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Communities Unlimited Home Improvement Loan Program

Communities Unlimited · Nonprofit program

Up to $3,500 loan at 10% APR for a 2-year term

Communities Unlimited offers up to $3,500 in low-cost home improvement loans for essential repairs in select counties in Arkansas and Texas. The loan is aimed at low- to moderate-income homeowners who need financing for repairs like roofs, flooring, HVAC, and mold remediation.

Last verified: September 6, 2026

Program details

How it works

Communities Unlimited’s Home Improvement Loan Program provides affordable financing for essential home repairs in select Arkansas and Texas counties. The program is designed for low- to moderate-income residents who do not have access to traditional loans and need help funding necessary home repairs.

What the money covers

The page says the loans can be used for home improvements and repairs, including:

  • Leaking roofs
  • Flooring repairs
  • HVAC systems
  • Mold remediation
  • Other repairs

Amounts and terms

  • Up to $3,500
  • 2-year term
  • Monthly payments
  • 10% APR
  • No collateral

How to apply

The page includes an "Apply Now" link and provides a loan officer contact:

  • Jesse Saldana, Loan Officer
  • Phone: (956) 431-8848

The page also includes a general contact form and says the institution can be reached at info@communitiesu.org or (479) 443-2700 for reasonable modification requests.

Timing and deadlines

The page does not state an application deadline, closing date, or whether funding is first-come, first-served.

Full eligibility details

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