Grants directory
Texas Bootstrap Loan Program through Colonia Self-Help Centers serving Starr County
Texas Department of Housing and Community Affairs · State program
0% interest loans up to $45,000
TDHCA’s Colonia Self-Help Centers serve Starr County, and the Bootstrap Loan Program offers 0% interest loans of up to $45,000 for very low-income owner-builders. The state says the owner-builder must provide at least 65% of the labor for construction or rehabilitation.
Program details
How it works
The Office of Colonia Initiatives page says Colonia Self-Help Centers are established in Starr County and provide on-site technical assistance in colonias for low- and very low-income individuals and families. The same page describes the Texas Bootstrap Loan Program as assistance for very low-income owner-builder households to purchase or refinance property for self-help construction.
What the money covers
The page says Bootstrap loans are for self-help construction, and that owner-builders use them to purchase or refinance property for self-help construction. It also says owner-builders provide at least 65% of the labor necessary to build or rehabilitate their housing.
Amounts
The page states Bootstrap loans are 0% interest loans up to $45,000.
How it works with the local centers
The page says the loans are originated by state-certified nonprofit owner-builder housing providers or Colonia Self-Help Centers. It also says the self-help centers provide technical assistance in housing, community development activities, infrastructure improvements, outreach, and education.
Full eligibility details
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