North Carolina wildfire home hardening grants & rebates

Alamance County Fire Sprinkler Awareness and Incentive Program

Alamance County Inspections Department

50% off the new-home permit cost; no fee for sprinkler plan review or sprinkler permit

Alamance County gives a 50% discount on new-home permit costs when a non-required home fire sprinkler system is installed. The program also waives the plan review and permit fee for the sprinkler system itself.

Urgent Repair Program (URP) 2027

High Country Council of Governments

Up to $15,000 per household

High Country Council of Governments offers up to $15,000 for urgent home repairs in Alleghany, Ashe, and Wilkes counties for very-low- and low-income homeowners with special needs. The money can pay for repairs that address immediate life/safety threats, accessibility modifications, and other work needed to prevent displacement.

Urgent Repair Program (URP) 2027

High Country Council of Governments

Up to $15,000 per household

High Country Council of Governments offers up to $15,000 for urgent home repairs in Alleghany, Ashe, and Wilkes counties for very-low- and low-income homeowners with special needs. The money can pay for repairs that address immediate life/safety threats, accessibility modifications, and other work needed to prevent displacement.

Beaufort Soil and Water Conservation District Agricultural Water Resources Assistance Program (AgWRAP)

Beaufort Soil and Water Conservation District

Not stated on the official program page

Beaufort Soil and Water says AgWRAP helps landowners conserve water resources and is a competitive cost-share program. The district does not state a fixed dollar amount on its program page.

Beaufort Soil and Water Conservation District Agriculture Cost Share Program (ACSP)

Beaufort Soil and Water Conservation District

Not stated on the official program page

Beaufort Soil and Water says ACSP is a voluntary cost-share program that provides financial and technical assistance for installing best management practices. The official county page does not state a dollar cap.

Beaufort Soil and Water Conservation District cost share allocations for NCACSP, AgWRAP, and CCAP

Beaufort Soil and Water Conservation District

Program Year 2026 cost-share allocations announced; no amount stated

Beaufort Soil and Water announced cost-share allocations for the North Carolina Agriculture Cost Share Program, AgWRAP, and CCAP for Program Year 2026. This is an official county announcement of funding availability rather than a separate homeowner program page.

Agriculture Cost Share Program (ACSP)

Beaufort Soil and Water Conservation District

Not stated on the official program page

Beaufort Soil and Water says ACSP is a voluntary cost-share program that provides financial and technical assistance for installing best management practices. The page does not state a dollar cap or reimbursement rate.

No currently documented Bladen County–specific homeowner hardening incentive programs found

N/A

I could not verify any currently open Bladen County, North Carolina-specific program that gives homeowners money or free services for wildfire, flood, wind, or other natural-disaster home hardening. I found only broader state, federal, or recovery programs, which you asked me not to include.

No currently documented Bladen County–specific homeowner hardening incentive programs found

N/A

I could not verify any currently open Bladen County, North Carolina-specific program that gives homeowners money or free services for wildfire, flood, wind, or other natural-disaster home hardening. I found only broader state, federal, or recovery programs, which you asked me not to include.

No currently documented Bladen County–specific homeowner hardening incentive programs found

N/A

I could not verify any currently open Bladen County, North Carolina-specific program that gives homeowners money or free services for wildfire, flood, wind, or other natural-disaster home hardening. I found only broader state, federal, or recovery programs, which you asked me not to include.

Brunswick Electric Membership Corporation Energy Efficiency Loan Program

Brunswick Electric Membership Corporation (BEMC)

Up to $10,000 at 5% APR

BEMC offers homeowners and businesses up to $10,000 in low-interest loans for energy-efficiency upgrades that can also help with storm resilience, including replacement windows, doors, insulation, and ductwork. The loan is 5% APR and is repaid on the monthly electric bill over about five years.

Strengthen Your Coastal Roof

North Carolina Insurance Underwriting Association (NCIUA)

$6,000 grant for an IBHS FORTIFIED Roof

NCIUA’s Strengthen Your Coastal Roof program offers $6,000 grants to eligible coastal policyholders, including Brunswick County, to install an IBHS FORTIFIED Roof. Grants are first come, first served.

Brunswick Electric Membership Corporation Residential Rebates

Brunswick Electric Membership Corporation (BEMC)

Up to $600 bill-credit rebate, depending on the upgrade

BEMC gives bill-credit rebates for certain home upgrades, including up to $300 for efficient heat pumps, $600 for cold-climate heat pumps, and $300 for heat pump water heaters. The page also says rebates require a contractor invoice or receipt.

Brunswick County Housing Rehabilitation and Urgent Repair Grant efforts

Brunswick County Government

Historical county-backed repair grants and matching funds documented in county archives; no current live amount stated

Brunswick County documents county-supported housing rehabilitation and urgent repair efforts for low-income homeowners, including urgent repair grants and single-family rehabilitation grants. The official archive page shows county match dollars and counts of assisted units.

Emergency Repairs (Buncombe County Affordable Housing Services Program)

Buncombe County

Buncombe County funds partner organizations that do emergency home repairs for income-eligible homeowners, including roof repairs and other life-safety work. The county page says these repairs are meant to make homes safer and more accessible, but it does not publish a single dollar amount for homeowners.

Weatherization Repairs

Community Action Opportunities

Buncombe County says Community Action Opportunities provides weatherization repairs for households at or below 200% of the federal poverty level. The county page does not publish a dollar value because the help is a service, not a cash grant.

Minor Repairs and Accessibility Improvements for Older Adults

Council on Aging of Buncombe County

Buncombe County says the Council on Aging of Buncombe County provides minor repairs and accessibility improvements for households with a member age 60 or older. The county page does not state a dollar amount.

Hazard Mitigation Grant Program (HMGP) – Burke County outreach / post-Helene homeowner mitigation

North Carolina Department of Public Safety, Division of Emergency Management

75% FEMA / 25% state share; homeowner cost stated as $0

Burke County is directing homeowners affected by Hurricane Helene to the state’s Hazard Mitigation Grant Program, which can pay for major home resilience projects at no cost to the homeowner. The county materials say the program can fund elevation, home mitigation reconstruction, or acquisition, with FEMA paying 75% and the state 25%.

North Carolina Agricultural Cost Share Program – Burke Soil & Water Conservation District

Burke Soil & Water Conservation District

Burke Soil & Water Conservation District is accepting applications for the North Carolina Agricultural Cost Share Program. It provides technical and financial assistance for best management practices that address water quality and soil erosion problems.

Community Conservation Assistance Program (CCAP) – Burke Soil & Water Conservation District

Burke Soil & Water Conservation District

Burke Soil & Water Conservation District is accepting applications for the Community Conservation Assistance Program. The page describes it as educational, technical, and financial assistance for landowners to install best management practices.

Housing and Home Improvement Program

Cabarrus County Planning Department

Sliding-scale cost share; no fixed maximum stated

Cabarrus County helps homeowners age 60 and older pay for small home repairs and safety upgrades. The program uses a sliding-scale client share, but service is not refused if the homeowner cannot pay.

Cabarrus County Housing Rehabilitation Program

Cabarrus County Planning Department

Amount not stated on the main county page

Cabarrus County offers home-repair help for low-income homeowners whose houses are in substandard condition. The county says the client must be low-income under HUD guidelines and the property must be owner-occupied.

Cabarrus County Weatherization Assistance Program and Heating and Air Repair and Replacement Program

Cabarrus County Community Development

Limited funds; no fixed maximum stated on the source page

Cabarrus County helps low-income, elderly, and disabled residents pay for weatherization and heating or air-system repairs. The program says it provides limited funds to improve energy efficiency and repair or replace unsafe heating and cooling systems.

Crisis Intervention Program (CIP)

Cabarrus County Department of Social Services

Emergency crisis assistance; no fixed maximum stated on the source page

Cabarrus County offers emergency help to low-income households in a heating or cooling crisis. The program is for life- or health-threatening emergencies and can help people with the immediate utility-related crisis.

Caldwell County / N.C. Forest Service Hazard Mitigation Grant Program information page

Caldwell County

Amount not stated

Caldwell County directs homeowners to the FEMA Hazard Mitigation Grant Program, which is managed by North Carolina emergency management and can help reduce future disaster damage after a disaster.

Caldwell County / N.C. Forest Service Hazard Mitigation Grant Program information page

Caldwell County

Amount not stated

Caldwell County directs homeowners to the FEMA Hazard Mitigation Grant Program, which is managed by North Carolina emergency management and can help reduce future disaster damage after a disaster.

Carteret County Emergency Management preparedness and mitigation assistance

Carteret County Office of Emergency Management

No direct payment; free preparedness and mitigation services.

Carteret County Emergency Management provides free preparedness, mitigation, response, and recovery support to residents and local agencies. The page does not describe a homeowner grant, rebate, loan, or tax benefit.

Carteret County Floodplain Management / flood information services

Carteret County Planning & Development / Floodplain Management

No direct payment; the page describes free information/services and a 5% NFIP flood insurance premium discount through CRS status.

Carteret County provides free floodplain and retrofit information, including flood zone lookups, elevation-certificate access, and technical advice on how to protect buildings from flooding. The county also offers help with map amendments/revisions, but this is information and technical assistance rather than cash.

Carteret County Floodplain Management / flood information services

Carteret County Planning & Development / Floodplain Management

No direct payment; the page describes free information/services and a 5% NFIP flood insurance premium discount through CRS status.

Carteret County provides free floodplain and retrofit information, including flood zone lookups, elevation-certificate access, and technical advice on how to protect buildings from flooding. The county also offers help with map amendments/revisions, but this is information and technical assistance rather than cash.

Carteret County Emergency Management preparedness and mitigation assistance

Carteret County Office of Emergency Management

No direct payment; free preparedness and mitigation services.

Carteret County Emergency Management provides free preparedness, mitigation, response, and recovery support to residents and local agencies. The page does not describe a homeowner grant, rebate, loan, or tax benefit.

Carteret County Flood Information / flood information services

Carteret County Planning & Development / Floodplain Management

No direct payment; free flood information and technical services, plus a 5% NFIP flood insurance premium discount for CRS Class 9 communities.

Carteret County provides free floodplain information and technical help, including map lookups, elevation-certificate access, and advice on protecting buildings from flooding. The county also says unincorporated Carteret County gets a 5% NFIP flood insurance premium discount through CRS Class 9 status.

Carteret County hazard mitigation grant and housing mitigation administration effort

Carteret County

Not stated in the notice.

Carteret County has publicly documented active planning and administration for mitigation funding, including FEMA Hazard Mitigation Grant Program and Flood Mitigation Assistance activities. The county page shows it is managing or pursuing mitigation-related homeowner work, but the document itself is a procurement notice rather than a homeowner application page.

Carteret County hazard mitigation grant and housing mitigation administration effort

Carteret County

Not stated in the notice.

Carteret County has publicly documented active planning and administration for mitigation funding, including FEMA Hazard Mitigation Grant Program and Flood Mitigation Assistance activities. The county page shows it is managing or pursuing mitigation-related homeowner work, but the document itself is a procurement notice rather than a homeowner application page.

Catawba County Housing Assistance – Urgent Repair Loan Fund

Catawba County Government / North Carolina Housing Finance Agency

$132,000 total program funding; at least 10 homeowners served; no per-home cap stated

Catawba County says it is taking applications for Urgent Repair loan funds to help eligible homeowners replace a roof, replace HVAC, or install heat in a home that has no heating source. The county says the program is for at least 10 homeowners and is backed by $132,000 from the NC Housing Trust Fund.

Catawba County Housing Assistance – Urgent Repair Loan Fund

Catawba County Government / North Carolina Housing Finance Agency

$132,000 total program funding; at least 10 homeowners served; no per-home cap stated

Catawba County says it is taking applications for Urgent Repair loan funds to help eligible homeowners replace a roof, replace HVAC, or install heat in a home that has no heating source. The county says the program is for at least 10 homeowners and is backed by $132,000 from the NC Housing Trust Fund.

Chatham County Low Income Tax Relief Program (TRP)

Chatham County Tax Administration

Up to $500, capped at 50% of the current year’s tax bill

Chatham County gives eligible long-term homeowners up to $500 in property tax assistance. This is a tax relief program, not a home-hardening grant, but it can free up money for repairs and mitigation.

Chatham County Emergency & Energy Assistance

Chatham County Department of Social Services

No amount stated

Chatham County offers emergency energy help through its social services department, including help with past-due electric or heating bills and other energy emergencies. This is not a home-hardening grant, but it is a county emergency household service that can prevent utility shutoff during a disaster or weather event.

Chatham County Emergency & Energy Assistance

Chatham County Department of Social Services

No amount stated

Chatham County offers emergency energy help through its social services department, including help with past-due electric or heating bills and other energy emergencies. This is not a home-hardening grant, but it is a county emergency household service that can prevent utility shutoff during a disaster or weather event.

Chatham County Homeowner Resources – Home Repair Services

Chatham County Department of Affordable Housing

Low or no charge; no dollar amount stated

Chatham County points residents to free or low-cost home repair help for accessibility, dilapidated housing, disaster damage, and energy efficiency work. The county says these services are available to residents at low or no charge, but it does not give a dollar amount on the page.

Chatham County Emergency & Energy Assistance

Chatham County Department of Social Services

No amount stated

Chatham County offers emergency energy help through its social services department, including help with past-due electric or heating bills and other energy emergencies. This is not a home-hardening grant, but it is a county emergency household service that can prevent utility shutoff during a disaster or weather event.

Central Pines Regional Council – Chatham County Urgent Repair Program

Central Pines Regional Council

Prior-cycle Chatham funding was $132,000 total for 11 households; current amount not stated on the landing page

Central Pines runs an urgent repair program for very low- and low-income Chatham County homeowners with special needs. The program is meant to fix dangerous conditions and accessibility problems, and a prior county policy document says Chatham’s cycle had $132,000 and would assist 11 households, though that amount was for a past cycle.

Central Pines Regional Council – Chatham County Home Repair and Rehabilitation

Central Pines Regional Council

Forgivable loan assistance; exact amount not stated on the county-specific page

Central Pines offers Chatham County homeowners repair and rehabilitation help through forgivable loan programs. The county page says these programs maintain and repair homes, but the exact dollar amount and work scope vary by program and are not fully listed on the county-specific landing page.

Central Pines Regional Council – Chatham County Home Repair and Rehabilitation

Central Pines Regional Council

Forgivable loan assistance; exact amount not stated on the county-specific page

Central Pines offers Chatham County homeowners repair and rehabilitation help through forgivable loan programs. The county page says these programs maintain and repair homes, but the exact dollar amount and work scope vary by program and are not fully listed on the county-specific landing page.

Central Pines Regional Council – Chatham County Home Repair and Rehabilitation

Central Pines Regional Council

Forgivable loan assistance; exact amount not stated on the county-specific page

Central Pines offers Chatham County homeowners repair and rehabilitation help through forgivable loan programs. The county page says these programs maintain and repair homes, but the exact dollar amount and work scope vary by program and are not fully listed on the county-specific landing page.

Central Pines Regional Council – Chatham County Urgent Repair Program

Central Pines Regional Council

Prior-cycle Chatham funding was $132,000 total for 11 households; current amount not stated on the landing page

Central Pines runs an urgent repair program for very low- and low-income Chatham County homeowners with special needs. The program is meant to fix dangerous conditions and accessibility problems, and a prior county policy document says Chatham’s cycle had $132,000 and would assist 11 households, though that amount was for a past cycle.

Clay County Fire Rescue Smoke Alarm Request

Clay County Fire Rescue

Free smoke alarms and installation.

Clay County Fire Rescue provides and installs smoke alarms at no cost for homeowners who lack working alarms and cannot afford them. The service is not available for rental properties or homes under renovation.

Cleveland County Volunteer Fire Department Grants

Cleveland County Government

$1,400,000 lump-sum grant to volunteer fire departments

Cleveland County’s volunteer fire departments received a $1.4 million lump-sum state grant for fire services that the county says is directed to local volunteer fire departments. This is a fire-service funding program, not a homeowner rebate or grant.

Cleveland County Soil & Water Conservation Cost Share Program

Cleveland County Soil and Water Conservation District

Roughly 75% of BMP installation costs, with about 25% paid by the landowner

Cleveland County offers competitive conservation cost-share funding for farmers, landowners, and some community projects. The county says most programs cover about 75% of BMP installation costs, with the landowner paying the remaining 25%.

Cleveland County Soil & Water Conservation Cost Share Program

Cleveland County Soil and Water Conservation District

Roughly 75% of BMP installation costs, with about 25% paid by the landowner

Cleveland County offers competitive conservation cost-share funding for farmers, landowners, and some community projects. The county says most programs cover about 75% of BMP installation costs, with the landowner paying the remaining 25%.

Columbus County Assistance Policy for Emergency Solutions / Housing Repair Loan Program

Columbus County

Loan assistance and related soft-cost support are referenced, but the excerpt does not state a dollar amount.

Columbus County’s policy document for its Emergency Solutions / Housing Repair Loan Program says the county can help pay for housing repairs and related soft costs. The excerpt reviewed does not clearly state the loan amount or whether the program is currently taking applications.

Columbus County Assistance Policy for Emergency Solutions / Housing Repair Loan Program

Columbus County

Loan assistance and related soft-cost support are referenced, but the excerpt does not state a dollar amount.

Columbus County’s policy document for its Emergency Solutions / Housing Repair Loan Program says the county can help pay for housing repairs and related soft costs. The excerpt reviewed does not clearly state the loan amount or whether the program is currently taking applications.

Columbus County Assistance Policy for Emergency Solutions / Housing Repair Loan Program

Columbus County

Loan assistance and related soft-cost support are referenced, but the excerpt does not state a dollar amount.

Columbus County’s policy document for its Emergency Solutions / Housing Repair Loan Program says the county can help pay for housing repairs and related soft costs. The excerpt reviewed does not clearly state the loan amount or whether the program is currently taking applications.

Craven County Crisis Intervention Program (CIP)

Craven County Department of Social Services

Up to $600 per crisis, with a $600 annual cap

Craven County’s social services office administers the Crisis Intervention Program, which can pay up to $600 per crisis to a vendor for a heating or cooling emergency. It is not a home-hardening grant, but it is a current county program that reduces weather-related household risk.

Craven Soil and Water Conservation District Cost Share Funds

Craven Soil and Water Conservation District

Craven Soil and Water Conservation District is accepting applications for several conservation cost-share programs, including NC Agricultural Cost Share, NC Agricultural Water Resources Assistance, NC Community Conservation Assistance, and NC Conservation Reserve Enhancement. The page does not state a single dollar amount; funding is awarded based on program rankings until funds are used up.

Low Income Energy Assistance Program (LIEAP)

Craven County Department of Social Services

One-time vendor payment; dollar amount not stated

Craven County’s Low Income Energy Assistance Program provides a one-time vendor payment to help eligible households pay heating bills. Eligibility and timing depend on household composition and the application window.

Craven County Public Services Flood Assistance and Floodproofing Advice

Craven County

Free flood-risk and floodproofing guidance; no cash amount stated

Craven County offers residents, property owners, realtors, insurance agents, and lenders free flood-related help, including advice on retrofitting and floodproofing techniques. The page does not describe cash payments, but it is an active county service for reducing flood damage risk.

Craven County Public Services Flood Assistance and Floodproofing Advice

Craven County

Free flood-risk and floodproofing guidance; no cash amount stated

Craven County offers residents, property owners, realtors, insurance agents, and lenders free flood-related help, including advice on retrofitting and floodproofing techniques. The page does not describe cash payments, but it is an active county service for reducing flood damage risk.

Low Income Energy Assistance Program (LIEAP)

Craven County Department of Social Services

One-time vendor payment; dollar amount not stated

Craven County’s Low Income Energy Assistance Program provides a one-time vendor payment to help eligible households pay heating bills. Eligibility and timing depend on household composition and the application window.

Craven Soil and Water Conservation District Cost Share Funds

Craven Soil and Water Conservation District

Craven Soil and Water Conservation District is accepting applications for several conservation cost-share programs, including NC Agricultural Cost Share, NC Agricultural Water Resources Assistance, NC Community Conservation Assistance, and NC Conservation Reserve Enhancement. The page does not state a single dollar amount; funding is awarded based on program rankings until funds are used up.

Craven County Soil & Water Conservation District Technical, Financial, and Educational Assistance

Craven County Soil & Water Conservation District

Craven County’s Soil and Water Conservation District says it provides technical, financial, and educational assistance to county residents for the proper management and wise use of natural resources. The official page does not list a dollar amount, but it is a current county-level service that could help homeowners with conservation-related property work.

South River EMC Operation Round Up smoke and carbon monoxide alarm support in Cumberland County

South River Electric Membership Corporation

$4,994 county-announced utility grant for alarms; free alarms to residents

South River EMC funded smoke and carbon monoxide alarms for Cumberland County residents in need through its Operation Round Up program. The county announcement says the alarms are available free of charge, but the official utility page for this specific county distribution was not found.

Burlington Housing Consortium Residential Rehabilitation Program – Davidson County

Burlington Housing Consortium / City of Burlington Community Development

The City of Burlington’s housing consortium is planning a residential rehabilitation program for owner-occupied single-family homes in Davidson County. The official notice says it will use HOME Investment Partnership Program funds to rehabilitate homes, but it does not publish the amount in the notice.

Smoke Detector Program Inquiry

Davie County Fire Marshal’s Office

Free smoke detectors and free installation

Davie County offers free smoke detectors and free installation for county residents through a Fire Marshal–secured grant-funded program. The official page does not state a dollar cap, but it does say the detectors and installation are free.

Smoke Detector Program Inquiry

Davie County Fire Marshal’s Office

Free smoke detectors and free installation

Davie County offers free smoke detectors and free installation for county residents through a Fire Marshal–secured grant-funded program. The official page does not state a dollar cap, but it does say the detectors and installation are free.

Smoke Detector Program Inquiry

Davie County Fire Marshal’s Office

Free smoke detectors and free installation

Davie County offers free smoke detectors and free installation for county residents through a Fire Marshal–secured grant-funded program. The official page does not state a dollar cap, but it does say the detectors and installation are free.

WARM NC Home Repair Program

WARM NC

No-cost repairs; no dollar cap stated on the official page we found.

WARM NC provides free home repairs for low-income homeowners in Duplin County, including roof, window/door, weatherization, and other safety-related repairs. The program is aimed at keeping homes safe and habitable after damage or deterioration.

Down East HOME Consortium – HOME Program

City of Rocky Mount / Down East HOME Consortium

Deferred rehab loan up to $50,000 per unit, with possible increases for lead paint abatement and indoor plumbing if needed

The City of Rocky Mount administers the Down East HOME Consortium HOME Program, which provides deferred rehabilitation loans for eligible low- and moderate-income homeowners in Edgecombe County and participating member towns. The maximum loan is generally the lowest responsible bid or $50,000 per unit, whichever is less.

Forsyth County Housing Rehabilitation Program

Forsyth County Community & Economic Development

Projects are described as ranging from about $5,000 to $60,000.

Forsyth County helps eligible owner-occupants fix serious home problems with rehabilitation funding that can come as grants, loans, deferred loans, or deferred-forgiveness loans. The county says the program can provide needed repairs for qualifying homes, with applications accepted until funds run out.

Piedmont Triad Regional Council Weatherization Assistance Program (Forsyth County)

Piedmont Triad Regional Council

Free weatherization services; no dollar cap stated on the official page excerpt.

PTRC provides free home weatherization services for eligible low-income, elderly, or disabled residents in Forsyth County. The program helps improve energy efficiency, which can also make homes safer and more resilient.

Franklin County Soil and Water Conservation District NC Ag Cost Share / impaired-watershed cost-share assistance

Franklin County Soil and Water Conservation District

Up to 75% reimbursement of a predetermined average cost for eligible conservation practices.

Franklin County’s Soil and Water Conservation District offers cost-share help for certain conservation practices, with reimbursement up to 75% of a predetermined average cost. The program is aimed at eligible landowners and agricultural operators in impaired/impacted watersheds, not a general home-repair grant.

Franklin County Soil and Water Conservation District NC Ag Cost Share / impaired-watershed cost-share assistance

Franklin County Soil and Water Conservation District

Up to 75% reimbursement of a predetermined average cost for eligible conservation practices.

Franklin County’s Soil and Water Conservation District offers cost-share help for certain conservation practices, with reimbursement up to 75% of a predetermined average cost. The program is aimed at eligible landowners and agricultural operators in impaired/impacted watersheds, not a general home-repair grant.

Franklin County NC Ag Cost Share / Impaired-Watershed Cost-Share Assistance

Franklin County Soil and Water Conservation District

Up to 75% reimbursement of a predetermined average cost for eligible BMPs.

Franklin County Soil and Water Conservation District offers cost-share assistance for Best Management Practices in impaired and impacted watersheds. Eligible participants can be reimbursed up to 75% of a predetermined average cost for each BMP installed.

Fire inspections and fire code enforcement by Gaston County Office of Emergency Management and Fire Services

Gaston County Office of Emergency Management and Fire Services

Gaston County provides state-mandated fire inspections and fire code enforcement through its Emergency Management and Fire Services office. The page also says the office coordinates homeowner insurance premium reduction efforts, but it does not give a dollar amount or describe a grant or rebate.

Fire inspections and fire code enforcement by Gaston County Office of Emergency Management and Fire Services

Gaston County Office of Emergency Management and Fire Services

Gaston County provides state-mandated fire inspections and fire code enforcement through its Emergency Management and Fire Services office. The page also says the office coordinates homeowner insurance premium reduction efforts, but it does not give a dollar amount or describe a grant or rebate.

Housing Rehab Grants: Essential Single Family Rehab (ESFR), Urgent Repair Program (URP), and Neighborhood Revitalization (NR)

Gaston County Housing Rehabilitation Department

Gaston County provides housing rehab grants for eligible elderly, disabled, military veteran, and single-parent households. The Housing Rehabilitation Department runs the ESFR, URP, and Neighborhood Revitalization grants, but the page does not list dollar amounts or a posted deadline.

Housing Rehab Grants: Essential Single Family Rehab (ESFR), Urgent Repair Program (URP), and Neighborhood Revitalization (NR)

Gaston County Housing Rehabilitation Department

Gaston County provides housing rehab grants for eligible elderly, disabled, military veteran, and single-parent households. The Housing Rehabilitation Department runs the ESFR, URP, and Neighborhood Revitalization grants, but the page does not list dollar amounts or a posted deadline.

Urgent Repair Program (2019 cycle notice)

Gaston County Housing Rehabilitation Department

Gaston County posted an urgent repair grant notice for homeowners with repair needs that cannot be met through other state or federally funded housing programs. The notice is for a 2019 cycle, so it is not clear from the official posting whether that specific round is still open today.

Granville County Senior Services – Housing and Home Improvement

Granville County Senior Services

Granville County Senior Services lists Housing and Home Improvement as one of its services for older adults in Granville County. The page does not publish a dollar amount or say this is a grant or rebate; it is presented as a senior services offering.

Granville County Emergency Assistance

Granville County Department of Social Services

Granville County DSS can help eligible residents with emergency needs like utility cut-off prevention and rent or utility deposits. It is not a home-hardening program, but it is an active county assistance program that can provide money for emergency household stability.

Granville County Low Income Energy Assistance Program (LIEAP)

Granville County Department of Social Services

One-time annual vendor payment for heating expenses; no maximum amount listed

Granville County DSS offers LIEAP as a one-time annual vendor payment to help eligible households pay heating expenses. The page does not provide a benefit cap and this is not a home-hardening retrofit program.

Granville County Crisis Intervention Program (CIP)

Granville County Department of Social Services

Granville County lists the Crisis Intervention Program as an energy assistance option for low-income households with heating and/or cooling costs. The page does not provide a dollar amount or describe any home-hardening work.

Granville County Senior Services – Housing and Home Improvement

Granville County Senior Services

Granville County Senior Services lists Housing and Home Improvement as one of its services for older adults in Granville County. The page does not publish a dollar amount or say this is a grant or rebate; it is presented as a senior services offering.

Granville County Emergency Assistance

Granville County Department of Social Services

Granville County DSS can help eligible residents with emergency needs like utility cut-off prevention and rent or utility deposits. It is not a home-hardening program, but it is an active county assistance program that can provide money for emergency household stability.

Granville County Low Income Energy Assistance Program (LIEAP)

Granville County Department of Social Services

One-time annual vendor payment for heating expenses; no maximum amount listed

Granville County DSS offers LIEAP as a one-time annual vendor payment to help eligible households pay heating expenses. The page does not provide a benefit cap and this is not a home-hardening retrofit program.

Granville County Crisis Intervention Program (CIP)

Granville County Department of Social Services

Granville County lists the Crisis Intervention Program as an energy assistance option for low-income households with heating and/or cooling costs. The page does not provide a dollar amount or describe any home-hardening work.

Granville County Soil and Water Conservation District – Cost Share and Technical Assistance

Granville County Soil and Water Conservation District

Granville County’s Soil and Water Conservation District provides state and federal cost-share and technical assistance for conservation practices on agricultural land. The page does not describe a homeowner hardening rebate or a wildfire-specific program.

Low Income Homeowner Assistance Grant

Guilford County Department of Social Services

One-time grant; award is calculated from the difference between 2021 and 2025 county home property taxes, with a minimum assistance amount of $50 and no stated maximum.

Guilford County offers eligible low-income homeowners a one-time grant paid directly to the homeowner to help offset rising homeownership costs. The award is based on a comparison of county property taxes from tax year 2021 and tax year 2025, with a minimum payment of $50.

Emergency Management Public Education / Hazard Mitigation Program

Guilford County Emergency Management

No cash benefit stated; free preparedness presentations.

Guilford County Emergency Management offers free emergency and disaster preparedness presentations to civic and community groups and other public service agencies in Guilford County. The page also describes its broader Hazard Mitigation Program, but it does not state any cash grant or retrofit reimbursement amount.

Hazard Mitigation and Disaster Response

Guilford County Planning and Development / Emergency Management

No direct cash amount stated.

Guilford County provides hazard mitigation planning and disaster-response information for residents, focused on reducing damage from natural or man-made disasters. The page does not offer a homeowner grant, rebate, or other direct cash incentive.

Household Hazardous Waste Program

Guilford County Environmental Services

Free drop-off service; no cash amount stated.

Guilford County offers free household hazardous waste drop-off for county residents. While not a hardening retrofit program, it is a free county service that helps homeowners safely dispose of fuels, paints, pesticides, and other hazardous materials that can affect home safety and recovery.

Low Income Homeowner Assistance Grant

Guilford County Department of Social Services

One-time grant; award is calculated from the difference between 2021 and 2025 county home property taxes, with a minimum assistance amount of $50 and no stated maximum.

Guilford County offers eligible low-income homeowners a one-time grant paid directly to the homeowner to help offset rising homeownership costs. The award is based on a comparison of county property taxes from tax year 2021 and tax year 2025, with a minimum payment of $50.

Emergency Management Public Education / Hazard Mitigation Program

Guilford County Emergency Management

No cash benefit stated; free preparedness presentations.

Guilford County Emergency Management offers free emergency and disaster preparedness presentations to civic and community groups and other public service agencies in Guilford County. The page also describes its broader Hazard Mitigation Program, but it does not state any cash grant or retrofit reimbursement amount.

Hazard Mitigation and Disaster Response

Guilford County Planning and Development / Emergency Management

No direct cash amount stated.

Guilford County provides hazard mitigation planning and disaster-response information for residents, focused on reducing damage from natural or man-made disasters. The page does not offer a homeowner grant, rebate, or other direct cash incentive.

Household Hazardous Waste Program

Guilford County Environmental Services

Free drop-off service; no cash amount stated.

Guilford County offers free household hazardous waste drop-off for county residents. While not a hardening retrofit program, it is a free county service that helps homeowners safely dispose of fuels, paints, pesticides, and other hazardous materials that can affect home safety and recovery.

Fishing Creek Soil and Water Conservation District Cost Share Programs

Fishing Creek Soil and Water Conservation District

BMAP: $25 per visit (up to 15 visits per year), $150 per dam removed, free initial consultation.

Halifax County’s Fishing Creek Soil and Water Conservation District offers several conservation cost-share programs, including a Beaver Management Assistance Program that helps landowners address beaver-related flooding and water backup issues. The beaver program charges $25 per visit, up to 15 visits per year, plus $150 per dam removed, with an initial consultation free.

Halifax County Department of Social Services Emergency Financial Assistance and In-Home Services

Halifax County Department of Social Services

Amount not stated on the official page.

Halifax County DSS lists emergency financial assistance, in-home support, and energy help for county residents who meet eligibility rules. The page does not describe a home-hardening grant or rebate, but it does document assistance that can help people remain safely in their homes.

Halifax County Department of Social Services Emergency Financial Assistance and In-Home Services

Halifax County Department of Social Services

Amount not stated on the official page.

Halifax County DSS lists emergency financial assistance, in-home support, and energy help for county residents who meet eligibility rules. The page does not describe a home-hardening grant or rebate, but it does document assistance that can help people remain safely in their homes.

Halifax County Council on Aging Home and Community Care Block Grant-funded in-home services

Halifax County Council on Aging

Amount not stated on the official page.

Halifax County’s Council on Aging offers in-home and related support services for adults 60 and older, funded through the Home and Community Care Block Grant. The page does not describe a home-hardening grant or dollar benefit.

Halifax County Department of Social Services Emergency Financial Assistance and In-Home Services

Halifax County Department of Social Services

Amount not stated on the official page.

Halifax County DSS lists emergency financial assistance, in-home support, and energy help for county residents who meet eligibility rules. The page does not describe a home-hardening grant or rebate, but it does document assistance that can help people remain safely in their homes.

Halifax County Council on Aging Home and Community Care Block Grant-funded in-home services

Halifax County Council on Aging

Amount not stated on the official page.

Halifax County’s Council on Aging offers in-home and related support services for adults 60 and older, funded through the Home and Community Care Block Grant. The page does not describe a home-hardening grant or dollar benefit.

Utilities Access Program

Harnett County Community Development Division

Waives the Harnett Regional Water tap fee

Harnett County waives the Harnett Regional Water tap fee for qualifying low-income and very-low-income homeowners. It is a one-time assistance program, but it is for water access rather than direct home hardening work.

Harnett County Community Development housing rehabilitation resources

Harnett County Community Development Division

Harnett County’s Community Development program says it matches funding sources to residents’ housing rehabilitation needs and links to home repair assistance resources. The public page itself does not name a single separate dollar amount or standing award program.

Harnett County USDA Rural Development - Home Preservation Grant (HPG24)

Harnett County Community Development Division / General Services Department

Harnett County used USDA Housing Preservation Grant money to help qualifying low- and very-low-income rural homeowners pay for essential home repairs. The county says the program supported critical repairs to keep homes safe, livable, and well-maintained.

Harnett County USDA Rural Development - Home Preservation Grant (HPG24)

Harnett County Community Development Division / General Services Department

Harnett County used USDA Housing Preservation Grant money to help qualifying low- and very-low-income rural homeowners pay for essential home repairs. The county says the program supported critical repairs to keep homes safe, livable, and well-maintained.

Home Repair Readiness Program

Southwestern Commission Council of Governments and Western Piedmont Council of Governments

Up to $25,000 per eligible household

Western North Carolina homeowners affected by Hurricane Helene may get up to $25,000 to make critical home repairs. The program is intended to restore homes to a safe condition and prepare them for later weatherization and energy-efficiency upgrades.

Affordable Housing Development Fund – Haywood County

Haywood County

Project financing; no simple homeowner cap stated

Haywood County’s disaster-recovery housing fund finances affordable housing projects, including rehabilitation and new construction, and the county’s manual says wildfire resilience features can be part of funded work. This is aimed at housing projects, not ordinary homeowner grants.

Housing Assistance Corporation – Owner-Occupied Housing Rehabilitation and Urgent Home Repair

The Housing Assistance Corporation

A local nonprofit helps low-income homeowners in Henderson County with owner-occupied home rehabilitation and urgent repairs. The county describes it as home repairs for low-income individuals; its public listings also mention owner-occupied housing rehabilitation and urgent home repair.

Henderson County Council on Aging – Minor Home Repairs and Grab-Bar Installation

Council on Aging for Henderson County

A local nonprofit provides minor home repairs and grab-bar installation for residents age 60 and older in Henderson County. The county lists it as a housing-rehabilitation resource for older adults.

WNCSource Weatherization Program

WNCSource

A local nonprofit offers weatherization help for low-income homeowners or renters in Henderson County. The county says it installs energy-conservation materials and other efficiency measures in stick-built houses and mobile homes.

Wastewater Discharge Elimination (WaDE) Septic Repair Program

Land-of-Sky Regional Council

A regional program provides grants and forgiven loans to income-qualified families to repair failing septic systems in Henderson County. Henderson County lists it as a local housing-rehabilitation resource.

Henderson County Hazard Mitigation Grant Program – Homeowner Mitigation Projects

North Carolina Emergency Management / Henderson County

County and state staff have been helping homeowners apply for Hazard Mitigation Grant Program mitigation projects after Hurricane Helene. Henderson County says these projects are meant to lessen future disaster losses to individual property owners, including homeowner mitigation projects.

Iredell Soil and Water Conservation District Conservation Programs

Iredell Soil and Water Conservation District

The Iredell Soil and Water Conservation District says it works with USDA Natural Resources Conservation Service to provide conservation programs and technical assistance for landowners with natural resource concerns. The public page does not spell out a homeowner cash amount or a specific wildfire-hardening rebate.

Iredell Soil and Water Conservation District Conservation Programs

Iredell Soil and Water Conservation District

The Iredell Soil and Water Conservation District says it works with USDA Natural Resources Conservation Service to provide conservation programs and technical assistance for landowners with natural resource concerns. The public page does not spell out a homeowner cash amount or a specific wildfire-hardening rebate.

Incentives for Savings Program

Iredell County Human Resources

Iredell County has an “Incentives for Savings Program,” but the public page only links to a PDF and does not say on-page what the benefit is, who qualifies, or whether it pays for home hardening. Because the official page is too thin, it cannot be confirmed as a homeowner hardening incentive from the page alone.

F.I.R.E. (Fuel Intervention for Rural Elderly)

Jackson County Department on Aging

Free firewood cutting, splitting, and delivery; no dollar cap stated.

Jackson County’s Department on Aging provides free firewood cutting, splitting, and delivery to low-income seniors who rely on firewood for heating or cooking. The program distributes donated wood countywide.

Project C.A.R.E. (Community Action to Reach Elderly)

Jackson County Department on Aging

Free safety modifications; no dollar cap stated.

Jackson County’s Department on Aging offers free home safety modifications for low-income elderly, homebound seniors, and other qualifying residents. The work is carpentry-based and includes smoke detectors, ramps, handrails, and safer steps.

Project C.A.R.E. (Community Action to Reach Elderly)

Jackson County Department on Aging

Free safety modifications; no dollar cap stated.

Jackson County’s Department on Aging offers free home safety modifications for low-income elderly, homebound seniors, and other qualifying residents. The work is carpentry-based and includes smoke detectors, ramps, handrails, and safer steps.

F.I.R.E. (Fuel Intervention for Rural Elderly)

Jackson County Department on Aging

Free firewood cutting, splitting, and delivery; no dollar cap stated.

Jackson County’s Department on Aging provides free firewood cutting, splitting, and delivery to low-income seniors who rely on firewood for heating or cooking. The program distributes donated wood countywide.

Flood Protection Assistance

Lenoir County Emergency Services Department

Not stated

Lenoir County lists Flood Protection Assistance as a county emergency services resource for residents. The page confirms the resource exists, but it does not publish the benefit amount, eligibility rules, or application steps.

Emergency Services Resources – Flood Protection Assistance link

Lenoir County Emergency Services Department

Not stated

Lenoir County’s emergency services resource page links to Flood Protection Assistance as a county service for residents. The page does not publish the dollar value or detailed rules, but it confirms a local flood-protection assistance resource exists.

Renew NC Single-Family Housing Program

North Carolina Department of Commerce, Division of Community Revitalization

Housing rehab/rebuild/replacement/reimbursement; no cap stated on the cited page.

North Carolina’s Renew NC Single-Family Housing Program is offering rehabilitation, reconstruction, replacement, and reimbursement help to homeowners in McDowell County after Hurricane Helene. The state says the program serves homeowners in 28 western North Carolina counties, including McDowell.

Renew NC Community Infrastructure Program

North Carolina Department of Commerce, Division of Community Revitalization

Infrastructure grant program; not a direct homeowner benefit.

The state launched a disaster-recovery infrastructure grant program for eligible projects in McDowell County and other Helene-impacted areas. It funds community infrastructure tied back to Hurricane Helene damage, but it is not a direct homeowner grant.

Renew NC Single-Family Housing Program

North Carolina Department of Commerce, Division of Community Revitalization

Housing rehab/rebuild/replacement/reimbursement; no cap stated on the cited page.

North Carolina’s Renew NC Single-Family Housing Program is offering rehabilitation, reconstruction, replacement, and reimbursement help to homeowners in McDowell County after Hurricane Helene. The state says the program serves homeowners in 28 western North Carolina counties, including McDowell.

Renew NC Community Infrastructure Program

North Carolina Department of Commerce, Division of Community Revitalization

Infrastructure grant program; not a direct homeowner benefit.

The state launched a disaster-recovery infrastructure grant program for eligible projects in McDowell County and other Helene-impacted areas. It funds community infrastructure tied back to Hurricane Helene damage, but it is not a direct homeowner grant.

McDowell Community Wildfire Network (Firewise)

Mtn. Valleys Resource Conservation and Development Council

$40,000 grant supporting program coordination, mitigation tracking, and equipment.

A McDowell County wildfire education and mitigation program led by the Mtn. Valleys Resource Conservation and Development Council helped residents learn how to create defensible space around their homes. The county minutes note a $40,000 grant supporting program coordination, tracking mitigation activities, and mitigation equipment.

Moore County Urgent Repair Program

Moore County

Amount not stated on the official county page.

Moore County has run an Urgent Repair Program that pays for rehabilitation of substandard homes, including 2022 program work funded by the North Carolina Housing Finance Agency. The county’s official bid notices show it has been active recently, but the public page does not spell out the homeowner-facing dollar amount or the full eligibility rules.

Home Repair Grants / Housing Repair Assistance

Nash County Grants and Intergovernmental Relations Department

Usually $5,000-$8,000 per home for smaller programs; full rehab programs often involve $30,000-$45,000.

Nash County offers homeowner repair money for low- and moderate-income owner-occupants when funds are available. The county says emergency repairs are usually the only true grants, while larger whole-house repairs are often deferred-payment loans that can be forgiven over time.

Heal Our Waterways Program - Cost-Share / Rebate Program (Developments, Businesses, and HOAs)

City of Wilmington in partnership with New Hanover Soil and Water Conservation District

Up to $20,000 rebate depending on project type and size.

The cost-share/rebate program pays rebates for large-scale stormwater projects in the Bradley Creek and Hewletts Creek watersheds. It is first-come, first-served until funds run out, and the maximum rebate is up to $20,000.

Heal Our Waterways Program - Full Funding HOWBMP (Individual Properties)

New Hanover Soil & Water Conservation District in partnership with the City of Wilmington

Full funding for qualifying stormwater work; no dollar cap stated for individual properties.

The Full Funding HOWBMP program fully funds and installs stormwater solutions for eligible individual properties in the Bradley Creek and Hewletts Creek watersheds. It is currently at maximum capacity and not accepting new applications, but people already on the waitlist keep their place.

Heal Our Waterways Program - Full Funding HOWBMP (Individual Properties)

New Hanover Soil & Water Conservation District in partnership with the City of Wilmington

Full funding for qualifying stormwater work; no dollar cap stated for individual properties.

The Full Funding HOWBMP program fully funds and installs stormwater solutions for eligible individual properties in the Bradley Creek and Hewletts Creek watersheds. It is currently at maximum capacity and not accepting new applications, but people already on the waitlist keep their place.

Agriculture Cost Share Program

Onslow County Soil & Water Conservation District / North Carolina Division of Soil and Water Conservation

75% cost-share up to $75,000/year; 90% up to $90,000/year for qualifying beginning or limited-resource farmers.

Onslow County’s page describes North Carolina’s Agriculture Cost Share Program, which helps pay for installed best management practices that reduce nonpoint source water pollution. It gives farmers and qualifying beginning or limited-resource farmers a share of project costs, with higher support for qualifying applicants.

Housing & Home Improvement Program

Onslow County Department of Social Services

No dollar amount stated; the county provides labor and materials for small repairs, renovations, and some furnishings or appliances.

Onslow County DSS provides labor and materials for small home repairs, renovations, and basic furnishings or appliances to help eligible households obtain or retain safe housing. The page does not state a cash amount; it describes a service program for health, safety, and mobility-related needs.

Community Conservation Assistance Program (CCAP)

Onslow County Soil & Water Conservation District / North Carolina Division of Soil and Water Conservation

No homeowner amount stated on the page.

Onslow County points residents to CCAP, a voluntary cost-share program that helps eligible landowners pay for conservation practices that reduce nonpoint source pollution. The page does not state a dollar cap for homeowners, but it says the program is funded through grants and is meant to support urban, suburban, and rural landowners.

Onslow County Smoke Alarm Assistance Program

Onslow County Emergency Services

Free smoke alarm installation, fire safety education, and one battery-operated smoke alarm per home while supplies last.

Onslow County Emergency Services offers free smoke alarm installation and fire safety education to eligible Onslow County residents. The program provides battery-operated alarms at no cost, with installation by trained county staff and volunteers, while supplies last.

Orange County Home Repair Programs (Urgent Repair Program and Single Family Rehabilitation Program)

Orange County Housing Department

URP up to $10,000; SFR rehab costs up to $40,000

Orange County offers low-income homeowners deferred, zero-interest loans for urgent repairs and larger rehabilitation work. The urgent repair loan goes up to $10,000; the rehabilitation loan covers up to $40,000 in eligible work.

Single Family Rehabilitation Program

Orange County Housing Department

Rehab costs up to $40,000

Orange County offers low-income homeowners a deferred, zero-interest rehabilitation loan for larger repairs that extend the life of the home. Eligible rehab costs cannot exceed $40,000.

Resilience Evaluation and Needs Assessment / Community Resilience Strategies and Project Portfolios

North Carolina Division of Coastal Management

$80,000 county resilience planning award.

North Carolina’s coastal resilience program awarded Pasquotank County $80,000 for Phases 1 and 2 planning work. This is county-specific resilience funding, but the official page describes planning and project portfolios rather than direct homeowner payments.

Housing and Home Improvement Assistance

North Carolina Department of Health and Human Services

Up to $7,000 per person per program year.

Pasquotank County residents age 60+ may qualify for home repair help through a state-supported local service provider. The service can cover minor repairs and safety-related improvements, with a maximum of $7,000 per person per program year.

WARM NC Home Repair and Rebuild Services

Wilmington Area Rebuilding Ministry (WARM NC)

No-cost repairs; no published dollar cap found

WARM NC provides no-cost home repairs, rebuilding, and accessibility work for low-income homeowners in Pender County and nearby counties. The organization says it focuses on safety- and health-related repairs, but it does not publish a dollar amount on the official materials I found.

WARM NC Home Repair and Rebuild Services

Wilmington Area Rebuilding Ministry (WARM NC)

No-cost repairs; no published dollar cap found

WARM NC provides no-cost home repairs, rebuilding, and accessibility work for low-income homeowners in Pender County and nearby counties. The organization says it focuses on safety- and health-related repairs, but it does not publish a dollar amount on the official materials I found.

WARM NC Home Repair and Rebuild Services

Wilmington Area Rebuilding Ministry (WARM NC)

No-cost repairs; no published dollar cap found

WARM NC provides no-cost home repairs, rebuilding, and accessibility work for low-income homeowners in Pender County and nearby counties. The organization says it focuses on safety- and health-related repairs, but it does not publish a dollar amount on the official materials I found.

Cost Share Programs and Technical Services

Person Soil & Water Conservation District

Person Soil & Water Conservation District says it offers state cost-share programs and technical help for landowners and residents. The page also mentions StRAP projects for vegetative debris removal to prevent future flooding, but it does not give a homeowner amount on the page we could access.

In Home Aide Services

Richmond County Aging Services

No cash benefit; free in-home aide services

Richmond County Aging Services provides free in-home aide help for eligible older adults who want to stay safely in their own homes. The service is not home-repair money, but it can help with light household tasks that support day-to-day resilience and continued occupancy.

In Home Aide Services

Richmond County Aging Services

No cash benefit; free in-home aide services

Richmond County Aging Services provides free in-home aide help for eligible older adults who want to stay safely in their own homes. The service is not home-repair money, but it can help with light household tasks that support day-to-day resilience and continued occupancy.

In Home Aide Services

Richmond County Aging Services

No cash benefit; free in-home aide services

Richmond County Aging Services provides free in-home aide help for eligible older adults who want to stay safely in their own homes. The service is not home-repair money, but it can help with light household tasks that support day-to-day resilience and continued occupancy.

Robeson County Essential Single-Family Rehabilitation Loan Pool (ESFRLP)

Robeson County Housing Authority / Robeson County

Up to $30,000 as a zero-interest deferred forgivable loan

Robeson County offers a zero-interest deferred forgivable loan of up to $30,000 to help eligible owner-occupants repair and rehabilitate their homes. The program is aimed at seniors, people with disabilities, veterans, and some households with a child age 6 or under affected by lead hazards.

Smoke Detectors at No Charge

Rockingham County Fire Marshal’s Office

Free smoke detector installation; no cash amount stated.

Rockingham County’s Fire Marshal’s Office will install smoke detectors at no charge for county residents. This is a free life-safety service, not a cash grant.

Rowan County Weatherization Program

Salisbury-Rowan Community Action Agency and Yadkin Valley Economic Development District

Free weatherization services

Rowan County residents can get free weatherization services through a local partnership program. The flyer says the work is free for eligible elderly, disabled, and low-income households, but it is aimed at energy efficiency and safety rather than direct disaster-proofing.

Rowan County HOME Rehabilitation Program

Salisbury Community Development Corporation

Rowan County’s HOME rehabilitation program helps homeowners in unincorporated Rowan County with substantial home repairs. The flyer says eligible households must be below 80% of area median income, but it does not give a dollar cap on this page.

Rowan County Urgent Repair Program

Salisbury Community Development Corporation

Rowan County’s Urgent Repair Program helps low-income homeowners with emergency home repairs. The flyer says it is funded by the North Carolina Housing Finance Agency and is aimed at elderly, disabled, and special-needs homeowners below 50% of median income.

Urgent Repair Program

Sampson County Senior Services

When funding is available, Sampson County Senior Services may help very low-income homeowners with special needs fix imminent life-safety problems and accessibility issues.

Minor Home Repairs / Home and Community Block Grant Program

Sampson County Senior Services

Sampson County Senior Services offers home repairs and accessibility improvements for residents age 60 and older, with priority for low-income households.

Minor Home Repairs / Home and Community Block Grant Program

Sampson County Senior Services

Sampson County Senior Services offers home repairs and accessibility improvements for residents age 60 and older, with priority for low-income households.

Urgent Repair Program

Sampson County Senior Services

When funding is available, Sampson County Senior Services may help very low-income homeowners with special needs fix imminent life-safety problems and accessibility issues.

Stanly Soil & Water Conservation District Agricultural Cost Share Program

Stanly Soil & Water Conservation District

Up to 75% reimbursement for eligible conservation practices

Stanly Soil & Water Conservation District offers cost-share money to landowners and producers for conservation practices that improve water quality. The headline reimbursement is up to 75% of implemented practice costs, but the listed practices are agricultural, not homeowner wildfire-hardening work.

Weatherization Program

YVEDDI (Yadkin Valley Economic Development District, Inc.)

Free services for eligible households; no dollar cap stated.

YVEDDI offers free weatherization help in Surry County for eligible households, including insulation, air sealing, and other home energy improvements. The program is aimed at elderly, disabled, and low-income homeowners.

Heating Air Repair and Replacement Program (HARRP)

YVEDDI (Yadkin Valley Economic Development District, Inc.)

Free heating-system repair/replacement for eligible households; no dollar cap stated.

YVEDDI’s HARRP offers free repair or replacement of heating systems for eligible households in Surry County. It is part of the Weatherization Program and can also include carbon monoxide testing and tune-ups.

Request a Free Smoke Alarm

Union County Fire Marshal’s Office

Free smoke alarm(s); amount not stated

Union County’s Fire Marshal’s Office will provide a free smoke alarm to county residents who need one. It’s a simple no-cost fire safety service, not a cash grant.

FY25 CDBG Home Repair Program

Union County

$40,000 total program funding; household maximum not stated

Union County’s CDBG Home Repair Program provides financial help to eligible low- and moderate-income homeowners for repairs that address health, safety, code, and habitability problems. The county’s official page says the program has $40,000 in CDBG entitlement funds.

Request a Free Smoke Alarm

Union County Fire Marshal’s Office

Free smoke alarm(s); amount not stated

Union County’s Fire Marshal’s Office will provide a free smoke alarm to county residents who need one. It’s a simple no-cost fire safety service, not a cash grant.

FY25 CDBG Home Repair Program

Union County

$40,000 total program funding; household maximum not stated

Union County’s CDBG Home Repair Program provides financial help to eligible low- and moderate-income homeowners for repairs that address health, safety, code, and habitability problems. The county’s official page says the program has $40,000 in CDBG entitlement funds.

Heating, Air Repair & Replacement Program (H.A.R.R.P.)

Franklin-Vance-Warren Opportunity, Inc.

No dollar cap stated; renters’ landlords must pay 50% of heating repair/replacement costs.

Franklin-Vance-Warren Opportunity offers the H.A.R.R.P. program to provide safe heating and cooling in Vance County homes. It covers HVAC evaluation, cleaning, tune-ups, and repair or replacement of heating and cooling systems.

Wake County rehabilitation programs: Major Repair Loan Program

Wake County Government

Up to $90,000 as a 0% interest loan, fully forgiven after 10 years of continued residency.

Wake County offers a major repair loan of up to $90,000 for significant structural repairs. The Wake Forest page says it is a 0% interest loan that is fully forgiven after 10 years of continued residency.

Wake County rehabilitation programs: Elderly & Disabled Homeowner Grants

Wake County Government

Up to $20,000.

Wake County offers grants up to $20,000 for modest home repairs for elderly and disabled homeowners. The Wake Forest page says these grants help with mobility or accessibility repairs such as ramps or bathroom upfits.

Wake County rehabilitation programs: Emergency Grant Program

Wake County Government

Up to $5,000.

Wake County’s Emergency Grant Program provides up to $5,000 for immediate life-safety hazards, including failing heating systems, wells/septic, and roof or electrical hazards. It is described as a county rehabilitation program available through the Neighborly application portal.

Wake County Weatherization Assistance Program

Resources for Seniors

Free services valued at up to about $4,000 on average.

Wake County’s Weatherization Assistance Program provides free home energy audits and weatherization services for eligible households. Wake Forest says the average homeowner receives up to $4,000 worth of work at no charge.

Blue Ridge RC&D Wildfire Resources / Firewise support

Blue Ridge Resource Conservation and Development

No cash amount stated; free wildfire-preparedness resources and assessment tools.

Blue Ridge RC&D provides wildfire-preparedness resources for Watauga County homeowners, including Firewise information, wildfire home assessment tools, and links to defensible-space guidance. The official page documents education and assessment support, but it does not state a cash amount.

Blue Ridge RC&D Wildfire Resources / Firewise support

Blue Ridge Resource Conservation and Development

No cash amount stated; free wildfire-preparedness resources and assessment tools.

Blue Ridge RC&D provides wildfire-preparedness resources for Watauga County homeowners, including Firewise information, wildfire home assessment tools, and links to defensible-space guidance. The official page documents education and assessment support, but it does not state a cash amount.

City of Goldsboro Essential Single-Family Rehabilitation Loan Pool - Disaster Recovery (ESFRLP-DR)

City of Goldsboro Community Relations Department

Up to $40,000 per house; initial city set-aside was $150,000

Goldsboro used North Carolina Housing Finance Agency disaster-recovery loan-pool funds to help owner-occupied homes damaged by Hurricane Matthew, Tropical Storm Julia, and Tropical Storm Hermine. The city’s plan describes up to $40,000 per house, with an initial $150,000 set-aside.

Urgent Repair Program (URP) 2027

High Country Council of Governments

Up to $15,000 per household

High Country Council of Governments offers up to $15,000 for urgent home repairs in Alleghany, Ashe, and Wilkes counties for very-low- and low-income homeowners with special needs. The money can pay for repairs that address immediate life/safety threats, accessibility modifications, and other work needed to prevent displacement.

Wilson County Soil and Water Conservation District technical assistance

Wilson County Soil and Water Conservation District

Free technical assistance; no cash amount stated

Wilson County’s Soil and Water Conservation District provides free technical assistance to homeowners and tenants. The page does not describe a cash payment, but it does say NRCS helps with conservation-related assistance at no charge.

Essential Single Family Rehabilitation Loan Pool (ESFRLP)

City of Wilson Community Development Division

Up to $70,000 as a 0% forgivable loan

The City of Wilson offers a 0% forgivable rehab loan for owner-occupied homes in Wilson County. It can finance essential repairs up to $70,000, including roof, windows, floors, plumbing, electrical, and heating/air work.