Grants directory
Illinois wildfire home hardening grants & rebates
Every live program we track for Illinois homeowners — statewide, county, and local incentives, plus nationwide programs you can also use. Create a free account to see full eligibility details and get matched to your exact address.
Browse all statesStatewide programs
Available to homeowners across Illinois.
- GrantOpen
Illinois Hazard Mitigation Grant Program (HMGP)
Illinois Emergency Management Agency and Office of Homeland Security
Federal share up to 75%; at least 25% non-federal match
The State of Illinois helps fund hazard-mitigation projects after a major disaster declaration, including retrofits for wildfire and other natural hazards. The program is mainly a pass-through for FEMA funds and generally requires a non-federal match.
View program - GrantOpen
Illinois Public Assistance Program
Illinois Emergency Management Agency and Office of Homeland Security
At least 75% of eligible disaster-related costs
Illinois administers FEMA Public Assistance funds for eligible disaster-related work by local governments and certain organizations. This is not a homeowner repair program, but it is a state-run disaster-recovery grant program documented by the state.
View program - Tax deductionOpen
Illinois Natural Disaster Homestead Exemption
Illinois Department of Revenue
Property-tax exemption equal to the rebuilt home’s assessed-value reduction
Illinois offers a property-tax exemption for a rebuilt home after a widespread natural disaster. It reduces the assessed value used for taxes, but it is only for homes rebuilt after a qualifying disaster and is not a cash grant.
View program - Insurance discountOpen
Illinois insurance premium discounts for disaster-proofing and home security devices
Illinois Department of Insurance
Varies by insurer; no statewide dollar amount stated
Illinois’ insurance department says some insurers offer premium discounts if homeowners disaster-proof their homes, replace the roof, or add home security devices. This is not a state-paid rebate; it is a state-documented insurer discount practice.
View program - Free serviceOpen
Illinois disaster information and insurance assistance
Illinois Department of Insurance
Free state insurance guidance and consumer assistance
Illinois offers free insurance help and disaster guidance through the Department of Insurance after disasters. This is a statewide service rather than a cash program, but it can help homeowners navigate claims and recovery.
View program - Insurance discountOpen
Illinois homeowners insurance discount or rebate rules
Illinois Department of Insurance
No standalone homeowner benefit amount stated
Illinois insurance rules prohibit most rebates and special inducements, while allowing only the discounts or premium abatements specifically permitted by policy or law. This is a regulatory framework, not a homeowner application program, but it is relevant to whether a discount exists.
View program - Insurance discountOpen
Homeowners insurance discounts for disaster-proofing and home security devices
Illinois Department of Insurance
No statewide amount stated; discount varies by insurer.
Illinois says some insurers may discount homeowners premiums if you add storm shutters, replace a roof, or install home security devices. This is not a state grant; the size and availability of any discount depend on the insurer.
View program - Tax deductionOpen
Disaster Relief
Illinois Department of Revenue
Waiver of penalties and interest; no dollar cap stated.
Illinois Department of Revenue lists Disaster Relief as a program that waives penalties and interest for taxpayers who cannot file or pay on time because of a disaster. It provides tax relief after a disaster, not funding for home hardening work.
View program - Tax deductionOpen
Disaster Relief
Illinois Department of Revenue
Waiver of penalties and interest; no dollar cap stated.
Illinois Department of Revenue lists Disaster Relief as a program that waives penalties and interest for taxpayers who cannot file or pay on time because of a disaster. It provides tax relief after a disaster, not funding for home hardening work.
View program - Free serviceOpen
Ameren Illinois Energy Efficiency Program – Healthier Homes Initiative
Ameren Illinois
No-cost home upgrades and minor repairs; no dollar cap stated
Ameren Illinois offers a no-cost Healthier Homes Initiative that provides eligible residential customers with home upgrades and minor repairs to improve safety, comfort, indoor air quality, and overall home health. The official page says it is free, but it only lists eligibility in a few counties and does not specifically say it serves Williamson County.
View program - Insurance discountOpen
Homeowners insurance discounts for disaster-proofing and home security devices
Illinois Department of Insurance
No statewide amount stated; discount varies by insurer.
Illinois says some insurers may discount homeowners premiums if you add storm shutters, replace a roof, or install home security devices. This is not a state grant; the size and availability of any discount depend on the insurer.
View program - GrantStatus unknown
Hazard Mitigation Grant Program (HMGP)
Illinois Emergency Management Agency and Office of Homeland Security
No fixed maximum; funding varies by disaster and project.
The state administers FEMA’s Hazard Mitigation Grant Program to help eligible governments, nonprofits, and sometimes communities fund long-term hazard mitigation after a major disaster declaration. The amount varies by disaster and project.
View program - Insurance discountStatus unknown
State-mandated insurance discounts for disaster-proofing home improvements
Illinois Department of Insurance
Insurer-specific discount; no statewide amount stated.
Illinois’ Department of Insurance says some insurers offer discounts if you disaster-proof your home, such as adding storm shutters or getting a new roof. The state page does not mandate a fixed discount amount.
View program - GrantStatus unknown
Flood Mitigation Assistance (FMA)
Illinois Emergency Management Agency and Office of Homeland Security
75% federal / 25% local match.
Illinois administers the Flood Mitigation Assistance program, a FEMA cost-share grant that funds flood mitigation planning and projects. The Illinois page says it is a 75% federal / 25% local match program.
View program - GrantStatus unknown
Hazard Mitigation Grant Program (HMGP)
Illinois Emergency Management Agency and Office of Homeland Security
No fixed maximum; funding varies by disaster and project.
The state administers FEMA’s Hazard Mitigation Grant Program to help eligible governments, nonprofits, and sometimes communities fund long-term hazard mitigation after a major disaster declaration. The amount varies by disaster and project.
View program - GrantStatus unknown
Flood Mitigation Assistance (FMA)
Illinois Emergency Management Agency and Office of Homeland Security
75% federal / 25% local match.
Illinois administers the Flood Mitigation Assistance program, a FEMA cost-share grant that funds flood mitigation planning and projects. The Illinois page says it is a 75% federal / 25% local match program.
View program - Insurance discountStatus unknown
State-mandated insurance discounts for disaster-proofing home improvements
Illinois Department of Insurance
Insurer-specific discount; no statewide amount stated.
Illinois’ Department of Insurance says some insurers offer discounts if you disaster-proof your home, such as adding storm shutters or getting a new roof. The state page does not mandate a fixed discount amount.
View program - GrantStatus unknown
Flood Mitigation Assistance
Illinois Emergency Management Agency and Office of Homeland Security
75% federal / 25% local match
Illinois describes Flood Mitigation Assistance as a FEMA cost-share grant for communities to plan and carry out flood mitigation work. The program is 75% federal and 25% local match, and it focuses on reducing long-term flood risk to NFIP-insured buildings and structures.
View program - GrantStatus unknown
Pre-Disaster Mitigation Program
Illinois Emergency Management Agency and Office of Homeland Security
75% federal funding; 25% local share
Illinois says the Pre-Disaster Mitigation Program funds hazard-mitigation planning and projects for local and state governments. It is a 75% federal / 25% local match program and is not described as a direct homeowner grant.
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County programs
Programs limited to specific Illinois counties.
Adams County
- Free serviceOpen
Flood Proofing
Adams County Highway Department
No payment amount listed; county provides guidance/service only.
Adams County provides flood-proofing guidance for homeowners on ways to reduce flood damage, including elevating houses and waterproofing walls. The official page gives examples and notes the county highway department can help determine what is practical for a property.
View program - Free serviceOpen
Flood Proofing
Adams County Highway Department
No payment amount listed; county provides guidance/service only.
Adams County provides flood-proofing guidance for homeowners on ways to reduce flood damage, including elevating houses and waterproofing walls. The official page gives examples and notes the county highway department can help determine what is practical for a property.
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Franklin County
- LoanOpen
SBA disaster mitigation loan increase for Franklin County disaster declarations
U.S. Small Business Administration via Franklin County Emergency Operations Center notice
Up to 20% of verified physical damage for mitigation; separate SBA loan caps of up to $100,000 for personal property and up to $500,000 for a primary residence are listed.
Franklin County’s Emergency Operations Center page says homeowners in county disaster declarations may be eligible for an SBA loan increase of up to 20% of verified physical damage for mitigation work. The page lists wind hardening, wind-rated garage doors, and safe rooms or storm shelters as examples.
View program - GrantOpen
Franklin County Hazard Mitigation Program / FEMA Hazard Mitigation Grant Program eligibility
Franklin County Office of Emergency Management & Communications
Franklin County’s emergency management office says the county’s FEMA-approved hazard mitigation plan makes local jurisdictions eligible to apply for FEMA Hazard Mitigation Grant Program funds for projects that reduce natural-hazard risk. The county site does not describe a homeowner rebate or direct homeowner payment, but it does point to mitigation funding that can support risk-reduction projects.
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Fulton County
- GrantOpen
Fulton County Disaster Response Grant Eligibility
Illinois Department of Commerce and Economic Opportunity
Up to $250,000 per declared county, but this is for local governments rather than homeowners.
Fulton County is listed by the State of Illinois as eligible for CDBG Disaster Response funding after the 2026 disaster proclamations. This is a county-level disaster grant to local governments, not a homeowner program, so it does not directly pay homeowners.
View program - Free serviceOpenIncome restricted
Fulton County Health Department Weatherization Services
Fulton County Health Department
Free weatherization services; no dollar cap stated on the official page.
Fulton County Health Department offers free weatherization services to eligible households in Fulton County. The program is tied to LIHEAP eligibility and can help lower energy bills by improving the home’s efficiency.
View program - Free serviceOpenIncome restricted
Fulton County Weatherization / Energy Assistance Program Bill Discounts
Fulton County Health Department
Monthly utility bill discount; no dollar amount stated on the official page.
The Fulton County Health Department also points eligible LIHEAP customers to monthly utility bill discounts through Low Income Discount Rates. This helps with utility costs, but it is not a home hardening improvement program.
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Henry County
- RebateOpen
Henry County REMC Rebates
Henry County Rural Electric Membership Corporation
Amount not stated on the main page.
Henry County REMC gives its members rebates for certain 2026 home energy upgrades, including heat pumps, heat pump water heaters, ductless mini-splits, geothermal systems, HVAC tune-ups, and electric outdoor equipment. It is not a wildfire-specific program, but it is a currently existing county-specific utility rebate program.
View program - Free serviceOpen
Fire Safety & Prevention Services
Rebuilding Together Henry County
Free fire safety evaluation, free equipment, and free installation; no dollar cap stated.
Rebuilding Together Henry County offers free fire safety home evaluations, free fire safety equipment, and free installation for homeowners in Henry County. The page is focused on fire safety rather than broader wildfire hardening, but it is a currently existing county-specific free-service program.
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Kankakee County
- LoanOpen
SBA Economic Injury Disaster Loans
U.S. Small Business Administration; Kankakee County posts the notice
Up to $2 million in working-capital loans
The SBA is offering Economic Injury Disaster Loans for Kankakee County businesses and private nonprofits affected by the declared disaster. Loans are available for working capital up to $2 million to help cover disaster-related financial losses and bills.
View program - GrantOpen
Kankakee County Flood Hazard Mitigation Program / Voluntary Floodplain Buyout
Illinois Department of Natural Resources; Kankakee County Planning Department provides local information
Voluntary floodplain buyout; amount not stated on the county page
This is a state flood-hazard buyout option that Kankakee County is promoting to homeowners in repetitive flood areas. It offers a voluntary path to sell a flood-prone property rather than rebuild after disaster damage.
View program - LoanClosed
SBA Disaster Home Loans with Mitigation Assistance
U.S. Small Business Administration; Kankakee County posts the notice
Up to $500,000 for home repair or replacement; mitigation assistance can increase the loan up to 20%
Kankakee County is posting the SBA disaster loan program that can help homeowners repair or replace a damaged primary residence. The county notice says approved borrowers may also get up to a 20% loan increase for mitigation upgrades.
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Kendall County
- Free serviceOpenIncome restricted
Illinois Home Weatherization Assistance Program (served in Kendall County through local community action agencies)
Illinois Department of Commerce and Economic Opportunity / local community action agency serving Kendall County
No Kendall County-specific dollar amount stated; assistance is delivered as services.
A state weatherization program that helps eligible homeowners and renters reduce energy loss and improve home safety, with no-cost home energy upgrades for qualifying households in Kendall County through a local administering agency.
View program - Free serviceOpenIncome restricted
Illinois Home Weatherization Assistance Program (served in Kendall County through local community action agencies)
Illinois Department of Commerce and Economic Opportunity / local community action agency serving Kendall County
No Kendall County-specific dollar amount stated; assistance is delivered as services.
A state weatherization program that helps eligible homeowners and renters reduce energy loss and improve home safety, with no-cost home energy upgrades for qualifying households in Kendall County through a local administering agency.
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Lake County
- Tax creditOpen
Disaster Area Reassessment
Lake County Chief County Assessment Office
Property-tax relief; no fixed dollar amount stated.
Lake County lets homeowners request a reassessment if their property was substantially damaged in a countywide major disaster declaration. The reassessment can lower the assessed value to the post-disaster level, with no fixed dollar cap stated.
View program - Tax creditOpen
Disaster Area Reassessment
Lake County Chief County Assessment Office
Property-tax relief; no fixed dollar amount stated.
Lake County lets homeowners request a reassessment if their property was substantially damaged in a countywide major disaster declaration. The reassessment can lower the assessed value to the post-disaster level, with no fixed dollar cap stated.
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Madison County
- Cost shareOpenIncome restricted
Madison County Community Development housing rehabilitation, weatherization, and minor home repair services
Madison County Community Development
No public dollar amount stated.
Madison County Community Development says it provides home weatherization, minor home repairs, and housing rehabilitation for eligible homeowners, including work tied to health and safety risks. The official plan does not state a dollar amount on the public page I found.
View program - Free serviceOpenIncome restricted
Madison County Community Development weatherization assistance
Madison County Community Development
No public dollar amount stated.
Madison County Community Development is listed by the Illinois Department of Commerce and Economic Opportunity as a local agency for weatherization and utility assistance. The state page does not give a dollar amount for Madison County on the page I found.
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Sangamon County
- Free serviceOpenIncome restricted
Sangamon County Weatherization Program
Sangamon County Community Resources
Free weatherization services; no cash amount stated
Sangamon County provides free weatherization services to homeowners who qualify for LIHEAP. The work includes furnace repair or replacement, insulation, air sealing, and related health and safety improvements.
View program - Free serviceOpenIncome restricted
Sangamon County Weatherization Program
Sangamon County Community Resources
Free weatherization services; no cash amount stated
Sangamon County provides free weatherization services to homeowners who qualify for LIHEAP. The work includes furnace repair or replacement, insulation, air sealing, and related health and safety improvements.
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St. Clair County
- LoanOpenIncome restricted
Housing Rehabilitation Loan Program
St. Clair County Intergovernmental Grants Department
Up to $7,000 at 2.5% interest
St. Clair County offers rehabilitation loans for eligible low- to moderate-income homeowners in participating communities. The page says up to $7,000 is available at 2.5% interest.
View program - GrantOpenIncome restricted
Emergency Repairs
St. Clair County Intergovernmental Grants Department
Up to $5,000 per household
St. Clair County provides up to $5,000 per household for emergency repairs that address items threatening the health or safety of the resident. The program is open now.
View program - GrantOpenIncome restricted
Accessibility Repairs
St. Clair County Intergovernmental Grants Department
Up to $5,000 per household
St. Clair County provides up to $5,000 per household for home accessibility repairs so residents with physical impairments can remain in their homes. The program is open now.
View program - GrantOpen
Homebuyer Assistance Program
St. Clair County Intergovernmental Grants Department
Funds for down payment and closing costs; amount not stated
St. Clair County offers down payment and closing cost assistance to eligible homebuyers in eligible areas of the county. Homebuyer counseling is required, and the program is currently accepting applications.
View program - GrantOpen
Homebuyer Assistance Program
St. Clair County Intergovernmental Grants Department
Funds for down payment and closing costs; amount not stated
St. Clair County offers down payment and closing cost assistance to eligible homebuyers in eligible areas of the county. Homebuyer counseling is required, and the program is currently accepting applications.
View program - GrantWaitlistIncome restricted
Weatherization Program
St. Clair County Intergovernmental Grants Department / St. Clair County Community Action Agency
Grant amount not stated
Low-income St. Clair County homeowners can get a grant for weatherization work, including labor, materials, and installation, and also furnace repairs or replacement. The page does not state a dollar cap.
View program - GrantWaitlistIncome restricted
Weatherization Program
St. Clair County Intergovernmental Grants Department / St. Clair County Community Action Agency
Grant amount not stated
Low-income St. Clair County homeowners can get a grant for weatherization work, including labor, materials, and installation, and also furnace repairs or replacement. The page does not state a dollar cap.
View program - LoanClosedIncome restricted
Housing Rehabilitation Forgivable Loan Program
St. Clair County Intergovernmental Grants Department
Forgivable loan amount not stated
St. Clair County offers forgivable loans to eligible low-income homeowners in participating communities to fix health-and-safety problems in single-family owner-occupied homes. The page does not state a dollar cap.
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Whiteside County
- GrantOpenIncome restricted
Tri-County Opportunities Council Weatherization Program
Tri-County Opportunities Council
Tri-County Opportunities Council offers free weatherization services to income-qualified households in Whiteside County. The program focuses on making homes safer and more energy efficient, including insulation, door repairs or replacement, caulking, health and safety measures, and furnace work.
View program - GrantStatus unknown
Tri-County Opportunities Council CSBG Home Maintenance Program
Tri-County Opportunities Council
Tri-County Opportunities Council offers a Home Maintenance Program for homeowners in Whiteside County that helps pay for minor repairs to keep a home safe. The official page says it is for eligible homeowners and is part of the Community Services Block Grant program.
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See which programs your home qualifies for
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Create accountCity & local programs
Programs limited to specific cities or zip codes in Illinois.
- Tax creditOpen
Quincy/Adams County/Brown County Enterprise Zone
City of Quincy Planning & Development / Zone Administrator
100% property tax abatement on the increased assessment amount only; 50% reduction in permit fees; sales tax exemption on eligible building materials; administration fee up to $50,000 (0.5% of documented material costs).
This local enterprise zone reduces the cost of qualifying projects with property tax abatements, sales tax exemptions on building materials, and reduced permit fees. It is not a cash grant, but it can materially lower the cost of eligible residential hardening or repair work inside the zone.
View program - GrantOpenIncome restricted
Urgent Need Home Rehab Grant Program
City of St. Charles
Up to $20,000 grant with a 5% homeowner contribution.
The City of St. Charles offers income-qualified homeowners up to $20,000 in grant funding for urgent home repairs and accessibility improvements. Homeowners must contribute 5% of the project cost and the program is administered by Habitat for Humanity of Northern Fox Valley.
View program - GrantOpen
Normal Bone Grant Program
Town of Normal Historic Preservation Commission
Up to 50% of costs; up to $6,000 per property per year, or up to $20,000 for slate/tile roof work on a 50/50 basis
Normal gives matching grants for eligible exterior restoration work on qualifying buildings, including roof repair on slate or tile roofs. The headline amount is up to 50% of project cost, capped at $6,000 per property per year, with a separate roof grant up to $20,000.
View program - GrantOpenIncome restricted
City of Springfield Citywide Exterior Rehabilitation Program
City of Springfield Office of Planning and Economic Development
Up to $15,000 in 50/50 matching assistance
Springfield offers a matching grant of up to $15,000 for owner-occupied homes outside TIF districts and the cannabis grant district. It can help pay for exterior repairs and permanent improvements such as roofs, windows, doors, siding, masonry, porches, and ramps.
View program - LoanOpenIncome restricted
Home Rehab & Accessibility Loan Program
City of St. Charles
Up to $10,000 from the city, in addition to up to $20,000 from Kane County; zero-interest, deferred-payment loan.
St. Charles offers income-eligible homeowners a zero-interest, deferred-payment loan for home repairs and accessibility upgrades. The city can provide up to $10,000, and it is supplemental to the separate Kane County Home Rehabilitation Program, which can provide up to $20,000.
View program - GrantOpenIncome restricted
Urbana Housing Programs Manual: Emergency Grant Program and Emergency Roof Repair/Replacement Program
City of Urbana Grants Management Division
Emergency Grant up to $8,000 per program year.
The City of Urbana’s housing manual shows several current homeowner repair programs, including emergency grants and an emergency roof repair/replacement program. These are city programs for urgent home repairs, with the manual stating an $8,000 annual cap for the Emergency Grant and a citywide repair focus.
View program - GrantOpen
Private Property Drainage Assistance Grant
City of Peoria Stormwater Utility / Public Works Department
75% reimbursement up to $7,500 per property
The City of Peoria offers a reimbursement grant for private-property stormwater drainage fixes. Homeowners can get 75% back, up to $7,500 per property, for eligible work that addresses runoff problems from other properties.
View program - GrantOpenIncome restricted
City of Springfield Emergency and Minor Home Repair Program
City of Springfield Office of Planning and Economic Development
Up to $5,000
Springfield offers grants of up to $5,000 for owner-occupied homes with one major building code violation that poses an immediate threat to health and safety. Examples include a faulty furnace, faulty wiring, or an actively leaking roof.
View program - Free serviceOpen
Floodplain Information / National Flood Insurance Program participation
City of Quincy Engineering Department
No cash amount listed; informational floodplain service only.
The City of Quincy provides floodplain information and participates in the National Flood Insurance Program (NFIP), helping residents understand flood risk and insurance requirements. It is informational rather than a cash incentive, and it supports flood preparedness for properties in flood-prone areas.
View program - GrantOpenIncome restricted
Knoxville-Knox County CAC Home Repair and Weatherization
Knoxville-Knox County Community Action Committee (CAC)
No dollar cap stated on the official page.
Knoxville-Knox County CAC runs home repair and weatherization services for low- to moderate-income residents of Knoxville and Knox County. The official site says many of these programs have waiting lists, and some services are free or provided through repair assistance rather than loans.
View program - GrantOpenIncome restricted
Minor Home Repair Program
City of Champaign Neighborhood Services Department
Not stated on the official page.
The City of Champaign helps eligible homeowners pay for urgent repairs that affect health, safety, or the structure of the home. Assistance is provided as a forgivable deferred loan or a grant, depending on the amount of assistance.
View program - GrantOpenIncome restricted
Safety Home Repair Program
City of Champaign Neighborhood Services Department
Not stated on the official page.
The City of Champaign gives eligible homeowners grants and forgivable deferred payment loans for urgent repairs that protect health, safety, and structural integrity. The page does not give a dollar cap, but it is clearly a city home-repair assistance program.
View program - GrantOpenIncome restricted
Home Accessibility Retrofit Program (HARP)
City of Champaign Neighborhood Services Department
Not stated on the official page.
The City of Champaign offers grants or loans to make homes more accessible for people with disabilities. This is not a disaster-hardening program, but it is a current homeowner assistance program in the county.
View program - Free serviceOpen
Springfield Fire Department Fire Safe Families
Springfield Fire Department
Free fire-safety intervention and counseling
The Springfield Fire Department’s Fire Safe Families program is a free fire-safety intervention and counseling service for families dealing with children who play with fire. It does not provide cash for home repairs or hardening work.
View program - Free serviceOpen
Springfield Fire Department Fire Safe Families
Springfield Fire Department
Free fire-safety intervention and counseling
The Springfield Fire Department’s Fire Safe Families program is a free fire-safety intervention and counseling service for families dealing with children who play with fire. It does not provide cash for home repairs or hardening work.
View program - GrantOpenIncome restricted
Town of Normal Housing Rehabilitation Program
Town of Normal Community Development Division
Normal offers income-based housing rehabilitation help for owner-occupants inside town limits to fix serious home problems, including emergency repairs and accessibility work. The program is aimed at keeping homes safe and livable, but the official screening tool does not publish a headline dollar amount.
View program - GrantOpenIncome restricted
City of Bloomington Housing Rehabilitation Program
City of Bloomington Community Development Division
Bloomington runs housing rehabilitation help for homeowners through its Community Development Division, with programs including the Illinois Housing Development Authority Home Repair and Accessibility Program and the city’s Lead Hazard Control & Healthy Homes Grant. The official page confirms the program exists but does not publish a single headline dollar amount for the overall rehabilitation offer.
View program - Free serviceOpen
Floodplain Information / National Flood Insurance Program participation
City of Quincy Engineering Department
No cash amount listed; informational floodplain service only.
The City of Quincy provides floodplain information and participates in the National Flood Insurance Program (NFIP), helping residents understand flood risk and insurance requirements. It is informational rather than a cash incentive, and it supports flood preparedness for properties in flood-prone areas.
View program - GrantOpen
Residential TIF District – Home Rehabilitation Grants
City of West Frankfort
The City of West Frankfort’s Residential TIF district page says homeowners in the district may apply for home rehabilitation grants to repair or upgrade existing houses. The page confirms the program is open, but it does not publish final award amounts or a full eligibility handbook.
View program - GrantOpenIncome restricted
Knoxville-Knox County CAC Home Repair and Weatherization
Knoxville-Knox County Community Action Committee (CAC)
No dollar cap stated on the official page.
Knoxville-Knox County CAC runs home repair and weatherization services for low- to moderate-income residents of Knoxville and Knox County. The official site says many of these programs have waiting lists, and some services are free or provided through repair assistance rather than loans.
View program - GrantStatus unknownIncome restricted
City of Pekin Owner Occupied Homeowner Rehabilitation Program
City of Pekin Community Development Department
The City of Pekin runs a homeowner rehabilitation program that helps owner-occupied households repair and improve their homes with city CDBG funds. The city says it supports residential repair, rehabilitation, and improvement programs, but the official page does not state a fixed dollar amount on the page we found.
View program - GrantClosedIncome restricted
Housing Rehabilitation Community Development Block Grant
City of Ottawa
Up to $60,000 per eligible homeowner
The City of Ottawa and North Central Illinois Council of Governments are seeking CDBG funding to help about ten owner-occupied homes in Ottawa. Eligible homeowners could receive up to $60,000 for qualifying home repairs and improvements.
View program - GrantClosed
IHDA Homeowner Assistance Fund Home Repair Program (HAFHR)
City of Danville Grants Management
Up to $60,000
The City of Danville administered an IHDA home repair grant of up to $60,000 for homeowners harmed by the pandemic and facing unaddressed home repairs. The official page says the application period is closed now.
View program - GrantClosedIncome restricted
Illinois Housing Development Authority (IHDA) Homeowner Assistance Fund Home Repair Program (HAFHR)
City of Danville Grants Management
Up to $60,000
The City of Danville offered a home repair grant of up to $60,000 for homeowners affected by the COVID-19 pandemic and facing unaddressed home repairs. The application period is closed.
View program - GrantClosedIncome restricted
IHDA Home Repair and Accessibility Program (HRAP)
City of Danville Grants Management
Up to $50,000
The City of Danville administered an Illinois Housing Development Authority home repair grant that could provide up to $50,000 for critical health and safety repairs and accessibility improvements. The official page says the application period is closed now.
View program - GrantClosedIncome restricted
Bolingbrook Senior Home Repair with Senior Services
Village of Bolingbrook
County materials list a $35,000 project budget/request; the per-home amount is not stated.
A Will County CDBG set-aside supports senior home repairs for owner-occupied homes in the Village of Bolingbrook. County records say it is meant to address immediate threats to health and safety in the home, with a $35,000 project budget/request listed.
View program - LoanClosedIncome restricted
Exterior Rehabilitation Program
City of Rockford Neighborhood Development Division
Up to $25,000 as a 3-year forgivable mortgage loan; $2,000 minimum.
The City of Rockford offers homeowners a forgivable loan of up to $25,000 to repair or replace exterior parts of a single-family home, including roofs, siding, windows, and doors. The program is currently closed and is limited to owner-occupied homes in Rockford that are not in a flood zone.
View program - GrantClosedIncome restricted
City of Springfield Cannabis Homeowner Assistance / Exterior Rehabilitation Program
City of Springfield Office of Planning and Economic Development
Up to $25,000; homeowner pays 5% of total repair cost
Springfield offers up to $25,000 for owner-occupied homes in a specific neighborhood area funded by local cannabis sales tax. Eligible repairs include roofs, windows, siding, masonry, and front porches/stairs.
View program - GrantClosedIncome restricted
City of Springfield Cannabis Homeowner Assistance Program
City of Springfield Office of Planning and Economic Development
Up to $25,000; homeowner pays 5% of total repair cost
Springfield offers up to $25,000 to help eligible owner-occupied single-family homes in a specific city area pay for exterior repairs. The homeowner must pay 5% of the total repair cost and meet city, insurance, tax, and income requirements.
View program - GrantClosed
Downtown Façade Improvement Grant Program
City of Freeport Community and Economic Development Department
Up to $15,000 per project; reimbursable.
The City of Freeport offers reimbursable grants for building owners in the Downtown Tax Increment Financing district to preserve, restore, and rehabilitate exterior building features. The 2026 program budget is $30,000, with up to $15,000 available for a single project.
View program - GrantClosedIncome restricted
CDBG Homeowner Exterior Home Rehabilitation
City of Danville Grants Management
The City of Danville offered grant money for exterior home repairs like roofs, windows, and siding for income-qualified homeowners. The 2025 application window was May 1-15, 2025, and the page says the program is currently closed for applications.
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Nationwide programs
Federal and national programs Illinois homeowners can also use.
- LoanOpenIncome restricted
Home Repair Loans and Grants (Section 504 Home Repair Program)
USDA Rural Development / Rural Housing Service
Loans up to $40,000; grants up to $10,000 for eligible homeowners age 62+
USDA Rural Development helps very-low-income rural homeowners repair, improve, or modernize their homes with low-interest loans, and grants for eligible homeowners age 62+ to remove health and safety hazards. The program can provide up to $40,000 in loan funds and up to $10,000 in grant funds, subject to lifetime limits.
View program - GrantOpenIncome restricted
Single Family Housing Section 504 Home Repair Loans and Grants
U.S. Department of Agriculture Rural Development
Loans up to $40,000; grant portion available for some very-low-income seniors
USDA Rural Development’s Section 504 program offers low-interest loans and grants to very-low-income homeowners to repair, improve, or modernize homes and remove health and safety hazards. The loan amount can be up to $40,000.
View program - GrantOpenIncome restricted
Pennsylvania Disaster Recovery Assistance Program
Pennsylvania Emergency Management Agency
Up to $20,000 for home repairs; temporary housing and personal property assistance are also available
Pennsylvania offers disaster grants to homeowners and renters after certain disasters when other recovery funding is unavailable. The program can pay for home repairs up to $20,000, temporary housing, and replacement of certain personal items.
View program - LoanOpenIncome restricted
Single Family Housing Repair Loans & Grants
USDA Rural Development
Grant up to $15,000 for repairs to homes damaged in a presidentially declared disaster area; loan amount not stated on the page used here.
USDA Rural Development gives eligible rural homeowners low-interest repair loans and, for older very-low-income homeowners, grants to remove health and safety hazards, repair, improve, or modernize a home. Grants can also help repair homes damaged in a presidentially declared disaster, up to $15,000.
View program - LoanOpenIncome restricted
USDA Rural Development Section 504 Home Repair Program
USDA Rural Development
Lifetime grant maximum $10,000; loan terms also available
Cortland County’s official resource guide points homeowners to USDA’s Section 504 repair loans and grants for fixing health and safety hazards. The guide says grants can reach $10,000 lifetime and are for homeowners age 62+ who cannot afford a loan.
View program - RebateOpen
EnergizeCT Residential Insulation Incentive
EnergizeCT / Connecticut energy efficiency program sponsors
Up to $2.00/sq. ft. for professional installation, up to $10,000; $0.25/sq. ft. self-install; up to $2.50/sq. ft. for income-qualified or Environmental Justice Community customers
This utility rebate pays homeowners up to $2.00 per square foot for professionally installed insulation, with higher incentives for income-qualified customers. The program is current statewide, so it is available to homeowners in New London County too.
View program - GrantOpen
Home Improvement and Structural Alterations (HISA) grant
Veterans Health Administration
Up to $6,800 lifetime for service-connected veterans; up to $2,000 for non-service-connected veterans.
The Veterans Health Administration’s HISA grant helps eligible veterans modify their homes for access and essential bathroom needs. The lifetime benefit is capped at $6,800 for service-connected veterans and $2,000 for non-service-connected veterans.
View program - Tax creditOpen
Sec. 25C Energy Efficient Home Improvement Tax Credit
Federal government
Up to 30% of eligible costs, with a $3,200 annual maximum.
Federal tax credit for homeowners who make eligible energy-efficiency upgrades, including audits, panel upgrades, heat pumps, heat pump water heaters, and weatherization. The page says the credit can be up to 30% of costs, with a $3,200 annual maximum.
View program - RebateOpen
Georgia Power Home Energy Improvement Program
Georgia Power
Up to 50% back, with a maximum of $1,250 for the Home Comfort Bundle; individual measures include up to $150 for a home energy assessment, $200 for attic/ceiling insulation, $300 for air sealing, and $400 for duct sealing.
Georgia Power offers rebates on qualifying home efficiency upgrades, with some services rebating up to 50% of cost and the Home Comfort Bundle going up to $1,250. It is an energy program, not a wildfire-specific hardening program, but some eligible work can overlap with home resilience.
View program - RebateOpen
Alabama Power Rebates & Incentives
Alabama Power
Up to $1,000 on a heat pump; up to $200 on a smart thermostat; free tank water heater or $500 rebate for electric conversion
Alabama Power offers limited-time rebates for qualifying residential customers, including up to $1,000 back for a high-efficiency heat pump and up to $200 back for a smart thermostat. These are energy programs, not wildfire-specific hardening grants.
View program - RebateOpen
Alabama Power Energy Assistant heat-pump rebate for Talladega County-area customers
Alabama Power
$1,000 one-time rebate
Alabama Power offers a $1,000 rebate for eligible customers who switch from a gas furnace to a high-efficiency heat pump. This is a utility rebate, not a county-only program, but it is available to Alabama Power residential customers in Talladega County if they meet the utility’s rules.
View program - Free serviceOpen
Minnesota Firewise Program homeowner kits and DIY wildfire risk assessment
Minnesota Department of Natural Resources
Free kit and assessment form; no cash payment.
The Minnesota DNR mails homeowners a free Firewise kit with a DIY home risk assessment form and brochures. It is a no-cost service for homeowners who want to reduce wildfire risk.
View program - Free serviceOpen
Firewise
Mississippi Forestry Commission
Free workshops and wildfire-home-hardening guidance
A free wildfire-prevention education program that helps Harrison County homeowners learn how to make homes and neighborhoods more resistant to wildfire. The program offers workshops and guidance on home ignition zones, defensible space, and access readiness.
View program - LoanOpen
Section 502 Single Family Housing Disaster Assistance
USDA Rural Development
No specific amount stated on this disaster-assistance page.
USDA Rural Development says its Single Family Housing programs, including Section 502 home loans and 504 home repair, help rural families buy, build, or repair homes after a disaster. This is a disaster-assistance information page, not a separate homeowner grant program page.
View program - GrantOpen
Hazard Mitigation under the Individuals and Households Program – Wildfire Measures
Federal Emergency Management Agency
Additional mitigation funds for eligible wildfire survivors; amount not stated on the fact sheet.
FEMA may provide extra mitigation funds to eligible wildfire survivors who already qualify for Individuals and Households Program home repair assistance. Covered wildfire hardening measures include vent covers and non-combustible gutters and leaf guards.
View program - GrantOpen
Hazard Mitigation Grant Program
Federal Emergency Management Agency
Community-sponsored mitigation grants; no homeowner cap stated.
FEMA’s Hazard Mitigation Grant Program funds post-disaster projects that reduce future damage to homes, including wildfire mitigation, but homeowners do not apply directly. Local governments or other sponsors apply on their behalf.
View program - LoanOpen
Title I Property Improvement Loan Program
U.S. Department of Housing and Urban Development
Insured private loans; balances over $7,500 must be secured against the property.
HUD’s Title I Property Improvement Loan Program lets homeowners finance repairs and improvements through insured private lender loans. HUD says improvements must substantially protect or improve the basic livability or utility of the property.
View program - LoanOpen
Section 203(k) Rehabilitation Mortgage Insurance Program
U.S. Department of Housing and Urban Development
One mortgage can cover purchase/refinance plus rehab; dollar cap not stated on the main page excerpt used here.
HUD’s 203(k) program lets homebuyers and homeowners finance purchase or refinance plus rehabilitation in one FHA-insured mortgage. It is a way to roll home repairs and improvements into mortgage financing.
View program - LoanOpen
Title I Manufactured Home Loan Program
U.S. Department of Housing and Urban Development
Insured private mortgage loans for a manufactured home, lot, or both; no cap stated on this page.
HUD insures private lender loans that help homeowners buy or refinance a manufactured home, a manufactured home lot, or both. The program protects lenders against loss on default; it is not a grant and the page does not state a fixed dollar cap here.
View program - GrantOpenIncome restricted
Dominion Energy EnergyShare
Dominion Energy
Dominion Energy’s EnergyShare program helps qualifying customers pay energy bills and may also provide a free home energy assessment plus free energy-efficiency upgrades. Hanover County lists EnergyShare as a local resource for residents needing utility help.
View program - Free serviceOpenIncome restricted
Weatherization Assistance Program
Alliant Energy
Free weatherization services; no dollar cap stated.
Alliant Energy offers free home weatherization for qualifying Iowa customers through the Weatherization Assistance Program. The work includes insulation, air sealing, and non-emergency furnace repair or replacement, but the page does not identify Marshall County as a separate county-specific program.
View program - Insurance discountOpen
Chaves County Homeowners Insurance / Wildfire Prepared Home Program information page
New Mexico Office of the Superintendent of Insurance
No cash amount stated; possible insurance-rate benefit after certification
New Mexico’s insurance regulator points homeowners to the IBHS Wildfire Prepared Home program, which can lead to a certificate that may help lower insurance rates after a home is hardened. This is a certification/insurance-related benefit rather than a cash grant, and the state does not limit it to a specific Chaves County locality.
View program - LoanOpen
Federal Housing Agency’s Energy Efficient Mortgage Program
Federal Housing Administration
Energy-efficient improvements can be financed as part of an FHA-insured mortgage; no cap stated.
An FHA mortgage program that lets homebuyers finance energy-efficient improvements as part of an FHA-insured mortgage. The page gives no dollar amount or cap.
View program - LoanOpen
Freddie Mac GreenCHOICE Mortgage
Freddie Mac
Financing for completed or to-be-completed energy and water efficiency improvements; no cap stated.
Federal mortgage product that allows buyers to finance completed or to-be-completed energy and water efficiency improvements and repairs through the mortgage. The page does not state a dollar cap.
View program - LoanOpen
Fannie Mae HomeStyle Energy Mortgage
Fannie Mae
Up to 15% of the property's as-completed value for energy improvements.
A federal mortgage product that lets homebuyers finance energy improvements as part of a HomeStyle Energy mortgage. The page says borrowers may use up to 15% of the property's as-completed value for energy improvements.
View program - Tax creditOpen
Sec. 25D Residential Clean Energy Tax Credit
Federal government
Federal tax credit for qualified clean energy measures; amount not stated on the page.
Federal tax credit for installing new qualified clean energy measures, such as solar, geothermal, fuel cells, and battery storage. The page lists the program but does not state a dollar cap on the snippet provided.
View program - Free serviceOpenIncome restricted
Georgia Power EASE Program
Georgia Power
Free improvements; dollar cap not stated.
Georgia Power says income-qualified customers may receive free home energy-efficiency improvements through its EASE program. The official page describes it as no-cost help for eligible Georgia Power customers, but does not publish a dollar cap.
View program - GrantOpenIncome restricted
USDA Housing Repair Loans & Grants
United States Department of Agriculture Rural Development
USDA Rural Development offers Section 504 home repair loans and grants for very-low-income homeowners to repair, improve, or modernize homes and remove health and safety hazards.
View program - Free serviceOpenIncome restricted
WeCare Program (LG&E/KU)
LG&E and KU
Free audits, safety checks, education, and weatherization services; no dollar cap stated.
LG&E and KU’s WeCare program provides no-cost energy audits, health and safety checks, education, and weatherization services to income-qualified customers. The Louisville Metro assessment says it can include direct-install measures and deeper weatherization work.
View program - LoanOpen
Title I Property Improvement Loans
U.S. Department of Housing and Urban Development
No cap stated; loans over $7,500 must be secured against the property.
HUD insures private lender loans for property improvements that substantially protect or improve a home’s basic livability or utility. The page says balances over $7,500 must be secured against the subject property.
View program - Free serviceOpenIncome restricted
EnergizeCT Home Energy Solutions – Income Eligible (HES-IE)
EnergizeCT / Connecticut energy efficiency program sponsors
No-cost service; no cash amount stated
This utility-run program gives income-eligible homeowners a no-cost home energy assessment and weatherization improvements, with some additional services like insulation, windows, or heating and cooling system work. It is not wildfire-specific, but it is a current free home-hardening-related service available in Connecticut, including New London County.
View program - Free serviceOpen
EnergizeCT Weatherization Baseline / Energy Efficiency Programs
EnergizeCT / Connecticut energy efficiency program sponsors
Varies by subprogram
EnergizeCT’s utility programs include home weatherization and efficiency services that can improve a home’s envelope and reduce vulnerability to weather impacts. The main site confirms the initiative is funded by the Energy Efficiency Fund, the Connecticut Green Bank, the State, and local electric and gas utilities.
View program - Cost shareOpen
Firewise Communities Mitigation Cost-Share Program
Hawaiʻi Wildfire Management Organization
No amount stated
HWMO says Firewise communities can use this cost-share program to pay for shared wildfire-reduction work like vegetation management, defensible space, home hardening, and community preparedness. The official page does not list a dollar cap.
View program - Free serviceOpen
Wildfire Home Risk Assessor Program
Hawaiʻi Wildfire Management Organization
Free home wildfire risk assessment service
HWMO offers a free home wildfire risk assessment program for homeowners, helping them identify ignition risks and possible home-hardening improvements. The page says the information may help develop future incentive programs, but it does not promise cash payments.
View program - LoanOpen
Federal Housing Agency’s 203(k) Rehabilitation Mortgage
Federal Housing Administration
Finances renovations, repairs, or remodeling in one loan; no cap stated.
An FHA rehabilitation mortgage that can finance home purchases or refinances and roll renovations, repairs, or remodeling into one loan. The page says it can be used for structural repairs, major remodeling, and improvements that increase energy efficiency or help protect homes from natural disasters.
View program - Free serviceOpenIncome restricted
Connecticut Weatherization Assistance Program (CT WAP)
Connecticut Department of Energy and Environmental Protection
Free weatherization measures; no dollar cap stated.
A state weatherization program for lower-income households that can provide home retrofits and repairs such as air sealing, insulation, and heating system tune-ups.
View program - Free serviceOpen
PNM wildfire preparedness guidance and vegetation management support
Public Service Company of New Mexico (PNM)
No cash incentive stated on the official page; preparedness guidance only.
PNM provides wildfire-preparedness guidance to customers in its service territory, including trimming vegetation around homes and clearing gutters and debris. The official wildfire-safety page does not describe a homeowner cash program or rebate for hardening a house.
View program - Cost shareOpen
Firewise Communities Mitigation Cost-Share Program
Hawaiʻi Wildfire Management Organization
No amount stated
HWMO says Firewise communities can use this cost-share program to pay for shared wildfire-reduction work like vegetation management, defensible space, home hardening, and community preparedness. The official page does not list a dollar cap.
View program - Free serviceOpen
Wildfire Home Risk Assessor Program
Hawaiʻi Wildfire Management Organization
Free home wildfire risk assessment service
HWMO offers a free home wildfire risk assessment program for homeowners, helping them identify ignition risks and possible home-hardening improvements. The page says the information may help develop future incentive programs, but it does not promise cash payments.
View program - Free serviceOpen
Neighborhood Energy Saver
Duke Energy
Free home energy assessment plus free installed products valued at up to $300; the page also says customers may save up to $95 on energy bills.
Duke Energy offers eligible residential customers free home energy assessments and free energy-saving products through Neighborhood Energy Saver. The event page says customers may get up to $300 in products installed for free.
View program - Free serviceOpenIncome restricted
Connecticut Weatherization Assistance Program (CT WAP)
Connecticut Department of Energy and Environmental Protection
Free weatherization measures; no dollar cap stated.
A state weatherization program for lower-income households that can provide home retrofits and repairs such as air sealing, insulation, and heating system tune-ups.
View program - GrantOpenIncome restricted
SC Safe Home Grant Program
South Carolina Department of Insurance
South Carolina’s Safe Home grant program helps eligible homeowners harden homes against hurricane and wind damage. The official notice says homeowners are responsible for costs above the grant award, but it does not give a county-specific Florence County cap on the page snippet available.
View program - Free serviceOpen
Get Alarmed, Tennessee!
Tennessee Department of Commerce and Insurance, State Fire Marshal’s Office
Free smoke alarms; carbon monoxide detectors are also included in the 2026 expansion
The State Fire Marshal’s Office gives out free smoke alarms, and now carbon monoxide detectors too, through local fire departments. It’s aimed at high-risk homes and can help homeowners in Washington County lower the chance of a deadly residential fire.
View program - Free serviceOpen
PNM wildfire preparedness guidance and vegetation management support
Public Service Company of New Mexico (PNM)
No cash incentive stated on the official page; preparedness guidance only.
PNM provides wildfire-preparedness guidance to customers in its service territory, including trimming vegetation around homes and clearing gutters and debris. The official wildfire-safety page does not describe a homeowner cash program or rebate for hardening a house.
View program - Insurance discountOpen
Louisiana Wind Mitigation Survey / Premium Discount
Louisiana Department of Insurance
Louisiana homeowners can get an insurance premium discount for approved wind-hardening features if their insurer offers it and they complete the state wind mitigation survey. The Department of Insurance says admitted insurers must offer actuarially justified wind-mitigation discounts.
View program - Tax creditOpen
Sec. 25D Residential Clean Energy Tax Credit
Federal government
Federal tax credit for qualified clean energy measures; amount not stated on the page.
Federal tax credit for installing new qualified clean energy measures, such as solar, geothermal, fuel cells, and battery storage. The page lists the program but does not state a dollar cap on the snippet provided.
View program - LoanOpen
Fannie Mae HomeStyle Energy Mortgage
Fannie Mae
Up to 15% of the property's as-completed value for energy improvements.
A federal mortgage product that lets homebuyers finance energy improvements as part of a HomeStyle Energy mortgage. The page says borrowers may use up to 15% of the property's as-completed value for energy improvements.
View program - LoanOpen
Freddie Mac GreenCHOICE Mortgage
Freddie Mac
Financing for completed or to-be-completed energy and water efficiency improvements; no cap stated.
Federal mortgage product that allows buyers to finance completed or to-be-completed energy and water efficiency improvements and repairs through the mortgage. The page does not state a dollar cap.
View program - LoanOpen
Federal Housing Agency’s Energy Efficient Mortgage Program
Federal Housing Administration
Energy-efficient improvements can be financed as part of an FHA-insured mortgage; no cap stated.
An FHA mortgage program that lets homebuyers finance energy-efficient improvements as part of an FHA-insured mortgage. The page gives no dollar amount or cap.
View program - LoanOpen
Federal Housing Agency’s 203(k) Rehabilitation Mortgage
Federal Housing Administration
Finances renovations, repairs, or remodeling in one loan; no cap stated.
An FHA rehabilitation mortgage that can finance home purchases or refinances and roll renovations, repairs, or remodeling into one loan. The page says it can be used for structural repairs, major remodeling, and improvements that increase energy efficiency or help protect homes from natural disasters.
View program - GrantOpenIncome restricted
Dominion Energy EnergyShare
Dominion Energy
Dominion Energy’s EnergyShare program helps qualifying customers pay energy bills and may also provide a free home energy assessment plus free energy-efficiency upgrades. Hanover County lists EnergyShare as a local resource for residents needing utility help.
View program - Free serviceOpen
Firewise
Mississippi Forestry Commission
Free wildfire-preparedness education and guidance; no cash amount stated
The Mississippi Forestry Commission’s Firewise program gives homeowners and community leaders wildfire-preparedness education and guidance for reducing home ignition risk. The official page describes it as a free educational program, but it does not state a cash amount.
View program - Free serviceOpenIncome restricted
Georgia Power EASE Program
Georgia Power
Free improvements; dollar cap not stated.
Georgia Power says income-qualified customers may receive free home energy-efficiency improvements through its EASE program. The official page describes it as no-cost help for eligible Georgia Power customers, but does not publish a dollar cap.
View program - LoanOpen
Title I Manufactured Home Loan Program
U.S. Department of Housing and Urban Development
Insured private mortgage loans for a manufactured home, lot, or both; no cap stated on this page.
HUD insures private lender loans that help homeowners buy or refinance a manufactured home, a manufactured home lot, or both. The program protects lenders against loss on default; it is not a grant and the page does not state a fixed dollar cap here.
View program - LoanOpen
Title I Property Improvement Loans
U.S. Department of Housing and Urban Development
No cap stated; loans over $7,500 must be secured against the property.
HUD insures private lender loans for property improvements that substantially protect or improve a home’s basic livability or utility. The page says balances over $7,500 must be secured against the subject property.
View program - Insurance discountOpen
Chaves County Homeowners Insurance / Wildfire Prepared Home Program information page
New Mexico Office of the Superintendent of Insurance
No cash amount stated; possible insurance-rate benefit after certification
New Mexico’s insurance regulator points homeowners to the IBHS Wildfire Prepared Home program, which can lead to a certificate that may help lower insurance rates after a home is hardened. This is a certification/insurance-related benefit rather than a cash grant, and the state does not limit it to a specific Chaves County locality.
View program - LoanOpenIncome restricted
USDA Section 504 Single Family Repair Loans and Grants
USDA
Loan and/or grant funds available; no dollar cap stated.
USDA Section 504 offers loans and grants for very-low income applicants who cannot qualify for conventional bank financing. Grant funds may be used for repairs or improvements that fix identified health or safety hazards.
View program - Insurance discountOpen
Insurance Discounts and Savings for Homeowners
New York State Department of Financial Services
No fixed amount stated; savings depend on the insurer and the qualifying mitigation measure.
New York DFS says homeowners may be eligible for insurance discounts when they install risk-reducing upgrades, and insurers must provide discounts for hurricane-resistant shutters and hurricane-resistant windows and doors. The page also lists other possible savings tied to fire, theft, water, earthquake, lightning, and roof-hardening measures.
View program - Insurance discountOpen
Wildfire Prepared Home
Insurance Institute for Business & Home Safety (IBHS)
No cash amount stated; possible insurance-rate savings.
IBHS runs a homeowner-led wildfire hardening certification program that can help homeowners qualify for insurance discounts after passing an evaluation. The program is available in New Mexico and other western and southern states, but it does not provide a cash grant.
View program - GrantOpenIncome restricted
USDA Housing Repair Loans & Grants
United States Department of Agriculture Rural Development
USDA Rural Development offers Section 504 home repair loans and grants for very-low-income homeowners to repair, improve, or modernize homes and remove health and safety hazards.
View program - Free serviceOpen
Firewise for communities
Minnesota Department of Natural Resources
Funding opportunities and mentorship; no fixed dollar amount stated.
The Minnesota DNR provides Firewise communities with funding opportunities and mentorship for wildfire preparedness work. The page specifically says staff can help with home site assessments, mitigation projects, education, and access improvement projects.
View program - Free serviceOpen
Cherokee Nation Wildfire Prevention Program
Cherokee Nation Secretary of Natural Resources Office
Cherokee Nation provides free wildfire-prevention outreach and home-protection education on Cherokee Nation lands. The page does not list a cash grant, rebate, or dollar amount for home-hardening work.
View program - Free serviceOpen
Firewise (Mississippi Forestry Commission educational program)
Mississippi Forestry Commission
Free educational program; no cash benefit stated
The Mississippi Forestry Commission offers Firewise, a free educational program that helps homeowners and community leaders reduce wildfire risk. It teaches defensible space, fire-resistant landscaping and building choices, and home maintenance for wildfire resilience.
View program - Free serviceOpenIncome restricted
Weatherization Assistance Program
Alliant Energy
Free weatherization services; no dollar cap stated.
Alliant Energy offers free home weatherization for qualifying Iowa customers through the Weatherization Assistance Program. The work includes insulation, air sealing, and non-emergency furnace repair or replacement, but the page does not identify Marshall County as a separate county-specific program.
View program - GrantOpen
Community Fire Prevention Grants
Tennessee Department of Agriculture, Division of Forestry
This Division of Forestry page is the umbrella landing page for wildfire-prevention funding and technical help for communities, groups, and organizations. It points to the currently available programs, including the Hazard Mitigation and Community Education Grant and the Community Wildfire Defense Grant.
View program - Free serviceOpen
Georgia Forestry Commission pre-suppression firebreak plowing and harrowing
Georgia Forestry Commission
Paid service with posted hourly rates; minimum one hour, then billed by the hour meter
The Georgia Forestry Commission will plow pre-suppression firebreaks for landowners, which can help reduce wildfire spread around homes and property. The service is scheduled first come, first served and is charged at the agency’s posted equipment rates after the first hour.
View program - Free serviceOpen
Fort Mountain Firewise USA community
Georgia Forestry Commission
No dollar amount stated; community wildfire-risk program
Fort Mountain in Murray County is listed by the Georgia Forestry Commission as a Firewise USA community. Firewise is a homeowner/community wildfire-risk-reduction program, but the official Georgia page does not show a cash amount for residents.
View program - Free serviceOpen
Community Wildfire Protection Plan for Murray County
Georgia Forestry Commission
No homeowner funding stated; planning/resource page
The Georgia Forestry Commission hosts Murray County’s Community Wildfire Protection Plan, which is a planning and education resource for wildfire mitigation. It is not a homeowner cash program, but it can connect residents to wildfire-risk-reduction guidance.
View program - GrantOpens soon
Hazard Mitigation and Community Education Grants
Tennessee Department of Agriculture, Division of Forestry
No fixed amount stated on the official page.
The state forestry division gives grants to communities, groups, and organizations in wildfire-risk areas to reduce wildfire hazard and educate residents. The page says communities with a Community Wildfire Prevention Plan can apply, and the 2027 application window is October 15 to November 15, 2026.
View program - Free serviceStatus unknown
Pennsylvania Insurance Department homeowners insurance resources
Pennsylvania Insurance Department
Pennsylvania’s Insurance Department publishes homeowners-insurance guidance, including disaster and claim information, but it does not show a statewide homeowner discount or rebate for wildfire hardening. I found no official Pennsylvania statewide insurance-mandated wildfire mitigation discount for homeowners.
View program - GrantStatus unknown
Hazard Mitigation and Community Education Grants
Tennessee Department of Agriculture, Division of Forestry
A state wildfire-prevention grant for local communities and organizations, not individual homeowners. It funds wildfire hazard mitigation and education projects, with examples including fuel reduction, thinning, and prescribed burning.
View program - GrantClosed
Pennsylvania Municipal Fire Department Capital Grant
Office of the State Fire Commissioner
$25,000 to $100,000
The Commonwealth offers grants to municipal fire departments for facilities and equipment that help them respond to emergencies. This is not a homeowner grant, but it is a statewide public-safety funding program related to wildfire resilience.
View program - RebateClosed
Residential Safe Room Program
Indiana Department of Homeland Security
Up to $5,000 maximum rebate; 75% reimbursement
Indiana offers a rebate to help homeowners install safe rooms in residences. The program’s headline benefit is up to $5,000, with reimbursement capped at 75% of eligible costs.
View program - GrantClosed
FACNM Microgrants
Fire Adapted New Mexico
Up to $2,000 per award.
Fire Adapted New Mexico offers microgrant awards of up to $2,000 for community wildfire preparedness, on-the-ground fire risk reduction, and grant proposal development. The program is for FACNM Leaders and Members, with first-time applicants and leaders getting priority.
View program - GrantClosedIncome restricted
Single Family Housing Disaster Assistance Fund Program
USDA Rural Development
Grants and loans; dollar limits not stated on the page excerpt used here.
USDA Rural Development offers grants and loans to very-low- and low-income rural homeowners whose homes were damaged in a disaster. The page says the program is currently open and accepts applications through September 30, 2026.
View program - GrantClosedIncome restricted
Homeowner Assistance Fund
U.S. Department of the Treasury
Grant assistance for COVID-related housing costs; no hardening-specific amount stated.
The federal Homeowner Assistance Fund was a COVID-era homeowner relief program that could pay certain housing-related costs to prevent delinquency, default, foreclosure, and utility loss. It is not a natural-disaster hardening program, but it is a federal homeowner assistance program that may affect housing costs.
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