North Carolina wildfire home hardening grants & rebates

Alamance County Fire Sprinkler Awareness and Incentive Program

Alamance County Inspections Department

50% off the new-home permit cost; no fee for sprinkler plan review or sprinkler permit

Alamance County gives a 50% discount on new-home permit costs when a non-required home fire sprinkler system is installed. The program also waives the plan review and permit fee for the sprinkler system itself.

Alamance County Fire Sprinkler Awareness and Incentive Program

Alamance County Inspections Department

50% off the new-home permit cost; no fee for sprinkler plan review or sprinkler permit

Alamance County gives a 50% discount on new-home permit costs when a non-required home fire sprinkler system is installed. The program also waives the plan review and permit fee for the sprinkler system itself.

Brunswick Electric Membership Corporation Energy Efficiency Loan Program

Brunswick Electric Membership Corporation (BEMC)

Up to $10,000 at 5% APR

BEMC offers homeowners and businesses up to $10,000 in low-interest loans for energy-efficiency upgrades that can also help with storm resilience, including replacement windows, doors, insulation, and ductwork. The loan is 5% APR and is repaid on the monthly electric bill over about five years.

Strengthen Your Coastal Roof

North Carolina Insurance Underwriting Association (NCIUA)

$6,000 grant for an IBHS FORTIFIED Roof

NCIUA’s Strengthen Your Coastal Roof program offers $6,000 grants to eligible coastal policyholders, including Brunswick County, to install an IBHS FORTIFIED Roof. Grants are first come, first served.

Brunswick Electric Membership Corporation Residential Rebates

Brunswick Electric Membership Corporation (BEMC)

Up to $600 bill-credit rebate, depending on the upgrade

BEMC gives bill-credit rebates for certain home upgrades, including up to $300 for efficient heat pumps, $600 for cold-climate heat pumps, and $300 for heat pump water heaters. The page also says rebates require a contractor invoice or receipt.

Brunswick County Community Rating System

Brunswick County Government

Up to 10% off NFIP flood insurance premiums

Brunswick County participates in FEMA’s Community Rating System, which gives National Flood Insurance Program policyholders in the county a flood-insurance premium discount. The county says its Class 8 rating can provide up to a 10% discount.

Brunswick County Housing Rehabilitation and Urgent Repair Grant efforts

Brunswick County Government

Historical county-backed repair grants and matching funds documented in county archives; no current live amount stated

Brunswick County documents county-supported housing rehabilitation and urgent repair efforts for low-income homeowners, including urgent repair grants and single-family rehabilitation grants. The official archive page shows county match dollars and counts of assisted units.

Emergency Repairs (Buncombe County Affordable Housing Services Program)

Buncombe County

Buncombe County funds partner organizations that do emergency home repairs for income-eligible homeowners, including roof repairs and other life-safety work. The county page says these repairs are meant to make homes safer and more accessible, but it does not publish a single dollar amount for homeowners.

Weatherization Repairs

Community Action Opportunities

Buncombe County says Community Action Opportunities provides weatherization repairs for households at or below 200% of the federal poverty level. The county page does not publish a dollar value because the help is a service, not a cash grant.

Minor Repairs and Accessibility Improvements for Older Adults

Council on Aging of Buncombe County

Buncombe County says the Council on Aging of Buncombe County provides minor repairs and accessibility improvements for households with a member age 60 or older. The county page does not state a dollar amount.

Housing and Home Improvement Program

Cabarrus County Planning Department

Sliding-scale cost share; no fixed maximum stated

Cabarrus County helps homeowners age 60 and older pay for small home repairs and safety upgrades. The program uses a sliding-scale client share, but service is not refused if the homeowner cannot pay.

Cabarrus County Housing Rehabilitation Program

Cabarrus County Planning Department

Amount not stated on the main county page

Cabarrus County offers home-repair help for low-income homeowners whose houses are in substandard condition. The county says the client must be low-income under HUD guidelines and the property must be owner-occupied.

Housing and Home Improvement Program

Cabarrus County Planning Department

Sliding-scale cost share; no fixed maximum stated

Cabarrus County helps homeowners age 60 and older pay for small home repairs and safety upgrades. The program uses a sliding-scale client share, but service is not refused if the homeowner cannot pay.

Cabarrus County Housing Rehabilitation Program

Cabarrus County Planning Department

Amount not stated on the main county page

Cabarrus County offers home-repair help for low-income homeowners whose houses are in substandard condition. The county says the client must be low-income under HUD guidelines and the property must be owner-occupied.

Cabarrus County Weatherization Assistance Program and Heating and Air Repair and Replacement Program

Cabarrus County Community Development

Limited funds; no fixed maximum stated on the source page

Cabarrus County helps low-income, elderly, and disabled residents pay for weatherization and heating or air-system repairs. The program says it provides limited funds to improve energy efficiency and repair or replace unsafe heating and cooling systems.

Crisis Intervention Program (CIP)

Cabarrus County Department of Social Services

Emergency crisis assistance; no fixed maximum stated on the source page

Cabarrus County offers emergency help to low-income households in a heating or cooling crisis. The program is for life- or health-threatening emergencies and can help people with the immediate utility-related crisis.

Catawba County Housing Assistance – Urgent Repair Loan Fund

Catawba County Government / North Carolina Housing Finance Agency

$132,000 total program funding; at least 10 homeowners served; no per-home cap stated

Catawba County says it is taking applications for Urgent Repair loan funds to help eligible homeowners replace a roof, replace HVAC, or install heat in a home that has no heating source. The county says the program is for at least 10 homeowners and is backed by $132,000 from the NC Housing Trust Fund.

Catawba County Housing Assistance – Urgent Repair Loan Fund

Catawba County Government / North Carolina Housing Finance Agency

$132,000 total program funding; at least 10 homeowners served; no per-home cap stated

Catawba County says it is taking applications for Urgent Repair loan funds to help eligible homeowners replace a roof, replace HVAC, or install heat in a home that has no heating source. The county says the program is for at least 10 homeowners and is backed by $132,000 from the NC Housing Trust Fund.

Clay County Fire Rescue Smoke Alarm Request

Clay County Fire Rescue

Free smoke alarms and installation.

Clay County Fire Rescue provides and installs smoke alarms at no cost for homeowners who lack working alarms and cannot afford them. The service is not available for rental properties or homes under renovation.

Clay County Fire Rescue Smoke Alarm Request

Clay County Fire Rescue

Free smoke alarms and installation.

Clay County Fire Rescue provides and installs smoke alarms at no cost for homeowners who lack working alarms and cannot afford them. The service is not available for rental properties or homes under renovation.

Craven County Crisis Intervention Program (CIP)

Craven County Department of Social Services

Up to $600 per crisis, with a $600 annual cap

Craven County’s social services office administers the Crisis Intervention Program, which can pay up to $600 per crisis to a vendor for a heating or cooling emergency. It is not a home-hardening grant, but it is a current county program that reduces weather-related household risk.

Craven County Public Services Flood Assistance and Floodproofing Advice

Craven County

Free flood-risk and floodproofing guidance; no cash amount stated

Craven County offers residents, property owners, realtors, insurance agents, and lenders free flood-related help, including advice on retrofitting and floodproofing techniques. The page does not describe cash payments, but it is an active county service for reducing flood damage risk.

Craven County Soil & Water Conservation District Technical, Financial, and Educational Assistance

Craven County Soil & Water Conservation District

Craven County’s Soil and Water Conservation District says it provides technical, financial, and educational assistance to county residents for the proper management and wise use of natural resources. The official page does not list a dollar amount, but it is a current county-level service that could help homeowners with conservation-related property work.

South River EMC Operation Round Up smoke and carbon monoxide alarm support in Cumberland County

South River Electric Membership Corporation

$4,994 county-announced utility grant for alarms; free alarms to residents

South River EMC funded smoke and carbon monoxide alarms for Cumberland County residents in need through its Operation Round Up program. The county announcement says the alarms are available free of charge, but the official utility page for this specific county distribution was not found.

Burlington Housing Consortium Residential Rehabilitation Program – Davidson County

Burlington Housing Consortium / City of Burlington Community Development

The City of Burlington’s housing consortium is planning a residential rehabilitation program for owner-occupied single-family homes in Davidson County. The official notice says it will use HOME Investment Partnership Program funds to rehabilitate homes, but it does not publish the amount in the notice.

Forsyth County Housing Rehabilitation Program

Forsyth County Community & Economic Development

Projects are described as ranging from about $5,000 to $60,000.

Forsyth County helps eligible owner-occupants fix serious home problems with rehabilitation funding that can come as grants, loans, deferred loans, or deferred-forgiveness loans. The county says the program can provide needed repairs for qualifying homes, with applications accepted until funds run out.

Fire inspections and fire code enforcement by Gaston County Office of Emergency Management and Fire Services

Gaston County Office of Emergency Management and Fire Services

Gaston County provides state-mandated fire inspections and fire code enforcement through its Emergency Management and Fire Services office. The page also says the office coordinates homeowner insurance premium reduction efforts, but it does not give a dollar amount or describe a grant or rebate.

Housing Rehab Grants: Essential Single Family Rehab (ESFR), Urgent Repair Program (URP), and Neighborhood Revitalization (NR)

Gaston County Housing Rehabilitation Department

Gaston County provides housing rehab grants for eligible elderly, disabled, military veteran, and single-parent households. The Housing Rehabilitation Department runs the ESFR, URP, and Neighborhood Revitalization grants, but the page does not list dollar amounts or a posted deadline.

Housing Rehab Grants: Essential Single Family Rehab (ESFR), Urgent Repair Program (URP), and Neighborhood Revitalization (NR)

Gaston County Housing Rehabilitation Department

Gaston County provides housing rehab grants for eligible elderly, disabled, military veteran, and single-parent households. The Housing Rehabilitation Department runs the ESFR, URP, and Neighborhood Revitalization grants, but the page does not list dollar amounts or a posted deadline.

Urgent Repair Program (2019 cycle notice)

Gaston County Housing Rehabilitation Department

Gaston County posted an urgent repair grant notice for homeowners with repair needs that cannot be met through other state or federally funded housing programs. The notice is for a 2019 cycle, so it is not clear from the official posting whether that specific round is still open today.

Low Income Homeowner Assistance Grant

Guilford County Department of Social Services

One-time grant; award is calculated from the difference between 2021 and 2025 county home property taxes, with a minimum assistance amount of $50 and no stated maximum.

Guilford County offers eligible low-income homeowners a one-time grant paid directly to the homeowner to help offset rising homeownership costs. The award is based on a comparison of county property taxes from tax year 2021 and tax year 2025, with a minimum payment of $50.

Emergency Management Public Education / Hazard Mitigation Program

Guilford County Emergency Management

No cash benefit stated; free preparedness presentations.

Guilford County Emergency Management offers free emergency and disaster preparedness presentations to civic and community groups and other public service agencies in Guilford County. The page also describes its broader Hazard Mitigation Program, but it does not state any cash grant or retrofit reimbursement amount.

Hazard Mitigation and Disaster Response

Guilford County Planning and Development / Emergency Management

No direct cash amount stated.

Guilford County provides hazard mitigation planning and disaster-response information for residents, focused on reducing damage from natural or man-made disasters. The page does not offer a homeowner grant, rebate, or other direct cash incentive.

Household Hazardous Waste Program

Guilford County Environmental Services

Free drop-off service; no cash amount stated.

Guilford County offers free household hazardous waste drop-off for county residents. While not a hardening retrofit program, it is a free county service that helps homeowners safely dispose of fuels, paints, pesticides, and other hazardous materials that can affect home safety and recovery.

Harnett County Community Development housing rehabilitation resources

Harnett County Community Development Division

Harnett County’s Community Development program says it matches funding sources to residents’ housing rehabilitation needs and links to home repair assistance resources. The public page itself does not name a single separate dollar amount or standing award program.

Utilities Access Program

Harnett County Community Development Division

Waives the Harnett Regional Water tap fee

Harnett County waives the Harnett Regional Water tap fee for qualifying low-income and very-low-income homeowners. It is a one-time assistance program, but it is for water access rather than direct home hardening work.

Utilities Access Program

Harnett County Community Development Division

Waives the Harnett Regional Water tap fee

Harnett County waives the Harnett Regional Water tap fee for qualifying low-income and very-low-income homeowners. It is a one-time assistance program, but it is for water access rather than direct home hardening work.

Harnett County Community Development housing rehabilitation resources

Harnett County Community Development Division

Harnett County’s Community Development program says it matches funding sources to residents’ housing rehabilitation needs and links to home repair assistance resources. The public page itself does not name a single separate dollar amount or standing award program.

Harnett County USDA Rural Development - Home Preservation Grant (HPG24)

Harnett County Community Development Division / General Services Department

Harnett County used USDA Housing Preservation Grant money to help qualifying low- and very-low-income rural homeowners pay for essential home repairs. The county says the program supported critical repairs to keep homes safe, livable, and well-maintained.

Harnett County USDA Rural Development - Home Preservation Grant (HPG24)

Harnett County Community Development Division / General Services Department

Harnett County used USDA Housing Preservation Grant money to help qualifying low- and very-low-income rural homeowners pay for essential home repairs. The county says the program supported critical repairs to keep homes safe, livable, and well-maintained.

Harnett County Emergency Services Receives Smoke Alarm Grant

Harnett County Fire Marshal’s Office / North Carolina Office of the State Fire Marshal

Free smoke alarms and canvassing service

Harnett County received smoke alarms through a state Smoke Alarm Saturday grant to install or replace alarms in homes that lack working smoke alarms. The county says the 2026 campaign ran June 5-12, 2026.

Hendersonville Disaster Recovery Partnership – Home Repair and Recovery Referrals

Disaster Recovery Partnership

The City of Hendersonville and county partners run a recovery referral network that connects residents with case managers and disaster-recovery resources after Helene. It is not a direct grant, but it is a current local service gateway for homeowners needing repair help.

Housing Assistance Corporation – Owner-Occupied Housing Rehabilitation and Urgent Home Repair

The Housing Assistance Corporation

A local nonprofit helps low-income homeowners in Henderson County with owner-occupied home rehabilitation and urgent repairs. The county describes it as home repairs for low-income individuals; its public listings also mention owner-occupied housing rehabilitation and urgent home repair.

Henderson County Council on Aging – Minor Home Repairs and Grab-Bar Installation

Council on Aging for Henderson County

A local nonprofit provides minor home repairs and grab-bar installation for residents age 60 and older in Henderson County. The county lists it as a housing-rehabilitation resource for older adults.

WNCSource Weatherization Program

WNCSource

A local nonprofit offers weatherization help for low-income homeowners or renters in Henderson County. The county says it installs energy-conservation materials and other efficiency measures in stick-built houses and mobile homes.

Wastewater Discharge Elimination (WaDE) Septic Repair Program

Land-of-Sky Regional Council

A regional program provides grants and forgiven loans to income-qualified families to repair failing septic systems in Henderson County. Henderson County lists it as a local housing-rehabilitation resource.

Henderson County Hazard Mitigation Grant Program – Homeowner Mitigation Projects

North Carolina Emergency Management / Henderson County

County and state staff have been helping homeowners apply for Hazard Mitigation Grant Program mitigation projects after Hurricane Helene. Henderson County says these projects are meant to lessen future disaster losses to individual property owners, including homeowner mitigation projects.

Incentives for Savings Program

Iredell County Human Resources

Iredell County has an “Incentives for Savings Program,” but the public page only links to a PDF and does not say on-page what the benefit is, who qualifies, or whether it pays for home hardening. Because the official page is too thin, it cannot be confirmed as a homeowner hardening incentive from the page alone.

Iredell Soil and Water Conservation District Conservation Programs

Iredell Soil and Water Conservation District

The Iredell Soil and Water Conservation District says it works with USDA Natural Resources Conservation Service to provide conservation programs and technical assistance for landowners with natural resource concerns. The public page does not spell out a homeowner cash amount or a specific wildfire-hardening rebate.

Iredell Soil and Water Conservation District Conservation Programs

Iredell Soil and Water Conservation District

The Iredell Soil and Water Conservation District says it works with USDA Natural Resources Conservation Service to provide conservation programs and technical assistance for landowners with natural resource concerns. The public page does not spell out a homeowner cash amount or a specific wildfire-hardening rebate.

Incentives for Savings Program

Iredell County Human Resources

Iredell County has an “Incentives for Savings Program,” but the public page only links to a PDF and does not say on-page what the benefit is, who qualifies, or whether it pays for home hardening. Because the official page is too thin, it cannot be confirmed as a homeowner hardening incentive from the page alone.

Home Repair Grants / Housing Repair Assistance

Nash County Grants and Intergovernmental Relations Department

Usually $5,000-$8,000 per home for smaller programs; full rehab programs often involve $30,000-$45,000.

Nash County offers homeowner repair money for low- and moderate-income owner-occupants when funds are available. The county says emergency repairs are usually the only true grants, while larger whole-house repairs are often deferred-payment loans that can be forgiven over time.

Heal Our Waterways Program - Cost-Share / Rebate Program (Developments, Businesses, and HOAs)

City of Wilmington in partnership with New Hanover Soil and Water Conservation District

Up to $20,000 rebate depending on project type and size.

The cost-share/rebate program pays rebates for large-scale stormwater projects in the Bradley Creek and Hewletts Creek watersheds. It is first-come, first-served until funds run out, and the maximum rebate is up to $20,000.

Heal Our Waterways Program - Full Funding HOWBMP (Individual Properties)

New Hanover Soil & Water Conservation District in partnership with the City of Wilmington

Full funding for qualifying stormwater work; no dollar cap stated for individual properties.

The Full Funding HOWBMP program fully funds and installs stormwater solutions for eligible individual properties in the Bradley Creek and Hewletts Creek watersheds. It is currently at maximum capacity and not accepting new applications, but people already on the waitlist keep their place.

Heal Our Waterways Program - Full Funding HOWBMP (Individual Properties)

New Hanover Soil & Water Conservation District in partnership with the City of Wilmington

Full funding for qualifying stormwater work; no dollar cap stated for individual properties.

The Full Funding HOWBMP program fully funds and installs stormwater solutions for eligible individual properties in the Bradley Creek and Hewletts Creek watersheds. It is currently at maximum capacity and not accepting new applications, but people already on the waitlist keep their place.

Agriculture Cost Share Program

Onslow County Soil & Water Conservation District / North Carolina Division of Soil and Water Conservation

75% cost-share up to $75,000/year; 90% up to $90,000/year for qualifying beginning or limited-resource farmers.

Onslow County’s page describes North Carolina’s Agriculture Cost Share Program, which helps pay for installed best management practices that reduce nonpoint source water pollution. It gives farmers and qualifying beginning or limited-resource farmers a share of project costs, with higher support for qualifying applicants.

Housing & Home Improvement Program

Onslow County Department of Social Services

No dollar amount stated; the county provides labor and materials for small repairs, renovations, and some furnishings or appliances.

Onslow County DSS provides labor and materials for small home repairs, renovations, and basic furnishings or appliances to help eligible households obtain or retain safe housing. The page does not state a cash amount; it describes a service program for health, safety, and mobility-related needs.

Onslow County Smoke Alarm Assistance Program

Onslow County Emergency Services

Free smoke alarm installation, fire safety education, and one battery-operated smoke alarm per home while supplies last.

Onslow County Emergency Services offers free smoke alarm installation and fire safety education to eligible Onslow County residents. The program provides battery-operated alarms at no cost, with installation by trained county staff and volunteers, while supplies last.

Community Conservation Assistance Program (CCAP)

Onslow County Soil & Water Conservation District / North Carolina Division of Soil and Water Conservation

No homeowner amount stated on the page.

Onslow County points residents to CCAP, a voluntary cost-share program that helps eligible landowners pay for conservation practices that reduce nonpoint source pollution. The page does not state a dollar cap for homeowners, but it says the program is funded through grants and is meant to support urban, suburban, and rural landowners.

Orange County Home Repair Programs (Urgent Repair Program and Single Family Rehabilitation Program)

Orange County Housing Department

URP up to $10,000; SFR rehab costs up to $40,000

Orange County offers low-income homeowners deferred, zero-interest loans for urgent repairs and larger rehabilitation work. The urgent repair loan goes up to $10,000; the rehabilitation loan covers up to $40,000 in eligible work.

Orange County Healthy Homes Program

Orange County Health Department

Free home assessment and follow-up support

Orange County offers a free Healthy Homes home assessment for residents who want a healthier and safer house. The program includes a visit from a specialist, a report, and follow-up support.

Orange County Home Preservation Coalition

Orange County Home Preservation Coalition partners

Referral and coordination service; no fixed cash amount stated

Orange County’s Home Preservation Coalition coordinates home repair and modification services for county residents. The coalition connects homeowners to partner organizations that can provide repairs, accessibility modifications, and weatherization assistance.

Owner-Occupied Housing Rehabilitation

Pitt County Planning & Development

Grant amounts are not stated on the county page; the page says ESFR is funded every three years and URP annually, with limited homes served each cycle.

Pitt County helps eligible low-income homeowners outside Greenville city limits pay for essential home repairs that make the home safer and more livable. The county works with the North Carolina Housing Finance Agency and contractors through grant programs including ESFR and Urgent Repair.

Robeson County Essential Single-Family Rehabilitation Loan Pool (ESFRLP)

Robeson County Housing Authority / Robeson County

Up to $30,000 as a zero-interest deferred forgivable loan

Robeson County offers a zero-interest deferred forgivable loan of up to $30,000 to help eligible owner-occupants repair and rehabilitate their homes. The program is aimed at seniors, people with disabilities, veterans, and some households with a child age 6 or under affected by lead hazards.

Smoke Detectors at No Charge

Rockingham County Fire Marshal’s Office

Free smoke detector installation; no cash amount stated.

Rockingham County’s Fire Marshal’s Office will install smoke detectors at no charge for county residents. This is a free life-safety service, not a cash grant.

Smoke Detectors at No Charge

Rockingham County Fire Marshal’s Office

Free smoke detector installation; no cash amount stated.

Rockingham County’s Fire Marshal’s Office will install smoke detectors at no charge for county residents. This is a free life-safety service, not a cash grant.

Rowan County Weatherization Program

Salisbury-Rowan Community Action Agency and Yadkin Valley Economic Development District

Free weatherization services

Rowan County residents can get free weatherization services through a local partnership program. The flyer says the work is free for eligible elderly, disabled, and low-income households, but it is aimed at energy efficiency and safety rather than direct disaster-proofing.

Rowan County Weatherization Program

Salisbury-Rowan Community Action Agency and Yadkin Valley Economic Development District

Free weatherization services

Rowan County residents can get free weatherization services through a local partnership program. The flyer says the work is free for eligible elderly, disabled, and low-income households, but it is aimed at energy efficiency and safety rather than direct disaster-proofing.

Rowan County HOME Rehabilitation Program

Salisbury Community Development Corporation

Rowan County’s HOME rehabilitation program helps homeowners in unincorporated Rowan County with substantial home repairs. The flyer says eligible households must be below 80% of area median income, but it does not give a dollar cap on this page.

Rowan County Urgent Repair Program

Salisbury Community Development Corporation

Rowan County’s Urgent Repair Program helps low-income homeowners with emergency home repairs. The flyer says it is funded by the North Carolina Housing Finance Agency and is aimed at elderly, disabled, and special-needs homeowners below 50% of median income.

Rowan County HOME Rehabilitation Program

Salisbury Community Development Corporation

Rowan County’s HOME rehabilitation program helps homeowners in unincorporated Rowan County with substantial home repairs. The flyer says eligible households must be below 80% of area median income, but it does not give a dollar cap on this page.

Rowan County Urgent Repair Program

Salisbury Community Development Corporation

Rowan County’s Urgent Repair Program helps low-income homeowners with emergency home repairs. The flyer says it is funded by the North Carolina Housing Finance Agency and is aimed at elderly, disabled, and special-needs homeowners below 50% of median income.

Rowan County Housing Assistance Program

Rowan County Planning and Development Department

Rowan County offers housing assistance for low- to moderate-income homeowners for rehabilitation, emergency repairs, and related housing support. The county says the program has been discontinued until further notice, so it is not currently accepting new applications.

Request a Free Smoke Alarm

Union County Fire Marshal’s Office

Free smoke alarm(s); amount not stated

Union County’s Fire Marshal’s Office will provide a free smoke alarm to county residents who need one. It’s a simple no-cost fire safety service, not a cash grant.

FY25 CDBG Home Repair Program

Union County

$40,000 total program funding; household maximum not stated

Union County’s CDBG Home Repair Program provides financial help to eligible low- and moderate-income homeowners for repairs that address health, safety, code, and habitability problems. The county’s official page says the program has $40,000 in CDBG entitlement funds.

Wake County rehabilitation programs: Major Repair Loan Program

Wake County Government

Up to $90,000 as a 0% interest loan, fully forgiven after 10 years of continued residency.

Wake County offers a major repair loan of up to $90,000 for significant structural repairs. The Wake Forest page says it is a 0% interest loan that is fully forgiven after 10 years of continued residency.

Wake County rehabilitation programs: Elderly & Disabled Homeowner Grants

Wake County Government

Up to $20,000.

Wake County offers grants up to $20,000 for modest home repairs for elderly and disabled homeowners. The Wake Forest page says these grants help with mobility or accessibility repairs such as ramps or bathroom upfits.

Wake County rehabilitation programs: Emergency Grant Program

Wake County Government

Up to $5,000.

Wake County’s Emergency Grant Program provides up to $5,000 for immediate life-safety hazards, including failing heating systems, wells/septic, and roof or electrical hazards. It is described as a county rehabilitation program available through the Neighborly application portal.

Wake County Weatherization Assistance Program

Resources for Seniors

Free services valued at up to about $4,000 on average.

Wake County’s Weatherization Assistance Program provides free home energy audits and weatherization services for eligible households. Wake Forest says the average homeowner receives up to $4,000 worth of work at no charge.

City of Goldsboro Essential Single-Family Rehabilitation Loan Pool - Disaster Recovery (ESFRLP-DR)

City of Goldsboro Community Relations Department

Up to $40,000 per house; initial city set-aside was $150,000

Goldsboro used North Carolina Housing Finance Agency disaster-recovery loan-pool funds to help owner-occupied homes damaged by Hurricane Matthew, Tropical Storm Julia, and Tropical Storm Hermine. The city’s plan describes up to $40,000 per house, with an initial $150,000 set-aside.