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Chaves County Homeowners Insurance / Wildfire Prepared Home Program information page

New Mexico Office of the Superintendent of Insurance · State program

No cash amount stated; possible insurance-rate benefit after certification

New Mexico’s insurance regulator points homeowners to the IBHS Wildfire Prepared Home program, which can lead to a certificate that may help lower insurance rates after a home is hardened. This is a certification/insurance-related benefit rather than a cash grant, and the state does not limit it to a specific Chaves County locality.

Last verified: September 1, 2026

Program details

How it works

The Office of the Superintendent of Insurance says New Mexico residents can use the Wildfire Prepared Home program, developed by the Insurance Institute for Business & Home Safety (IBHS), to harden a home against wildfire. The process starts with clearing flammable material within five feet of the house. After an evaluator verifies the work, the homeowner can receive a certificate that may help lower insurance rates.

What the money covers

The official state page does not provide direct cash. It describes a certification path that can potentially reduce insurance costs.

Amounts and matching

No dollar amount is stated. The state page does not describe a rebate, grant, or matching requirement.

How to apply

The page directs residents to the Wildfire Prepared Home program and IBHS materials. It does not give a Chaves County-specific application process.

Timing and deadlines

The page is currently live and actively encouraging residents to participate. No deadline is listed.

Full eligibility details

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