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Brunswick Electric Membership Corporation Energy Efficiency Loan Program
Brunswick Electric Membership Corporation (BEMC) · Utility program
Up to $10,000 at 5% APR
BEMC offers homeowners and businesses up to $10,000 in low-interest loans for energy-efficiency upgrades that can also help with storm resilience, including replacement windows, doors, insulation, and ductwork. The loan is 5% APR and is repaid on the monthly electric bill over about five years.
Program details
How it works
BEMC’s Energy Efficiency Loan program lets members borrow up to $10,000 at 5% APR for energy-efficient improvements to homes and businesses. Payments are generally spread over five years and are included on the monthly energy bill.
What the money covers
The program lists these eligible projects:
- New heat pumps
- New heat pump water heaters
- Replacement windows
- Replacement doors
- Insulation for ceiling, wall, floor, and ducts
- Ductwork repairs or replacement
Amounts and repayment
- Maximum loan amount: $10,000
- Interest rate: 5% APR
- Typical repayment term: about 5 years
- Payments are billed monthly with the electric bill
How to apply
The published process is:
- Choose a contractor.
- Get cost estimates, including size, manufacturer, and model. For heat pump projects, include the SEER2 rating and tonnage.
- Complete the loan application.
- Receive status notification within three business days.
Other notes
Some projects may also be eligible for BEMC rebates, but the loan page does not say which ones automatically qualify or whether the loan and rebate can be combined.
Full eligibility details
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