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Flood Mitigation Assistance (FMA) Program

Federal Emergency Management Agency · Federal program

Varies; FEMA describes it as a pre-disaster flood mitigation grant program

FEMA’s Flood Mitigation Assistance program funds measures that reduce or eliminate long-term flood damage to buildings, including homes. It is a pre-disaster grant program.

Last verified: July 30, 2026
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Program details

How it works

FEMA’s FAQ says the Flood Mitigation Assistance (FMA) program provides funding to assist states and communities in implementing measures to reduce or eliminate the long-term risk of flood damage to buildings, manufactured homes, and other structures insurable under the National Flood Insurance Program (NFIP).

What the money covers

The FEMA FAQ page does not list homeowner-specific line items in the snippet I found, but it clearly states the purpose is to reduce or eliminate long-term flood damage risk.

Amounts and matching

No homeowner-level dollar amount is stated on the page I found.

How to apply

The source describes FMA as a grant program used by states and communities.

Timing and deadlines

FMA is described by FEMA as a pre-disaster grant program.

Full eligibility details

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