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Texas Windstorm Insurance Association (TWIA) windstorm certification / inspection pathway

Texas Department of Insurance / Texas Windstorm Insurance Association · State program

Free inspection/certification service; no cash amount stated

Texas provides a statewide windstorm inspection and certification process that homeowners use to qualify for TWIA coverage and related discounts. This is a free regulatory service, not a grant, but it can reduce homeowner costs by enabling insurance access and credits.

Last verified: August 1, 2026
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Program details

How it works

Texas Department of Insurance runs the windstorm inspection program for properties that need windstorm certification to obtain TWIA coverage. The program is tied to construction standards and inspections in designated catastrophe areas.

What the service covers

The service is an inspection/certification process for windstorm compliance. TDI says construction must be certified to be eligible for windstorm insurance coverage through TWIA.

Amounts and matching

No cash amount applies. The homeowner benefit is the inspection/certification service itself and the ability to obtain or keep TWIA coverage.

How to apply

Homeowners or builders use the windstorm inspection process and related forms through TDI. TDI’s windstorm pages direct users to contact Windstorm@tdi.texas.gov for more information.

Timing and deadlines

No statewide deadline is stated on the page. The program operates continuously for qualifying construction and inspections.

Full eligibility details

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