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City of Wharton / H-GAC Lower Colorado Region Homeowner Assistance Program

City of Wharton / Houston-Galveston Area Council / Texas General Land Office · City program

A disaster housing program serving Wharton residents that pays to repair or rebuild eligible Hurricane Harvey-damaged primary homes, including storm hardening when included in the scope. The flyer says the state assigns a contractor to complete the work.

Last verified: September 15, 2026

Program details

How it works

The flyer says the Texas Homeowner Assistance Program was designed to help eligible homeowners rehabilitate or reconstruct homes damaged by Hurricane Harvey. For Wharton County, the flyer is branded for the HGAC-W / Lower Colorado Region.

What the money covers

The flyer says the program pays for repair or rebuilding of damaged houses, replacement of a manufactured home with a stick-built house, elevation of a home if it is in a flood zone, and a water well. It also lists septic systems, accessibility features, abatement of lead-based paint and asbestos when required, and storm hardening as covered items.

What it does not cover

The flyer says the program does not pay for food, clothing, household goods, rebuilding on a different property, rental/second/vacation homes, or repair of structures not attached to the home such as fences or sheds. It also excludes garage door openers, security systems, swimming pools, fences, and television satellite dishes.

How it applies

The flyer says homeowners can apply online, in person at a program office or satellite intake center, or by phone at 1-844-893-8937.

Timing and conditions

Assistance is subject to funding availability and is first come, first served. The flyer says eligible homeowners must live in the property for 3 years as their primary residence, not refinance or open a home equity line of credit for 3 years, pay property taxes on time, and maintain required insurance.

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