Grants directory
Louisiana Wind Mitigation Incentives / Hurricane Loss Mitigation Insurance Discounts
Louisiana Department of Insurance · State program
Insurance premium discount; amount varies
Louisiana homeowners may qualify for insurance premium discounts for making hurricane and storm mitigation improvements that comply with state code requirements. The Department of Insurance says homeowners need an assessment to document qualifying features.
Program details
How it works
The Louisiana Department of Insurance says homeowners in Louisiana may be eligible for an insurance premium discount for voluntarily strengthening their homes against storms and hurricanes in compliance with the Louisiana State Uniform Construction Code Council.
What the money covers
This is not a cash grant; it is an insurance premium discount tied to qualifying structural mitigation features.
How to apply
The department says homeowners must have their home assessed to document structural features that mitigate hurricane damage. It directs homeowners to download and complete the Wind Mitigation Survey Form, also called the Louisiana Hurricane Loss Mitigation Survey Form, and complete Section I.
Notes for homeowners
The source available here is statewide and not parish-specific. It is included because it is an official homeowner incentive, but it is not a St. Tammany-only program.
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