Home Rehab & Accessibility Loan Program

How it works

The City of St. Charles offers a zero-interest, deferred-payment loan for income-eligible households. The program is designed to help homeowners fix maintenance issues and make homes more accessible for aging in place.

This city program is supplemental to the Kane County Home Rehabilitation Program. The page says homeowners can first receive up to $20,000 through the county program, and if additional funds are still needed, they may qualify for up to $10,000 more from the city.

What the money covers

Eligible uses named on the page include:

• Plumbing repairs
• Roofing repairs
• Electrical work
• Windows
• Siding
• Accessibility improvements
• Ramps
• Chair lifts
• Bathroom modifications

Amounts and matching

• Up to $10,000 from the City of St. Charles.
• Up to $20,000 is available through Kane County’s program.
• The city amount is described as additional assistance if more funds are needed.
• The city describes its aid as a zero-interest, deferred-payment loan.

How to apply

Applicants are directed to contact Community Contacts, Inc. for application information:

• Phone: (847) 697-8800
• Website: cci-hci.org

Timing and deadlines

The page does not list a deadline, closing date, or waitlist status. It presents the program as currently available.