USDA Housing Repair Loans & Grants

United States Department of Agriculture Rural Development · Federal program

USDA Rural Development offers Section 504 home repair loans and grants for very-low-income homeowners to repair, improve, or modernize homes and remove health and safety hazards.

Last verified: September 9, 2026

Program details

How it works

Otter Tail County links to the USDA Rural Development Single-Family Housing Repair Loans and Grants program, also called the Section 504 Home Repair program.

What the money covers

Loans for repair, improvement, or modernization of homes
Grants for elderly very-low-income homeowners to remove health and safety hazards

Amounts and matching

The county page does not state dollar limits, matching requirements, or interest terms.
The source page describes the program at a high level only.

How to apply

Learn more about the program through USDA Rural Development.
The county page does not provide a local application form or county contact for this federal program.

Timing and deadlines

No deadline or funding window is stated on the county page.

Full eligibility details

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