Webb County Housing Rehabilitation / Reconstruction / Livability Grant Programs

City of Laredo Community Development · City program

Up to $50,000 interest-free loan; 57% repayment; up to $15,000 grant for livability repairs; some loans may be 100% forgivable for qualifying elderly/disabled households at 60% AMI or below.

The City of Laredo offers homeowner rehab help inside the county through an interest-free housing rehabilitation loan, a reconstruction loan, and a Livability Grant. The Livability Grant goes up to $15,000 for life-threatening hazards, including roofing, electrical, plumbing, and accessibility work.

Last verified: August 9, 2026

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Program details

How it works

The City of Laredo’s Housing Rehabilitation page describes three homeowner assistance options: a housing rehabilitation loan, a reconstruction loan, and a Livability Grant Program.

What the money covers

Housing Rehabilitation Loan Program: An interest-free loan to correct code deficiencies and bring the home to standard conditions.
Reconstruction Loan Program: An interest-free loan for homes damaged by fire or dilapidated beyond repair.
Livability Grant Program: A grant for life-threatening hazards and hardships, including roofing, electrical, and plumbing improvements, plus modifications for handicapped accessibility.

Amounts and matching

Housing Rehabilitation Loan Program: Up to $50,000. The page says repayment is only 57% of the loan.
Forgivable option: 100% forgivable loans are available for elderly and/or disabled heads of household who qualify with incomes of 60% or less of the housing area median family income.
Reconstruction Loan Program: The amount is determined case by case; repayment is only 57% of the loan.
Livability Grant Program: Up to $15,000.

How to apply

The page links to a Housing Rehabilitation Program Application and a brochure. It also lists Housing Rehab Inspectors and an Eligibility Technician as contacts.

Timing and deadlines

The page does not list a deadline or open/close date.

Full eligibility details

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