Grants directory
Wildfire Prepared Home designation program
Insurance Institute for Business & Home Safety (IBHS) · Nonprofit program
No cash payment; homeowners receive a designation/certificate after completing the standard.
IBHS offers Washington homeowners a wildfire-hardening designation program that confirms a home meets science-based wildfire mitigation standards. The state insurance commissioner points homeowners to it as a way to make properties more resistant to wildfire, but this is not a state-funded grant or rebate.
Program details
How it works
The Washington Office of the Insurance Commissioner says the Wildfire Prepared Home program helps homeowners in high-risk areas make their properties more resistant to wildfires. The program is based on science-backed steps developed by the Insurance Institute for Business and Home Safety (IBHS). (insurance.wa.gov)
What the homeowner gets
This is a designation program, not a cash payment. IBHS issues a designation certificate after the home meets the program requirements. The official Washington insurance page describes the program as a way to lower risk and improve resilience during wildfire season. (insurance.wa.gov)
How it applies to home hardening
The IBHS technical standard says homeowners complete wildfire mitigation work, submit photos, and have documentation verified before designation is issued. The standard is built around wildfire risk reduction actions at the parcel level. (insurance.wa.gov)
Timing and status in Washington
IBHS expanded the Wildfire Prepared Home designation program to Washington in April 2026, according to the Insurance Commissioner’s office. (insurance.wa.gov)
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