Housing Rehabilitation Forgivable Loan Program

St. Clair County Intergovernmental Grants Department · County program

Forgivable loan amount not stated

St. Clair County offers forgivable loans to eligible low-income homeowners in participating communities to fix health-and-safety problems in single-family owner-occupied homes. The page does not state a dollar cap.

Last verified: August 18, 2026

Visit official program page

Program details

How it works

The county says this program makes forgivable loans available to eligible low-income persons to rehabilitate single-family owner-occupied properties in participating St. Clair County communities.

What the money covers

Funds must be used for corrections or repairs to interior/exterior systems that threaten the health or safety of occupants. The page specifically lists:

Electrical
Plumbing
Heating systems
Roofing
Painting
Windows
Doors

Amounts and matching

The county page does not state a loan amount, match requirement, interest rate, or repayment terms for the forgivable-loan version.

How to apply

Residents are told to call 618-825-3215 for more information.

Timing and deadlines

The county states the Housing Rehabilitation Forgivable Loan Program is not accepting applications at this time.

Full eligibility details

Create a free account to see full eligibility, get matched to your address, and get application help.

Create account

See all Illinois programs Browse all states

Get matched to programs for your exact address

Create a free Cindera account to see full eligibility details, get programs matched to your exact address, and get grant application help.

Create account