Robeson County Essential Single-Family Rehabilitation Loan Pool (ESFRLP)

How it works

Robeson County says it participates in the North Carolina Housing Finance Agency’s Essential Single-Family Rehabilitation Loan Pool (ESFRLP). The program finances major home rehabilitation and modifications for eligible households in Robeson County. If selected, the assistance is provided as a zero-interest deferred forgivable loan secured by a deed of trust on the property.

What the money covers

The county says the work must include all Essential Rehabilitation Criteria in the ESFRLP Administrator’s Manual for the relevant cycle. The county page does not list the individual repair categories, but it does state that the program finances major home rehabilitation and modifications.

Amounts and matching

• Maximum rehabilitation cost: $30,000.
• Loan terms: zero-interest deferred forgivable loan.
• The applicant states that, so long as there is no default, the original note balance is reduced by $8,000 each anniversary date of the note until the balance reaches zero at maturity.

How to apply

The county says applicants can download the application, complete it, and return it with proof of income to Robeson County, Attention: Tammy Freeman, 550 North Chestnut Street, Lumberton, NC 28358. Questions are directed to Adrian Lowery at (910) 827-1947.

Timing and deadlines

The county page does not state an open/close date or deadline on the page itself.