Morgantown Housing Authority Housing Rehabilitation Programs (General Home Improvements, Emergency Repair, Home Adaptations, Lead Based Paint Clearance, Down Payment Assistance)

Morgantown Housing Authority · City program

Up to $20,000 at 2% interest; $2,500 emergency grant; $2,500 down-payment grant

The City of Morgantown’s housing rehab programs can provide low-interest loans, forgivable loans, and small grants to qualified low-income homeowners in the city for repairs and safety-related upgrades. The headline amounts include up to $20,000 at 2% interest, a one-time emergency repair grant up to $2,500, and a $2,500 down-payment grant for first-time buyers.

Last verified: August 24, 2026

Program details

How it works

The Morgantown Housing Authority uses Community Development Block Grant funding to run several housing programs for the City of Morgantown. The page says the housing projects are citywide and target low- and moderate-income individuals and families.

What the money covers

General Home Improvements: modest repairs and improvements, including roof replacement, heating and cooling units, electrical or plumbing upgrades, windows, flooring, sidewalks, porches, and siding.
Emergency Repair Program: repairs that are emergency in nature and could threaten health and safety, such as a leaking roof, busted pipes, faulty electrical systems, and a broken furnace.
Home Adaptations Program: modifications to make a home livable as needs change, including grab bars, handicapped showers, and modified home entryways.
Lead Based Paint Assessment/Testing and Clearance: assessments, testing, and clearance as needed for projects.
Down Payment Assistance Program: a down-payment grant for first-time homebuyers purchasing property in the City of Morgantown.

Amounts and matching

General Home Improvements: up to $20,000 at 2% interest for up to 15 years.
For elderly and disabled persons, the general home improvement loan can be a forgivable loan with a 20% forgiveness rate over 5 years.
Emergency Repair Program: one-time grant of up to $2,500.
Down Payment Assistance Program: $2,500 grant.
The page also says homebuyers need a 3% to 5% down payment from savings for the down-payment program.

How to apply

The source page does not provide a current application link or step-by-step application process. It does state that the programs are run by the Morgantown Housing Authority under the city’s CDBG housing rehabilitation framework.

Timing and deadlines

The source page does not state an application deadline, opening date, or whether funding is currently exhausted.

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