Grants directory
Texas wildfire home hardening grants & rebates
Every live program we track for Texas homeowners — statewide, county, and local incentives, plus nationwide programs you can also use. Create a free account to see full eligibility details and get matched to your exact address.
Browse all statesStatewide programs
Available to homeowners across Texas.
- LoanOpenIncome restricted
Texas Bootstrap Loan Program
Texas Department of Housing and Community Affairs
0%-interest loans of up to $45,000
TDHCA’s Texas Bootstrap Loan Program provides 0%-interest loans of up to $45,000 to help low-income owner-builder households buy or refinance property for self-help construction. It is operated through state-certified administrators or Colonia Self-Help Centers.
View program - GrantOpenIncome restricted
Texas Department of Housing and Community Affairs (TDHCA) Amy Young Barrier Removal Program
Texas Department of Housing and Community Affairs
Up to $22,500
TDHCA says the Amy Young Barrier Removal Program gives grants of up to $22,500 for accessibility modifications that also remove hazardous conditions in the home. It is not wildfire-specific, but it is a current statewide home-improvement program that can fund hardening-related work.
View program - Insurance discountOpen
Texas homeowners insurance discounts for safety, sprinkler, roof, and fire-resistant improvements
Texas Department of Insurance
Varies by insurer; no statewide fixed amount
Texas does not mandate a single statewide hardening rebate, but TDI says homeowners should ask insurers about discounts for monitored fire alarms, sprinkler systems, impact-resistant roofs, and fire-resistant roof materials. The amount depends on the insurer.
View program - Insurance discountOpen
Texas homeowners insurance discounts and credits described by TDI and Texas law filings
Texas Department of Insurance
Varies by insurer; no statewide fixed amount
Texas insurance guidance says insurers may offer discounts for monitored fire alarms, sprinkler systems, impact-resistant roofs, and other risk-reducing features. TDI does not publish a statewide rebate amount because the insurer sets the discount.
View program - Insurance discountOpen
Texas windstorm insurance certificate-driven eligibility and debris-protection requirements
Texas Department of Insurance
No fixed dollar amount stated; tied to insurance eligibility
Texas windstorm insurance rules can indirectly reward stronger construction by making windstorm coverage available only when a structure is certified to code in designated catastrophe areas. TDI also says windborne debris protection is required in most of those areas under current codes.
View program - Insurance discountOpen
Texas Windstorm Insurance Association (TWIA) windstorm insurance credits for new construction and retrofit opening protection
Texas Windstorm Insurance Association / Texas Department of Insurance
Insurance discount; no dollar amount stated on the official page
TWIA offers wind and hail insurance discounts for some homes that are built to windstorm standards, and it also offers a retrofit credit when existing homes add approved windborne-debris-resistant protection to exterior openings. Texas does not mandate a statewide homeowner hardening grant for wildfire; this is the main statewide insurer-backed incentive I found that pays homeowners through lower insurance costs.
View program - Free serviceOpen
Texas Windstorm Insurance Association (TWIA) windstorm certification / inspection pathway
Texas Department of Insurance / Texas Windstorm Insurance Association
Free inspection/certification service; no cash amount stated
Texas provides a statewide windstorm inspection and certification process that homeowners use to qualify for TWIA coverage and related discounts. This is a free regulatory service, not a grant, but it can reduce homeowner costs by enabling insurance access and credits.
View program - Free serviceOpenIncome restricted
Galveston County Weatherization Assistance Program
Texas Department of Housing and Community Affairs
Texas runs a Weatherization Assistance Program that can serve Galveston County households through local subrecipients. It is aimed at low-income homes and pays for energy-efficiency weatherization work rather than disaster-specific hardening, so it is only a partial fit for natural-disaster resilience.
View program - Free serviceOpenIncome restricted
Galveston County Weatherization Assistance Program
Texas Department of Housing and Community Affairs
Texas runs a Weatherization Assistance Program that can serve Galveston County households through local subrecipients. It is aimed at low-income homes and pays for energy-efficiency weatherization work rather than disaster-specific hardening, so it is only a partial fit for natural-disaster resilience.
View program - RebateOpens soon
Texas State Energy Conservation Office (SECO) HOMES and HEAR Rebate Programs
Texas State Energy Conservation Office
Rebates not yet available; amount not stated
Texas is designing statewide home energy rebate programs that would pay Texans for qualifying home energy improvements, but SECO says the rebates are not currently available yet. This is not wildfire-specific; it is the only current statewide rebate program page I found that directly addresses homeowner upgrades at the state level.
View program - RebateOpens soon
Texas HOMES and HEAR Rebate Programs
State Energy Conservation Office
Not currently available
Texas has state energy rebates planned through SECO, but the official page says the rebates are not currently available. The programs are in planning and design, so this is not an active homeowner hardening benefit right now.
View program - RebateOpens soon
Texas State Energy Conservation Office (SECO) HOMES and HEAR Rebate Programs
Texas State Energy Conservation Office
Rebates not yet available; amount not stated
Texas is designing statewide home energy rebate programs that would pay Texans for qualifying home energy improvements, but SECO says the rebates are not currently available yet. This is not wildfire-specific; it is the only current statewide rebate program page I found that directly addresses homeowner upgrades at the state level.
View program - GrantStatus unknownIncome restricted
Amy Young Barrier Removal Program
Texas Department of Housing and Community Affairs
One-time grants of up to $22,500
TDHCA’s Amy Young Barrier Removal Program provides one-time grants of up to $22,500 to make homes more accessible for persons with disabilities and remove hazardous barriers. It is administered through eligible local and nonprofit program administrators rather than a direct homeowner portal.
View program - GrantClosed
Texas Homeowner Assistance Fund (HAF) Program
Texas Department of Housing and Community Affairs
Up to $65,000 per household
Texas once used federal HAF money to help eligible homeowners pay housing costs and keep utilities on, up to $65,000 per household. TDHCA now says the program closed on April 15, 2025 and is no longer assisting homeowners.
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County programs
Programs limited to specific Texas counties.
Brazos County
- LoanOpen
Brazos County PACE Program
Brazos County
Up to 100% financing of eligible project costs
Brazos County offers a Property Assessed Clean Energy (PACE) financing program for eligible commercial, industrial, and multifamily properties with five or more dwelling units. It provides up to 100% financing for water conservation, energy-efficiency, and renewable energy retrofit projects, with little or no upfront out-of-pocket cost.
View program - LoanOpen
Brazos County PACE Program
Brazos County
Up to 100% financing of eligible project costs
Brazos County offers a Property Assessed Clean Energy (PACE) financing program for eligible commercial, industrial, and multifamily properties with five or more dwelling units. It provides up to 100% financing for water conservation, energy-efficiency, and renewable energy retrofit projects, with little or no upfront out-of-pocket cost.
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Dallas County
- GrantOpen
Texas General Land Office 2024 Disasters Homeowner Reimbursement Program
Texas General Land Office
Up to $75,000 for stick-built homes; up to $50,000 for manufactured homes
The Texas General Land Office is reimbursing eligible homeowners for money they already spent repairing disaster-damaged homes from the 2024 disasters. The program covers up to $75,000 for stick-built homes and up to $50,000 for manufactured homes.
View program - Free serviceOpenIncome restricted
DCHHS Weatherization Assistance Program (WAP)
Dallas County Health and Human Services
Dallas County offers free weatherization and minor home repair help for low-income residents. The program is meant to improve energy efficiency and address health and safety issues, but the county does not describe it as a wildfire-specific program.
View program - GrantOpenIncome restricted
Lead Abatement and Healthy Homes Program
Dallas County Health and Human Services
Dallas County is launching a healthy homes and lead hazard reduction program for eligible households across the county. The county says it will pay for lead hazard identification and abatement work in pre-1978 homes, with outreach focused on high-risk areas and low-income households.
View program - LoanOpen
Dallas County Veterans Home Improvement Program
Dallas County Veterans Services Office / Texas Veterans Land Board
Below-market interest rate loan for veteran home repairs and improvements
Dallas County’s veterans office promotes a state veterans home-improvement loan for qualified Texas veterans. The program offers below-market interest rate loans for home repairs and improvements to an existing home.
View program - GrantStatus unknownIncome restricted
Dallas County Replacement Housing Program
Dallas County Planning and Development
Replacement of an unrepairable home with a new 1,000-square-foot house
Dallas County says it can demolish severely dilapidated owner-occupied homes and replace them with a new 1,000-square-foot house in a few smaller cities. This is not a typical repair grant, but it is a housing replacement program for homes that cannot be economically repaired.
View program - GrantStatus unknownIncome restricted
Dallas County Replacement Housing Program
Dallas County Planning and Development
Replacement of an unrepairable home with a new 1,000-square-foot house
Dallas County says it can demolish severely dilapidated owner-occupied homes and replace them with a new 1,000-square-foot house in a few smaller cities. This is not a typical repair grant, but it is a housing replacement program for homes that cannot be economically repaired.
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Denton County
- GrantOpen
Texas General Land Office 2024 Disasters Homeowner Reimbursement Program
Texas General Land Office
Up to $75,000 for stick-built homes; up to $50,000 for manufactured homes
The Texas General Land Office is reimbursing eligible homeowners for money they already spent repairing disaster-damaged homes from the 2024 disasters. The program covers up to $75,000 for stick-built homes and up to $50,000 for manufactured homes.
View program - Free serviceOpen
Denton County Storm Shelter Registration
Denton County
Free registration service
Denton County provides a free storm shelter registration service so emergency responders can locate shelters during severe weather. It is not a cash incentive and is only for shelters within Denton County limits.
View program - Free serviceOpen
Denton County Community Wildfire Protection Plan resources
Denton County
Free wildfire planning and education resources
Denton County provides wildfire-risk mapping and homeowner education resources, including Ready, Set, Go and Firewise materials. The page does not offer a rebate, grant, or other cash benefit.
View program - RebateClosed
Denton County Safe Room Rebate Program
Denton County Office of Emergency Management / Denton County
50% rebate, up to $3,000
Denton County would offer a 50% rebate, up to $3,000, to help eligible residents offset the cost of installing a safe room if the program is approved. The county is currently seeking funding and community interest; the survey on the page is not an application.
View program - RebateClosed
Storm Shelter Rebate Program
Denton County
50% rebate, up to $3,000
Denton County offers a rebate for homeowners who install a FEMA-rated residential safe room. The rebate reimburses 50% of eligible costs up to $3,000, but the page says the county’s current grant request is still under review by FEMA.
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Ellis County
- Free serviceOpen
Ellis County Fire Marshal wildfire preparedness resources
Ellis County Fire Marshal
No cash benefit stated
Ellis County’s Fire Marshal provides wildfire-preparedness guidance and fire-safety resources for county residents, including the Ready, Set, Go action plan and county fire code information. This is a free county service, not a cash grant or rebate.
View program - Free serviceOpen
Ellis County Fire Marshal wildfire preparedness resources
Ellis County Fire Marshal
No cash benefit stated
Ellis County’s Fire Marshal provides wildfire-preparedness guidance and fire-safety resources for county residents, including the Ready, Set, Go action plan and county fire code information. This is a free county service, not a cash grant or rebate.
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Galveston County
- GrantOpen
Texas General Land Office 2024 Disasters Homeowner Reimbursement Program
Texas General Land Office
Up to $75,000 for stick-built homes; up to $50,000 for manufactured homes
The Texas General Land Office is reimbursing eligible homeowners for money they already spent repairing disaster-damaged homes from the 2024 disasters. The program covers up to $75,000 for stick-built homes and up to $50,000 for manufactured homes.
View program - Free serviceOpen
Galveston County Floodplain Permitting
Galveston County Engineering, Floodplain Permitting & Right-of-Way
Galveston County offers floodplain permitting and flood-zone guidance for property owners in the county. This is a county service rather than cash assistance, and it helps homeowners understand what can be built or repaired in flood-prone areas.
View program - Free serviceOpen
Galveston County Floodplain Permitting
Galveston County Engineering, Floodplain Permitting & Right-of-Way
Galveston County offers floodplain permitting and flood-zone guidance for property owners in the county. This is a county service rather than cash assistance, and it helps homeowners understand what can be built or repaired in flood-prone areas.
View program - GrantClosed
Galveston County Community Development Block Grant – Mitigation Grant Program
Galveston County Grants Administration Department
Galveston County administers CDBG-Mitigation work funded through the Texas Department of Agriculture for flood and drainage projects that reduce disaster risk. The county’s public notices show current mitigation activities, but the county page does not lay out a homeowner application process or a fixed dollar amount for homeowners.
View program
Lubbock County
- GrantStatus unknown
Lubbock County Hazard Mitigation Grant-EM
Lubbock County
Lubbock County has a Hazard Mitigation Grant-EM fund used to update the county’s Hazard Mitigation Action Plan, which is part of the county’s disaster-mitigation work. The official materials I found do not show a homeowner-facing application or direct household payment, so this appears to be a county mitigation program rather than a resident rebate or grant.
View program - GrantStatus unknown
Lubbock County Hazard Mitigation Grant-EM
Lubbock County
Lubbock County has a Hazard Mitigation Grant-EM fund used to update the county’s Hazard Mitigation Action Plan, which is part of the county’s disaster-mitigation work. The official materials I found do not show a homeowner-facing application or direct household payment, so this appears to be a county mitigation program rather than a resident rebate or grant.
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Parker County
- Free serviceOpen
Parker County CERT (Community Emergency Response Team) training
Parker County Office of Emergency Management
Free 22-hour disaster-preparedness training
Parker County offers free CERT training to help residents prepare for disasters and basic emergency response, including fire suppression and utility controls.
View program - Free serviceOpen
Parker County CERT (Community Emergency Response Team) training
Parker County Office of Emergency Management
Free 22-hour disaster-preparedness training
Parker County offers free CERT training to help residents prepare for disasters and basic emergency response, including fire suppression and utility controls.
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Potter County
- GrantStatus unknown
No currently documented county, city, utility, or local nonprofit home-hardening incentive program found for Potter County, Texas
N/A
Potter County’s official website does not document any open local homeowner grant, rebate, cost-share, free service, or loan program for wildfire home hardening. The page instead shows county news, disaster declarations, fire-victim resources, and general government information.
View program - GrantStatus unknown
No currently documented county, city, utility, or local nonprofit home-hardening incentive program found for Potter County, Texas
N/A
Potter County’s official website does not document any open local homeowner grant, rebate, cost-share, free service, or loan program for wildfire home hardening. The page instead shows county news, disaster declarations, fire-victim resources, and general government information.
View program
Randall County
- Free serviceOpen
Wildfire Action Plan
Randall County Fire Department
Free service; no cash amount listed
Randall County Fire Department offers homeowners a free Wildfire Action Plan visit that includes a step-by-step preparedness booklet and, if requested, a property risk assessment. It is a service, not a cash benefit, and the county says no one has to enter the home.
View program - Free serviceOpen
Wildfire Action Plan
Randall County Fire Department
Free service; no cash amount listed
Randall County Fire Department offers homeowners a free Wildfire Action Plan visit that includes a step-by-step preparedness booklet and, if requested, a property risk assessment. It is a service, not a cash benefit, and the county says no one has to enter the home.
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Smith County
- GrantOpen
Texas General Land Office 2024 Disasters Homeowner Reimbursement Program
Texas General Land Office
Up to $75,000 for stick-built homes; up to $50,000 for manufactured homes
The Texas General Land Office is reimbursing eligible homeowners for money they already spent repairing disaster-damaged homes from the 2024 disasters. The program covers up to $75,000 for stick-built homes and up to $50,000 for manufactured homes.
View program - GrantOpenIncome restricted
Critical Repairs / ReHabitat
Habitat for Humanity of Smith County
Habitat for Humanity of Smith County provides critical home repairs and accessibility modifications for qualifying homeowners, with the program focused on seniors, veterans, people with disabilities, and low-income households. The official page does not state a fixed dollar cap.
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Taylor County
- RebateOpen
West Central Texas Individual Safe Room Program
West Central Texas Council of Governments
50% rebate up to $3,000
Homeowners in Taylor County can get a 50% rebate, up to $3,000, for installing a FEMA-certified safe room or storm shelter through the West Central Texas Council of Governments.
View program - RebateOpen
Taylor Electric Cooperative Incentives
Taylor Electric Cooperative
Most homeowner rebates are small; the Electric $ense New Home Program is $500 each
Taylor Electric Cooperative offers homeowner rebates for some equipment and upgrades, including a $500 incentive for its Electric $ense New Home Program and smaller rebates for energy-saving appliances and devices.
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Travis County
- GrantStatus unknownIncome restricted
Home Repair Assistance
Travis County Health and Human Services / Home Repair and Weatherization Services
Free repairs and labor; no dollar cap stated
Travis County gives eligible low-income homeowners free home repairs for health and safety hazards, including roofing and certain accessibility fixes. The page does not state a dollar cap, but the work and labor are provided at no cost.
View program - Free serviceStatus unknown
Home Weatherization Assistance
Travis County Health and Human Services / Home Repair and Weatherization Services
Free weatherization services; no dollar cap stated
Travis County provides free weatherization services to eligible residents to improve home energy efficiency and reduce air leaks. The page does not state a dollar cap; assistance is provided at no cost.
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Webb County
- Free serviceOpenIncome restricted
Webb County Self-Help Center: Home Improvement, Housing Rehabilitation, Tool Lending, Clean-Up Campaigns, and House-to-Line Connections
Webb County Community Action Agency / Webb County Self-Help Center
Construction materials, tools, and services are provided at no cost; no dollar cap is stated for the current program.
Webb County’s Self-Help Center gives eligible colonia residents construction materials, tool lending, classes, clean-up campaigns, housing rehabilitation, and some utility connection assistance. The site says the home-improvement materials and tools are provided at no cost to the resident, while rehabilitation helps bring homes up to colonia housing standards.
View program - Tax deductionOpen
Neighborhood Empowerment Zone (NEZ) Program
Webb County Economic Development Department
Tax abatements and possible additional county-approved incentives; no dollar cap stated on the summary page.
Webb County’s NEZ Program offers property abatements for real property owners in designated zones who build or improve housing. The page says it can provide tax savings and additional county-approved incentives, but it does not state a dollar amount on the summary page.
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See which programs your home qualifies for
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Create accountCity & local programs
Programs limited to specific cities or zip codes in Texas.
- LoanOpenIncome restricted
Home Rehabilitation Program
City of Waco Housing & Community Development
Up to $50,000 as a no-interest loan
The City of Waco offers eligible low- and moderate-income homeowners a no-interest loan of up to $50,000 to repair and improve their homes. The program also addresses lead-based paint hazards when needed.
View program - GrantOpenIncome restricted
Webb County Housing Rehabilitation / Reconstruction / Livability Grant Programs
City of Laredo Community Development
Up to $50,000 interest-free loan; 57% repayment; up to $15,000 grant for livability repairs; some loans may be 100% forgivable for qualifying elderly/disabled households at 60% AMI or below.
The City of Laredo offers homeowner rehab help inside the county through an interest-free housing rehabilitation loan, a reconstruction loan, and a Livability Grant. The Livability Grant goes up to $15,000 for life-threatening hazards, including roofing, electrical, plumbing, and accessibility work.
View program - GrantOpenIncome restricted
Fort Worth Priority Repair Program
City of Fort Worth Neighborhood Services
Up to $25,000 in free repairs
Fort Worth gives eligible homeowners free emergency and mechanical-system repairs, up to $25,000, for urgent health and safety problems in owner-occupied homes. It is aimed at very low- and low-income homeowners in the city.
View program - GrantOpenIncome restricted
City of Dallas Home Improvement & Preservation Program (HIPP)
City of Dallas Housing & Homelessness Division
Grants up to $10,000 or $20,000; forgivable loan up to $24,000 depending on program component
The City of Dallas offers grant and forgivable-loan repair help for low- and moderate-income homeowners. The program includes emergency repairs, exterior code-violation repairs, and major systems repairs, with some grants up to $20,000 and forgivable loans up to $24,000.
View program - GrantOpenIncome restricted
Housing Minor Repair Program
City of College Station Community Development
Up to $20,000
College Station offers grants of up to $20,000 to help owner-occupants make necessary but minor home repairs so their homes stay safe and livable.
View program - GrantOpenIncome restricted
Under 1 Roof
City of San Antonio Neighborhood and Housing Services Department
Up to $14,000 per household
The City of San Antonio offers a one-time roof repair or replacement grant for eligible homeowners in City Council Districts 1–5. The grant can pay up to $14,000 per household for a new energy-efficient asphalt roof and related roof materials.
View program - GrantOpenIncome restricted
City of Dallas Minor Home Repair Grant Program
City of Dallas Housing & Homelessness Division
Up to $10,000 total, including up to $5,000 city funds and up to $5,000 nonprofit match
The City of Dallas has a minor home repair grant that pairs city money with nonprofit matching funds. The city says the maximum assistance is up to $10,000 total, with up to $5,000 from the city and up to $5,000 from a nonprofit partner.
View program - RebateOpen
Arlington Home Improvement Incentive Program
City of Arlington
Up to $5,000 cash back after eligible improvements
Arlington offers a cash-back incentive for homeowners who invest at least $20,000 in eligible capital improvements or energy-efficient renovations. Homeowners can get up to $5,000 back.
View program - Free serviceOpen
American Red Cross – Sound the Alarm / Homes Made Safer smoke alarm assistance
American Red Cross North Texas
Free smoke alarms and home fire education
Weatherford points residents to the Red Cross Sound the Alarm campaign, which offers free smoke alarms and home fire education.
View program - GrantOpenIncome restricted
Fort Worth Veteran Services: Healthy Homes for Heroes Program
City of Fort Worth Community Action Partners
Emergency home repairs and accessibility modifications
The City of Fort Worth offers veteran-focused emergency home repair help for eligible Tarrant County homeowners, including accessibility modifications and health-and-safety repairs. The program is funded by grants from the Texas Veterans Commission.
View program - GrantOpen
Fort Worth Veteran Services: Forward Home Program
City of Fort Worth Community Action Partners
One-time rent, mortgage, and utility assistance
The City of Fort Worth offers veteran-focused emergency financial assistance for rent, mortgage, and utilities to help prevent homelessness and stabilize households. The program is funded by grants from the Texas Veterans Commission.
View program - Free serviceOpen
Home fire safety inspections / smoke detector installation services
Weatherford Fire Department
Free smoke detector inspection and installation; free home fire safety inspections
Weatherford Fire Department provides free home fire safety inspections and smoke detector inspection and installation services to residents.
View program - GrantOpenIncome restricted
Fort Worth Homeowner Assistance Repair and Rehabilitation Program (HARRP)
City of Fort Worth Neighborhood Services
Financial assistance for storm-damaged home repairs; no cap stated on the summary page
Fort Worth’s HARRP program gives eligible homeowners financial assistance for storm-related repairs and rehabilitation. The official page says it covers necessary home repairs, with roofing, plumbing, electrical, HVAC, and structural work included.
View program - Free serviceOpen
Fort Worth Weatherization Program
City of Fort Worth Neighborhood Services
No-cost weatherization services
Fort Worth offers a no-cost weatherization program for eligible residents. The city says technicians perform an energy assessment and then provide the most appropriate and cost-effective repairs or services at no cost to the homeowner.
View program - Free serviceOpenIncome restricted
City of Fort Worth SmartRepair Program
City of Fort Worth Water Department
No-cost minor plumbing leak repairs
Fort Worth’s SmartRepair Program offers no-cost repair of minor plumbing leaks for eligible low-income homeowners. It is meant to reduce wasted water and keep water service affordable.
View program - Free serviceOpen
Fort Worth Lead-Safe Program
City of Fort Worth Neighborhood Services
Lead hazard reduction home repair services
Fort Worth provides lead hazard reduction home repair services to create a lead-safe environment for children and residents. It is a free service focused on health and safety repairs, not a cash grant.
View program - Free serviceOpenIncome restricted
Fort Worth Community Action Partners HVAC service and repair
City of Fort Worth Community Action Partners
HVAC service and repair for eligible households
Fort Worth’s Community Action Partners program includes HVAC service and repair for eligible households. It is a city-run service for economically disadvantaged residents and older adults.
View program - GrantOpen
Fort Worth Veterans Priority Repair assistance
City of Fort Worth Community Action Partners
Housing repairs for eligible veterans and families
Fort Worth has veteran-focused housing repair help that can cover health and safety repairs such as heating and air, water and sewer, rotten flooring, electrical failures, and leaky roofs. The page says it is supported by Texas Veterans Commission grants.
View program - GrantOpen
Arlington Property Renewal Program
City of Arlington Code Compliance
Financial assistance for qualifying property repairs
Arlington’s Property Renewal Program helps qualifying property owners pay for repairs through the Arlington Building Rehabilitation Fund. The city says it was created to rehabilitate and repair private properties and improve neighborhood safety.
View program - GrantOpenIncome restricted
Arlington Housing Rehabilitation Program
City of Arlington Housing Authority
Repair assistance for income-qualified homeowners
Arlington’s Housing Rehabilitation Program helps income-qualified homeowners bring their homes into code compliance and make them safe, decent housing. The application says it can fix structural issues like leaky roofs, foundations, electrical, plumbing, and heating and cooling systems.
View program - Free serviceOpen
Fire safety inspection program
Weatherford Fire Rescue
Fire safety inspection service; no dollar amount stated
Weatherford Fire Rescue offers fire safety inspections, including checking smoke alarms, for residents.
View program - Free serviceOpen
Smoke Alarm Assistance Program
Weatherford Fire Department
Free smoke alarm checks, installation, batteries, and a limited number of free smoke alarms
Weatherford Fire Department will check, install, and replace smoke alarms and batteries at no charge, and it also has a limited supply of free smoke alarms for residents who cannot afford them.
View program - LoanOpenIncome restricted
Housing Assistance Program
City of Mission
The City of Mission offers rehabilitation or reconstruction help to eligible homeowners inside Mission city limits. The program can pay for major home repairs, including roof, electrical, plumbing, and mobile/manufactured home repairs, but the official page does not state a dollar cap.
View program - RebateOpen
Residential Rain and Freeze Sensor Rebate Program
Town of Fairview
The Town of Fairview offers a rebate for rain and freeze sensors that help homeowners reduce water waste and protect irrigation systems. The official flyer is current, but the amount and exact rules are not stated in the excerpt we found.
View program - Free serviceOpenIncome restricted
Fort Worth Community Action Partners home modifications and health and safety home repairs for veterans
City of Fort Worth Community Action Partners
Home modifications and health and safety home repairs for eligible Fort Worth veterans
Fort Worth Community Action Partners offers eligible Fort Worth veterans home modifications and health-and-safety repairs, including accessibility changes and repairs to heating, water, sewer, flooring, electrical systems, and roofs.
View program - Free serviceOpen
City of Galveston Flood Protection Information and Financial Assistance Guidance
City of Galveston
The City of Galveston gives homeowners flood-protection guidance and points them to financial assistance options for protecting structures. The page is informational rather than a direct grant or rebate, but it is an official city resource for mitigation help.
View program - Free serviceOpen
City of Galveston Office of Emergency Management
City of Galveston Office of Emergency Management
The City of Galveston’s emergency-management office provides all-hazards preparedness coordination and public-facing emergency planning information. It is a service program, not a cash incentive, but it is a current city resource tied to disaster hardening and readiness.
View program - Free serviceOpen
City of Galveston Flood Protection Information and Financial Assistance Guidance
City of Galveston
The City of Galveston gives homeowners flood-protection guidance and points them to financial assistance options for protecting structures. The page is informational rather than a direct grant or rebate, but it is an official city resource for mitigation help.
View program - Free serviceOpen
City of Galveston Office of Emergency Management
City of Galveston Office of Emergency Management
The City of Galveston’s emergency-management office provides all-hazards preparedness coordination and public-facing emergency planning information. It is a service program, not a cash incentive, but it is a current city resource tied to disaster hardening and readiness.
View program - GrantOpenIncome restricted
City of Port Arthur Housing Rehabilitation or Demolition/Reconstruction Assistance Program
City of Port Arthur, Housing and Neighborhood Revitalization Division
The City of Port Arthur gives eligible low- to moderate-income homeowners grant-funded home repair help for owner-occupied houses, including emergency and minor repairs and broader rehabilitation. It can also cover demolition and rebuilding if a house cannot be repaired within the program limit.
View program - GrantOpenIncome restricted
City of Beaumont Owner-Occupied Minor Rehab / Housing Assistance Program
City of Beaumont, Housing and Community Services
The City of Beaumont offers federal grant-funded home repair help for eligible homeowners, including a minor rehabilitation program for owner-occupied homes. The city says the funding is available for a limited period each year.
View program - GrantOpenIncome restricted
Grassroots CDC Roof Repair Program
Grassroots Community Development
Free roof repair/replacement help; around 20 roofs in the current phase
Grassroots Community Development offers free roof repair or replacement help for low-income Waco homeowners, with funding made possible in part by the City of Waco. The site says it has enough funds to repair around 20 roofs in the current phase.
View program - Free serviceOpenIncome restricted
Grassroots CDC Exterior Home Repair Program
Grassroots Community Development
Free minor exterior home repairs through volunteer groups
Grassroots Community Development has offered free minor exterior home repairs for low-income Waco residents through volunteer work. The program is aimed at small repair needs rather than a cash payout.
View program - Free serviceOpen
Flood Mitigation Services for Residents of the City of Longview
City of Longview
Vendor rates: $250/hour regular callout; $352/hour after-hours/emergency
The City of Longview pays a contractor to provide flood mitigation services for city residents after water damage events. The council approved a contract at up to $250 per regular callout hour and $352 per after-hours/emergency hour.
View program - GrantOpenIncome restricted
Residential Housing Rehabilitation Program
City of Odessa Community Development Department
The City of Odessa offers repair, rehabilitation, and reconstruction help for eligible low- to moderate-income homeowners inside the city limits. The page does not state a single dollar amount, but it covers emergency and minor repairs that can address safety hazards, including roofs, electrical issues, plumbing leaks, doors, windows, insulation, and siding.
View program - GrantOpenIncome restricted
Minor/Emergency Repair Program
City of Wichita Falls Neighborhood Resources Division
Grant amount not stated.
The City of Wichita Falls gives qualified low- to moderate-income homeowners grants for limited home repairs, including roofs, electrical, heating/cooling, and some plumbing and water-line work. The city says the repairs are paid as a grant to the homeowner, with no headline dollar amount listed.
View program - GrantOpenIncome restricted
Minor Repair Program
City of Midland Community Development Office
Sliding-scale assistance; homeowner pays an upfront share from $50 to 95% of the repair cost, and the City pays the rest to the contractor.
The City of Midland gives low-income homeowners financial help for major plumbing, electrical, heating/AC, and roofing repairs. Homeowners pay part of the cost upfront and the City pays the rest directly to the contractor.
View program - LoanOpenIncome restricted
Housing Reconstruction Program
City of Midland Community Development Office
Low-interest amortized loan plus a forgivable deferred-payment loan; no maximum amount is stated on the public page.
The City of Midland offers low-interest and forgivable loans for full home replacement when a house is too damaged or unsafe to rehab. Funds are currently limited to emergency situations.
View program - Free serviceOpen
Smoke Detector Program
City of New Braunfels Fire Department
Free smoke alarm installation and free replacement of consumer-purchased detectors.
The City of New Braunfels Fire Department provides and installs smoke alarms free of charge for senior citizens in single-family homes within its fire jurisdiction. The department also replaces consumer-purchased detectors at no charge.
View program - GrantOpenIncome restricted
Homeowner Repair Program
City of San Angelo Community & Housing Support
No dollar cap stated on the official page; eligible emergency repairs are completed at no cost to the homeowner.
The City of San Angelo offers grants for eligible low- to moderate-income homeowners in the city limits to fix emergency health-and-safety problems and certain minor repairs, including roofs and windows/doors. The program is no-cost to the homeowner if approved and funded.
View program - Free serviceOpen
Security Inspections
San Angelo Police Department
Free service; no cash benefit stated.
The San Angelo Police Department offers free home security inspections to San Angelo residents. The program is meant to identify physical security weaknesses and help deter unlawful entry, not to pay for construction work.
View program - Free serviceOpen
Smoke Alarm Assistance Program
Weatherford Fire Department
Free smoke alarm checks, installation, batteries, and a limited number of free smoke alarms
Weatherford Fire Department will check, install, and replace smoke alarms and batteries at no charge, and it also has a limited supply of free smoke alarms for residents who cannot afford them.
View program - Free serviceOpen
Home fire safety inspections / smoke detector installation services
Weatherford Fire Department
Free smoke detector inspection and installation; free home fire safety inspections
Weatherford Fire Department provides free home fire safety inspections and smoke detector inspection and installation services to residents.
View program - Free serviceOpen
Fire safety inspection program
Weatherford Fire Rescue
Fire safety inspection service; no dollar amount stated
Weatherford Fire Rescue offers fire safety inspections, including checking smoke alarms, for residents.
View program - Free serviceOpen
American Red Cross – Sound the Alarm / Homes Made Safer smoke alarm assistance
American Red Cross North Texas
Free smoke alarms and home fire education
Weatherford points residents to the Red Cross Sound the Alarm campaign, which offers free smoke alarms and home fire education.
View program - GrantOpen
Fort Worth Veteran Services: Forward Home Program
City of Fort Worth Community Action Partners
One-time rent, mortgage, and utility assistance
The City of Fort Worth offers veteran-focused emergency financial assistance for rent, mortgage, and utilities to help prevent homelessness and stabilize households. The program is funded by grants from the Texas Veterans Commission.
View program - GrantOpenIncome restricted
Fort Worth Veteran Services: Healthy Homes for Heroes Program
City of Fort Worth Community Action Partners
Emergency home repairs and accessibility modifications
The City of Fort Worth offers veteran-focused emergency home repair help for eligible Tarrant County homeowners, including accessibility modifications and health-and-safety repairs. The program is funded by grants from the Texas Veterans Commission.
View program - Free serviceOpenIncome restricted
Fort Worth Community Action Partners home modifications and health and safety home repairs for veterans
City of Fort Worth Community Action Partners
Home modifications and health and safety home repairs for eligible Fort Worth veterans
Fort Worth Community Action Partners offers eligible Fort Worth veterans home modifications and health-and-safety repairs, including accessibility changes and repairs to heating, water, sewer, flooring, electrical systems, and roofs.
View program - GrantOpens soonIncome restricted
Homeowner Rehab/Repair Programs
City of Waco Housing & Community Development
About $887,836 planned for homeowner rehabilitation and roof repair programs
The City of Waco’s annual housing plan includes funding for homeowner rehabilitation and roof repair programs. The plan says the city expects to spend about $887,836 on these homeowner repair activities.
View program - GrantStatus unknownIncome restricted
City of Dallas Emergency Home Repair Rebate Program
City of Dallas Housing & Homelessness Division
Dallas has an emergency home repair rebate program for urgent home repairs. The official checklist document indicates it is aimed at emergency repairs and uses a rebate structure, but the public materials available here do not clearly state a headline dollar cap on the checklist page itself.
View program - GrantStatus unknownIncome restricted
City of Dallas Emergency Home Repair Rebate Program
City of Dallas Housing & Homelessness Division
Dallas has an emergency home repair rebate program for urgent home repairs. The official checklist document indicates it is aimed at emergency repairs and uses a rebate structure, but the public materials available here do not clearly state a headline dollar cap on the checklist page itself.
View program - GrantStatus unknown
Homeowner Rehabilitation Assistance (HRA) of the HOME Program
City of Taylor / Texas Department of Housing and Community Affairs
The City of Taylor participates in the HOME program’s Homeowner Rehabilitation Assistance, which funds rehabilitation or reconstruction of single-family homes for eligible applicants.
View program - GrantClosedIncome restricted
Cande’s Way Minor Home Repair Program
Cande’s Way
City CDBG allocation of $55,685; homeowner award amounts not stated.
The City of New Braunfels uses CDBG funds to support Cande’s Way’s minor home repair program for eligible low- and moderate-income homeowners inside city limits. The page says the PY26 funding cycle is $55,685 and that the work can include weatherization, ADA improvements, aging-in-place repairs, and other minor repairs.
View program - GrantClosedIncome restricted
Minor Home Repair Program
City of Corpus Christi Planning & Economic Development
Up to $25,000 per home
The City of Corpus Christi offers grants of up to $25,000 for critical minor home repairs, including roofing, plumbing, electrical work, HVAC, minor structural fixes, and accessibility modifications. The program is for very low-income seniors, people with disabilities, veterans, and surviving spouses of veterans.
View program - GrantClosedIncome restricted
Homeowner Minor Repair Program
City of Bryan Community Development
Up to $5,000 in most cases
The City of Bryan offers grants of up to $5,000 for low-income homeowners to make minor repairs that address immediate health and safety threats. Applications are currently closed, and the city says the program may reopen as early as October 2026.
View program - LoanClosedIncome restricted
Owner-Occupied Housing Assistance Program
City of Brownsville Grants & Community Development Department
No dollar cap stated on the official page.
The City of Brownsville offers no-interest, forgivable rehabilitation loans to eligible city homeowners for emergency repairs and other work needed to make a home safe. The program is currently closed.
View program
Nationwide programs
Federal and national programs Texas homeowners can also use.
- LoanOpenIncome restricted
Home Repair Loans and Grants (Section 504 Home Repair Program)
USDA Rural Development / Rural Housing Service
Loans up to $40,000; grants up to $10,000 for eligible homeowners age 62+
USDA Rural Development helps very-low-income rural homeowners repair, improve, or modernize their homes with low-interest loans, and grants for eligible homeowners age 62+ to remove health and safety hazards. The program can provide up to $40,000 in loan funds and up to $10,000 in grant funds, subject to lifetime limits.
View program - GrantOpenIncome restricted
Single Family Housing Section 504 Home Repair Loans and Grants
U.S. Department of Agriculture Rural Development
Loans up to $40,000; grant portion available for some very-low-income seniors
USDA Rural Development’s Section 504 program offers low-interest loans and grants to very-low-income homeowners to repair, improve, or modernize homes and remove health and safety hazards. The loan amount can be up to $40,000.
View program - GrantOpenIncome restricted
Pennsylvania Disaster Recovery Assistance Program
Pennsylvania Emergency Management Agency
Up to $20,000 for home repairs; temporary housing and personal property assistance are also available
Pennsylvania offers disaster grants to homeowners and renters after certain disasters when other recovery funding is unavailable. The program can pay for home repairs up to $20,000, temporary housing, and replacement of certain personal items.
View program - LoanOpenIncome restricted
Single Family Housing Repair Loans & Grants
USDA Rural Development
Grant up to $15,000 for repairs to homes damaged in a presidentially declared disaster area; loan amount not stated on the page used here.
USDA Rural Development gives eligible rural homeowners low-interest repair loans and, for older very-low-income homeowners, grants to remove health and safety hazards, repair, improve, or modernize a home. Grants can also help repair homes damaged in a presidentially declared disaster, up to $15,000.
View program - RebateOpen
EnergizeCT Residential Insulation Incentive
EnergizeCT / Connecticut energy efficiency program sponsors
Up to $2.00/sq. ft. for professional installation, up to $10,000; $0.25/sq. ft. self-install; up to $2.50/sq. ft. for income-qualified or Environmental Justice Community customers
This utility rebate pays homeowners up to $2.00 per square foot for professionally installed insulation, with higher incentives for income-qualified customers. The program is current statewide, so it is available to homeowners in New London County too.
View program - Tax creditOpen
Sec. 25C Energy Efficient Home Improvement Tax Credit
Federal government
Up to 30% of eligible costs, with a $3,200 annual maximum.
Federal tax credit for homeowners who make eligible energy-efficiency upgrades, including audits, panel upgrades, heat pumps, heat pump water heaters, and weatherization. The page says the credit can be up to 30% of costs, with a $3,200 annual maximum.
View program - RebateOpen
Georgia Power Home Energy Improvement Program
Georgia Power
Up to 50% back, with a maximum of $1,250 for the Home Comfort Bundle; individual measures include up to $150 for a home energy assessment, $200 for attic/ceiling insulation, $300 for air sealing, and $400 for duct sealing.
Georgia Power offers rebates on qualifying home efficiency upgrades, with some services rebating up to 50% of cost and the Home Comfort Bundle going up to $1,250. It is an energy program, not a wildfire-specific hardening program, but some eligible work can overlap with home resilience.
View program - Free serviceOpen
Firewise
Mississippi Forestry Commission
Free workshops and wildfire-home-hardening guidance
A free wildfire-prevention education program that helps Harrison County homeowners learn how to make homes and neighborhoods more resistant to wildfire. The program offers workshops and guidance on home ignition zones, defensible space, and access readiness.
View program - LoanOpen
Federal Housing Agency’s Energy Efficient Mortgage Program
Federal Housing Administration
Energy-efficient improvements can be financed as part of an FHA-insured mortgage; no cap stated.
An FHA mortgage program that lets homebuyers finance energy-efficient improvements as part of an FHA-insured mortgage. The page gives no dollar amount or cap.
View program - GrantOpenIncome restricted
Single Family Housing Disaster Assistance Fund Program
USDA Rural Development
Grants and loans; dollar limits not stated on the page excerpt used here.
USDA Rural Development offers grants and loans to very-low- and low-income rural homeowners whose homes were damaged in a disaster. The page says the program is currently open and accepts applications through September 30, 2026.
View program - LoanOpen
Section 502 Single Family Housing Disaster Assistance
USDA Rural Development
No specific amount stated on this disaster-assistance page.
USDA Rural Development says its Single Family Housing programs, including Section 502 home loans and 504 home repair, help rural families buy, build, or repair homes after a disaster. This is a disaster-assistance information page, not a separate homeowner grant program page.
View program - GrantOpen
Hazard Mitigation under the Individuals and Households Program – Wildfire Measures
Federal Emergency Management Agency
Additional mitigation funds for eligible wildfire survivors; amount not stated on the fact sheet.
FEMA may provide extra mitigation funds to eligible wildfire survivors who already qualify for Individuals and Households Program home repair assistance. Covered wildfire hardening measures include vent covers and non-combustible gutters and leaf guards.
View program - GrantOpen
Hazard Mitigation Grant Program
Federal Emergency Management Agency
Community-sponsored mitigation grants; no homeowner cap stated.
FEMA’s Hazard Mitigation Grant Program funds post-disaster projects that reduce future damage to homes, including wildfire mitigation, but homeowners do not apply directly. Local governments or other sponsors apply on their behalf.
View program - LoanOpen
Title I Property Improvement Loan Program
U.S. Department of Housing and Urban Development
Insured private loans; balances over $7,500 must be secured against the property.
HUD’s Title I Property Improvement Loan Program lets homeowners finance repairs and improvements through insured private lender loans. HUD says improvements must substantially protect or improve the basic livability or utility of the property.
View program - LoanOpen
Section 203(k) Rehabilitation Mortgage Insurance Program
U.S. Department of Housing and Urban Development
One mortgage can cover purchase/refinance plus rehab; dollar cap not stated on the main page excerpt used here.
HUD’s 203(k) program lets homebuyers and homeowners finance purchase or refinance plus rehabilitation in one FHA-insured mortgage. It is a way to roll home repairs and improvements into mortgage financing.
View program - LoanOpen
Fannie Mae HomeStyle Energy Mortgage
Fannie Mae
Up to 15% of the property's as-completed value for energy improvements.
A federal mortgage product that lets homebuyers finance energy improvements as part of a HomeStyle Energy mortgage. The page says borrowers may use up to 15% of the property's as-completed value for energy improvements.
View program - Tax creditOpen
Sec. 25D Residential Clean Energy Tax Credit
Federal government
Federal tax credit for qualified clean energy measures; amount not stated on the page.
Federal tax credit for installing new qualified clean energy measures, such as solar, geothermal, fuel cells, and battery storage. The page lists the program but does not state a dollar cap on the snippet provided.
View program - GrantOpen
FEMA Individuals and Households Program Hazard Mitigation Measures
Federal Emergency Management Agency
Additional mitigation funds tied to FEMA disaster home-repair assistance; no separate cap stated on the page
FEMA can add hazard-mitigation money to eligible disaster home-repair assistance for homeowners after certain disasters. For wildfire-damaged homes, FEMA says it may pay for vent coverings plus non-combustible gutters and leaf guards.
View program - GrantOpen
Hazard Mitigation Assistance (HMA) Grants
Federal Emergency Management Agency
Varies by underlying FEMA mitigation grant program
FEMA’s Hazard Mitigation Assistance grants fund eligible projects that reduce future disaster losses. FEMA’s materials show wildfire mitigation is an eligible activity in the main HMA programs.
View program - GrantOpen
Flood Mitigation Assistance (FMA) Program
Federal Emergency Management Agency
Varies; FEMA describes it as a pre-disaster flood mitigation grant program
FEMA’s Flood Mitigation Assistance program funds measures that reduce or eliminate long-term flood damage to buildings, including homes. It is a pre-disaster grant program.
View program - LoanOpen
SBA Mitigation Assistance
U.S. Small Business Administration
Up to 20% increase on an SBA disaster loan for mitigation
The Small Business Administration lets eligible disaster loan borrowers increase their low-interest disaster loan by up to 20% to make home improvements that reduce future damage. Homeowners can use it after a declared disaster.
View program - Free serviceOpenIncome restricted
Connecticut Weatherization Assistance Program (CT WAP)
Connecticut Department of Energy and Environmental Protection
Free weatherization measures; no dollar cap stated.
A state weatherization program for lower-income households that can provide home retrofits and repairs such as air sealing, insulation, and heating system tune-ups.
View program - Free serviceOpen
Wildfire Home Risk Assessor Program
Hawaiʻi Wildfire Management Organization
Free home wildfire risk assessment service
HWMO offers a free home wildfire risk assessment program for homeowners, helping them identify ignition risks and possible home-hardening improvements. The page says the information may help develop future incentive programs, but it does not promise cash payments.
View program - Cost shareOpen
Firewise Communities Mitigation Cost-Share Program
Hawaiʻi Wildfire Management Organization
No amount stated
HWMO says Firewise communities can use this cost-share program to pay for shared wildfire-reduction work like vegetation management, defensible space, home hardening, and community preparedness. The official page does not list a dollar cap.
View program - Free serviceOpen
PNM wildfire preparedness guidance and vegetation management support
Public Service Company of New Mexico (PNM)
No cash incentive stated on the official page; preparedness guidance only.
PNM provides wildfire-preparedness guidance to customers in its service territory, including trimming vegetation around homes and clearing gutters and debris. The official wildfire-safety page does not describe a homeowner cash program or rebate for hardening a house.
View program - LoanOpen
Freddie Mac GreenCHOICE Mortgage
Freddie Mac
Financing for completed or to-be-completed energy and water efficiency improvements; no cap stated.
Federal mortgage product that allows buyers to finance completed or to-be-completed energy and water efficiency improvements and repairs through the mortgage. The page does not state a dollar cap.
View program - Free serviceOpenIncome restricted
WeCare Program (LG&E/KU)
LG&E and KU
Free audits, safety checks, education, and weatherization services; no dollar cap stated.
LG&E and KU’s WeCare program provides no-cost energy audits, health and safety checks, education, and weatherization services to income-qualified customers. The Louisville Metro assessment says it can include direct-install measures and deeper weatherization work.
View program - LoanOpen
Federal Housing Agency’s 203(k) Rehabilitation Mortgage
Federal Housing Administration
Finances renovations, repairs, or remodeling in one loan; no cap stated.
An FHA rehabilitation mortgage that can finance home purchases or refinances and roll renovations, repairs, or remodeling into one loan. The page says it can be used for structural repairs, major remodeling, and improvements that increase energy efficiency or help protect homes from natural disasters.
View program - Free serviceOpenIncome restricted
EnergizeCT Home Energy Solutions – Income Eligible (HES-IE)
EnergizeCT / Connecticut energy efficiency program sponsors
No-cost service; no cash amount stated
This utility-run program gives income-eligible homeowners a no-cost home energy assessment and weatherization improvements, with some additional services like insulation, windows, or heating and cooling system work. It is not wildfire-specific, but it is a current free home-hardening-related service available in Connecticut, including New London County.
View program - Free serviceOpen
EnergizeCT Weatherization Baseline / Energy Efficiency Programs
EnergizeCT / Connecticut energy efficiency program sponsors
Varies by subprogram
EnergizeCT’s utility programs include home weatherization and efficiency services that can improve a home’s envelope and reduce vulnerability to weather impacts. The main site confirms the initiative is funded by the Energy Efficiency Fund, the Connecticut Green Bank, the State, and local electric and gas utilities.
View program - Free serviceOpenIncome restricted
EnergizeCT Home Energy Solutions – Income Eligible (HES-IE)
EnergizeCT / Connecticut energy efficiency program sponsors
No-cost service; no cash amount stated
This utility-run program gives income-eligible homeowners a no-cost home energy assessment and weatherization improvements, with some additional services like insulation, windows, or heating and cooling system work. It is not wildfire-specific, but it is a current free home-hardening-related service available in Connecticut, including New London County.
View program - Free serviceOpen
EnergizeCT Weatherization Baseline / Energy Efficiency Programs
EnergizeCT / Connecticut energy efficiency program sponsors
Varies by subprogram
EnergizeCT’s utility programs include home weatherization and efficiency services that can improve a home’s envelope and reduce vulnerability to weather impacts. The main site confirms the initiative is funded by the Energy Efficiency Fund, the Connecticut Green Bank, the State, and local electric and gas utilities.
View program - Insurance discountOpen
Louisiana Wind Mitigation Incentives / Hurricane Loss Mitigation Insurance Discounts
Louisiana Department of Insurance
Insurance premium discount; amount varies
Louisiana homeowners may qualify for insurance premium discounts for making hurricane and storm mitigation improvements that comply with state code requirements. The Department of Insurance says homeowners need an assessment to document qualifying features.
View program - Cost shareOpen
Firewise Communities Mitigation Cost-Share Program
Hawaiʻi Wildfire Management Organization
No amount stated
HWMO says Firewise communities can use this cost-share program to pay for shared wildfire-reduction work like vegetation management, defensible space, home hardening, and community preparedness. The official page does not list a dollar cap.
View program - Free serviceOpen
Wildfire Home Risk Assessor Program
Hawaiʻi Wildfire Management Organization
Free home wildfire risk assessment service
HWMO offers a free home wildfire risk assessment program for homeowners, helping them identify ignition risks and possible home-hardening improvements. The page says the information may help develop future incentive programs, but it does not promise cash payments.
View program - Free serviceOpen
Neighborhood Energy Saver
Duke Energy
Free home energy assessment plus free installed products valued at up to $300; the page also says customers may save up to $95 on energy bills.
Duke Energy offers eligible residential customers free home energy assessments and free energy-saving products through Neighborhood Energy Saver. The event page says customers may get up to $300 in products installed for free.
View program - Free serviceOpenIncome restricted
Connecticut Weatherization Assistance Program (CT WAP)
Connecticut Department of Energy and Environmental Protection
Free weatherization measures; no dollar cap stated.
A state weatherization program for lower-income households that can provide home retrofits and repairs such as air sealing, insulation, and heating system tune-ups.
View program - GrantOpenIncome restricted
SC Safe Home Grant Program
South Carolina Department of Insurance
South Carolina’s Safe Home grant program helps eligible homeowners harden homes against hurricane and wind damage. The official notice says homeowners are responsible for costs above the grant award, but it does not give a county-specific Florence County cap on the page snippet available.
View program - Free serviceOpen
Get Alarmed, Tennessee!
Tennessee Department of Commerce and Insurance, State Fire Marshal’s Office
Free smoke alarms; carbon monoxide detectors are also included in the 2026 expansion
The State Fire Marshal’s Office gives out free smoke alarms, and now carbon monoxide detectors too, through local fire departments. It’s aimed at high-risk homes and can help homeowners in Washington County lower the chance of a deadly residential fire.
View program - Free serviceOpen
PNM wildfire preparedness guidance and vegetation management support
Public Service Company of New Mexico (PNM)
No cash incentive stated on the official page; preparedness guidance only.
PNM provides wildfire-preparedness guidance to customers in its service territory, including trimming vegetation around homes and clearing gutters and debris. The official wildfire-safety page does not describe a homeowner cash program or rebate for hardening a house.
View program - Insurance discountOpen
Louisiana Wind Mitigation Survey / Premium Discount
Louisiana Department of Insurance
Louisiana homeowners can get an insurance premium discount for approved wind-hardening features if their insurer offers it and they complete the state wind mitigation survey. The Department of Insurance says admitted insurers must offer actuarially justified wind-mitigation discounts.
View program - Tax creditOpen
Sec. 25D Residential Clean Energy Tax Credit
Federal government
Federal tax credit for qualified clean energy measures; amount not stated on the page.
Federal tax credit for installing new qualified clean energy measures, such as solar, geothermal, fuel cells, and battery storage. The page lists the program but does not state a dollar cap on the snippet provided.
View program - LoanOpen
Fannie Mae HomeStyle Energy Mortgage
Fannie Mae
Up to 15% of the property's as-completed value for energy improvements.
A federal mortgage product that lets homebuyers finance energy improvements as part of a HomeStyle Energy mortgage. The page says borrowers may use up to 15% of the property's as-completed value for energy improvements.
View program - LoanOpen
Freddie Mac GreenCHOICE Mortgage
Freddie Mac
Financing for completed or to-be-completed energy and water efficiency improvements; no cap stated.
Federal mortgage product that allows buyers to finance completed or to-be-completed energy and water efficiency improvements and repairs through the mortgage. The page does not state a dollar cap.
View program - LoanOpen
Federal Housing Agency’s Energy Efficient Mortgage Program
Federal Housing Administration
Energy-efficient improvements can be financed as part of an FHA-insured mortgage; no cap stated.
An FHA mortgage program that lets homebuyers finance energy-efficient improvements as part of an FHA-insured mortgage. The page gives no dollar amount or cap.
View program - LoanOpen
Federal Housing Agency’s 203(k) Rehabilitation Mortgage
Federal Housing Administration
Finances renovations, repairs, or remodeling in one loan; no cap stated.
An FHA rehabilitation mortgage that can finance home purchases or refinances and roll renovations, repairs, or remodeling into one loan. The page says it can be used for structural repairs, major remodeling, and improvements that increase energy efficiency or help protect homes from natural disasters.
View program - GrantOpenIncome restricted
Dominion Energy EnergyShare
Dominion Energy
Dominion Energy’s EnergyShare program helps qualifying customers pay energy bills and may also provide a free home energy assessment plus free energy-efficiency upgrades. Hanover County lists EnergyShare as a local resource for residents needing utility help.
View program - Free serviceStatus unknown
Pennsylvania Insurance Department homeowners insurance resources
Pennsylvania Insurance Department
Pennsylvania’s Insurance Department publishes homeowners-insurance guidance, including disaster and claim information, but it does not show a statewide homeowner discount or rebate for wildfire hardening. I found no official Pennsylvania statewide insurance-mandated wildfire mitigation discount for homeowners.
View program - GrantStatus unknown
Hazard Mitigation and Community Education Grants
Tennessee Department of Agriculture, Division of Forestry
A state wildfire-prevention grant for local communities and organizations, not individual homeowners. It funds wildfire hazard mitigation and education projects, with examples including fuel reduction, thinning, and prescribed burning.
View program - GrantClosed
Pennsylvania Municipal Fire Department Capital Grant
Office of the State Fire Commissioner
$25,000 to $100,000
The Commonwealth offers grants to municipal fire departments for facilities and equipment that help them respond to emergencies. This is not a homeowner grant, but it is a statewide public-safety funding program related to wildfire resilience.
View program - RebateClosed
Residential Safe Room Program
Indiana Department of Homeland Security
Up to $5,000 maximum rebate; 75% reimbursement
Indiana offers a rebate to help homeowners install safe rooms in residences. The program’s headline benefit is up to $5,000, with reimbursement capped at 75% of eligible costs.
View program - GrantClosedIncome restricted
Homeowner Assistance Fund
U.S. Department of the Treasury
Grant assistance for COVID-related housing costs; no hardening-specific amount stated.
The federal Homeowner Assistance Fund was a COVID-era homeowner relief program that could pay certain housing-related costs to prevent delinquency, default, foreclosure, and utility loss. It is not a natural-disaster hardening program, but it is a federal homeowner assistance program that may affect housing costs.
View program
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