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County of Merced Home Rehabilitation Program

Merced County · County program

Up to $70,000 for rehabilitation; up to $100,000 for reconstruction; zero interest with payment deferred 30 years.

Merced County offers low-income homeowners a zero-interest rehabilitation loan for owner-occupied homes in the unincorporated county. The county says it can lend up to $70,000 for rehabilitation and up to $100,000 for reconstruction.

Last verified: August 9, 2026
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Program details

How it works

Merced County says its Home Rehabilitation Program helps low-income families rehabilitate their owner-occupied homes with a grant from Community Development Block Grant (CDBG) and HOME funds. The county describes the assistance as a zero-interest loan with payment deferred for 30 years.

What the money covers

The official notice says the program is for rehabilitation, and it also mentions reconstruction. The county states it can loan up to $70,000 for rehabilitation and up to $100,000 for reconstruction.

Timing and status

The source document is an older eligibility handout, but it is the county’s official program description page/document and indicates the program exists. The page does not state current opening or closing dates, current funding availability, or a current application window.

How to apply

The source does not provide a full application process on the excerpted page. It identifies the county department contact information for the program, but no step-by-step online application instructions are stated in the source provided.

Full eligibility details

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