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Safe Home Rehabilitation Program

City of Charlotte Housing & Neighborhood Services · City program

Deferred loan for home repairs; dollar cap not stated on the page excerpt.

The City of Charlotte’s Safe Home Rehabilitation Program provides deferred loans to low-income homeowners for needed home repairs and property improvements. It is aimed at correcting code issues and incipient violations in owner-occupied single-family homes.

Last verified: August 4, 2026
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Program details

How it works

The Safe Home Housing Rehabilitation Program provides deferred loans to low-income homeowners to address needed home repairs. The city says the program is intended to correct code and incipient violations — items that will need to be repaired or replaced in two to three years — and to make general property improvements.

What the money covers

The program serves single-family owner-occupied dwellings. It can be used for needed home repairs, code corrections, incipient violations, and general property improvements.

Amounts and matching

The page excerpt does not state a dollar maximum, matching requirement, or repayment terms beyond the fact that the assistance is provided as a deferred loan.

How to apply

The page includes an “Apply for Safe Home Rehabilitation Program” link and an “Information and Assistance Policy Referral” link.

Timing and deadlines

No open or close date is listed on the page excerpt.

Full eligibility details

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