Insurance support for wildfire zones
Wildfire zone? You still deserve real homeowners insurance.
Denied, non-renewed, FAIR Plan, or shopping for the first time—tell us your situation. Our team reviews your property and reaches out with next steps through secure messaging.
Cindera is not an insurance company. We help California homeowners navigate wildfire insurability and connect with licensed insurance professionals.
We Concierge
We help you pursue real quotes—thoughtful, targeted outreach on your behalf.
We Follow Up
Our team reaches out via your preferred channel with clear next steps.
It's Free
The full service is free—no fees to submit your intake or get our team’s support.
How it works
Concierge support from a team that specializes in wildfire-risk homes.
Enter your property address
Start here with your home address. We set up your property so our team can review your insurance request.
We go to work for you
Our team looks at your home, documentation, and wildfire readiness—then works to find a realistic path forward, not just point out problems.
We guide you to coverage
Our team personally follows up to walk you through your options and support you through getting insured.
“After two years on the FAIR Plan, the verified proof from Cindera is what finally got a real carrier to look at us again.”
Cindera homeowner, Northern California
Common questions
Is Cindera an insurance company?
No. Cindera is a wildfire readiness platform. We are not a licensed insurance agent, broker, or carrier. We help you document your home and connect with independent licensed insurance professionals who can explore options for wildfire-risk properties.
What insurance situations do you help with?
We help California homeowners who are shopping for a new policy, were non-renewed or cancelled, are on the California FAIR Plan only, carry a FAIR Plan plus wrap policy, already have insurance but want better options, are currently uninsured, or are not sure where to start. You’ll tell us your situation when you complete your intake in the app—we’ll ask for the documents that fit your case.
What does this cost?
Insurance support is free for homeowners. Create an account, submit your property details, and complete your intake in the app. Our team reviews your request at no charge.
What is an HO-3 policy?
HO-3 is the industry name for a standard homeowners insurance policy—the kind that usually covers your house, belongings, and liability on one policy. It’s what most lenders require and what people mean by “regular” homeowners insurance. If you’re on the FAIR Plan or shopping for coverage, an HO-3 is typically what you’re working toward.
How long until I hear back?
Our team typically reviews submissions within three business days and follows up in Cindera Support Messages with next steps.
What will I need to provide?
Nothing is required to submit your intake. Helpful uploads include exterior photos, policy documents, cancellation notices, or proof of hardening work—add what you have now and upload more anytime in the app.
Can you guarantee I’ll get coverage?
No. Coverage and pricing decisions are made solely by carriers and licensed insurance professionals. Cindera cannot guarantee eligibility, premiums, or savings—but verified hardening and good documentation put you in the strongest position.
More on our role in insurance in the Terms of Use and FAQ.
Ready to explore your options?
Enter your property address below. Our team will review your home and message you with next steps.