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Strengthen Your Coastal Roof

North Carolina Insurance Underwriting Association (NCIUA) · Insurer program

$6,000 grant for an IBHS FORTIFIED Roof

NCIUA’s Strengthen Your Coastal Roof program offers $6,000 grants to eligible coastal policyholders, including Brunswick County, to install an IBHS FORTIFIED Roof. Grants are first come, first served.

Opens: July 17, 2025
Last verified: August 31, 2026
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Program details

How it works

The North Carolina Department of Insurance says the 2025 Strengthen Your Coastal Roof program provides grants to eligible NCIUA policyholders to upgrade their homes with an IBHS FORTIFIED Roof. The official announcement says the roof system includes stronger roof deck attachment, sealed roof decks, and locked-down edges, and that each installation is independently verified by a third party to meet IBHS standards.

What the money covers

The grant is specifically for an IBHS FORTIFIED Roof installation.

Amounts and matching

  • Grant amount: $6,000
  • Grants are awarded on a first come, first served basis
  • The announcement says the program adds $20 million in funding for the remaining 18 coastal counties served by NCIUA

Timing and deadlines

The official announcement does not give a closing date on the page. It says eligible policyholders should apply promptly to reserve funding.

Extra homeowner note

The same announcement says NCIUA also offers a no-cost Stronger Roof Endorsement that can provide up to $5,000 in additional coverage for FORTIFIED Roof upgrades when a roof is replaced because of a covered claim. That endorsement is insurance coverage, not a cash grant.

Full eligibility details

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