying repairs; dollar limit not stated
Habitat for Humanity Calaveras offers income-qualified homeowners no-interest loans for home repairs in Calaveras County. Eligible work includes roofs, structural damage, siding, weatherization, and other code-related repairs.
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Contra Costa County
- LoanWaitlistIncome restricted
Neighborhood Preservation Program
Contra Costa County Department of Conservation and Development
Low-income rehabilitation loan; exact maximum not visible on reviewed page lines
Contra Costa County offers low-interest home rehabilitation loans to eligible homeowners for repairs that bring older homes up to code and improve safety. The program can finance eligible rehabilitation work, but the page does not state a single headline loan cap in the lines reviewed.
View program - Free serviceStatus unknown
Contra Costa County Wildfire Mitigation Program – Community Chipping Day
Contra Costa County Fire Protection District
Free chipping service; no cash amount stated
The County Fire Protection District provides chipping crews to turn brush and other vegetation into mulch for Firewise communities, or neighborhoods with at least 10 homes participating in fuel reduction. The official flyer does not state a dollar amount.
View program - Free serviceStatus unknown
Contra Costa County Wildfire Mitigation Program – Home Hardening Outreach Program
Contra Costa County Fire Protection District
No cash amount stated; free outreach/support service
The County Fire Protection District offers a Home Hardening Outreach Program to help residents prepare their homes to better survive wildfire. The official flyer does not name a cash benefit or dollar cap.
View program - Free serviceStatus unknown
Contra Costa County Wildfire Mitigation Program – Firewise Strategic Plan Projects
Contra Costa County Fire Protection District
No cash amount stated; program support only
The County Fire Protection District supports Firewise Strategic Plan projects as part of its wildfire mitigation work. The flyer does not state a cash amount, but it identifies Firewise planning support as a program service.
View program - Free serviceStatus unknown
Contra Costa County Wildfire Mitigation Program – Vegetation Management and Fuel Reduction
Contra Costa County Fire Protection District
No cash amount stated; fuel-reduction service only
The County Fire Protection District provides vegetation management and fuel reduction work to treat, clear, or reduce combustible debris. The official flyer does not state a dollar amount.
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Del Norte County
- Free serviceOpenIncome restricted
Pacific Power California Energy Savings Assistance (ESA) Program and Weatherization Services
Pacific Power
Free weatherization services; no dollar cap stated.
Pacific Power connects eligible California customers to free weatherization services through the Energy Savings Assistance program and local agencies. The page says the work can include insulation, energy-efficient showerheads, LED bulbs, and similar energy-saving measures.
View program - Free serviceOpenIncome restricted
Pacific Power California Energy Savings Assistance (ESA) Program and Weatherization Services
Pacific Power
Free weatherization services; no dollar cap stated.
Pacific Power connects eligible California customers to free weatherization services through the Energy Savings Assistance program and local agencies. The page says the work can include insulation, energy-efficient showerheads, LED bulbs, and similar energy-saving measures.
View program - GrantStatus unknown
Del Norte County Community Non-Profit Grant Program
County of Del Norte
$2,000 to $20,000 for eligible nonprofit grantees.
Del Norte County offers a community grant program that can fund local nonprofit services, with awards from $2,000 to $20,000. It is not a homeowner-direct hardening grant, but it could support nonprofit-delivered local mitigation or assistance projects if the county funds them.
View program - GrantClosed
Del Norte County Community Grant Program
County of Del Norte
$2,000 to $20,000 for eligible nonprofit grantees.
Del Norte County runs a Community Non-Profit Pilot Grant Program that provides $2,000 to $20,000 to eligible local 501(c)(3) nonprofits for community services and programs. It is not a direct homeowner hardening grant, but it can support county-based nonprofit work within Del Norte County.
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Fresno County
- Free serviceOpen
Sierra Resource Conservation District Fire Risk Evaluations
Sierra Resource Conservation District
Free Fire Risk Evaluations for private landowners
Sierra Resource Conservation District offers free Fire Risk Evaluations to private landowners in and near the Sierra National Forest and Sequoia National Forest. The evaluation provides wildfire-risk mitigation recommendations, including home hardening and defensible space, at no cost.
View program - Free serviceOpen
Firewise Communities
Sierra Resource Conservation District
Free Firewise USA coordination and education
Sierra Resource Conservation District coordinates Firewise USA in Fresno County, helping homeowners and neighborhoods use education and neighbor-to-neighbor action to reduce wildfire losses. The page does not list any cash benefit.
View program - Free serviceOpen
Contractual Work
Sierra Resource Conservation District
Sierra Resource Conservation District also facilitates contractual forestry and fuel-reduction work with partners, including projects funded by USFS and CAL FIRE, but the page does not give homeowners a standard grant amount or application process.
View program - Free serviceOpen
Eastern Fresno County Firesafe & Fuels Reduction Program
Sierra Resource Conservation District
No posted cash amount; free Property Assessment Reports and wildfire-risk guidance
Sierra Resource Conservation District offers no-cost property assessment reports to selected private landowners in Eastern Fresno County to help reduce wildfire risk and improve forest stewardship. The program also points homeowners to guidance for defensible space and home hardening, but it does not post a cash incentive.
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Glenn County
- Free serviceOpen
Tehama-Glenn Fire Safe Council
Resource Conservation District of Tehama County
No stated direct homeowner payment
A county-run wildfire readiness and fire prevention education council co-managed by the Resource Conservation District of Tehama County and Glenn County RCD. The page does not state a cash grant or rebate amount; it describes meetings, education, outreach, and wildfire readiness resources.
View program - Free serviceOpen
Tehama-Glenn Fire Safe Council
Resource Conservation District of Tehama County
No stated direct homeowner payment
A county-run wildfire readiness and fire prevention education council co-managed by the Resource Conservation District of Tehama County and Glenn County RCD. The page does not state a cash grant or rebate amount; it describes meetings, education, outreach, and wildfire readiness resources.
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Humboldt County
- LoanStatus unknownIncome restricted
Owner-Occupied Rehabilitation Assistance Program
Housing Authority / County of Humboldt Housing Division
The County of Humboldt offers low-interest rehabilitation loans for owner-occupied homes in unincorporated Humboldt County. The program is for low-income households and can help pay for repairs that improve a home’s safety and condition.
View program - Cost shareClosed
Fire Adapted Landscapes & Safe Homes (FLASH)
Humboldt County Fire Safe Council / County of Humboldt
Up to $4,500 in reimbursement
FLASH was a county wildfire risk-reduction cost-share program that helped Humboldt County landowners pay for vegetation management around homes and access routes. The county says the program ended in February 2025 and is not currently planned to reopen.
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Kern County
- Free serviceOpen
Kern Fire Safe Council No-Cost Home Assessment
Kern Fire Safe Council
No-cost home assessment and personalized report.
Kern Fire Safe Council offers a no-cost wildfire home assessment that gives homeowners a personalized report on defensible space and home hardening steps. As of July 1, 2026, it is available in the Kern River Valley, greater Tehachapi Region, and Mt. Piños communities, with countywide expansion in progress.
View program - Free serviceOpen
Kern County Fire Hazard Reduction Program
Kern County Fire Department
Regulatory compliance inspections and guidance; not a cash benefit.
Kern County Fire Department provides fire hazard reduction inspections and defensible-space compliance guidance for properties in the county. It is not a grant program, but it does offer inspections, citation review, and related compliance help tied to wildfire fuel reduction.
View program - Free serviceOpen
Kern Fire Safe Council Wildfire Assessment and Community Mitigation Projects
Kern Fire Safe Council
Grant-funded mitigation work and homeowner assessments; amount and household benefit vary by project.
Kern Fire Safe Council’s project pages describe grant-funded wildfire mitigation work in Kern County, including defensible-space assistance, home ignition zone assessments, and related homeowner education. These pages show currently active and ongoing project work, but not a single countywide homeowner grant application.
View program - Free serviceOpen
Kern Fire Safe Council No-Cost Home Assessment
Kern Fire Safe Council
No-cost home assessment and personalized report.
Kern Fire Safe Council offers a no-cost wildfire home assessment that gives homeowners a personalized report on defensible space and home hardening steps. As of July 1, 2026, it is available in the Kern River Valley, greater Tehachapi Region, and Mt. Piños communities, with countywide expansion in progress.
View program - Free serviceOpen
Kern County Fire Hazard Reduction Program
Kern County Fire Department
Regulatory compliance inspections and guidance; not a cash benefit.
Kern County Fire Department provides fire hazard reduction inspections and defensible-space compliance guidance for properties in the county. It is not a grant program, but it does offer inspections, citation review, and related compliance help tied to wildfire fuel reduction.
View program - Free serviceOpen
Kern Fire Safe Council Wildfire Assessment and Community Mitigation Projects
Kern Fire Safe Council
Grant-funded mitigation work and homeowner assessments; amount and household benefit vary by project.
Kern Fire Safe Council’s project pages describe grant-funded wildfire mitigation work in Kern County, including defensible-space assistance, home ignition zone assessments, and related homeowner education. These pages show currently active and ongoing project work, but not a single countywide homeowner grant application.
View program - Free serviceOpen
Kern Fire Safe Council Wildfire Risk Home Assessment Program
Kern Fire Safe Council
No-cost home assessment and personalized report.
Kern Fire Safe Council offers a no-cost wildfire home assessment that gives homeowners a personalized report with practical recommendations to reduce wildfire risk and harden the home. As of July 1, 2026, it is available in the Kern River Valley, greater Tehachapi Region, and the Mt. Piños communities, with countywide rollout in progress.
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Lake County
- GrantOpenIncome restricted
Lake County Home Hardening Program
North Coast Opportunities
Up to $40,000 in approved and eligible measures; free for homeowners at or below moderate income.
North Coast Opportunities runs a Lake County wildfire home-hardening program for homes in the Kelseyville Riviera Community Association. It can provide up to $40,000 in approved measures and is free for homeowners at or below moderate-income levels.
View program - GrantOpen
Lake County Fire Safe Council Defensible Space Program
Lake County Fire Safe Council
At least $200,000 of the $500,000 program budget is dedicated to active vegetation-clearing work; no homeowner dollar amount is stated.
The Lake County Fire Safe Council uses grant funding to help Lake County residents clear hazardous vegetation around homes to reduce wildfire risk. At least $200,000 of the $500,000 program budget is dedicated to active work within 100 feet of homes, and all Lake County residents may apply.
View program - Free serviceOpen
Lake County Fire Safe Council Chipper Programs
Lake County Fire Safe Council
South Lake County: $30 annual membership, then up to 4 hours/year at $60/hour with the first 30 minutes included; CLERC: free; Hidden Valley Lake: free.
Lake County Fire Safe Council offers low-cost chipping in South Lake County and Hidden Valley Lake, plus free chipping through CLERC for Lake County residents without existing programs. The services help homeowners reduce hazardous woody debris around homes and access routes.
View program - GrantOpen
Lake County RCD / Lake County Fire Safe Council Defensible Space financial assistance
Lake County Resource Conservation District
No dollar amount is stated.
Lake County RCD says it offers financial assistance to qualified individuals for brush removal and tree limbing around homes to help them comply with PRC 4291. It is a wildfire-risk reduction program tied to the Lake County Fire Safe Council.
View program - GrantOpen
Lake County Fire Safe Council Defensible Space Program
Lake County Fire Safe Council
At least $200,000 of the $500,000 program budget is dedicated to active vegetation-clearing work; no homeowner dollar amount is stated.
The Lake County Fire Safe Council uses grant funding to help Lake County residents clear hazardous vegetation around homes to reduce wildfire risk. At least $200,000 of the $500,000 program budget is dedicated to active work within 100 feet of homes, and all Lake County residents may apply.
View program - GrantOpen
Lake County RCD / Lake County Fire Safe Council Defensible Space financial assistance
Lake County Resource Conservation District
No dollar amount is stated.
Lake County RCD says it offers financial assistance to qualified individuals for brush removal and tree limbing around homes to help them comply with PRC 4291. It is a wildfire-risk reduction program tied to the Lake County Fire Safe Council.
View program - Free serviceOpen
Lake County Fire Safe Council Chipper Programs
Lake County Fire Safe Council
South Lake County: $30 annual membership, then up to 4 hours/year at $60/hour with the first 30 minutes included; CLERC: free; Hidden Valley Lake: free.
Lake County Fire Safe Council offers low-cost chipping in South Lake County and Hidden Valley Lake, plus free chipping through CLERC for Lake County residents without existing programs. The services help homeowners reduce hazardous woody debris around homes and access routes.
View program - Free serviceOpen
Hidden Valley Lake Association Chipping Program
Hidden Valley Lake Association
Free chipping service.
Hidden Valley Lake has a free chipping service for brush and tree limbs removed during normal yard maintenance and weed abatement. Homeowners must be on the chipping list to receive service.
View program - GrantStatus unknown
Lake County Fire Safe Council, Defensible Space
Lake County Resource Conservation District
No dollar amount is stated.
Lake County RCD offers financial assistance to qualified individuals for brush removal and tree limbing around homes. The goal is to help homeowners comply with California Public Resources Code 4291 and reduce wildfire risk.
View program - GrantStatus unknown
Lake County Fire Safe Council, Defensible Space
Lake County Resource Conservation District
No dollar amount is stated.
Lake County RCD offers financial assistance to qualified individuals for brush removal and tree limbing around homes. The goal is to help homeowners comply with California Public Resources Code 4291 and reduce wildfire risk.
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Los Angeles County
- LoanOpenIncome restricted
Resilience Loan Program
NPHS
Up to $25,000 for general repairs; up to $50,000 if the project achieves Wildfire Prepared Home® designation; minimum loan assistance $10,000.
NPHS offers a home-improvement loan for Inland Valley homeowners to repair and harden homes against wildfire, with up to $25,000 available and up to $50,000 for projects that achieve Wildfire Prepared Home® designation.
View program - Cost shareOpen
Vegetation Management Program Prescribed Burning Cost Coverage
County of Los Angeles Fire Department
Up to 90% of prescribed-burning costs may be covered.
Los Angeles County Fire Department may cover up to 90% of prescribed-burning costs for private landowners when the burn’s main purpose is fire-related hazard reduction or other listed resource goals. This is a cost-share program, not a fixed grant payment.
View program - GrantClosed
LA County Household Relief Grants
Department of Consumer and Business Affairs, County of Los Angeles
Up to $18,000 per eligible household.
Los Angeles County offered household relief grants to people affected by the Eaton and Palisades wildfires. The program is currently closed and was intended as immediate cash help for eligible residents’ unmet recovery needs.
View program - GrantClosedIncome restricted
Emergency Rent Relief Program
Los Angeles County Department of Consumer and Business Affairs
Up to $15,000 per rental unit, covering up to six months of debt in most cases.
Los Angeles County is offering emergency rent relief to wildfire-impacted landlords and displaced homeowners countywide. Grants can cover up to six months of debt, with a maximum of $15,000 per rental unit in most cases.
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Marin County
- GrantOpen
MWPA Home Hardening Grant Program
Marin Wildfire Prevention Authority
Up to $5,000 for home hardening, with an equivalent homeowner investment required for most items; up to $1,000 for defensible space with no match required.
Marin Wildfire Prevention Authority gives homeowners money for wildfire home hardening and defensible space work after a free property evaluation. The program includes a home hardening grant of up to $5,000 and a defensible space grant of up to $1,000.
View program - Free serviceOpen
MWPA Chipper Days Program
Marin Wildfire Prevention Authority
Free curbside pickup, chipping, and disposal of residential vegetation.
Marin Wildfire Prevention Authority provides free curbside pickup, chipping, and disposal of vegetation from residential properties in Marin County. Homeowners pre-register for scheduled Chipper Day events.
View program - Free serviceStatus unknown
Fire Safe Marin Home Hardening Workforce Development
Fire Safe Marin
Fire Safe Marin describes a nonprofit home hardening workforce development program for Marin County. It is a training and workforce-building effort, not a direct homeowner grant.
View program - Free serviceStatus unknown
Fire Safe Marin Home Hardening Workforce Development
Fire Safe Marin
Fire Safe Marin describes a nonprofit home hardening workforce development program for Marin County. It is a training and workforce-building effort, not a direct homeowner grant.
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Modoc County
- Free serviceOpenIncome restricted
Pacific Power California Energy Savings Assistance (ESA) Program and Weatherization Services
Pacific Power
Free weatherization services; no dollar cap stated.
Pacific Power connects eligible California customers to free weatherization services through the Energy Savings Assistance program and local agencies. The page says the work can include insulation, energy-efficient showerheads, LED bulbs, and similar energy-saving measures.
View program - Free serviceOpenIncome restricted
Pacific Power California Energy Savings Assistance (ESA) Program and Weatherization Services
Pacific Power
Free weatherization services; no dollar cap stated.
Pacific Power connects eligible California customers to free weatherization services through the Energy Savings Assistance program and local agencies. The page says the work can include insulation, energy-efficient showerheads, LED bulbs, and similar energy-saving measures.
View program
Monterey County
- Free serviceOpen
Free Roadside Chipping
Fire Safe Council for Monterey County
Free roadside chipping service; no cash amount stated
The Fire Safe Council for Monterey County offers free roadside chipping for wildfire fuels that homeowners have cut and piled by the road, but only when funding is available and crews are scheduled in the area. Homeowners sign up to get on a notification list and may be contacted when chipping becomes available nearby.
View program - Free serviceOpen
Firewise USA Community Certification Workshop
Fire Safe Council For Monterey County
Free workshop; no homeowner payment amount stated.
The Fire Safe Council for Monterey County offers a free online workshop to help neighborhoods get Firewise USA certified, which can help homeowners organize fire-prevention work and may support insurance-related wildfire mitigation benefits. The workshop itself is free.
View program - GrantOpen
Forest Health and Wildfire Resiliency Program
Resource Conservation District of Monterey County
No homeowner dollar amount stated; program coordinates grant-funded wildfire work.
The Resource Conservation District of Monterey County runs a wildfire resiliency program that coordinates and helps secure grant funding for fuels projects, fire infrastructure, prescribed burning, and wildfire prevention outreach across Monterey County. It appears to support projects rather than hand money directly to homeowners.
View program - Free serviceOpen
Wildland Inspection Program
Monterey County Regional Fire Protection District
Free self-inspection and fire-safety guidance; no dollar amount stated.
The Monterey County Regional Fire Protection District offers a free Wildland Inspection Program that asks residents to complete a self-inspection to help determine whether their property meets basic fire prevention standards. The page does not describe any cash grant, rebate, or reimbursement.
View program - Free serviceOpen
Sale of Property - Defensible Space Inspection
Monterey County Regional Fire Protection District
Free defensible space inspection/compliance service; no dollar amount stated.
Monterey County Regional Fire Protection District provides a defensible space inspection service for homes being sold in high or very high fire hazard severity zones. The inspection helps sellers document compliance with state and local vegetation management rules; no cash benefit is offered.
View program - Free serviceOpen
Free Roadside Chipping
Fire Safe Council for Monterey County
Free roadside chipping service; no cash amount stated
The Fire Safe Council for Monterey County offers free roadside chipping for wildfire fuels that homeowners have cut and piled by the road, but only when funding is available and crews are scheduled in the area. Homeowners sign up to get on a notification list and may be contacted when chipping becomes available nearby.
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Napa County
- RebateOpenIncome restricted
Defensible Space Cost Share Program
Napa Communities Firewise Foundation
50% reimbursement up to $3,500; income-qualified households up to 100% reimbursement up to $3,500
Napa Firewise reimburses Napa County homeowners for qualifying defensible-space work, paying 50% of eligible costs up to $3,500. Income-qualified households may receive up to 100% reimbursement, also capped at $3,500.
View program - Free serviceStatus unknown
Annual Chipping Program
Napa County Fire Department
Free chipping service
Napa County provides a free chipping service for residential properties in the unincorporated areas of the county to help homeowners comply with defensible-space rules. The county describes it as a no-cost wildfire-protection program for brush and vegetation cleanup.
View program - Free serviceStatus unknown
Napa County Funded Chipping Program
Napa Communities Firewise Foundation
Free county-funded chipping service
Napa Firewise offers a county-funded chipping program to help residents dispose of defensible-space debris at no cost. It is presented as one of the main local services supporting wildfire preparation in Napa County.
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Nevada County
- RebateOpen
Truckee Fire Protection District Home Hardening Rebate Program
Truckee Fire Protection District
50% reimbursement up to $2,000.
Truckee Fire reimburses homeowners for up to 50% of eligible wildfire home-hardening costs, with a maximum rebate of $2,000. Applicants must finish the work and resolve Zone Zero issues before applying.
View program - RebateOpen
Truckee Fire Protection District Dead Tree Fund
Truckee Fire Protection District
50% reimbursement up to $2,000.
Truckee Fire reimburses 50% of dead-tree removal costs, up to $2,000, for owner-occupied primary residences. The tree removal must be identified on a recent full-access defensible-space inspection.
View program - RebateOpen
Truckee Fire Protection District Wildfire Prepared Home Application Fee Reimbursement
Truckee Fire Protection District
Reimbursement of the $125 IBHS Wildfire Prepared Home application fee.
Truckee Fire reimburses the $125 application fee for the IBHS Wildfire Prepared Home program. The page describes this as help for homeowners pursuing the designation and says Truckee Fire can guide applicants through the process.
View program - Free serviceOpenIncome restricted
Defensible Space Assistance for Seniors & People Living with Disabilities
Nevada County Office of Emergency Services
Free defensible-space clearing within 100 feet of the home.
Nevada County provides free defensible-space clearing for eligible low-income residents who are age 65+ or disabled. The service covers work within 100 feet of the home and is available countywide.
View program - Free serviceOpenIncome restricted
Free Defensible Space Assistance for Seniors & People Living with Disabilities
Nevada County Office of Emergency Services
Free defensible-space clearing within 100 feet of the home.
Nevada County provides free defensible-space clearing within 100 feet of the home for low-income residents who are age 65+ or disabled. The county says the service is for qualified residents throughout Nevada County, with the county and its partners managing the work.
View program - Free serviceOpenIncome restricted
Defensible Space Assistance Program (AFN Program)
Nevada County Office of Emergency Services
Free defensible-space clearing within 100 feet of the home.
Nevada County’s AFN/Defensible Space Assistance program gives eligible low-income seniors and disabled residents free clearing work around their homes. It is the same county service described on the county’s seniors-and-disability page.
View program - Free serviceOpen
Fire Safe Council of Nevada County Chipping Program
Fire Safe Council of Nevada County
Free chipping service; limited to 4 hours per customer per application.
The Fire Safe Council will chip residents’ green waste for free after they clear vegetation for defensible space around the home and roadway. Service is limited to 4 hours per customer per application.
View program - Free serviceOpenIncome restricted
Free Defensible Space Assistance for Seniors & People Living with Disabilities
Nevada County Office of Emergency Services
Free defensible-space clearing within 100 feet of the home.
Nevada County provides free defensible-space clearing within 100 feet of the home for low-income residents who are age 65+ or disabled. The county says the service is for qualified residents throughout Nevada County, with the county and its partners managing the work.
View program - Free serviceOpenIncome restricted
Defensible Space Assistance Program (AFN Program)
Nevada County Office of Emergency Services
Free defensible-space clearing within 100 feet of the home.
Nevada County’s AFN/Defensible Space Assistance program gives eligible low-income seniors and disabled residents free clearing work around their homes. It is the same county service described on the county’s seniors-and-disability page.
View program - Free serviceOpen
Fire Safe Council of Nevada County Chipping Program
Fire Safe Council of Nevada County
Free chipping service; limited to 4 hours per customer per application.
The Fire Safe Council will chip residents’ green waste for free after they clear vegetation for defensible space around the home and roadway. Service is limited to 4 hours per customer per application.
View program - Free serviceOpen
Fire Safe Council of Nevada County Defensible Space Advisory Program
Fire Safe Council of Nevada County
Free advisory visit and home-hardening guidance.
The Fire Safe Council offers a free advisory visit to help homeowners understand what to do first for defensible space and wildfire home hardening. A trained advisor walks the property with the homeowner and points out practical next steps.
View program - Free serviceOpen
Truckee Fire Protection District Reflective Address Sign Program
Truckee Fire Protection District
One free reflective address sign per property.
Truckee Fire gives homeowners one free reflective address sign to help emergency responders find homes more quickly during a wildfire response. The sign is available only during a defensible-space inspection or at an in-person event.
View program - Free serviceOpen
Truckee Fire Protection District Defensible Space Assistance Days
Truckee Fire Protection District
Free defensible-space assistance from partner crews.
Truckee Fire, Sierra Watershed Education Partnerships, and Tahoe Truckee Unified School District provide free defensible-space work for eligible owner-occupied primary residences. Residents are identified through inspections or community referrals, and the work is completed by student crews and partners.
View program - Free serviceOpenIncome restricted
Defensible Space Assistance for Seniors & People Living with Disabilities
Nevada County Office of Emergency Services
Free defensible-space clearing within 100 feet of the home.
Nevada County provides free defensible-space clearing for eligible low-income residents who are age 65+ or disabled. The service covers work within 100 feet of the home and is available countywide.
View program - Free serviceWaitlistIncome restricted
Fire Safe Council of Nevada County Access and Functional Needs Program (SNAP) Waitlist
Fire Safe Council of Nevada County
Waitlist only; no funds currently available.
The Fire Safe Council of Nevada County’s SNAP program serves low-income residents and people with access and functional needs, but it is currently only taking waitlist applications because no grant funds are available. When funding returns, people on the list are served first.
View program
Orange County
- Free serviceOpen
Orange County Fire Authority Free Wildfire Home Assessment
Orange County Fire Authority (OCFA)
Free assessment and recommendations; no cash amount stated
OCFA offers a free wildfire home assessment for Orange County homeowners. The assessment gives personalized recommendations for vegetation, building materials, defensible space, and other fire-safety improvements.
View program - Free serviceOpen
Fire Safe Council of South Orange County community wildfire readiness and brush-clearance activities
Fire Safe Council of South Orange County
Free education, home check, and community-action support; no cash amount stated
This Fire Safe Council provides free wildfire preparedness education, home-check tools, and community action support for residents in south Orange County. Its official site emphasizes defensible space, hardening tactics, and neighborhood brush-clearance days rather than cash grants.
View program
Placer County
- GrantOpenIncome restricted
Eastern Placer Defensible Space Fuels Reduction Program
Placer County Office of Emergency Services / Placer County code compliance, funded by Tahoe Truckee Community Foundation
Up to $5,000 per property owner
Placer County offers up to $5,000 per property owner to hire a contractor for defensible space work in eastern Placer County. The program is funded by a Tahoe Truckee Community Foundation grant and is aimed at reducing wildfire risk for qualifying residents.
View program - RebateOpen
Untreated Water Tank Rebate Program
Placer County Water Agency (administered with Placer Resource Conservation District)
Up to $500 for tanks up to 1,999 gallons; up to $1,000 for tanks 2,000 gallons or more
Placer County Water Agency offers rebates for untreated water storage tanks that improve customer-side water reliability. The rebate is up to $500 for smaller tanks and up to $1,000 for larger tanks, paid as a bill credit.
View program
Riverside County
- LoanOpenIncome restricted
Resilience Loan Program
NPHS
Up to $25,000 for general repairs; up to $50,000 if the project achieves Wildfire Prepared Home® designation; minimum loan assistance $10,000.
NPHS offers a home-improvement loan for Inland Valley homeowners to repair and harden homes against wildfire, with up to $25,000 available and up to $50,000 for projects that achieve Wildfire Prepared Home® designation.
View program - Free serviceOpen
Brush Collection & Chipping
Southwest Riverside County Fire Safe Council
Free brush collection and chipping service
The Southwest Riverside County Fire Safe Council sponsors brush collection and chipping sites to help residents remove flammable brush around homes and properties. It is a wildfire-fuel reduction service rather than a cash grant.
View program
Sacramento County
- RebateOpenIncome restricted
Sacramento County Water Agency Water Lifeline Rate Assistance Program
Sacramento County Water Agency
Up to $84 per year water bill discount
Sacramento County Water Agency offers eligible low-income property owners a discount of up to $84 per year on their water bill through the Water Lifeline Rate Assistance Program. The page says eligible homeowners can apply by phone.
View program - Free serviceOpen
Sacramento County Fire Safe Councils coordination program
Sacramento County Office of Emergency Services
Sacramento County OES coordinates local Fire Safe Councils that help homeowners with wildfire preparedness information, education, and community mitigation projects. The county page points homeowners to home-hardening and defensible-space resources, but it does not describe a direct cash amount.
View program - Free serviceOpen
SMUD Wildfire Safety resources
Sacramento Municipal Utility District
SMUD provides wildfire safety information and preparedness resources for customers in its service area. The official page does not describe a homeowner rebate or cash incentive for hardening, only safety guidance and related resources.
View program - Free serviceOpenIncome restricted
SMUD Energy Saver Bundle
Sacramento Municipal Utility District
No-cost home energy evaluation; possible free measures if eligible
Eligible SMUD customers can get a no-cost in-person home energy evaluation through the Energy Saver Bundle, and the page says the assessment can include free measures if a need is identified. It is not a dedicated wildfire-hardening grant, but it may help homeowners identify home improvements that also improve safety.
View program - RebateOpens soon
Sacramento County Water Agency Cash for Grass
Sacramento County Water Agency
Amount not stated on the public summary page
Sacramento County Water Agency offers a Cash for Grass rebate to convert turf and sprinkler irrigation to drip irrigation and native or drought-tolerant landscaping. The official page does not state the rebate amount on the summary page, and the current program is on hold until further notice.
View program - RebateOpens soon
Sacramento County Water Agency Cash for Grass
Sacramento County Water Agency
Amount not stated on the public summary page
Sacramento County Water Agency offers a Cash for Grass rebate to convert turf and sprinkler irrigation to drip irrigation and native or drought-tolerant landscaping. The official page does not state the rebate amount on the summary page, and the current program is on hold until further notice.
View program
San Benito County
- Free serviceOpen
PG&E Wildfire Safety Progress Map / Community Wildfire Safety Program support
Pacific Gas and Electric Company
PG&E provides wildfire-safety information and neighborhood project tracking for customers in San Benito County, including system hardening and undergrounding work. It is not a homeowner grant, but it is a utility-run service/resource tied to wildfire risk reduction.
View program - Free serviceOpen
San Benito Fire Safe Council
San Benito Fire Safe Council
The County’s emergency-preparedness resources list the San Benito Fire Safe Council as a local wildfire-safety partner. The official county page does not describe a money amount, but it does document the council as an active local resource for wildfire preparedness in San Benito County.
View program - Free serviceOpen
Hollister Fire Department: Concept of Operations Wildland Fire Preparation
City of Hollister Fire Department
San Benito County’s site lists a Hollister Fire Department wildland-fire preparation resource serving the county. The official listing shows a local city fire service resource, but the page reviewed does not document a homeowner rebate or dollar amount.
View program
San Bernardino County
- LoanOpenIncome restricted
Resilience Loan Program
NPHS
Up to $25,000 for general repairs; up to $50,000 if the project achieves Wildfire Prepared Home® designation; minimum loan assistance $10,000.
NPHS offers a home-improvement loan for Inland Valley homeowners to repair and harden homes against wildfire, with up to $25,000 available and up to $50,000 for projects that achieve Wildfire Prepared Home® designation.
View program - LoanOpen
County of San Bernardino Wildfire Preparedness Retrofit Program
NPHS
Loan amount not stated on the official county reference page I found.
NPHS offers a countywide wildfire retrofit loan program for San Bernardino County homeowners to help pay for home-hardening upgrades.
View program - LoanOpen
Resilience Now - Emergency Wildfire Preparedness Retrofit Program
NPHS
Loan amount not stated on the official county reference page I found.
NPHS also lists an emergency wildfire preparedness retrofit loan program serving San Bernardino County homeowners.
View program - Cost shareOpen
Hazardous Tree Reduction Program
San Bernardino County Fire Protection District
Cost-saving assistance for removing hazardous trees; specific dollar amount not stated in the official source I found.
San Bernardino County Fire’s Hazardous Tree Reduction Program helps homeowners with the cost of removing hazardous dead or dying trees.
View program
San Diego County
- Free serviceOpen
Defensible Space Assistance Program
Fire Safe Council of San Diego County
One day of defensible-space work; no cash amount stated
The Fire Safe Council provides one day of defensible-space work for eligible homeowners who cannot do the work themselves because of physical, economic, or other barriers. The program is tied to the Home Assessment Program and is funded through San Diego Gas & Electric.
View program - Free serviceOpen
Community Chipping Events
Fire Safe Council of San Diego County
Free community chipping events
The Fire Safe Council runs free community chipping events in selected areas of San Diego County. These events help residents dispose of vegetative debris from defensible-space work.
View program - Free serviceStatus unknown
Compliance Assistance Program
Fire Safe Council of San Diego County
Assistance with citation compliance; no cash amount stated
The Fire Safe Council helps some homeowners bring cited defensible space into compliance when financial or physical barriers prevent the work. The program is countywide for homeowners in High or Very High Fire Hazard Severity Zones, depending on grant funding.
View program - Free serviceStatus unknown
Compliance Assistance Program
Fire Safe Council of San Diego County
Assistance with citation compliance; no cash amount stated
The Fire Safe Council helps some homeowners bring cited defensible space into compliance when financial or physical barriers prevent the work. The program is countywide for homeowners in High or Very High Fire Hazard Severity Zones, depending on grant funding.
View program
San Joaquin County
- GrantOpenIncome restricted
San Joaquin County Flood Recovery Manufactured Home Replacement and Elevation Program
San Joaquin County Office of Emergency Services
Up to $500,000 per unit
San Joaquin County says its Manufactured Home Replacement and Elevation Program gives grants to eligible mobile homeowners to replace and elevate manufactured or mobile homes damaged or destroyed in the 2022–2023 floods. The County says grants of up to $500,000 per unit are available.
View program - LoanOpenIncome restricted
San Joaquin County Housing Rehabilitation Program
San Joaquin County Neighborhood Preservation Division
Low-interest amortized loans and deferred-payment loans; no maximum amount stated
San Joaquin County offers low-interest amortized loans and deferred-payment loans to low-income homeowners in the county for needed home repairs. The brochure says the program can help with re-roofing, structural, electrical, plumbing, heating, weatherization, and other repairs.
View program - GrantOpen
San Joaquin County ReBLD / REAP 2.0 Fee Waiver Incentive Program
San Joaquin County Community Development Department
Fee waivers for qualifying County development fees; no dollar cap stated
San Joaquin County’s ReBLD program uses California REAP 2.0 funding to waive certain County fees for qualifying revitalization projects. The page says it can help with property management through receivership, streamlined permits, pre-approved plans, accessory dwelling unit plans, and staff guidance through the rebuild process.
View program
San Mateo County
- Free serviceOpen
Wildfire Mitigation Program
San Mateo County Parks
No homeowner cash amount stated; county parks mitigation work funded by Measure K and grants.
San Mateo County Parks carries out wildfire fuel reduction and forest-health work in parklands near homes using Measure K and grant funding, improving fire-related infrastructure and access routes.
View program - GrantOpen
Firefighter Grant Program
California Water Service
No homeowner amount stated; utility grant to fire departments.
California Water Service runs a firefighter grant program that includes the San Mateo Consolidated Fire Department among listed participants, supporting local fire-safety work with utility funding.
View program
Santa Cruz County
- Free serviceOpen
RCD Community Chipping Programs
Resource Conservation District of Santa Cruz County
Up to $250 per property, plus $80 per 500 linear feet of private road for neighborhood reimbursement; no-cost chipping when available.
The Resource Conservation District offers no-cost or reimbursed chipping to help Santa Cruz County residents create defensible space around homes in high-wildfire-risk areas. Depending on the program and funding, households can get chipping done for free or receive reimbursement up to $250 per home plus $80 per 500 linear feet of private road.
View program - Free serviceOpen
Home Advisory Program
South Skyline FireSafe Council
Free home and defensible-space advisory review.
South Skyline FireSafe Council offers free Home Advisory reviews of defensible space and home wildfire risks for properties inside its boundaries. The program gives homeowners a free inspection-style review based on CAL FIRE’s LE100 form and newer standards.
View program - Insurance discountOpen
Countywide Fire Risk Reduction Community designation insurance and grant support
County of Santa Cruz
Potential insurance discounts; amount not stated and varies by insurer.
Santa Cruz County says its Fire Risk Reduction Community designation may help homeowners qualify for wildfire insurance discounts, depending on the insurer and the home-hardening work done. The county also says the designation can help the county and partners get priority for certain wildfire prevention grants.
View program - Cost shareWaitlist
Fall / Summer Neighborhood Chipping Reimbursement Program
Resource Conservation District of Santa Cruz County
Up to $250 per property and $80 per 500 linear feet of private road; up to $10,000 per neighborhood.
The RCD reimburses neighborhood chipping costs for Santa Cruz County residents who clear defensible space together. The program covers up to $250 per property and $80 per 500 linear feet of private road, with a $10,000 neighborhood maximum.
View program
Shasta County
- Free serviceOpenIncome restricted
Pacific Power California Energy Savings Assistance (ESA) Program and Weatherization Services
Pacific Power
Free weatherization services; no dollar cap stated.
Pacific Power connects eligible California customers to free weatherization services through the Energy Savings Assistance program and local agencies. The page says the work can include insulation, energy-efficient showerheads, LED bulbs, and similar energy-saving measures.
View program - Free serviceOpenIncome restricted
Pacific Power California Energy Savings Assistance (ESA) Program and Weatherization Services
Pacific Power
Free weatherization services; no dollar cap stated.
Pacific Power connects eligible California customers to free weatherization services through the Energy Savings Assistance program and local agencies. The page says the work can include insulation, energy-efficient showerheads, LED bulbs, and similar energy-saving measures.
View program - Free serviceStatus unknownIncome restricted
Self-Help Home Improvement Project (SHHIP) weatherization programs
Self-Help Home Improvement Project (SHHIP)
Free weatherization services; exact measures not stated on the county page
Shasta County’s housing page points homeowners to SHHIP, which offers free home weatherization programs based on income eligibility. The county page does not give the full SHHIP rules or amounts, but it clearly identifies a cost-free weatherization resource serving the county.
View program
Siskiyou County
- GrantOpenIncome restricted
Woodsmoke Reduction & Heating Replacement Program
Siskiyou County Community Development Department
Up to $8,000 voucher per qualified homeowner
Siskiyou County gives qualifying homeowners up to $8,000 as a voucher to replace old wood stoves, wood inserts, or fireplaces with cleaner, more efficient heating equipment. It is aimed at low- to moderate-income homeowners in unincorporated Siskiyou County.
View program - Free serviceOpenIncome restricted
Pacific Power California Energy Savings Assistance (ESA) Program and Weatherization Services
Pacific Power
Free weatherization services; no dollar cap stated.
Pacific Power connects eligible California customers to free weatherization services through the Energy Savings Assistance program and local agencies. The page says the work can include insulation, energy-efficient showerheads, LED bulbs, and similar energy-saving measures.
View program - Free serviceOpenIncome restricted
Pacific Power California Energy Savings Assistance (ESA) Program and Weatherization Services
Pacific Power
Free weatherization services; no dollar cap stated.
Pacific Power connects eligible California customers to free weatherization services through the Energy Savings Assistance program and local agencies. The page says the work can include insulation, energy-efficient showerheads, LED bulbs, and similar energy-saving measures.
View program - Free serviceOpen
Community Wildfire Defense Grant project: free wildfire home assessments and defensible space work
Fire Safe Council of Siskiyou County
Free home assessments and free defensible space work; no homeowner dollar cap stated
The Fire Safe Council of Siskiyou County is using a Community Wildfire Defense Grant project to provide free wildfire home assessments and defensible space work for residents. The project page says it will reach about 500 homes and includes free assessments.
View program - Free serviceOpen
Free defensible space home assessments
Fire Safe Council of Siskiyou County
Free assessment
The Fire Safe Council of Siskiyou County offers free defensible space home assessments to help homeowners reduce wildfire risk. The official post says the program is free and available to Siskiyou County residents.
View program - Free serviceOpen
Free wildfire home assessments and home-hardening/defensible-space project
Fire Safe Council of Siskiyou County
Free assessment and mitigation support; no homeowner dollar cap stated
The Fire Safe Council of Siskiyou County describes a countywide wildfire mitigation project that provides free home assessments and educational outreach, and it says the work will include home hardening and defensible space. The homeowner-facing benefit is free assessment and mitigation support rather than a cash payout.
View program
Solano County
- Free serviceOpen
Solano Resource Conservation District – Wildfire Resources and Site Visit/Assessment Support
Solano Resource Conservation District
Solano RCD offers wildfire resources and says residents can sign up for a site visit and assessment to address post-wildfire recovery needs, but the page does not list cash amounts or a formal homeowner grant program.
View program - Free serviceOpen
Solano County Emergency Services – Fire Ready / Harden Your Home resources
Solano County Office of Emergency Services
Solano County’s Fire Ready page offers wildfire preparedness and home-hardening guidance, plus links to fire safe councils and Firewise resources. It does not describe a grant, rebate, loan, or other direct homeowner financial incentive.
View program - Free serviceOpens soon
Solano Fire Safe Council – Other Programs (coming soon: Chipping Program; Defensible Space & Home Hardening Assistance; Hazardous Fuel Reduction Programs)
Solano Fire Safe Council
The Solano Fire Safe Council says it is working with partners on homeowner wildfire-mitigation programs, including chipping and defensible space/home hardening help, but the page does not yet show an open application or service details.
View program - Free serviceOpens soon
Solano Fire Safe Council – Other Programs (coming soon: Chipping Program; Defensible Space & Home Hardening Assistance; Hazardous Fuel Reduction Programs)
Solano Fire Safe Council
The Solano Fire Safe Council says it is working with partners on homeowner wildfire-mitigation programs, including chipping and defensible space/home hardening help, but the page does not yet show an open application or service details.
View program
Sonoma County
- Free serviceStatus unknown
Fire Safe Sonoma wildfire mitigation projects and community programs
Fire Safe Sonoma
No specific homeowner cash amount stated on the official public pages reviewed.
Fire Safe Sonoma is the countywide Fire Safe Council for Sonoma County and provides wildfire-prevention education, community mitigation support, and grant-funded project work. The public site does not clearly identify a currently open homeowner cash rebate or grant amount.
View program - Insurance discountStatus unknown
Wildfire Property Insurance / Safer from Wildfires framework information
Fire Safe Sonoma
Insurance discounts; no local dollar amount stated.
Fire Safe Sonoma explains that California insurers must provide discounts for homeowners and businesses that complete wildfire safety and mitigation actions under the Safer from Wildfires framework. The page does not state a local dollar amount, only that qualifying mitigation work can lead to insurance savings.
View program - Insurance discountStatus unknown
Wildfire Property Insurance / Safer from Wildfires framework information
Fire Safe Sonoma
Insurance discounts; no local dollar amount stated.
Fire Safe Sonoma explains that California insurers must provide discounts for homeowners and businesses that complete wildfire safety and mitigation actions under the Safer from Wildfires framework. The page does not state a local dollar amount, only that qualifying mitigation work can lead to insurance savings.
View program - Free serviceStatus unknown
Fire Safe Sonoma wildfire mitigation projects and community programs
Fire Safe Sonoma
No specific homeowner cash amount stated on the official public pages reviewed.
Fire Safe Sonoma is the countywide Fire Safe Council for Sonoma County and provides wildfire-prevention education, community mitigation support, and grant-funded project work. The public site does not clearly identify a currently open homeowner cash rebate or grant amount.
View program - Free serviceStatus unknown
Fire Safe Sonoma wildfire mitigation projects and community programs
Fire Safe Sonoma
No specific homeowner cash amount stated on the official public pages reviewed.
Fire Safe Sonoma is the countywide Fire Safe Council for Sonoma County and provides wildfire-prevention education, community mitigation support, and grant-funded project work. The public site does not clearly identify a currently open homeowner cash rebate or grant amount.
View program - Insurance discountStatus unknown
Wildfire Property Insurance / Safer from Wildfires framework information
Fire Safe Sonoma
Insurance discounts; no local dollar amount stated.
Fire Safe Sonoma explains that California insurers must provide discounts for homeowners and businesses that complete wildfire safety and mitigation actions under the Safer from Wildfires framework. The page does not state a local dollar amount, only that qualifying mitigation work can lead to insurance savings.
View program
Tehama County
- Free serviceOpen
TinderSmart Tehama Defensible Space Assistance Program
Resource Conservation District of Tehama County
No-cost service
The Resource Conservation District of Tehama County provides no-cost defensible space assistance to eligible Tehama County residents. Conservation technicians help reduce hazardous vegetation around homes to meet the 100-foot defensible space requirement.
View program - Cost shareOpen
TinderSmart Tehama
Resource Conservation District of Tehama County
Low-fee to no-fee services; includes free defensible space assistance
The Resource Conservation District of Tehama County offers TinderSmart Tehama, a grant-funded suite of wildfire readiness services for Tehama County residents in SRA, LRA, or WUI zones. It includes free defensible space assistance, cost-share vegetation treatments, hazard tree removal, and community chipping.
View program - Free serviceOpen
Wildfire County Coordinator Program
Resource Conservation District of Tehama County
Free technical assistance; limited-time Disaster Ready Starter Kits mentioned
Tehama County’s Wildfire County Coordinator Program provides free technical assistance for wildfire readiness, including home hardening guidance, disaster readiness support, and CWPP help. It also offers limited-time Disaster Ready Starter Kits, but the page does not state a dollar value or kit contents.
View program - Free serviceOpen
Tehama-Glenn Fire Safe Council
Resource Conservation District of Tehama County
No stated direct homeowner payment
A county-run wildfire readiness and fire prevention education council co-managed by the Resource Conservation District of Tehama County and Glenn County RCD. The page does not state a cash grant or rebate amount; it describes meetings, education, outreach, and wildfire readiness resources.
View program - Free serviceOpen
Community Chipping
Resource Conservation District of Tehama County
Free chipping service
Community Chipping is a free chipping service in Tehama County through TinderSmart Tehama. Residents cut and stack vegetation, and the program chips it to help create defensible space.
View program - Free serviceOpen
Wildfire County Coordinator Program
Resource Conservation District of Tehama County
Free technical assistance; limited-time Disaster Ready Starter Kits mentioned
Tehama County’s Wildfire County Coordinator Program provides free technical assistance for wildfire readiness, including home hardening guidance, disaster readiness support, and CWPP help. It also offers limited-time Disaster Ready Starter Kits, but the page does not state a dollar value or kit contents.
View program - Free serviceOpen
Community Chipping
Resource Conservation District of Tehama County
Free chipping service
Community Chipping is a free chipping service in Tehama County through TinderSmart Tehama. Residents cut and stack vegetation, and the program chips it to help create defensible space.
View program - Free serviceOpen
TinderSmart Tehama Defensible Space Assistance Program
Resource Conservation District of Tehama County
No-cost service
The Resource Conservation District of Tehama County provides no-cost defensible space assistance to eligible Tehama County residents. Conservation technicians help reduce hazardous vegetation around homes to meet the 100-foot defensible space requirement.
View program - Cost shareOpen
TinderSmart Tehama
Resource Conservation District of Tehama County
Low-fee to no-fee services; includes free defensible space assistance
The Resource Conservation District of Tehama County offers TinderSmart Tehama, a grant-funded suite of wildfire readiness services for Tehama County residents in SRA, LRA, or WUI zones. It includes free defensible space assistance, cost-share vegetation treatments, hazard tree removal, and community chipping.
View program - Free serviceOpen
Community Chipping
Resource Conservation District of Tehama County
Free chipping service
Community Chipping is a free chipping service in Tehama County through TinderSmart Tehama. Residents cut and stack vegetation, and the program chips it to help create defensible space.
View program - Free serviceOpen
Wildfire County Coordinator Program
Resource Conservation District of Tehama County
Free technical assistance; limited-time Disaster Ready Starter Kits mentioned
Tehama County’s Wildfire County Coordinator Program provides free technical assistance for wildfire readiness, including home hardening guidance, disaster readiness support, and CWPP help. It also offers limited-time Disaster Ready Starter Kits, but the page does not state a dollar value or kit contents.
View program - Free serviceOpen
Tehama-Glenn Fire Safe Council
Resource Conservation District of Tehama County
No stated direct homeowner payment
A county-run wildfire readiness and fire prevention education council co-managed by the Resource Conservation District of Tehama County and Glenn County RCD. The page does not state a cash grant or rebate amount; it describes meetings, education, outreach, and wildfire readiness resources.
View program
Tulare County
- Free serviceOpen
Hazard Abatement and Inspection Program
Tulare County Fire Department
Tulare County provides hazard-abatement inspection and compliance notices for defensible space and weeds, grass, and rubbish standards, but it says this is an enforcement program and not a homeowner service. No money is provided.
View program - Cost shareStatus unknown
Regional Conservation Partnership Program (RCPP) Crisis to Opportunity: Sierra Nevada Recovery & Resilience
Tulare County Resource Conservation District
The Tulare County Resource Conservation District offers technical assistance to private forested properties with dead or dying trees that raise wildfire risk, and it says financial assistance may be available. The program is being run in coordination with the USDA Natural Resources Conservation Service.
View program - Cost shareStatus unknown
Regional Conservation Partnership Program (RCPP) Crisis to Opportunity: Sierra Nevada Recovery & Resilience
Tulare County Resource Conservation District
The Tulare County Resource Conservation District offers technical assistance to private forested properties with dead or dying trees that raise wildfire risk, and it says financial assistance may be available. The program is being run in coordination with the USDA Natural Resources Conservation Service.
View program - Cost shareStatus unknown
RCPP Crisis to Opportunity: Sierra Nevada Recovery & Resilience
Tulare County Resource Conservation District
Tulare County Resource Conservation District says financial assistance may be available for private forested properties with dead or dying trees that increase wildfire risk. Homeowners or landowners start by submitting the program form and can contact Makenna at (559) 734-8732 ext. 3183 for more information.
View program
Tuolumne County
- GrantOpen
FEMA/CAL OES California Wildfire Mitigation Program Grant - Home Hardening
Tuolumne County Office of Emergency Services
Tuolumne County OES is running a home hardening and defensible space grant for homes in the Ponderosa/Mira Monte project area. The county page says eligible homeowners can receive financial assistance for structure and defensible space improvements, but it does not state a dollar amount on the page.
View program - Free serviceOpen
Firewise USA Program
Tuolumne Fire Safe Council
Free community program; possible insurance discounts through some carriers
Tuolumne Fire Safe Council helps homeowners and neighborhoods participate in the free Firewise USA program, which provides resources and a framework for reducing wildfire risk. It is not a cash grant, but recognized communities may be able to access insurance discounts through their own carriers.
View program - GrantOpen
USDA Community Wildfire Defense Grant (CWDG)
Tuolumne County Office of Emergency Services
Tuolumne County OES is managing USDA-funded defensible space work for homeowners in Cedar Ridge, Mi-Wuk Village, and Columbia/Yankee Hill. The county page says residential parcels in those communities may get defensible space clearing at no stated cost to the homeowner, but it does not give a dollar cap.
View program - GrantOpen
FEMA/CAL OES California Wildfire Mitigation Program Grant - Home Hardening
Tuolumne County Office of Emergency Services
Tuolumne County OES is running a home hardening and defensible space grant for homes in the Ponderosa/Mira Monte project area. The county page says eligible homeowners can receive financial assistance for structure and defensible space improvements, but it does not state a dollar amount on the page.
View program - GrantOpen
FEMA/CAL OES California Wildfire Mitigation Program Grant - Home Hardening
Tuolumne County Office of Emergency Services
Tuolumne County OES is running a home hardening and defensible space grant for homes in the Ponderosa/Mira Monte project area. The county page says eligible homeowners can receive financial assistance for structure and defensible space improvements, but it does not state a dollar amount on the page.
View program - GrantOpen
USDA Community Wildfire Defense Grant (CWDG)
Tuolumne County Office of Emergency Services
Tuolumne County OES is managing USDA-funded defensible space work for homeowners in Cedar Ridge, Mi-Wuk Village, and Columbia/Yankee Hill. The county page says residential parcels in those communities may get defensible space clearing at no stated cost to the homeowner, but it does not give a dollar cap.
View program - Free serviceOpen
Firewise USA Program
Tuolumne Fire Safe Council
Free community program; possible insurance discounts through some carriers
Tuolumne Fire Safe Council helps homeowners and neighborhoods participate in the free Firewise USA program, which provides resources and a framework for reducing wildfire risk. It is not a cash grant, but recognized communities may be able to access insurance discounts through their own carriers.
View program - GrantFunds exhaustedIncome restricted
Defensible Space for Low-income Seniors and Disabled Residents
Tuolumne Fire Safe Council
$879,000 total grant over 5 years
Tuolumne Fire Safe Council provides no-cost defensible space work for low-income seniors age 65+ and disabled residents in Tuolumne County, funded by a $879,000 CAL FIRE Climate Investment Grant over 5 years.
View program
Ventura County
- Free serviceOpen
No-Cost Home Wildfire Assessments
Ventura Regional Fire Safe Council
Free assessment service
Ventura Regional Fire Safe Council offers free home wildfire assessments to Ventura County homeowners. The assessments identify priority actions to make a home more fire resistant, at no cost to the homeowner.
View program - Free serviceOpen
Free Home Ignition Zone Assessments
Ventura County Resource Conservation District
Free assessment service
The Ventura County Resource Conservation District offers free home ignition zone assessments for Ventura County residents. The assessment includes a guided walk-through and a report with photos and suggestions.
View program - Free serviceOpen
No-Cost Home Wildfire Assessments
Ventura Regional Fire Safe Council
Free assessment service
Ventura Regional Fire Safe Council offers free home wildfire assessments to Ventura County homeowners. The assessments identify priority actions to make a home more fire resistant, at no cost to the homeowner.
View program - Free serviceOpen
Free Home Ignition Zone Assessments
Ventura County Resource Conservation District
Free assessment service
The Ventura County Resource Conservation District offers free home ignition zone assessments for Ventura County residents. The assessment includes a guided walk-through and a report with photos and suggestions.
View program - Free serviceOpen
No-Cost Chipping Program
Ventura Regional Fire Safe Council
No-cost service; no cash amount stated.
Ventura Regional Fire Safe Council provides no-cost chipping for neighborhoods and individual homeowners in Ventura County to reduce wildfire fuel. The program includes curbside chipper days and drop-off chipper events at no charge.
View program
Yolo County
- Free serviceOpen
Community Wildfire Resiliency Program
Yolo County Resource Conservation District
Program coordination and wildfire-resilience services; no homeowner cash amount stated
Countywide wildfire-resilience coordination led by the Yolo County RCD, including support for the Yolo County Fire Safe Council and prescribed-burning work. The official page describes it as funded by CAL FIRE and the California Fire Safe Council.
View program - Free serviceOpen
Defensible Space Assessments
Yolo County Fire Safe Council
Free defensible-space/home-vulnerability assessment
Free, non-regulatory defensible space and home-vulnerability assessments for Yolo County residents in the county’s high-fire areas. The assessment is educational and focused on wildfire and ember risk.
View program - Free serviceOpen
Reflective Address Sign Program
Yolo County Fire Safe Council
Free reflective address sign; signpost and hardware available if needed
Free reflective address signs for Yolo County properties in the high fire areas of western Yolo County. If needed, the council also provides signposts and hardware.
View program - Free serviceOpen
Neighborhood Chipper Program
Yolo County Fire Safe Council
Free chipping service
Free chipping service for Yolo County residents in high-fire areas who have already cut and stacked vegetation from defensible-space work. The program helps remove the debris left after reducing wildfire fuel around a home.
View program - Free serviceOpen
Reflective Address Sign Program
Yolo County Fire Safe Council
Free reflective address sign; signpost and hardware available if needed
Free reflective address signs for Yolo County properties in the high fire areas of western Yolo County. If needed, the council also provides signposts and hardware.
View program - Free serviceOpen
Defensible Space Assessments
Yolo County Fire Safe Council
Free defensible-space/home-vulnerability assessment
Free, non-regulatory defensible space and home-vulnerability assessments for Yolo County residents in the county’s high-fire areas. The assessment is educational and focused on wildfire and ember risk.
View program - Free serviceOpen
Community Wildfire Resiliency Program
Yolo County Resource Conservation District
Program coordination and wildfire-resilience services; no homeowner cash amount stated
Countywide wildfire-resilience coordination led by the Yolo County RCD, including support for the Yolo County Fire Safe Council and prescribed-burning work. The official page describes it as funded by CAL FIRE and the California Fire Safe Council.
View program
Yuba County
- Free serviceOpen
Free Wildfire Mitigation Review Program
Yuba Watershed Protection & Fire Safe Council
Free review; up to 50% reimbursement for defensible space improvements
Yuba Watershed Protection & Fire Safe Council offers a free on-site wildfire mitigation review for Yuba County homes. The review helps homeowners identify current wildfire risks and prioritize defensible space and home hardening improvements; it is also the first step toward possible reimbursement assistance for recommended defensible space work.
View program - Free serviceOpen
Firewise USA Site Activation Program for Yuba Foothill Communities
Yuba Watershed Protection & Fire Safe Council
Free community Firewise support; no cash amount stated
Yuba Watershed Protection & Fire Safe Council helps Yuba foothill communities become recognized Firewise USA sites. It is a free community organizing and technical assistance program that supports wildfire resilience, not a cash rebate or grant.
View program - Free serviceWaitlistIncome restricted
Defensible Space Special Assistance
Yuba Watershed Protection & Fire Safe Council
Free defensible-space assistance; no dollar amount stated
The Yuba Watershed Protection & Fire Safe Council provides no-cost defensible space work for eligible residents who are low-income seniors or low-income disabled people and cannot do the work themselves. The program is temporarily suspended and is scheduled to return as a refreshed program in October 2026.
View program - Free serviceWaitlistIncome restricted
Defensible Space Special Assistance
Yuba Watershed Protection & Fire Safe Council
Free defensible-space assistance; no dollar amount stated
The Yuba Watershed Protection & Fire Safe Council provides no-cost defensible space work for eligible residents who are low-income seniors or low-income disabled people and cannot do the work themselves. The program is temporarily suspended and is scheduled to return as a refreshed program in October 2026.
View program - Free serviceWaitlistIncome restricted
Defensible Space Special Assistance
Yuba Watershed Protection & Fire Safe Council
Free defensible-space assistance; no dollar amount stated
The Yuba Watershed Protection & Fire Safe Council provides no-cost defensible space work for eligible residents who are low-income seniors or low-income disabled people and cannot do the work themselves. The program is temporarily suspended and is scheduled to return as a refreshed program in October 2026.
View program - RebateStatus unknown
Yuba Foothills Defensible Space Cost Share Program
Yuba Watershed Protection & Fire Safe Council
50% reimbursement up to $2,000 per residence
The Yuba Watershed Protection & Fire Safe Council reimburses foothill homeowners for defensible-space work around their homes. It pays 50% of eligible costs up to $2,000 per residence.
View program - RebateStatus unknown
Yuba Foothills Home Hardening Cost Share Program
Yuba Watershed Protection & Fire Safe Council
50% reimbursement up to $2,000 per residence
The Yuba Watershed Protection & Fire Safe Council reimburses Yuba County foothill homeowners for wildfire home-hardening upgrades. It pays 50% of eligible costs up to $2,000 per residence.
View program
See which programs your home qualifies for
Create a free Cindera account to see full eligibility details, get programs matched to your exact address, and get grant application help.
Create accountCity & local programs
Programs limited to specific cities or zip codes in California.
- LoanOpenIncome restricted
Housing Rehabilitation Program
City of Riverside Housing & Human Services Department
Interest-free deferred loans up to $60,000
The City of Riverside offers interest-free deferred rehabilitation loans of up to $60,000 for eligible homeowners. The program is not wildfire-only, but it can help pay for home repairs that improve safety and code compliance.
View program - LoanOpenIncome restricted
Homeowner Repair Assistance Program
City of Modesto Community Development Division
Up to $25,000 forgivable grant for mobile homes; single-family homes can get a 20-year deferred or amortized loan plus a 20% forgivable grant after 10 years.
Modesto offers low- and moderate-income homeowners loans and forgivable grant support for critical home repairs and accessibility improvements. Mobile homeowners can get up to $25,000 forgiven after 5 years, and single-family homeowners can choose deferred or amortized loan options with a 20% forgivable grant.
View program - GrantOpen
HOME LA Pilot Program
Los Angeles Department of Water and Power
Up to $10,000, plus a $5,000 battery bonus.
The City of Los Angeles, through LADWP, launched HOME LA to help eligible wildfire survivors rebuild more resilient homes with up to $10,000 in incentives, plus a $5,000 battery bonus. It is focused on all-electric resilient rebuilding, not general home repair.
View program - RebateOpen
Home Hardening Assistance Program
Montecito Fire Department
Up to $10,000 per property, reimbursed after work is completed
The Montecito Fire Department reimburses eligible homeowners for wildfire home-hardening retrofits and related resilience work, up to $10,000 per property. It is a reimbursement program, so homeowners must complete and pay for work first and then apply for repayment if selected.
View program - GrantOpenIncome restricted
City of Irvine Residential Rehabilitation Program
City of Irvine
Up to $5,000 per household; FAQ also describes 3% interest deferred loans
The City of Irvine offers grants to eligible low-income homeowners for critical home repairs, including roof, window, stucco, smoke alarm, electrical, and other health-and-safety work. The official materials say grants are up to $5,000 per household, and some city guidance also describes deferred loans for the program.
View program - GrantOpen
City of Placerville – Defensible Space Grant Program
City of Placerville / Placerville Fire Safe Council
Reimbursement for defensible-space work; example materials show $500-$2,500 bids and $4,000 approved to date.
The City of Placerville supports a defensible-space grant program run with the Placerville Fire Safe Council. Homeowners apply through the council, get the work verified, and receive reimbursement after the project is finished.
View program - RebateOpen
City of Sacramento Outdoor Rebates
City of Sacramento Department of Utilities
Up to $3,000 for grass conversion; up to $800 for irrigation upgrades; smaller rebates for rain barrels and laundry-to-landscape
The City of Sacramento offers outdoor rebates for grass conversion, irrigation upgrades, rain barrels, and laundry-to-landscape systems. These are water-saving rebates, but the grass conversion and irrigation work can overlap with wildfire-safer landscaping choices.
View program - Free serviceOpen
Real Estate Defensible Space Inspection
City of San Diego Fire-Rescue Department
Inspection fee of $118
The City of San Diego requires and performs defensible space inspections for real estate transactions in high- and very high-risk fire zones. The inspection costs $118 and provides documentation for escrow compliance.
View program - Free serviceOpen
Fire Hazard Reduction Program (FHRP)
Ventura Fire Department
Regulatory brush-management service; no cash benefit stated
The City of Ventura’s Fire Hazard Reduction Program provides wildfire hazard reduction oversight and brush-management inspections for properties in High and Very High hazard zones. It helps homeowners comply with annual vegetation management requirements, but the official page does not describe a homeowner payment benefit.
View program - Free serviceOpen
Ready Your Ventura Neighborhood
City of Ventura
Free preparedness program
The City of Ventura offers a free neighborhood preparedness program that helps residents prepare, plan, and act together for disasters. The official page does not state cash payments, but it is a free service that can support home hardening and readiness.
View program - Free serviceOpen
Home Risk Assessment
City of San Diego Fire-Rescue Department
Home assessment service for $163
The City of San Diego offers an on-site wildfire home risk assessment for homeowners for a $163 fee. The assessment gives personalized guidance on defensible space, ember exposure, vegetation spacing, and practical home-hardening steps.
View program - Free serviceOpen
Home Assessment Program
Riverside Fire Department
Free wildfire home assessment
The City of Riverside offers free educational home assessments for properties in High and Very High fire hazard areas. The assessment gives homeowners a personalized wildfire-risk report and recommendations for defensible space and home hardening.
View program - Free serviceOpen
Real Estate Defensible Space Inspection
City of San Diego Fire-Rescue Department
Inspection fee of $118
The City of San Diego requires and performs defensible space inspections for real estate transactions in high- and very high-risk fire zones. The inspection costs $118 and provides documentation for escrow compliance.
View program - Free serviceOpen
Fire Hazard Reduction Program (FHRP)
Ventura Fire Department
Regulatory brush-management service; no cash benefit stated
The City of Ventura’s Fire Hazard Reduction Program provides wildfire hazard reduction oversight and brush-management inspections for properties in High and Very High hazard zones. It helps homeowners comply with annual vegetation management requirements, but the official page does not describe a homeowner payment benefit.
View program - Free serviceOpen
Ready Your Ventura Neighborhood
City of Ventura
Free preparedness program
The City of Ventura offers a free neighborhood preparedness program that helps residents prepare, plan, and act together for disasters. The official page does not state cash payments, but it is a free service that can support home hardening and readiness.
View program - Free serviceOpen
Wildfire Preparedness / Home hardening resources
Town of Portola Valley
No funding amount stated on the official page.
Portola Valley publishes wildfire home-hardening rules and resources for residents, but the official page does not show a direct homeowner grant or rebate amount.
View program - RebateOpen
Lodi Electric Utility Residential Rebates
Lodi Electric Utility
Rebate amounts are not stated on the landing page; applicants must check each application
Lodi Electric Utility offers residential rebates for energy-efficiency home upgrades, including insulation, replacement windows, and other listed improvements. Homeowners must check each application for the exact rebate amount and qualifications.
View program - Free serviceOpen
Defensible Space Evaluations
City of Santa Barbara Fire Department
Free inspection/service
The City of Santa Barbara Fire Department offers free voluntary defensible-space inspections for homeowners in the Wildland Fire Suppression Assessment District. The service helps homeowners identify wildfire hazards and compliance issues, and it can support California Civil Code Section 1102.19 documentation for homes sold in high fire hazard areas.
View program - Free serviceOpen
Defensible Space & Home Hardening Evaluation
City of Santa Barbara Fire Department
Free evaluation/service
The City of Santa Barbara offers a free, voluntary, penalty-free defensible-space and home-hardening evaluation. The visit gives homeowners on-site guidance on landscaping and exterior building features that could improve survivability in a wildfire.
View program - Free serviceOpen
Neighborhood Chipping Program
Montecito Fire Department
Free chipping service
Montecito Fire Department provides a free neighborhood chipping service to help residents reduce wildfire fuels and improve defensible space around homes. The department’s contractor chips eligible vegetation on-site and hauls it away for participating Montecito neighborhoods.
View program - Free serviceOpen
Monterey Fire Department Home Hardening and Defensible Space Inspections
City of Monterey Fire Department
Free inspection service; no dollar amount stated.
The City of Monterey Fire Department conducts home hardening and defensible space inspections in high-hazard areas. This is a free service to help residents prepare for wildfire, though the notice does not state a cash payment amount.
View program - GrantOpen
Wildfire Fuels Mitigation support for greenbelt areas
City of Monterey
City mitigation funding; no homeowner cash amount stated.
The City of Monterey allocated local NCIP funds and a CAL FIRE grant for wildfire fuels mitigation in city greenbelt areas. This is a city-funded mitigation effort, but the official release does not describe direct homeowner grants.
View program - GrantOpen
San Rafael Wildfire Prevention Grants
City of San Rafael Fire Department
Reimbursement for completed defensible space and home hardening work; San Rafael-specific maximum not stated on the source we found.
The City of San Rafael and Marin Wildfire Prevention Authority offer grants to help homeowners pay for defensible space and home hardening work. The Fire Safe Marin grant page says residents can receive reimbursement for completed projects identified in a Defensible Space Report.
View program - RebateOpen
Truckee Fire Rebate Program
Truckee Fire Protection District
75% reimbursement for a 6-yard green waste dumpster rental.
Measure T funds reimburse 75% of the cost of a 6-yard green waste dumpster rental for vegetation removal and defensible-space work around the home.
View program - RebateOpen
Truckee Fire Protection District Green Waste Dumpster Rebate Program
Truckee Fire Protection District
75% reimbursement for a 6-yard green waste dumpster rental.
Measure T funds reimburse 75% of the cost of a 6-yard green waste dumpster rental for defensible-space work. The Town of Truckee page says this is to help residents remove vegetation around their homes.
View program - RebateOpen
Truckee Fire Rebate Program
Truckee Fire Protection District
75% reimbursement for a 6-yard green waste dumpster rental.
Measure T funds reimburse 75% of the cost of a 6-yard green waste dumpster rental for vegetation removal and defensible-space work around the home.
View program - Free serviceWaitlist
Handyworker Program
Los Angeles Housing Department
No-cost repairs; no dollar cap stated on the official page.
The City of Los Angeles offers no-cost minor home repairs for eligible homeowners through the Handyworker Program. It is aimed at safety and livability improvements, not a cash rebate, and is currently waitlisted in the San Fernando Valley.
View program - RebateWaitlist
Pinole Energy Enhancement Rebate Program
City of Pinole
BayREN portion covers 80% of project costs; city rebate amount not stated on reviewed lines
The City of Pinole offers rebates for eligible home energy and electrification upgrades, and the county page says the current phase runs from March 4, 2026 through December 31, 2026. It is not a wildfire-specific hardening program, but it can support insulation, weatherstripping, and similar home-improvement work.
View program - LoanStatus unknown
San Francisco Homeowner Emergency Loan Program (HELP)
Mayor’s Office of Housing and Community Development (MOHCD), City and County of San Francisco
Up to $50,000 deferred-payment loan
San Francisco offers eligible homeowners a deferred-payment emergency loan for one-time housing emergencies, with a maximum loan amount of $50,000. The official program materials describe it as emergency financial assistance for homeowners facing unforeseen hardship, not a disaster-hardening grant.
View program - LoanStatus unknownIncome restricted
Housing Rehabilitation - Chowchilla / Home Owner Rehabilitation
City of Chowchilla in partnership with Self-Help Enterprises
The City of Chowchilla partners with Self-Help Enterprises to offer a Home Owner Rehabilitation program for local homeowners. The city page does not state a dollar amount, but it does point residents to the program for help with home repairs that can include hardening-related work if approved by the program administrator.
View program - LoanStatus unknownIncome restricted
Housing Rehabilitation - Chowchilla / Home Owner Rehabilitation
City of Chowchilla in partnership with Self-Help Enterprises
The City of Chowchilla partners with Self-Help Enterprises to offer a Home Owner Rehabilitation program for local homeowners. The city page does not state a dollar amount, but it does point residents to the program for help with home repairs that can include hardening-related work if approved by the program administrator.
View program
Nationwide programs
Federal and national programs California homeowners can also use.
- LoanOpenIncome restricted
Home Repair Loans and Grants (Section 504 Home Repair Program)
USDA Rural Development / Rural Housing Service
Loans up to $40,000; grants up to $10,000 for eligible homeowners age 62+
USDA Rural Development helps very-low-income rural homeowners repair, improve, or modernize their homes with low-interest loans, and grants for eligible homeowners age 62+ to remove health and safety hazards. The program can provide up to $40,000 in loan funds and up to $10,000 in grant funds, subject to lifetime limits.
View program - GrantOpenIncome restricted
Single Family Housing Section 504 Home Repair Loans and Grants
U.S. Department of Agriculture Rural Development
Loans up to $40,000; grant portion available for some very-low-income seniors
USDA Rural Development’s Section 504 program offers low-interest loans and grants to very-low-income homeowners to repair, improve, or modernize homes and remove health and safety hazards. The loan amount can be up to $40,000.
View program - GrantOpenIncome restricted
Pennsylvania Disaster Recovery Assistance Program
Pennsylvania Emergency Management Agency
Up to $20,000 for home repairs; temporary housing and personal property assistance are also available
Pennsylvania offers disaster grants to homeowners and renters after certain disasters when other recovery funding is unavailable. The program can pay for home repairs up to $20,000, temporary housing, and replacement of certain personal items.
View program - LoanOpenIncome restricted
Single Family Housing Repair Loans & Grants
USDA Rural Development
Grant up to $15,000 for repairs to homes damaged in a presidentially declared disaster area; loan amount not stated on the page used here.
USDA Rural Development gives eligible rural homeowners low-interest repair loans and, for older very-low-income homeowners, grants to remove health and safety hazards, repair, improve, or modernize a home. Grants can also help repair homes damaged in a presidentially declared disaster, up to $15,000.
View program - LoanOpenIncome restricted
USDA Rural Development Section 504 Home Repair Program
USDA Rural Development
Lifetime grant maximum $10,000; loan terms also available
Cortland County’s official resource guide points homeowners to USDA’s Section 504 repair loans and grants for fixing health and safety hazards. The guide says grants can reach $10,000 lifetime and are for homeowners age 62+ who cannot afford a loan.
View program - RebateOpen
EnergizeCT Residential Insulation Incentive
EnergizeCT / Connecticut energy efficiency program sponsors
Up to $2.00/sq. ft. for professional installation, up to $10,000; $0.25/sq. ft. self-install; up to $2.50/sq. ft. for income-qualified or Environmental Justice Community customers
This utility rebate pays homeowners up to $2.00 per square foot for professionally installed insulation, with higher incentives for income-qualified customers. The program is current statewide, so it is available to homeowners in New London County too.
View program - GrantOpen
Home Improvement and Structural Alterations (HISA) grant
Veterans Health Administration
Up to $6,800 lifetime for service-connected veterans; up to $2,000 for non-service-connected veterans.
The Veterans Health Administration’s HISA grant helps eligible veterans modify their homes for access and essential bathroom needs. The lifetime benefit is capped at $6,800 for service-connected veterans and $2,000 for non-service-connected veterans.
View program - Tax creditOpen
Sec. 25C Energy Efficient Home Improvement Tax Credit
Federal government
Up to 30% of eligible costs, with a $3,200 annual maximum.
Federal tax credit for homeowners who make eligible energy-efficiency upgrades, including audits, panel upgrades, heat pumps, heat pump water heaters, and weatherization. The page says the credit can be up to 30% of costs, with a $3,200 annual maximum.
View program - RebateOpen
Georgia Power Home Energy Improvement Program
Georgia Power
Up to 50% back, with a maximum of $1,250 for the Home Comfort Bundle; individual measures include up to $150 for a home energy assessment, $200 for attic/ceiling insulation, $300 for air sealing, and $400 for duct sealing.
Georgia Power offers rebates on qualifying home efficiency upgrades, with some services rebating up to 50% of cost and the Home Comfort Bundle going up to $1,250. It is an energy program, not a wildfire-specific hardening program, but some eligible work can overlap with home resilience.
View program - RebateOpen
Alabama Power Energy Assistant heat-pump rebate for Talladega County-area customers
Alabama Power
$1,000 one-time rebate
Alabama Power offers a $1,000 rebate for eligible customers who switch from a gas furnace to a high-efficiency heat pump. This is a utility rebate, not a county-only program, but it is available to Alabama Power residential customers in Talladega County if they meet the utility’s rules.
View program - RebateOpen
Alabama Power Rebates & Incentives
Alabama Power
Up to $1,000 on a heat pump; up to $200 on a smart thermostat; free tank water heater or $500 rebate for electric conversion
Alabama Power offers limited-time rebates for qualifying residential customers, including up to $1,000 back for a high-efficiency heat pump and up to $200 back for a smart thermostat. These are energy programs, not wildfire-specific hardening grants.
View program - Free serviceOpen
Firewise
Mississippi Forestry Commission
Free workshops and wildfire-home-hardening guidance
A free wildfire-prevention education program that helps Harrison County homeowners learn how to make homes and neighborhoods more resistant to wildfire. The program offers workshops and guidance on home ignition zones, defensible space, and access readiness.
View program - Free serviceOpen
Minnesota Firewise Program homeowner kits and DIY wildfire risk assessment
Minnesota Department of Natural Resources
Free kit and assessment form; no cash payment.
The Minnesota DNR mails homeowners a free Firewise kit with a DIY home risk assessment form and brochures. It is a no-cost service for homeowners who want to reduce wildfire risk.
View program - Free serviceOpen
PNM wildfire preparedness guidance and vegetation management support
Public Service Company of New Mexico (PNM)
No cash incentive stated on the official page; preparedness guidance only.
PNM provides wildfire-preparedness guidance to customers in its service territory, including trimming vegetation around homes and clearing gutters and debris. The official wildfire-safety page does not describe a homeowner cash program or rebate for hardening a house.
View program - LoanOpen
Federal Housing Agency’s 203(k) Rehabilitation Mortgage
Federal Housing Administration
Finances renovations, repairs, or remodeling in one loan; no cap stated.
An FHA rehabilitation mortgage that can finance home purchases or refinances and roll renovations, repairs, or remodeling into one loan. The page says it can be used for structural repairs, major remodeling, and improvements that increase energy efficiency or help protect homes from natural disasters.
View program - LoanOpen
Federal Housing Agency’s Energy Efficient Mortgage Program
Federal Housing Administration
Energy-efficient improvements can be financed as part of an FHA-insured mortgage; no cap stated.
An FHA mortgage program that lets homebuyers finance energy-efficient improvements as part of an FHA-insured mortgage. The page gives no dollar amount or cap.
View program - LoanOpen
Section 502 Single Family Housing Disaster Assistance
USDA Rural Development
No specific amount stated on this disaster-assistance page.
USDA Rural Development says its Single Family Housing programs, including Section 502 home loans and 504 home repair, help rural families buy, build, or repair homes after a disaster. This is a disaster-assistance information page, not a separate homeowner grant program page.
View program - GrantOpen
Hazard Mitigation under the Individuals and Households Program – Wildfire Measures
Federal Emergency Management Agency
Additional mitigation funds for eligible wildfire survivors; amount not stated on the fact sheet.
FEMA may provide extra mitigation funds to eligible wildfire survivors who already qualify for Individuals and Households Program home repair assistance. Covered wildfire hardening measures include vent covers and non-combustible gutters and leaf guards.
View program - GrantOpen
Hazard Mitigation Grant Program
Federal Emergency Management Agency
Community-sponsored mitigation grants; no homeowner cap stated.
FEMA’s Hazard Mitigation Grant Program funds post-disaster projects that reduce future damage to homes, including wildfire mitigation, but homeowners do not apply directly. Local governments or other sponsors apply on their behalf.
View program - LoanOpen
Title I Property Improvement Loan Program
U.S. Department of Housing and Urban Development
Insured private loans; balances over $7,500 must be secured against the property.
HUD’s Title I Property Improvement Loan Program lets homeowners finance repairs and improvements through insured private lender loans. HUD says improvements must substantially protect or improve the basic livability or utility of the property.
View program - LoanOpen
Section 203(k) Rehabilitation Mortgage Insurance Program
U.S. Department of Housing and Urban Development
One mortgage can cover purchase/refinance plus rehab; dollar cap not stated on the main page excerpt used here.
HUD’s 203(k) program lets homebuyers and homeowners finance purchase or refinance plus rehabilitation in one FHA-insured mortgage. It is a way to roll home repairs and improvements into mortgage financing.
View program - Free serviceOpenIncome restricted
Weatherization Assistance Program
Alliant Energy
Free weatherization services; no dollar cap stated.
Alliant Energy offers free home weatherization for qualifying Iowa customers through the Weatherization Assistance Program. The work includes insulation, air sealing, and non-emergency furnace repair or replacement, but the page does not identify Marshall County as a separate county-specific program.
View program - Free serviceOpenIncome restricted
Connecticut Weatherization Assistance Program (CT WAP)
Connecticut Department of Energy and Environmental Protection
Free weatherization measures; no dollar cap stated.
A state weatherization program for lower-income households that can provide home retrofits and repairs such as air sealing, insulation, and heating system tune-ups.
View program - Tax creditOpen
Sec. 25D Residential Clean Energy Tax Credit
Federal government
Federal tax credit for qualified clean energy measures; amount not stated on the page.
Federal tax credit for installing new qualified clean energy measures, such as solar, geothermal, fuel cells, and battery storage. The page lists the program but does not state a dollar cap on the snippet provided.
View program - LoanOpen
Freddie Mac GreenCHOICE Mortgage
Freddie Mac
Financing for completed or to-be-completed energy and water efficiency improvements; no cap stated.
Federal mortgage product that allows buyers to finance completed or to-be-completed energy and water efficiency improvements and repairs through the mortgage. The page does not state a dollar cap.
View program - GrantOpenIncome restricted
USDA Housing Repair Loans & Grants
United States Department of Agriculture Rural Development
USDA Rural Development offers Section 504 home repair loans and grants for very-low-income homeowners to repair, improve, or modernize homes and remove health and safety hazards.
View program - LoanOpen
Fannie Mae HomeStyle Energy Mortgage
Fannie Mae
Up to 15% of the property's as-completed value for energy improvements.
A federal mortgage product that lets homebuyers finance energy improvements as part of a HomeStyle Energy mortgage. The page says borrowers may use up to 15% of the property's as-completed value for energy improvements.
View program - LoanOpen
Title I Manufactured Home Loan Program
U.S. Department of Housing and Urban Development
Insured private mortgage loans for a manufactured home, lot, or both; no cap stated on this page.
HUD insures private lender loans that help homeowners buy or refinance a manufactured home, a manufactured home lot, or both. The program protects lenders against loss on default; it is not a grant and the page does not state a fixed dollar cap here.
View program - Free serviceOpenIncome restricted
WeCare Program (LG&E/KU)
LG&E and KU
Free audits, safety checks, education, and weatherization services; no dollar cap stated.
LG&E and KU’s WeCare program provides no-cost energy audits, health and safety checks, education, and weatherization services to income-qualified customers. The Louisville Metro assessment says it can include direct-install measures and deeper weatherization work.
View program - Free serviceOpenIncome restricted
Weatherization Assistance Program
Alliant Energy
Free weatherization services; no dollar cap stated.
Alliant Energy offers free home weatherization for qualifying Iowa customers through the Weatherization Assistance Program. The work includes insulation, air sealing, and non-emergency furnace repair or replacement, but the page does not identify Marshall County as a separate county-specific program.
View program - Free serviceOpenIncome restricted
EnergizeCT Home Energy Solutions – Income Eligible (HES-IE)
EnergizeCT / Connecticut energy efficiency program sponsors
No-cost service; no cash amount stated
This utility-run program gives income-eligible homeowners a no-cost home energy assessment and weatherization improvements, with some additional services like insulation, windows, or heating and cooling system work. It is not wildfire-specific, but it is a current free home-hardening-related service available in Connecticut, including New London County.
View program - Free serviceOpen
EnergizeCT Weatherization Baseline / Energy Efficiency Programs
EnergizeCT / Connecticut energy efficiency program sponsors
Varies by subprogram
EnergizeCT’s utility programs include home weatherization and efficiency services that can improve a home’s envelope and reduce vulnerability to weather impacts. The main site confirms the initiative is funded by the Energy Efficiency Fund, the Connecticut Green Bank, the State, and local electric and gas utilities.
View program - LoanOpenIncome restricted
USDA Section 504 Single Family Repair Loans and Grants
USDA
Loan and/or grant funds available; no dollar cap stated.
USDA Section 504 offers loans and grants for very-low income applicants who cannot qualify for conventional bank financing. Grant funds may be used for repairs or improvements that fix identified health or safety hazards.
View program - Insurance discountOpen
Chaves County Homeowners Insurance / Wildfire Prepared Home Program information page
New Mexico Office of the Superintendent of Insurance
No cash amount stated; possible insurance-rate benefit after certification
New Mexico’s insurance regulator points homeowners to the IBHS Wildfire Prepared Home program, which can lead to a certificate that may help lower insurance rates after a home is hardened. This is a certification/insurance-related benefit rather than a cash grant, and the state does not limit it to a specific Chaves County locality.
View program - Free serviceOpenIncome restricted
Georgia Power EASE Program
Georgia Power
Free improvements; dollar cap not stated.
Georgia Power says income-qualified customers may receive free home energy-efficiency improvements through its EASE program. The official page describes it as no-cost help for eligible Georgia Power customers, but does not publish a dollar cap.
View program - Cost shareOpen
Firewise Communities Mitigation Cost-Share Program
Hawaiʻi Wildfire Management Organization
No amount stated
HWMO says Firewise communities can use this cost-share program to pay for shared wildfire-reduction work like vegetation management, defensible space, home hardening, and community preparedness. The official page does not list a dollar cap.
View program - Free serviceOpen
Wildfire Home Risk Assessor Program
Hawaiʻi Wildfire Management Organization
Free home wildfire risk assessment service
HWMO offers a free home wildfire risk assessment program for homeowners, helping them identify ignition risks and possible home-hardening improvements. The page says the information may help develop future incentive programs, but it does not promise cash payments.
View program - Free serviceOpenIncome restricted
Connecticut Weatherization Assistance Program (CT WAP)
Connecticut Department of Energy and Environmental Protection
Free weatherization measures; no dollar cap stated.
A state weatherization program for lower-income households that can provide home retrofits and repairs such as air sealing, insulation, and heating system tune-ups.
View program - GrantOpen
Community Fire Prevention Grants
Tennessee Department of Agriculture, Division of Forestry
This Division of Forestry page is the umbrella landing page for wildfire-prevention funding and technical help for communities, groups, and organizations. It points to the currently available programs, including the Hazard Mitigation and Community Education Grant and the Community Wildfire Defense Grant.
View program - Free serviceOpen
PNM wildfire preparedness guidance and vegetation management support
Public Service Company of New Mexico (PNM)
No cash incentive stated on the official page; preparedness guidance only.
PNM provides wildfire-preparedness guidance to customers in its service territory, including trimming vegetation around homes and clearing gutters and debris. The official wildfire-safety page does not describe a homeowner cash program or rebate for hardening a house.
View program - Insurance discountOpen
Louisiana Wind Mitigation Survey / Premium Discount
Louisiana Department of Insurance
Louisiana homeowners can get an insurance premium discount for approved wind-hardening features if their insurer offers it and they complete the state wind mitigation survey. The Department of Insurance says admitted insurers must offer actuarially justified wind-mitigation discounts.
View program - Tax creditOpen
Sec. 25D Residential Clean Energy Tax Credit
Federal government
Federal tax credit for qualified clean energy measures; amount not stated on the page.
Federal tax credit for installing new qualified clean energy measures, such as solar, geothermal, fuel cells, and battery storage. The page lists the program but does not state a dollar cap on the snippet provided.
View program - LoanOpen
Fannie Mae HomeStyle Energy Mortgage
Fannie Mae
Up to 15% of the property's as-completed value for energy improvements.
A federal mortgage product that lets homebuyers finance energy improvements as part of a HomeStyle Energy mortgage. The page says borrowers may use up to 15% of the property's as-completed value for energy improvements.
View program - LoanOpen
Freddie Mac GreenCHOICE Mortgage
Freddie Mac
Financing for completed or to-be-completed energy and water efficiency improvements; no cap stated.
Federal mortgage product that allows buyers to finance completed or to-be-completed energy and water efficiency improvements and repairs through the mortgage. The page does not state a dollar cap.
View program - LoanOpen
Federal Housing Agency’s Energy Efficient Mortgage Program
Federal Housing Administration
Energy-efficient improvements can be financed as part of an FHA-insured mortgage; no cap stated.
An FHA mortgage program that lets homebuyers finance energy-efficient improvements as part of an FHA-insured mortgage. The page gives no dollar amount or cap.
View program - LoanOpen
Federal Housing Agency’s 203(k) Rehabilitation Mortgage
Federal Housing Administration
Finances renovations, repairs, or remodeling in one loan; no cap stated.
An FHA rehabilitation mortgage that can finance home purchases or refinances and roll renovations, repairs, or remodeling into one loan. The page says it can be used for structural repairs, major remodeling, and improvements that increase energy efficiency or help protect homes from natural disasters.
View program - GrantOpenIncome restricted
Dominion Energy EnergyShare
Dominion Energy
Dominion Energy’s EnergyShare program helps qualifying customers pay energy bills and may also provide a free home energy assessment plus free energy-efficiency upgrades. Hanover County lists EnergyShare as a local resource for residents needing utility help.
View program - Insurance discountOpen
Louisiana Wind Mitigation Survey / Premium Discount
Louisiana Department of Insurance
Louisiana homeowners can get an insurance premium discount for approved wind-hardening features if their insurer offers it and they complete the state wind mitigation survey. The Department of Insurance says admitted insurers must offer actuarially justified wind-mitigation discounts.
View program - Tax creditOpen
Sec. 25D Residential Clean Energy Tax Credit
Federal government
Federal tax credit for qualified clean energy measures; amount not stated on the page.
Federal tax credit for installing new qualified clean energy measures, such as solar, geothermal, fuel cells, and battery storage. The page lists the program but does not state a dollar cap on the snippet provided.
View program - LoanOpen
Fannie Mae HomeStyle Energy Mortgage
Fannie Mae
Up to 15% of the property's as-completed value for energy improvements.
A federal mortgage product that lets homebuyers finance energy improvements as part of a HomeStyle Energy mortgage. The page says borrowers may use up to 15% of the property's as-completed value for energy improvements.
View program - LoanOpen
Freddie Mac GreenCHOICE Mortgage
Freddie Mac
Financing for completed or to-be-completed energy and water efficiency improvements; no cap stated.
Federal mortgage product that allows buyers to finance completed or to-be-completed energy and water efficiency improvements and repairs through the mortgage. The page does not state a dollar cap.
View program - LoanOpen
Federal Housing Agency’s Energy Efficient Mortgage Program
Federal Housing Administration
Energy-efficient improvements can be financed as part of an FHA-insured mortgage; no cap stated.
An FHA mortgage program that lets homebuyers finance energy-efficient improvements as part of an FHA-insured mortgage. The page gives no dollar amount or cap.
View program - LoanOpen
Federal Housing Agency’s 203(k) Rehabilitation Mortgage
Federal Housing Administration
Finances renovations, repairs, or remodeling in one loan; no cap stated.
An FHA rehabilitation mortgage that can finance home purchases or refinances and roll renovations, repairs, or remodeling into one loan. The page says it can be used for structural repairs, major remodeling, and improvements that increase energy efficiency or help protect homes from natural disasters.
View program - GrantOpenIncome restricted
Dominion Energy EnergyShare
Dominion Energy
Dominion Energy’s EnergyShare program helps qualifying customers pay energy bills and may also provide a free home energy assessment plus free energy-efficiency upgrades. Hanover County lists EnergyShare as a local resource for residents needing utility help.
View program - Free serviceOpen
Firewise
Mississippi Forestry Commission
Free wildfire-preparedness education and guidance; no cash amount stated
The Mississippi Forestry Commission’s Firewise program gives homeowners and community leaders wildfire-preparedness education and guidance for reducing home ignition risk. The official page describes it as a free educational program, but it does not state a cash amount.
View program - Free serviceOpenIncome restricted
Georgia Power EASE Program
Georgia Power
Free improvements; dollar cap not stated.
Georgia Power says income-qualified customers may receive free home energy-efficiency improvements through its EASE program. The official page describes it as no-cost help for eligible Georgia Power customers, but does not publish a dollar cap.
View program - LoanOpen
Title I Manufactured Home Loan Program
U.S. Department of Housing and Urban Development
Insured private mortgage loans for a manufactured home, lot, or both; no cap stated on this page.
HUD insures private lender loans that help homeowners buy or refinance a manufactured home, a manufactured home lot, or both. The program protects lenders against loss on default; it is not a grant and the page does not state a fixed dollar cap here.
View program - LoanOpen
Title I Property Improvement Loans
U.S. Department of Housing and Urban Development
No cap stated; loans over $7,500 must be secured against the property.
HUD insures private lender loans for property improvements that substantially protect or improve a home’s basic livability or utility. The page says balances over $7,500 must be secured against the subject property.
View program - Insurance discountOpen
Chaves County Homeowners Insurance / Wildfire Prepared Home Program information page
New Mexico Office of the Superintendent of Insurance
No cash amount stated; possible insurance-rate benefit after certification
New Mexico’s insurance regulator points homeowners to the IBHS Wildfire Prepared Home program, which can lead to a certificate that may help lower insurance rates after a home is hardened. This is a certification/insurance-related benefit rather than a cash grant, and the state does not limit it to a specific Chaves County locality.
View program - LoanOpenIncome restricted
USDA Section 504 Single Family Repair Loans and Grants
USDA
Loan and/or grant funds available; no dollar cap stated.
USDA Section 504 offers loans and grants for very-low income applicants who cannot qualify for conventional bank financing. Grant funds may be used for repairs or improvements that fix identified health or safety hazards.
View program - Insurance discountOpen
Insurance Discounts and Savings for Homeowners
New York State Department of Financial Services
No fixed amount stated; savings depend on the insurer and the qualifying mitigation measure.
New York DFS says homeowners may be eligible for insurance discounts when they install risk-reducing upgrades, and insurers must provide discounts for hurricane-resistant shutters and hurricane-resistant windows and doors. The page also lists other possible savings tied to fire, theft, water, earthquake, lightning, and roof-hardening measures.
View program - Insurance discountOpen
Wildfire Prepared Home
Insurance Institute for Business & Home Safety (IBHS)
No cash amount stated; possible insurance-rate savings.
IBHS runs a homeowner-led wildfire hardening certification program that can help homeowners qualify for insurance discounts after passing an evaluation. The program is available in New Mexico and other western and southern states, but it does not provide a cash grant.
View program - GrantOpenIncome restricted
USDA Housing Repair Loans & Grants
United States Department of Agriculture Rural Development
USDA Rural Development offers Section 504 home repair loans and grants for very-low-income homeowners to repair, improve, or modernize homes and remove health and safety hazards.
View program - Free serviceOpen
Firewise for communities
Minnesota Department of Natural Resources
Funding opportunities and mentorship; no fixed dollar amount stated.
The Minnesota DNR provides Firewise communities with funding opportunities and mentorship for wildfire preparedness work. The page specifically says staff can help with home site assessments, mitigation projects, education, and access improvement projects.
View program - Free serviceOpen
Cherokee Nation Wildfire Prevention Program
Cherokee Nation Secretary of Natural Resources Office
Cherokee Nation provides free wildfire-prevention outreach and home-protection education on Cherokee Nation lands. The page does not list a cash grant, rebate, or dollar amount for home-hardening work.
View program - Free serviceOpen
Firewise (Mississippi Forestry Commission educational program)
Mississippi Forestry Commission
Free educational program; no cash benefit stated
The Mississippi Forestry Commission offers Firewise, a free educational program that helps homeowners and community leaders reduce wildfire risk. It teaches defensible space, fire-resistant landscaping and building choices, and home maintenance for wildfire resilience.
View program - Free serviceOpenIncome restricted
Weatherization Assistance Program
Alliant Energy
Free weatherization services; no dollar cap stated.
Alliant Energy offers free home weatherization for qualifying Iowa customers through the Weatherization Assistance Program. The work includes insulation, air sealing, and non-emergency furnace repair or replacement, but the page does not identify Marshall County as a separate county-specific program.
View program - GrantOpen
Community Fire Prevention Grants
Tennessee Department of Agriculture, Division of Forestry
This Division of Forestry page is the umbrella landing page for wildfire-prevention funding and technical help for communities, groups, and organizations. It points to the currently available programs, including the Hazard Mitigation and Community Education Grant and the Community Wildfire Defense Grant.
View program - Free serviceOpen
Georgia Forestry Commission pre-suppression firebreak plowing and harrowing
Georgia Forestry Commission
Paid service with posted hourly rates; minimum one hour, then billed by the hour meter
The Georgia Forestry Commission will plow pre-suppression firebreaks for landowners, which can help reduce wildfire spread around homes and property. The service is scheduled first come, first served and is charged at the agency’s posted equipment rates after the first hour.
View program - Free serviceOpen
Fort Mountain Firewise USA community
Georgia Forestry Commission
No dollar amount stated; community wildfire-risk program
Fort Mountain in Murray County is listed by the Georgia Forestry Commission as a Firewise USA community. Firewise is a homeowner/community wildfire-risk-reduction program, but the official Georgia page does not show a cash amount for residents.
View program - Free serviceOpen
Community Wildfire Protection Plan for Murray County
Georgia Forestry Commission
No homeowner funding stated; planning/resource page
The Georgia Forestry Commission hosts Murray County’s Community Wildfire Protection Plan, which is a planning and education resource for wildfire mitigation. It is not a homeowner cash program, but it can connect residents to wildfire-risk-reduction guidance.
View program - GrantOpens soon
Hazard Mitigation and Community Education Grants
Tennessee Department of Agriculture, Division of Forestry
No fixed amount stated on the official page.
The state forestry division gives grants to communities, groups, and organizations in wildfire-risk areas to reduce wildfire hazard and educate residents. The page says communities with a Community Wildfire Prevention Plan can apply, and the 2027 application window is October 15 to November 15, 2026.
View program - GrantOpens soon
Hazard Mitigation and Community Education Grants
Tennessee Department of Agriculture, Division of Forestry
No fixed amount stated on the official page.
The state forestry division gives grants to communities, groups, and organizations in wildfire-risk areas to reduce wildfire hazard and educate residents. The page says communities with a Community Wildfire Prevention Plan can apply, and the 2027 application window is October 15 to November 15, 2026.
View program - Free serviceStatus unknown
Pennsylvania Insurance Department homeowners insurance resources
Pennsylvania Insurance Department
Pennsylvania’s Insurance Department publishes homeowners-insurance guidance, including disaster and claim information, but it does not show a statewide homeowner discount or rebate for wildfire hardening. I found no official Pennsylvania statewide insurance-mandated wildfire mitigation discount for homeowners.
View program - GrantStatus unknown
Hazard Mitigation and Community Education Grants
Tennessee Department of Agriculture, Division of Forestry
A state wildfire-prevention grant for local communities and organizations, not individual homeowners. It funds wildfire hazard mitigation and education projects, with examples including fuel reduction, thinning, and prescribed burning.
View program - GrantClosed
Pennsylvania Municipal Fire Department Capital Grant
Office of the State Fire Commissioner
$25,000 to $100,000
The Commonwealth offers grants to municipal fire departments for facilities and equipment that help them respond to emergencies. This is not a homeowner grant, but it is a statewide public-safety funding program related to wildfire resilience.
View program - RebateClosed
Residential Safe Room Program
Indiana Department of Homeland Security
Up to $5,000 maximum rebate; 75% reimbursement
Indiana offers a rebate to help homeowners install safe rooms in residences. The program’s headline benefit is up to $5,000, with reimbursement capped at 75% of eligible costs.
View program - GrantClosed
FACNM Microgrants
Fire Adapted New Mexico
Up to $2,000 per award.
Fire Adapted New Mexico offers microgrant awards of up to $2,000 for community wildfire preparedness, on-the-ground fire risk reduction, and grant proposal development. The program is for FACNM Leaders and Members, with first-time applicants and leaders getting priority.
View program - GrantClosedIncome restricted
Single Family Housing Disaster Assistance Fund Program
USDA Rural Development
Grants and loans; dollar limits not stated on the page excerpt used here.
USDA Rural Development offers grants and loans to very-low- and low-income rural homeowners whose homes were damaged in a disaster. The page says the program is currently open and accepts applications through September 30, 2026.
View program - GrantClosedIncome restricted
Homeowner Assistance Fund
U.S. Department of the Treasury
Grant assistance for COVID-related housing costs; no hardening-specific amount stated.
The federal Homeowner Assistance Fund was a COVID-era homeowner relief program that could pay certain housing-related costs to prevent delinquency, default, foreclosure, and utility loss. It is not a natural-disaster hardening program, but it is a federal homeowner assistance program that may affect housing costs.
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