Single Family Rehabilitation Program

How it works

The Orange County Housing Department runs the Single Family Rehabilitation (SFR) program for eligible homeowners in Orange County. The program provides larger, more comprehensive repairs to help extend the usable life of the home.

What the money covers

• Larger, more comprehensive home repairs.
• Work intended to extend the usable life of the home.

Amounts and matching

• The cost of the rehab cannot exceed $40,000.
• Assistance is a deferred, zero-interest (0%) loan.
• The loan is forgivable over a period between 10 and 20 years, depending on the loan amount, until the principal balance is reduced to zero.
• The loan will be secured by a recorded Deed of Trust.

Funding source

• SFR is funded by the North Carolina Housing Finance Agency's Essential Single Family Rehabilitation Loan Pool and local County funds.

How to apply

Applications may be submitted by email, mail, or in person to the program contact listed by the County.

Timing and deadlines

• The page says SFR applications are for the 2020-2023 cycle.