Grants directory
Texas Bootstrap Loan Program
Texas Department of Housing and Community Affairs · State program
0%-interest loans of up to $45,000
TDHCA’s Texas Bootstrap Loan Program provides 0%-interest loans of up to $45,000 to help low-income owner-builder households buy or refinance property for self-help construction. It is operated through state-certified administrators or Colonia Self-Help Centers.
Program details
How it works
The Texas Housing Trust Fund page says the Texas Bootstrap Loan Program assists low-income “Owner-Builder” households to purchase or refinance property for self-help construction. The program is part of the state Housing Trust Fund and is implemented only through eligible nonprofits, for-profits, public housing authorities, and local governments that have executed a Housing Trust Fund reservation agreement.
What the money covers
The assistance can be used to purchase or refinance property for self-help construction. The page does not describe any specific hardening measures or home-improvement line items beyond that purpose.
Amounts and matching
The page states assistance is in the form of 0%-interest loans of up to $45,000. No additional matching requirement is stated.
How to apply
The page says State-certified Administrators or Colonia Self-Help Centers originate the Bootstrap loans and oversee self-help construction. It does not provide a direct homeowner application link on the page.
Timing and deadlines
The page does not list a homeowner deadline or specific program dates. It directs readers to Help for Texans, Notices of Funding Availability (NOFAs), Housing Trust Fund rules, and the TDHCA mailing list for program release updates and application information.
Full eligibility details
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