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Federal Housing Agency’s Energy Efficient Mortgage Program

Federal Housing Administration · Federal program

Energy-efficient improvements can be financed as part of an FHA-insured mortgage; no cap stated.

An FHA mortgage program that lets homebuyers finance energy-efficient improvements as part of an FHA-insured mortgage. The page gives no dollar amount or cap.

Last verified: August 22, 2026
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Program details

How it works

Maryland’s single-family homes page lists the Energy Efficient Mortgage Program as a federal financing option. It allows energy-efficient improvements to be financed as part of an FHA-insured mortgage.

What it covers

The page does not provide a detailed list of eligible measures on the retrieved text, only that the mortgage is for energy-efficient improvements.

Amounts and matching

  • No dollar cap or percentage is stated on the page.

How to apply

The page does not describe the application steps.

Timing and deadlines

The page does not state a deadline.

Full eligibility details

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