Grants directory
West Virginia wildfire home hardening grants & rebates
Every live program we track for West Virginia homeowners — statewide, county, and local incentives, plus nationwide programs you can also use. Create a free account to see full eligibility details and get matched to your exact address.
Browse all statesStatewide programs
Available to homeowners across West Virginia.
- Insurance discountOpen
West Virginia FAIR Plan
West Virginia Essential Property Insurance Association
Up to $200,000 per private dwelling in essential property coverage
West Virginia’s FAIR Plan is a state-created insurance option for property owners who cannot get coverage in the voluntary market. It is insurance access rather than a hardening grant, but it provides required property insurance coverage statewide.
View program - GrantOpen
WV Homeowners Rescue Program - Utility/Internet Assistance
West Virginia Housing Development Fund
Up to $2,500 for utility assistance, plus up to $300 for internet
West Virginia provides utility assistance that can pay delinquent electric, gas, home energy, water, and sewer bills, plus a one-time internet stipend. The utility piece is limited to $2,500 per household.
View program - Tax creditOpenIncome restricted
Senior Citizens Tax Credit
West Virginia Tax Division
Refundable tax credit; HEPTC-1 maximum credit cannot exceed $1,000
West Virginia offers a refundable senior citizen property tax credit for eligible homeowners who participate in the Homestead Exemption program, have paid their property taxes, and meet income limits. The maximum credit is $1,000.
View program - RebateOpenIncome restricted
Appalachian Power West Virginia Home Performance Program
Appalachian Power
Free home energy assessment; rebates up to $750 per measure; possible additional 25% in rebate dollars based on income
Appalachian Power offers West Virginia homeowners a free home energy assessment and rebates for qualifying efficiency upgrades. The program is for eligible Appalachian Power customers in West Virginia and may also provide direct-install measures during the assessment.
View program - GrantOpen
WV Homeowners Rescue Program
West Virginia Housing Development Fund
West Virginia’s Homeowners Rescue Program helps eligible homeowners pay past-due housing bills, including utilities, homeowners’ insurance, and property taxes. The official page does not state a wildfire-specific amount.
View program - GrantOpenIncome restricted
Low Income Energy Assistance Program (LIEAP)
West Virginia Department of Human Services
LIEAP helps eligible West Virginia households pay heating costs through direct cash payments or payments to utility companies. It is a statewide utility-bill assistance program, not a wildfire hardening grant.
View program - Insurance discountOpenIncome restricted
Special Reduced Residential Service Rate Program (20% Utility Discount Program)
West Virginia Public Service Commission
20% utility discount
West Virginia has a statutory utility discount program that can provide eligible customers a 20% discount from electric, gas, and some water service bills. It is a utility-bill discount, not a home-hardening rebate.
View program - Tax creditOpenIncome restricted
Homestead Excess Property Tax Credit
West Virginia Department of Revenue
Refundable property-tax credit when taxes exceed 4% of income
West Virginia offers a refundable property-tax credit for owner-occupied homes when property taxes exceed 4% of household income. This is a state tax benefit, not a hardening grant.
View program - Insurance discountOpenIncome restricted
Special Reduced Rate Service Program (20% Utility Discount Program)
West Virginia state government
20% discount on qualifying utility bills
West Virginia offers eligible households a 20% discount on certain utility bills through the Special Reduced Rate Service Program. It is a statewide bill-reduction program, not a home-hardening grant, but it can lower ongoing utility costs for homeowners.
View program - GrantOpen
West Virginia Homeowners Rescue Program
West Virginia Housing Development Fund
West Virginia’s Housing Development Fund helps eligible homeowners pay past-due mortgage, utility, homeowners’ insurance, property tax, and other housing-related bills. It is not a repair grant, but it can help keep a hardening project or recovery situation from turning into a bigger housing crisis.
View program - GrantOpenIncome restricted
Low Income Home Energy Assistance Program (LIEAP)
West Virginia Department of Human Services, Division of Family Assistance Policy
Heating assistance with no fixed dollar amount stated
West Virginia LIEAP helps eligible households pay home heating costs through direct cash payments or payments made to utility companies on their behalf. It also has a crisis component for households without resources facing loss of a heating source.
View program - GrantOpenIncome restricted
LIHEAP Repair and Replacement Program
West Virginia Department of Human Services, Division of Family Assistance Policy
Repair or replacement assistance; no dollar cap stated
West Virginia offers a LIHEAP repair-and-replacement benefit for homeowners who need emergency heating and/or cooling system repair or replacement. It is available only for unsafe or malfunctioning/non-operable systems, and the cooling version has extra household-member requirements.
View program - Free serviceOpenIncome restricted
Appalachian Power Low Income Weatherization Program
Appalachian Power
No fixed dollar amount stated; Appalachian Power funds weatherization products and services
Appalachian Power funds weatherization products and services for income-qualified residential customers in West Virginia to help lower energy bills and improve home comfort. The program supplements existing state and federal weatherization assistance and is accessed through the local intake process.
View program - Free serviceOpenIncome restricted
Weatherization Assistance Program (WAP)
West Virginia Community Advancement and Development Office
No-cost weatherization services; no dollar cap stated on the official page.
The West Virginia Weatherization Assistance Program provides no-cost home energy upgrades to eligible households, including an in-home energy evaluation and weatherization work. Mon Power says it is administered by the West Virginia Community Advancement and Development Office and funded through a local Community Action Agency.
View program - Free serviceOpenIncome restricted
Repair and Replace Program (RRP)
West Virginia Community Advancement and Development Office
No dollar cap stated; program helps repair or replace heating and/or cooling systems.
The Repair and Replace Program helps eligible households repair or replace malfunctioning or inoperable heating and/or cooling systems, and can help households without a safe heat source. Mon Power says the program is administered by the West Virginia Community Advancement and Development Office through local Community Action Agencies.
View program - RebateOpenIncome restricted
Home Efficiency Rebates (HER)
West Virginia Office of Energy
Discounts for whole-home energy efficiency upgrades; higher rebates may be available below 80% AMI.
Home Efficiency Rebates reduce the cost of whole-home energy efficiency upgrades such as insulation, air sealing, and heating and cooling improvements. Mon Power says higher rebates may be available for households earning below 80% of Area Median Income.
View program - RebateOpenIncome restricted
Home Electrification & Appliance Rebates (HEAR)
West Virginia Office of Energy
Rebates for appliances and electrical upgrades; income must be at or below 150% AMI.
Home Electrification & Appliance Rebates help lower the cost of purchasing and installing energy-efficient appliances and making electrical upgrades. Mon Power says households must have gross income at or below 150% of Area Median Income.
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County programs
Programs limited to specific West Virginia counties.
Fayette County
- Free serviceStatus unknown
Fayette County Weatherization Program
MountainHeart Community Services, Inc. with Fayette County Commission sponsorship/oversight history
No dollar amount stated on the official county source.
Fayette County has supported a local weatherization program that helps homeowners improve home energy efficiency through weatherization work. The county records show the program operating in Fayette County, but the official materials do not state a current dollar amount.
View program - Free serviceStatus unknown
Fayette County Weatherization Program
MountainHeart Community Services, Inc. with Fayette County Commission sponsorship/oversight history
No dollar amount stated on the official county source.
Fayette County has supported a local weatherization program that helps homeowners improve home energy efficiency through weatherization work. The county records show the program operating in Fayette County, but the official materials do not state a current dollar amount.
View program - GrantClosed
Fayette County Flood Assistance
Fayette County Commission
Amount not stated; aid depends on need and available county funds.
Fayette County is accepting applications for flood assistance for residents affected by the August 2026 floods. Aid is not guaranteed and will be awarded based on need and available county funds.
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Greenbrier County
- GrantStatus unknown
No currently documented county-, city-, utility-, or local-nonprofit home-hardening incentive program found for Greenbrier County, WV
N/A
I could not verify any currently existing Greenbrier County-specific program from an official county, city, utility, fire-safe-council, or local nonprofit page that gives homeowners money or services for natural-disaster home hardening. The sources I found pointed to general county services and statewide recovery pages, but not a county-specific homeowner incentive program.
View program - GrantStatus unknown
No currently documented county-, city-, utility-, or local-nonprofit home-hardening incentive program found for Greenbrier County, WV
N/A
I could not verify any currently existing Greenbrier County-specific program from an official county, city, utility, fire-safe-council, or local nonprofit page that gives homeowners money or services for natural-disaster home hardening. The sources I found pointed to general county services and statewide recovery pages, but not a county-specific homeowner incentive program.
View program
Jefferson County
- Free serviceOpen
Jefferson County Community Emergency Response Team (CERT)
Jefferson County Homeland Security and Emergency Management
Free training; no cash amount stated
Jefferson County offers free CERT training that teaches residents how to prepare for and respond to emergencies. It is an all-hazard preparedness course, not a cash grant or rebate, and participants who complete the course receive a certificate, hard hat, and CERT vest.
View program - Free serviceOpen
Jefferson County StormReady Community Designation
Jefferson County Homeland Security and Emergency Management
No cash amount stated
Jefferson County has been a National Weather Service StormReady community since 2004. The page describes a county preparedness designation and warning program, not a homeowner cash incentive, grant, or rebate.
View program - Free serviceStatus unknown
Jefferson County Hazard Mitigation / Disaster Resilience Initiatives
Jefferson County Homeland Security and Emergency Management
Jefferson County uses its Hazard Mitigation Plan to identify and prioritize hazard-reduction projects and pursue FEMA grant funding. The page describes planning and public-participation activities, not a direct homeowner cash grant, rebate, or loan.
View program - Free serviceStatus unknown
Jefferson County Hazard Mitigation / Disaster Resilience Initiatives
Jefferson County Homeland Security and Emergency Management
Jefferson County uses its Hazard Mitigation Plan to identify and prioritize hazard-reduction projects and pursue FEMA grant funding. The page describes planning and public-participation activities, not a direct homeowner cash grant, rebate, or loan.
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Kanawha County
- GrantOpen
Kanawha County Demolition Grant Program
Kanawha County Commission, working with the Kanawha County Enforcement Agency and the Kanawha County Regional Development Authority
County grant pays 50% of demolition costs, up to $10,000
Kanawha County offers a demolition grant for owners of abandoned structures in unincorporated areas. The county pays 50% of demolition costs, up to $10,000.
View program - Free serviceOpen
Kanawha County Home Fire Alarm Installation
Kanawha County Emergency Management, in partnership with the American Red Cross
Free smoke alarm installation and 45 minutes of fire safety training
Kanawha County Emergency Management and the American Red Cross offer free smoke alarm installations for county residents. A technician installs the alarm and the Red Cross provides 45 minutes of free fire safety training.
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Putnam County
- Tax deductionOpenIncome restricted
Putnam County Fire Service Fire Services User Fee Exoneration
Putnam County Fire Service Board
Annual county fire fee waiver for eligible hardship households; dollar value not stated on the source page.
Putnam County lets eligible homeowners apply to have the county fire service fee waived for the year if their household meets the county’s hardship rules. The county describes it as an exoneration for residents in economic hardship, with eligibility tied to federal poverty guidelines.
View program - Tax deductionOpenIncome restricted
Putnam County Fire Service Fire Services User Fee Exoneration
Putnam County Fire Service Board
Annual county fire fee waiver for eligible hardship households; dollar value not stated on the source page.
Putnam County lets eligible homeowners apply to have the county fire service fee waived for the year if their household meets the county’s hardship rules. The county describes it as an exoneration for residents in economic hardship, with eligibility tied to federal poverty guidelines.
View program
Raleigh County
- Free serviceOpenIncome restricted
Mon Power West Virginia Weatherization Assistance Program
West Virginia Community Advancement and Development Office
No-cost weatherization services; no dollar cap stated on the official utility page.
This state weatherization program, referenced by Mon Power, provides no-cost home energy upgrades to eligible customers, including an in-home energy evaluation and weatherization work. It is not a wildfire-specific program, but it is a current home-hardening-related service for Raleigh County homeowners who use Mon Power.
View program - RebateOpenIncome restricted
Appalachian Power West Virginia Energy Efficiency Programs
Appalachian Power
Rebates/discounts available; no specific dollar amounts stated on the official West Virginia summary page.
Appalachian Power says its West Virginia energy-efficiency offerings include a free home energy assessment, rebates on appliances and home improvements, LED discounts, and low-income weatherization assistance for residential customers.
View program - Free serviceOpen
Raleigh County Abandoned Buildings Program
Raleigh County Commission
No homeowner payment; county may order cleanup and may charge property-owner expenses if the county performs the work.
Raleigh County says it can inspect unsafe or dilapidated properties and order cleanup, repair, removal, or demolition, including overgrown vegetation and debris that threaten public health and safety. This is an enforcement program, not a homeowner grant, but it can trigger county action on hazardous property conditions.
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Wayne County
- Free serviceOpen
Wayne County floodplain permitting and map service
Wayne County Commission / Building Permit Office
Free flood map and floodplain information; no cash payment.
Wayne County provides free floodplain map lookups and permitting guidance through its Building Permit Office for projects in flood-prone areas. It is not a cash grant, but it helps homeowners understand flood risk and the county’s construction requirements.
View program - Free serviceOpen
Wayne County floodplain permitting and map service
Wayne County Commission / Building Permit Office
Free flood map and floodplain information; no cash payment.
Wayne County provides free floodplain map lookups and permitting guidance through its Building Permit Office for projects in flood-prone areas. It is not a cash grant, but it helps homeowners understand flood risk and the county’s construction requirements.
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See which programs your home qualifies for
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Create accountCity & local programs
Programs limited to specific cities or zip codes in West Virginia.
- LoanOpenIncome restricted
Charleston Owner-Occupied Rehabilitation Program (CORP)
City of Charleston Mayor’s Office of Economic and Community Development
Up to $20,000; forgivable for very low/low income and repayable for moderate income
Charleston offers income-qualified owner-occupants up to $20,000 to repair and keep homes in good condition and in code compliance. Very low- and low-income households may receive forgivable loans, while moderate-income households receive repayable loans.
View program - GrantOpenIncome restricted
Charleston Emergency Rehabilitation Grant Program
City of Charleston Mayor’s Office of Economic and Community Development
Emergency grant; dollar amount not stated on the page reviewed
Charleston offers emergency housing rehabilitation grants for eligible homeowners inside city limits. The program is meant for urgent repairs that protect health, safety, or property from further structural damage.
View program - Free serviceOpen
Morgantown Tool Outreach (MO.T.O.)
City of Morgantown
Free tool lending; Everyday Membership limited to tools valued up to $250 per checkout
Morgantown’s MO.T.O. program gives City of Morgantown residents and local organizations free access to tools for home repairs, property upkeep, and community improvement projects. It reduces the cost and hassle of buying specialized equipment rather than providing cash.
View program - Free serviceOpen
Project Shine
City of Huntington Development Department
Free exterior repair and accessibility assistance; no dollar cap stated.
The City of Huntington’s Project Shine provides free housing rehabilitation assistance for owner-occupied homes in the city. It helps with exterior repairs and accessibility upgrades, but the page does not state a dollar cap because it is offered as a service program rather than cash funding.
View program - Free serviceOpenIncome restricted
Weatherization Assistance Program
Southwestern Community Action
No dollar amount stated on the page.
Southwestern Community Action’s Weatherization Assistance Program improves energy efficiency for low-income households, especially vulnerable groups such as elderly people, people with disabilities, families with children, and high-energy-burden households. The page does not give a dollar amount or a deadline.
View program - LoanOpenIncome restricted
Habitat for Humanity of the Tri-State homeownership program
Habitat for Humanity of the Tri-State
Homeownership program; typically $500 down payment plus 250 to 450 sweat-equity hours.
Habitat for Humanity of the Tri-State offers a homeownership program for households that cannot obtain conventional financing. The page says typical applicants earn 30% to 60% of area median income and, in most cases, make a $500 down payment plus 250 to 450 hours of sweat equity.
View program - Free serviceOpen
Fairmont Smoke Alarm Program
Fairmont Fire Department, City of Fairmont
Free service; no cash amount stated
The City of Fairmont Fire Department provides free home fire-safety inspections and smoke alarm installations for eligible owner-occupied homes in Fairmont city limits. The program also includes battery replacement, carbon monoxide alarm installation when needed, and basic fire-safety education at no cost.
View program - LoanStatus unknownIncome restricted
Morgantown Housing Authority Housing Rehabilitation Programs (General Home Improvements, Emergency Repair, Home Adaptations, Lead Based Paint Clearance, Down Payment Assistance)
Morgantown Housing Authority
Up to $20,000 at 2% interest; $2,500 emergency grant; $2,500 down-payment grant
The City of Morgantown’s housing rehab programs can provide low-interest loans, forgivable loans, and small grants to qualified low-income homeowners in the city for repairs and safety-related upgrades. The headline amounts include up to $20,000 at 2% interest, a one-time emergency repair grant up to $2,500, and a $2,500 down-payment grant for first-time buyers.
View program - GrantStatus unknown
City of Beckley Community Development Block Grant Program
City of Beckley
Not stated on the official notice page.
The City of Beckley says it participates in the federal Community Development Block Grant program and holds public hearings for grant-funded projects. The official page does not show a homeowner hardening grant amount or a disaster-hardening scope, so this is only a limited current city-level funding program reference.
View program - GrantStatus unknown
City of Beckley Community Development Block Grant Program
City of Beckley
Not stated on the official notice page.
The City of Beckley says it participates in the federal Community Development Block Grant program and holds public hearings for grant-funded projects. The official page does not show a homeowner hardening grant amount or a disaster-hardening scope, so this is only a limited current city-level funding program reference.
View program - GrantClosedIncome restricted
City of Wheeling Homeowner-Occupied Repair Assistance Program (ARPA-funded launch, October 2022)
City of Wheeling Economic and Community Development
Up to $5,000 per home.
The City of Wheeling offered homeowners a one-time grant of up to $5,000 for exterior home repairs and weatherization. It was aimed at helping lower- and moderate-income residents improve the condition of owner-occupied homes in Wheeling.
View program - GrantClosedIncome restricted
City of Wheeling Homeowner Repair Assistance Program for Homes Built Prior to 1940
City of Wheeling Economic and Community Development
Up to $5,000 with a 20% homeowner match.
The City of Wheeling offered a one-time grant of up to $5,000, with a required 20% homeowner match, to help owners of pre-1940 homes pay for exterior repairs and weatherization.
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Nationwide programs
Federal and national programs West Virginia homeowners can also use.
- LoanOpenIncome restricted
Home Repair Loans and Grants (Section 504 Home Repair Program)
USDA Rural Development / Rural Housing Service
Loans up to $40,000; grants up to $10,000 for eligible homeowners age 62+
USDA Rural Development helps very-low-income rural homeowners repair, improve, or modernize their homes with low-interest loans, and grants for eligible homeowners age 62+ to remove health and safety hazards. The program can provide up to $40,000 in loan funds and up to $10,000 in grant funds, subject to lifetime limits.
View program - GrantOpenIncome restricted
Single Family Housing Section 504 Home Repair Loans and Grants
U.S. Department of Agriculture Rural Development
Loans up to $40,000; grant portion available for some very-low-income seniors
USDA Rural Development’s Section 504 program offers low-interest loans and grants to very-low-income homeowners to repair, improve, or modernize homes and remove health and safety hazards. The loan amount can be up to $40,000.
View program - GrantOpenIncome restricted
Pennsylvania Disaster Recovery Assistance Program
Pennsylvania Emergency Management Agency
Up to $20,000 for home repairs; temporary housing and personal property assistance are also available
Pennsylvania offers disaster grants to homeowners and renters after certain disasters when other recovery funding is unavailable. The program can pay for home repairs up to $20,000, temporary housing, and replacement of certain personal items.
View program - LoanOpenIncome restricted
Single Family Housing Repair Loans & Grants
USDA Rural Development
Grant up to $15,000 for repairs to homes damaged in a presidentially declared disaster area; loan amount not stated on the page used here.
USDA Rural Development gives eligible rural homeowners low-interest repair loans and, for older very-low-income homeowners, grants to remove health and safety hazards, repair, improve, or modernize a home. Grants can also help repair homes damaged in a presidentially declared disaster, up to $15,000.
View program - RebateOpen
EnergizeCT Residential Insulation Incentive
EnergizeCT / Connecticut energy efficiency program sponsors
Up to $2.00/sq. ft. for professional installation, up to $10,000; $0.25/sq. ft. self-install; up to $2.50/sq. ft. for income-qualified or Environmental Justice Community customers
This utility rebate pays homeowners up to $2.00 per square foot for professionally installed insulation, with higher incentives for income-qualified customers. The program is current statewide, so it is available to homeowners in New London County too.
View program - LoanOpenIncome restricted
USDA Rural Development Section 504 Home Repair Program
USDA Rural Development
Lifetime grant maximum $10,000; loan terms also available
Cortland County’s official resource guide points homeowners to USDA’s Section 504 repair loans and grants for fixing health and safety hazards. The guide says grants can reach $10,000 lifetime and are for homeowners age 62+ who cannot afford a loan.
View program - GrantOpen
Home Improvement and Structural Alterations (HISA) grant
Veterans Health Administration
Up to $6,800 lifetime for service-connected veterans; up to $2,000 for non-service-connected veterans.
The Veterans Health Administration’s HISA grant helps eligible veterans modify their homes for access and essential bathroom needs. The lifetime benefit is capped at $6,800 for service-connected veterans and $2,000 for non-service-connected veterans.
View program - Tax creditOpen
Sec. 25C Energy Efficient Home Improvement Tax Credit
Federal government
Up to 30% of eligible costs, with a $3,200 annual maximum.
Federal tax credit for homeowners who make eligible energy-efficiency upgrades, including audits, panel upgrades, heat pumps, heat pump water heaters, and weatherization. The page says the credit can be up to 30% of costs, with a $3,200 annual maximum.
View program - RebateOpen
Georgia Power Home Energy Improvement Program
Georgia Power
Up to 50% back, with a maximum of $1,250 for the Home Comfort Bundle; individual measures include up to $150 for a home energy assessment, $200 for attic/ceiling insulation, $300 for air sealing, and $400 for duct sealing.
Georgia Power offers rebates on qualifying home efficiency upgrades, with some services rebating up to 50% of cost and the Home Comfort Bundle going up to $1,250. It is an energy program, not a wildfire-specific hardening program, but some eligible work can overlap with home resilience.
View program - RebateOpen
Alabama Power Energy Assistant heat-pump rebate for Talladega County-area customers
Alabama Power
$1,000 one-time rebate
Alabama Power offers a $1,000 rebate for eligible customers who switch from a gas furnace to a high-efficiency heat pump. This is a utility rebate, not a county-only program, but it is available to Alabama Power residential customers in Talladega County if they meet the utility’s rules.
View program - RebateOpen
Alabama Power Rebates & Incentives
Alabama Power
Up to $1,000 on a heat pump; up to $200 on a smart thermostat; free tank water heater or $500 rebate for electric conversion
Alabama Power offers limited-time rebates for qualifying residential customers, including up to $1,000 back for a high-efficiency heat pump and up to $200 back for a smart thermostat. These are energy programs, not wildfire-specific hardening grants.
View program - Free serviceOpen
Minnesota Firewise Program homeowner kits and DIY wildfire risk assessment
Minnesota Department of Natural Resources
Free kit and assessment form; no cash payment.
The Minnesota DNR mails homeowners a free Firewise kit with a DIY home risk assessment form and brochures. It is a no-cost service for homeowners who want to reduce wildfire risk.
View program - Free serviceOpen
Firewise
Mississippi Forestry Commission
Free workshops and wildfire-home-hardening guidance
A free wildfire-prevention education program that helps Harrison County homeowners learn how to make homes and neighborhoods more resistant to wildfire. The program offers workshops and guidance on home ignition zones, defensible space, and access readiness.
View program - LoanOpen
Section 502 Single Family Housing Disaster Assistance
USDA Rural Development
No specific amount stated on this disaster-assistance page.
USDA Rural Development says its Single Family Housing programs, including Section 502 home loans and 504 home repair, help rural families buy, build, or repair homes after a disaster. This is a disaster-assistance information page, not a separate homeowner grant program page.
View program - GrantOpen
Hazard Mitigation under the Individuals and Households Program – Wildfire Measures
Federal Emergency Management Agency
Additional mitigation funds for eligible wildfire survivors; amount not stated on the fact sheet.
FEMA may provide extra mitigation funds to eligible wildfire survivors who already qualify for Individuals and Households Program home repair assistance. Covered wildfire hardening measures include vent covers and non-combustible gutters and leaf guards.
View program - GrantOpen
Hazard Mitigation Grant Program
Federal Emergency Management Agency
Community-sponsored mitigation grants; no homeowner cap stated.
FEMA’s Hazard Mitigation Grant Program funds post-disaster projects that reduce future damage to homes, including wildfire mitigation, but homeowners do not apply directly. Local governments or other sponsors apply on their behalf.
View program - LoanOpen
Title I Property Improvement Loan Program
U.S. Department of Housing and Urban Development
Insured private loans; balances over $7,500 must be secured against the property.
HUD’s Title I Property Improvement Loan Program lets homeowners finance repairs and improvements through insured private lender loans. HUD says improvements must substantially protect or improve the basic livability or utility of the property.
View program - LoanOpen
Section 203(k) Rehabilitation Mortgage Insurance Program
U.S. Department of Housing and Urban Development
One mortgage can cover purchase/refinance plus rehab; dollar cap not stated on the main page excerpt used here.
HUD’s 203(k) program lets homebuyers and homeowners finance purchase or refinance plus rehabilitation in one FHA-insured mortgage. It is a way to roll home repairs and improvements into mortgage financing.
View program - Free serviceOpen
Wildfire Prepared Home designation program
Insurance Institute for Business & Home Safety (IBHS)
No cash payment; homeowners receive a designation/certificate after completing the standard.
IBHS offers Washington homeowners a wildfire-hardening designation program that confirms a home meets science-based wildfire mitigation standards. The state insurance commissioner points homeowners to it as a way to make properties more resistant to wildfire, but this is not a state-funded grant or rebate.
View program - GrantOpen
FEMA Individuals and Households Program Hazard Mitigation Measures
Federal Emergency Management Agency
Additional mitigation funds tied to FEMA disaster home-repair assistance; no separate cap stated on the page
FEMA can add hazard-mitigation money to eligible disaster home-repair assistance for homeowners after certain disasters. For wildfire-damaged homes, FEMA says it may pay for vent coverings plus non-combustible gutters and leaf guards.
View program - GrantOpen
Hazard Mitigation Assistance (HMA) Grants
Federal Emergency Management Agency
Varies by underlying FEMA mitigation grant program
FEMA’s Hazard Mitigation Assistance grants fund eligible projects that reduce future disaster losses. FEMA’s materials show wildfire mitigation is an eligible activity in the main HMA programs.
View program - GrantOpen
Flood Mitigation Assistance (FMA) Program
Federal Emergency Management Agency
Varies; FEMA describes it as a pre-disaster flood mitigation grant program
FEMA’s Flood Mitigation Assistance program funds measures that reduce or eliminate long-term flood damage to buildings, including homes. It is a pre-disaster grant program.
View program - LoanOpen
SBA Mitigation Assistance
U.S. Small Business Administration
Up to 20% increase on an SBA disaster loan for mitigation
The Small Business Administration lets eligible disaster loan borrowers increase their low-interest disaster loan by up to 20% to make home improvements that reduce future damage. Homeowners can use it after a declared disaster.
View program - Free serviceOpen
Georgia Forestry Commission pre-suppression firebreak plowing and harrowing
Georgia Forestry Commission
Paid service with posted hourly rates; minimum one hour, then billed by the hour meter
The Georgia Forestry Commission will plow pre-suppression firebreaks for landowners, which can help reduce wildfire spread around homes and property. The service is scheduled first come, first served and is charged at the agency’s posted equipment rates after the first hour.
View program - GrantOpen
Community Fire Prevention Grants
Tennessee Department of Agriculture, Division of Forestry
This Division of Forestry page is the umbrella landing page for wildfire-prevention funding and technical help for communities, groups, and organizations. It points to the currently available programs, including the Hazard Mitigation and Community Education Grant and the Community Wildfire Defense Grant.
View program - Free serviceOpenIncome restricted
Weatherization Assistance Program
Alliant Energy
Free weatherization services; no dollar cap stated.
Alliant Energy offers free home weatherization for qualifying Iowa customers through the Weatherization Assistance Program. The work includes insulation, air sealing, and non-emergency furnace repair or replacement, but the page does not identify Marshall County as a separate county-specific program.
View program - Free serviceOpen
Fort Mountain Firewise USA community
Georgia Forestry Commission
No dollar amount stated; community wildfire-risk program
Fort Mountain in Murray County is listed by the Georgia Forestry Commission as a Firewise USA community. Firewise is a homeowner/community wildfire-risk-reduction program, but the official Georgia page does not show a cash amount for residents.
View program - Free serviceOpen
Community Wildfire Protection Plan for Murray County
Georgia Forestry Commission
No homeowner funding stated; planning/resource page
The Georgia Forestry Commission hosts Murray County’s Community Wildfire Protection Plan, which is a planning and education resource for wildfire mitigation. It is not a homeowner cash program, but it can connect residents to wildfire-risk-reduction guidance.
View program - Free serviceOpen
Cherokee Nation Wildfire Prevention Program
Cherokee Nation Secretary of Natural Resources Office
Cherokee Nation provides free wildfire-prevention outreach and home-protection education on Cherokee Nation lands. The page does not list a cash grant, rebate, or dollar amount for home-hardening work.
View program - Free serviceOpen
Firewise for communities
Minnesota Department of Natural Resources
Funding opportunities and mentorship; no fixed dollar amount stated.
The Minnesota DNR provides Firewise communities with funding opportunities and mentorship for wildfire preparedness work. The page specifically says staff can help with home site assessments, mitigation projects, education, and access improvement projects.
View program - Free serviceOpenIncome restricted
WeCare Program (LG&E/KU)
LG&E and KU
Free audits, safety checks, education, and weatherization services; no dollar cap stated.
LG&E and KU’s WeCare program provides no-cost energy audits, health and safety checks, education, and weatherization services to income-qualified customers. The Louisville Metro assessment says it can include direct-install measures and deeper weatherization work.
View program - Free serviceOpen
PSO Home Weatherization Assistance
Public Service Company of Oklahoma (Power Forward With PSO)
Free weatherization services; dollar cap not stated in the source found.
PSO offers weatherization services for qualified customers to make homes more comfortable and energy efficient, with free weatherization services mentioned in PSO’s program materials.
View program - Free serviceOpenIncome restricted
EnergizeCT Home Energy Solutions – Income Eligible (HES-IE)
EnergizeCT / Connecticut energy efficiency program sponsors
No-cost service; no cash amount stated
This utility-run program gives income-eligible homeowners a no-cost home energy assessment and weatherization improvements, with some additional services like insulation, windows, or heating and cooling system work. It is not wildfire-specific, but it is a current free home-hardening-related service available in Connecticut, including New London County.
View program - Free serviceOpen
EnergizeCT Weatherization Baseline / Energy Efficiency Programs
EnergizeCT / Connecticut energy efficiency program sponsors
Varies by subprogram
EnergizeCT’s utility programs include home weatherization and efficiency services that can improve a home’s envelope and reduce vulnerability to weather impacts. The main site confirms the initiative is funded by the Energy Efficiency Fund, the Connecticut Green Bank, the State, and local electric and gas utilities.
View program - Insurance discountOpen
Louisiana Wind Mitigation Incentives / Hurricane Loss Mitigation Insurance Discounts
Louisiana Department of Insurance
Insurance premium discount; amount varies
Louisiana homeowners may qualify for insurance premium discounts for making hurricane and storm mitigation improvements that comply with state code requirements. The Department of Insurance says homeowners need an assessment to document qualifying features.
View program - Cost shareOpen
Firewise Communities Mitigation Cost-Share Program
Hawaiʻi Wildfire Management Organization
No amount stated
HWMO says Firewise communities can use this cost-share program to pay for shared wildfire-reduction work like vegetation management, defensible space, home hardening, and community preparedness. The official page does not list a dollar cap.
View program - Free serviceOpen
Wildfire Home Risk Assessor Program
Hawaiʻi Wildfire Management Organization
Free home wildfire risk assessment service
HWMO offers a free home wildfire risk assessment program for homeowners, helping them identify ignition risks and possible home-hardening improvements. The page says the information may help develop future incentive programs, but it does not promise cash payments.
View program - Free serviceOpenIncome restricted
Connecticut Weatherization Assistance Program (CT WAP)
Connecticut Department of Energy and Environmental Protection
Free weatherization measures; no dollar cap stated.
A state weatherization program for lower-income households that can provide home retrofits and repairs such as air sealing, insulation, and heating system tune-ups.
View program - GrantOpenIncome restricted
SC Safe Home Grant Program
South Carolina Department of Insurance
South Carolina’s Safe Home grant program helps eligible homeowners harden homes against hurricane and wind damage. The official notice says homeowners are responsible for costs above the grant award, but it does not give a county-specific Florence County cap on the page snippet available.
View program - Free serviceOpen
PNM wildfire preparedness guidance and vegetation management support
Public Service Company of New Mexico (PNM)
No cash incentive stated on the official page; preparedness guidance only.
PNM provides wildfire-preparedness guidance to customers in its service territory, including trimming vegetation around homes and clearing gutters and debris. The official wildfire-safety page does not describe a homeowner cash program or rebate for hardening a house.
View program - Insurance discountOpen
Louisiana Wind Mitigation Survey / Premium Discount
Louisiana Department of Insurance
Louisiana homeowners can get an insurance premium discount for approved wind-hardening features if their insurer offers it and they complete the state wind mitigation survey. The Department of Insurance says admitted insurers must offer actuarially justified wind-mitigation discounts.
View program - Tax creditOpen
Sec. 25D Residential Clean Energy Tax Credit
Federal government
Federal tax credit for qualified clean energy measures; amount not stated on the page.
Federal tax credit for installing new qualified clean energy measures, such as solar, geothermal, fuel cells, and battery storage. The page lists the program but does not state a dollar cap on the snippet provided.
View program - LoanOpen
Fannie Mae HomeStyle Energy Mortgage
Fannie Mae
Up to 15% of the property's as-completed value for energy improvements.
A federal mortgage product that lets homebuyers finance energy improvements as part of a HomeStyle Energy mortgage. The page says borrowers may use up to 15% of the property's as-completed value for energy improvements.
View program - LoanOpen
Freddie Mac GreenCHOICE Mortgage
Freddie Mac
Financing for completed or to-be-completed energy and water efficiency improvements; no cap stated.
Federal mortgage product that allows buyers to finance completed or to-be-completed energy and water efficiency improvements and repairs through the mortgage. The page does not state a dollar cap.
View program - LoanOpen
Federal Housing Agency’s Energy Efficient Mortgage Program
Federal Housing Administration
Energy-efficient improvements can be financed as part of an FHA-insured mortgage; no cap stated.
An FHA mortgage program that lets homebuyers finance energy-efficient improvements as part of an FHA-insured mortgage. The page gives no dollar amount or cap.
View program - LoanOpen
Federal Housing Agency’s 203(k) Rehabilitation Mortgage
Federal Housing Administration
Finances renovations, repairs, or remodeling in one loan; no cap stated.
An FHA rehabilitation mortgage that can finance home purchases or refinances and roll renovations, repairs, or remodeling into one loan. The page says it can be used for structural repairs, major remodeling, and improvements that increase energy efficiency or help protect homes from natural disasters.
View program - GrantOpenIncome restricted
Dominion Energy EnergyShare
Dominion Energy
Dominion Energy’s EnergyShare program helps qualifying customers pay energy bills and may also provide a free home energy assessment plus free energy-efficiency upgrades. Hanover County lists EnergyShare as a local resource for residents needing utility help.
View program - Free serviceOpen
Firewise
Mississippi Forestry Commission
Free wildfire-preparedness education and guidance; no cash amount stated
The Mississippi Forestry Commission’s Firewise program gives homeowners and community leaders wildfire-preparedness education and guidance for reducing home ignition risk. The official page describes it as a free educational program, but it does not state a cash amount.
View program - Free serviceOpenIncome restricted
Georgia Power EASE Program
Georgia Power
Free improvements; dollar cap not stated.
Georgia Power says income-qualified customers may receive free home energy-efficiency improvements through its EASE program. The official page describes it as no-cost help for eligible Georgia Power customers, but does not publish a dollar cap.
View program - LoanOpen
Title I Manufactured Home Loan Program
U.S. Department of Housing and Urban Development
Insured private mortgage loans for a manufactured home, lot, or both; no cap stated on this page.
HUD insures private lender loans that help homeowners buy or refinance a manufactured home, a manufactured home lot, or both. The program protects lenders against loss on default; it is not a grant and the page does not state a fixed dollar cap here.
View program - LoanOpen
Title I Property Improvement Loans
U.S. Department of Housing and Urban Development
No cap stated; loans over $7,500 must be secured against the property.
HUD insures private lender loans for property improvements that substantially protect or improve a home’s basic livability or utility. The page says balances over $7,500 must be secured against the subject property.
View program - Insurance discountOpen
Chaves County Homeowners Insurance / Wildfire Prepared Home Program information page
New Mexico Office of the Superintendent of Insurance
No cash amount stated; possible insurance-rate benefit after certification
New Mexico’s insurance regulator points homeowners to the IBHS Wildfire Prepared Home program, which can lead to a certificate that may help lower insurance rates after a home is hardened. This is a certification/insurance-related benefit rather than a cash grant, and the state does not limit it to a specific Chaves County locality.
View program - LoanOpenIncome restricted
USDA Section 504 Single Family Repair Loans and Grants
USDA
Loan and/or grant funds available; no dollar cap stated.
USDA Section 504 offers loans and grants for very-low income applicants who cannot qualify for conventional bank financing. Grant funds may be used for repairs or improvements that fix identified health or safety hazards.
View program - Insurance discountOpen
Insurance Discounts and Savings for Homeowners
New York State Department of Financial Services
No fixed amount stated; savings depend on the insurer and the qualifying mitigation measure.
New York DFS says homeowners may be eligible for insurance discounts when they install risk-reducing upgrades, and insurers must provide discounts for hurricane-resistant shutters and hurricane-resistant windows and doors. The page also lists other possible savings tied to fire, theft, water, earthquake, lightning, and roof-hardening measures.
View program - Insurance discountOpen
Wildfire Prepared Home
Insurance Institute for Business & Home Safety (IBHS)
No cash amount stated; possible insurance-rate savings.
IBHS runs a homeowner-led wildfire hardening certification program that can help homeowners qualify for insurance discounts after passing an evaluation. The program is available in New Mexico and other western and southern states, but it does not provide a cash grant.
View program - Insurance discountOpen
Wildfire Prepared Home
Insurance Institute for Business & Home Safety (IBHS)
No cash amount stated; possible insurance-rate savings.
IBHS runs a homeowner-led wildfire hardening certification program that can help homeowners qualify for insurance discounts after passing an evaluation. The program is available in New Mexico and other western and southern states, but it does not provide a cash grant.
View program - GrantOpenIncome restricted
USDA Housing Repair Loans & Grants
United States Department of Agriculture Rural Development
USDA Rural Development offers Section 504 home repair loans and grants for very-low-income homeowners to repair, improve, or modernize homes and remove health and safety hazards.
View program - Free serviceOpen
Firewise for communities
Minnesota Department of Natural Resources
Funding opportunities and mentorship; no fixed dollar amount stated.
The Minnesota DNR provides Firewise communities with funding opportunities and mentorship for wildfire preparedness work. The page specifically says staff can help with home site assessments, mitigation projects, education, and access improvement projects.
View program - Free serviceOpen
Cherokee Nation Wildfire Prevention Program
Cherokee Nation Secretary of Natural Resources Office
Cherokee Nation provides free wildfire-prevention outreach and home-protection education on Cherokee Nation lands. The page does not list a cash grant, rebate, or dollar amount for home-hardening work.
View program - Free serviceOpen
Firewise (Mississippi Forestry Commission educational program)
Mississippi Forestry Commission
Free educational program; no cash benefit stated
The Mississippi Forestry Commission offers Firewise, a free educational program that helps homeowners and community leaders reduce wildfire risk. It teaches defensible space, fire-resistant landscaping and building choices, and home maintenance for wildfire resilience.
View program - Free serviceOpenIncome restricted
Weatherization Assistance Program
Alliant Energy
Free weatherization services; no dollar cap stated.
Alliant Energy offers free home weatherization for qualifying Iowa customers through the Weatherization Assistance Program. The work includes insulation, air sealing, and non-emergency furnace repair or replacement, but the page does not identify Marshall County as a separate county-specific program.
View program - GrantOpen
Community Fire Prevention Grants
Tennessee Department of Agriculture, Division of Forestry
This Division of Forestry page is the umbrella landing page for wildfire-prevention funding and technical help for communities, groups, and organizations. It points to the currently available programs, including the Hazard Mitigation and Community Education Grant and the Community Wildfire Defense Grant.
View program - Free serviceOpen
Georgia Forestry Commission pre-suppression firebreak plowing and harrowing
Georgia Forestry Commission
Paid service with posted hourly rates; minimum one hour, then billed by the hour meter
The Georgia Forestry Commission will plow pre-suppression firebreaks for landowners, which can help reduce wildfire spread around homes and property. The service is scheduled first come, first served and is charged at the agency’s posted equipment rates after the first hour.
View program - Free serviceOpen
Fort Mountain Firewise USA community
Georgia Forestry Commission
No dollar amount stated; community wildfire-risk program
Fort Mountain in Murray County is listed by the Georgia Forestry Commission as a Firewise USA community. Firewise is a homeowner/community wildfire-risk-reduction program, but the official Georgia page does not show a cash amount for residents.
View program - Free serviceOpen
Community Wildfire Protection Plan for Murray County
Georgia Forestry Commission
No homeowner funding stated; planning/resource page
The Georgia Forestry Commission hosts Murray County’s Community Wildfire Protection Plan, which is a planning and education resource for wildfire mitigation. It is not a homeowner cash program, but it can connect residents to wildfire-risk-reduction guidance.
View program - GrantOpens soon
Hazard Mitigation and Community Education Grants
Tennessee Department of Agriculture, Division of Forestry
No fixed amount stated on the official page.
The state forestry division gives grants to communities, groups, and organizations in wildfire-risk areas to reduce wildfire hazard and educate residents. The page says communities with a Community Wildfire Prevention Plan can apply, and the 2027 application window is October 15 to November 15, 2026.
View program - GrantOpens soon
Hazard Mitigation and Community Education Grants
Tennessee Department of Agriculture, Division of Forestry
No fixed amount stated on the official page.
The state forestry division gives grants to communities, groups, and organizations in wildfire-risk areas to reduce wildfire hazard and educate residents. The page says communities with a Community Wildfire Prevention Plan can apply, and the 2027 application window is October 15 to November 15, 2026.
View program - Free serviceStatus unknown
Pennsylvania Insurance Department homeowners insurance resources
Pennsylvania Insurance Department
Pennsylvania’s Insurance Department publishes homeowners-insurance guidance, including disaster and claim information, but it does not show a statewide homeowner discount or rebate for wildfire hardening. I found no official Pennsylvania statewide insurance-mandated wildfire mitigation discount for homeowners.
View program - GrantStatus unknown
Hazard Mitigation and Community Education Grants
Tennessee Department of Agriculture, Division of Forestry
A state wildfire-prevention grant for local communities and organizations, not individual homeowners. It funds wildfire hazard mitigation and education projects, with examples including fuel reduction, thinning, and prescribed burning.
View program - GrantClosed
Pennsylvania Municipal Fire Department Capital Grant
Office of the State Fire Commissioner
$25,000 to $100,000
The Commonwealth offers grants to municipal fire departments for facilities and equipment that help them respond to emergencies. This is not a homeowner grant, but it is a statewide public-safety funding program related to wildfire resilience.
View program - RebateClosed
Residential Safe Room Program
Indiana Department of Homeland Security
Up to $5,000 maximum rebate; 75% reimbursement
Indiana offers a rebate to help homeowners install safe rooms in residences. The program’s headline benefit is up to $5,000, with reimbursement capped at 75% of eligible costs.
View program - GrantClosed
FACNM Microgrants
Fire Adapted New Mexico
Up to $2,000 per award.
Fire Adapted New Mexico offers microgrant awards of up to $2,000 for community wildfire preparedness, on-the-ground fire risk reduction, and grant proposal development. The program is for FACNM Leaders and Members, with first-time applicants and leaders getting priority.
View program - GrantClosedIncome restricted
Single Family Housing Disaster Assistance Fund Program
USDA Rural Development
Grants and loans; dollar limits not stated on the page excerpt used here.
USDA Rural Development offers grants and loans to very-low- and low-income rural homeowners whose homes were damaged in a disaster. The page says the program is currently open and accepts applications through September 30, 2026.
View program - GrantClosedIncome restricted
Homeowner Assistance Fund
U.S. Department of the Treasury
Grant assistance for COVID-related housing costs; no hardening-specific amount stated.
The federal Homeowner Assistance Fund was a COVID-era homeowner relief program that could pay certain housing-related costs to prevent delinquency, default, foreclosure, and utility loss. It is not a natural-disaster hardening program, but it is a federal homeowner assistance program that may affect housing costs.
View program - Tax creditClosed
Louisiana Fortified Roof Tax Credit
Louisiana Department of Revenue
100% of qualified roof upgrade expenses
Louisiana offers an income tax credit for 100% of qualified expenses for roofs upgraded to FORTIFIED standards. The state announced a June 30, 2026 deadline for the credit in its 2026 notice.
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