Wildfire Property Insurance / Safer from Wildfires framework information

How it works

Fire Safe Sonoma says California Insurance Commissioner Ricardo Lara, in partnership with state emergency agencies, has written wildfire mitigation recognition into California law. Under the Safer from Wildfires framework, insurance companies must recognize and reward homeowners and businesses for wildfire safety and mitigation efforts.

What the money covers

This page is about insurance premium discounts, not a grant or rebate. The page does not state any Sonoma County-specific dollar amount. It says insurers must provide discounts to consumers who meet the framework’s requirements.

Amounts and matching

• No fixed dollar amount is listed.
• No match requirement is listed.
• The financial benefit described is an insurance discount tied to qualifying wildfire mitigation work.

How to learn more

The page directs homeowners to the Safer from Wildfires Framework link to learn what efforts are needed to receive insurance discounts.

Additional help

Fire Safe Sonoma also points visitors to United Policyholders (UP), a nonprofit that helps homeowners and businesses with insurance questions, whether they are shopping for a company or trying to navigate a claim.

Timing and deadlines

• The page does not give an application deadline.
• The page does not give an open or close date.
• The page is dated February 1, 2023 and shows an updated date of October 10, 2024 on the page text, but it does not state that the program itself ends on a particular date.