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West Virginia Homeowners Rescue Program

West Virginia Housing Development Fund · State program

West Virginia’s Housing Development Fund helps eligible homeowners pay past-due mortgage, utility, homeowners’ insurance, property tax, and other housing-related bills. It is not a repair grant, but it can help keep a hardening project or recovery situation from turning into a bigger housing crisis.

Last verified: July 29, 2026
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Program details

How it works

The West Virginia Homeowners Rescue Program is a state homeowner assistance program run by the West Virginia Housing Development Fund. The official state page says it helps homeowners with past-due mortgage payments, utilities, homeowners’ insurance, property taxes, and other eligible costs.

What the money covers

The page specifically lists:

  • Past-due mortgage payments
  • Utilities
  • Homeowners’ insurance
  • Property taxes
  • Other eligible costs

The page does not describe any home-hardening construction work, so this is best viewed as housing-keeping assistance rather than a mitigation or repair grant.

How to apply

The state page links to the program application and says applicants can also call 844-542-0035 to request a paper application.

What a homeowner should know

The page makes clear that a homeowner does not have to have a mortgage, or need mortgage help, to apply for other types of assistance. It also says people who own their home free and clear may still qualify if they are behind on other housing expenses.

Contact information

West Virginia Housing Development Fund 5710 MacCorkle Ave. SE Charleston, WV 25304 (304) 391-8600

Full eligibility details

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