Grants directory
San Francisco Homeowner Emergency Loan Program (HELP)
Mayor’s Office of Housing and Community Development (MOHCD), City and County of San Francisco · City program
Up to $50,000 deferred-payment loan
San Francisco offers eligible homeowners a deferred-payment emergency loan for one-time housing emergencies, with a maximum loan amount of $50,000. The official program materials describe it as emergency financial assistance for homeowners facing unforeseen hardship, not a disaster-hardening grant.
Program details
How it works
HELP is the City and County of San Francisco’s homeowner emergency loan program. The official materials describe it as a one-time emergency financial assistance loan for qualifying San Francisco homeowners facing an unforeseen hardship.
What the money covers
The program is designed for emergency housing-related financial needs. The official sources provided here do not state that HELP specifically pays for wildfire hardening or other home-resilience retrofits, so it should not be treated as a home-hardening incentive unless the city’s current program rules say otherwise.
Amounts and matching
The published program data identifies a maximum loan amount of $50,000 for San Francisco homeowners.
How to apply
The application packet requires a completed HELP application plus supporting documents such as photo ID, a hardship letter, mortgage statements, HOA statements if applicable, homeowner’s insurance declaration, and recent federal tax returns.
Timing and deadlines
The sources reviewed do not give a current open/closed status or a deadline. Because the official information is an application/manual packet rather than a live status page, applicants should verify current intake directly with MOHCD before relying on availability.
Full eligibility details
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