Built in California, for California's wildfire reality

Built for Homeowners.
Trusted by the Ecosystem.

Cindera upgrades, verifies, and continuously monitors wildfire readiness—making high-risk homes insurable and reducing systemic risk across California. We partner with utilities, HOAs, insurers, lenders, governments, and vendors to scale readiness community-wide.

Explore the API

The System of Record for Wildfire Readiness

Wildfire risk isn't just a homeowner problem. It impacts insurers, lenders, regulators, and entire communities. Today, wildfire mitigation is inconsistent, difficult to verify, and rarely maintained. Cindera turns mitigation into a measurable, enforceable system.

See how it works for partners

For Insurers: Write better policies. Reduce loss exposure.

Cindera delivers a pipeline of homes that are actively managed for wildfire risk—not just inspected once, but continuously verified over time.

Verified mitigation (not self-reported)
Standardized home hardening protocols
Continuous compliance monitoring
Property-level risk scoring
Before-and-after documentation

Outcomes

  • • Increased underwriting confidence
  • • Improved loss ratios
  • • Access to uninsurable homes
  • • Reduced geographic exclusions

For Government: Scale wildfire resilience across communities

California is shifting toward mitigation-based insurability. Cindera operationalizes this shift—turning guidelines into action at the property level.

Execution of defensible space standards
Ongoing compliance—not one-time certification
Visibility into community-level readiness
Measurable reduction in risk exposure

Outcomes

  • • Reduced FAIR Plan dependence
  • • Increased private market participation
  • • Lower recovery costs
  • • Stronger neighborhoods

For HOAs: Wildfire readiness for every home in your community

HOA boards are on the hook for shared standards, resident communication, and protecting property values across the entire association. Cindera partners with HOAs to give every homeowner a clear, guided path to wildfire readiness—sponsored by the HOA so residents pay nothing out of pocket.

Embers don’t respect lot lines. When one home is hardened and the next isn’t, the whole street carries the risk. Cindera helps HOAs lift readiness community-wide—not home by home, in isolation.

Free Cindera access for every homeowner in the association
Board-level visibility into community-wide scores and progress
Standardized action plans aligned with defensible space and home hardening
Verified, timestamped proof of completed work—not self-reported checklists
Ongoing compliance monitoring across the neighborhood
Support for CC&R-aligned mitigation programs and resident outreach

Outcomes for your association

  • • Protected property values and insurability
  • • Less friction enforcing wildfire standards
  • • Proactive stewardship insurers and lenders recognize
  • • Residents connected to grants and matching dollars
  • • A measurable readiness program—not a one-time campaign
  • • Stronger neighborhoods, block by block

How we work together

  1. 1Your HOA partners with Cindera to sponsor access for all homes in the community.
  2. 2Homeowners enroll at no individual cost and receive their Cindera Score and personalized action plan.
  3. 3Residents complete hardening work with verified photo proof; the board sees aggregate progress across the association.
  4. 4The community builds a shared record of readiness that supports insurance, resale, and safety for everyone.

For Utilities: Reduce wildfire risk across your service territory

Electric utilities in high fire-threat areas carry extraordinary responsibility—protecting the grid, supporting customers through PSPS events, and helping communities harden before fire season. Cindera gives you a scalable way to turn that responsibility into measurable homeowner action.

Partner with Cindera to offer free access for customers in your territory, or structure bill credits and rebates for verified wildfire hardening—ember-resistant vents, defensible space, roof upgrades, and ongoing maintenance that reduce ignition risk near your infrastructure.

Sponsored Cindera access for homeowners in high fire-threat districts
Customer incentives tied to verified mitigation—not self-reported surveys
Territory-level visibility into readiness scores and completion rates
Action plans aligned with defensible space and home hardening standards
Outreach channel for wildfire safety, PSPS preparedness, and seasonal reminders
Documented proof of upgrades you can reference in regulatory and community reporting

Outcomes for your utility

  • • More hardened homes in wildfire corridors
  • • Stronger customer engagement on safety programs
  • • A verifiable mitigation record for stakeholders
  • • Reduced community ignition risk near lines and equipment
  • • Flexible sponsorship or credit-based partnership models
  • • Residents connected to grants and local matching dollars

How we work together

  1. 1Your utility sponsors Cindera for customers in targeted ZIP codes, districts, or fire-threat zones.
  2. 2Homeowners enroll at no cost and receive a Cindera Score plus a prioritized action plan for their property.
  3. 3Residents complete hardening work with verified photo proof; eligible actions may qualify for utility credits or rebates you define.
  4. 4You gain aggregate reporting on territory-wide progress—demonstrating investment in community resilience.

For Lenders: Protect the insurability of your collateral

Homes that can't obtain insurance become difficult—or impossible—to finance. Cindera ensures homes remain insurable by maintaining continuous wildfire readiness.

Certification of wildfire readiness
Ongoing compliance tracking
Property-level risk visibility

Outcomes

  • • Improved loan viability
  • • Reduced portfolio exposure
  • • Increased buyer confidence

For Vendors: A steady pipeline of wildfire hardening work

If you install ember-resistant vents, maintain defensible space, replace roofs, or do any wildfire hardening work—landscapers, installers, roofers, and taskers—Cindera connects you with homeowners who need exactly what you do, right in your service area.

Qualified homeowner jobs matched to your trade and area
Clearly scoped work orders tied to specific home actions
Your completed work logged as verified, timestamped proof
Recurring seasonal maintenance—not just one-time installs

Outcomes

  • • Steady, local job pipeline
  • • Higher close rates on pre-scoped work
  • • A verified portfolio that wins trust
  • • Repeat revenue from maintenance cycles

A system of record for wildfire readiness

Cindera combines physical upgrades with a digital verification layer—creating a trusted source of truth for wildfire risk.

Risk Engine

Property-level risk scoring

Verified Docs

Upgrade documentation

Smart Alerts

Real-time monitoring

Compliance

Status tracking

Reports

Shareable certification

Partner API

Integrate readiness data

"Mitigation only works if it's verified—and maintained."

A better system for wildfire insurability

1

Homes are upgraded to meet wildfire standards

2

Risk is reduced and verified

3

Insurers confidently underwrite policies

4

Homeowners gain access to better coverage

5

Communities become more resilient

6

System-wide risk declines

Flexible partnership models

Pilot programs in targeted regions

HOA-sponsored access for entire communities

Utility-sponsored programs and customer credits

Preferred insurance partnerships

Data sharing and underwriting support

Community-level deployments

Partner API & webhook integrations

Let's build a more insurable California—together

Join us in creating the infrastructure for wildfire resilience and market stability.