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Homeowner Assistance Fund

U.S. Department of the Treasury · Federal program

Grant assistance for COVID-related housing costs; no hardening-specific amount stated.

The federal Homeowner Assistance Fund was a COVID-era homeowner relief program that could pay certain housing-related costs to prevent delinquency, default, foreclosure, and utility loss. It is not a natural-disaster hardening program, but it is a federal homeowner assistance program that may affect housing costs.

Closes: September 30, 2026
Last verified: September 2, 2026
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Program details

How it works

The Consumer Financial Protection Bureau explains that the Homeowner Assistance Fund was established to help homeowners who were financially impacted by COVID-19 with certain housing-related costs. In most cases, programs provided money as a grant that did not need to be repaid.

What the money covers

The page says the fund could cover utilities such as electricity, gas, home energy, water, and wastewater, plus other housing-related costs to prevent mortgage delinquencies, defaults, foreclosures, loss of utilities or home energy services, and displacement.

Amounts and matching

The page excerpt does not state a single nationwide amount.

How to apply

The page is a help page directing consumers to official HAF program information.

Timing and deadlines

This program was tied to COVID-19 hardship and is no longer an active home-hardening program.

Full eligibility details

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