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Habitat for Humanity of the Tri-State homeownership program

Habitat for Humanity of the Tri-State · Nonprofit program

Homeownership program; typically $500 down payment plus 250 to 450 sweat-equity hours.

Habitat for Humanity of the Tri-State offers a homeownership program for households that cannot obtain conventional financing. The page says typical applicants earn 30% to 60% of area median income and, in most cases, make a $500 down payment plus 250 to 450 hours of sweat equity.

Last verified: September 1, 2026

Program details

How it works

The page says Habitat for Humanity of the Tri-State offers a homeownership program dependent on eligibility. It is aimed at families who are unable to obtain conventional housing financing.

Amounts and matching

The page does not describe a repair grant amount. Instead, it gives concrete participation terms for homeownership:

  • in most cases, prospective Habitat homeowner families make a $500 down payment
  • they contribute 250 to 450 hours of sweat equity on the construction of their home or someone else’s home
  • mortgage payments are kept affordable because Habitat houses are built using donations of land, material, and labor

Income target

The page says the program generally includes households whose income is 30% to 60% of the area’s median income.

How to apply

The page does not provide a formal application process in the text shown, but it says eligibility is required.

Timing and deadlines

The page does not list a deadline or application window.

Notes

This is a homeownership program mentioned on the city’s housing rehabilitation assistance page as a related resource, not a home hardening grant.

Full eligibility details

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