Wildfire Prepared Home

How it works

Wildfire Prepared Home is a homeowner-led designation program from IBHS. The page says the program empowers homeowners to take science-based, proven steps to reduce wildfire risk to their home and property. Homeowners complete the work themselves using the How-To Prepare Your Home Checklist, then pay a nonrefundable application fee and submit eligibility photos. A third-party in-person evaluator documents the completed work. If the home meets all requirements, the homeowner receives a certificate by email. If more work is needed, the homeowner has 60 days to finish the work and submit photos.

What the money covers

This is not a grant, rebate, or loan. The page does not describe any reimbursement or direct payment for home improvements. The benefit described is a certification that may help homeowners qualify for reduced insurance rates, depending on the insurer.

Amounts and matching

No dollar amount is listed on the page. No match percentage is stated. The page also does not state any payment from the program to the homeowner.

How to apply

The page says to apply through the Wildfire Prepared Home website. The process is:

1. Complete DIY preparation using the checklist.
2. Pay the nonrefundable application fee and submit eligibility photos.
3. Complete the third-party evaluation.
4. Receive a certificate if the home meets all requirements.

Timing and deadlines

The page says the program is currently available in AZ, CA, CO, FL, ID, MT, NV, NM, OK, OR, UT, TX, WA, and WY. It does not list a program deadline or closing date. If an evaluation finds remaining work, the homeowner has 60 days to complete it and resubmit photos.