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Title I Manufactured Home Loan Program

U.S. Department of Housing and Urban Development · Federal program

Insured private mortgage loans for a manufactured home, lot, or both; no cap stated on this page.

HUD insures private lender loans that help homeowners buy or refinance a manufactured home, a manufactured home lot, or both. The program protects lenders against loss on default; it is not a grant and the page does not state a fixed dollar cap here.

Last verified: August 31, 2026

Program details

How it works

HUD insures mortgage loans made by private lending institutions for the purchase or refinance of a new or used manufactured home. The insurance is designed to protect lenders against loss from default.

What the money covers

Loan proceeds may be used for:

  • Purchase of a manufactured home unit.
  • Purchase of a manufactured home lot.
  • A combination of the manufactured home and lot.

Amounts and matching

The page excerpt does not state a maximum loan amount, match requirement, or homeowner contribution requirement for this program.

How to apply

Homeowners work through private lending institutions. The page identifies the program as a Title I insured program and notes that HUD insures the lender.

Timing and deadlines

No application window or deadline is stated on the page excerpt.

Full eligibility details

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