Renew Alameda County (Renew AC) Rehabilitation Loans

How it works

Renew Alameda County (Renew AC) helps homeowners make renovations needed to stay, grow, and thrive in their homes. The program is administered by Alameda County, funded by Alameda County taxpayers through the Measure A1 Housing Bond approved in November 2016, and operated by Habitat for Humanity East Bay/Silicon Valley. All inquiries are handled directly by Habitat staff.

What the money covers

The page says the loans are for home renovations necessary to improve a homeowner’s health, safety, and overall quality of life. It also lists eligible property types and some scope limits, including that condominium work is for interior improvements only and that for two- to four-unit properties, rehabilitation is limited to the owner-occupied unit only, along with system-wide/structure-wide rehabilitation improvements.

Amounts and terms

Renew AC provides 1% interest loans from $15,000 to $200,000. Simple interest accrues annually, and total interest never exceeds 50% of the amount borrowed. Payments are deferred until the home is sold.

How to apply

Homeowners can submit a Request for Service to get started. The page says Renew AC staff will help determine whether you are eligible. It also says you can download a printable application form in English, Español, Tagalog, 繁體中文, 简体中文, Tiếng Việt, and Hindi.

Timing and deadlines

The page does not list a closing date or application deadline. It presents the program as currently available and accepting inquiries.