Grants directory
Texas Homeowner Assistance Fund (HAF) Program
Texas Department of Housing and Community Affairs · State program
Up to $65,000 per household
Texas once used federal HAF money to help eligible homeowners pay housing costs and keep utilities on, up to $65,000 per household. TDHCA now says the program closed on April 15, 2025 and is no longer assisting homeowners.
Program details
How it worked
The Texas Department of Housing and Community Affairs (TDHCA) administered the Texas Homeowner Assistance Fund using federal Homeowner Assistance Fund dollars from the American Rescue Plan Act. The program was designed to help homeowners avoid mortgage delinquency, default, foreclosure, loss of utilities or home energy services, and displacement after COVID-19-related financial hardship.
What the money covered
The program could pay for:
- Mortgage payments
- Property charges, including property taxes
- Property tax loans
- Mortgage insurance premiums
- Hazard insurance premiums
- Flood insurance premiums
- Wind insurance premiums
- Ground rents
- Condominium fees
- Cooperative maintenance fees
- Planned unit development fees
- Homeowners’ association fees
- Utilities
Amounts
TDHCA says the program funded up to $65,000 per household.
Timing
TDHCA states the Texas Homeowner Assistance Program is closed and no longer assisting homeowners as of April 15, 2025.
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