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Insurance discountStatus unknown

State-mandated insurance discounts for disaster-proofing home improvements

Illinois Department of Insurance · State program

Insurer-specific discount; no statewide amount stated.

Illinois’ Department of Insurance says some insurers offer discounts if you disaster-proof your home, such as adding storm shutters or getting a new roof. The state page does not mandate a fixed discount amount.

Last verified: July 28, 2026
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Program details

How it works

The Illinois Department of Insurance consumer guidance says some insurers offer a discount if you also buy your auto insurance from them, if you disaster-proof your home, get a new roof, or add home security devices.

What the money covers

The page gives examples of qualifying improvements, including:

  • Storm shutters.
  • A new roof.
  • Home security devices such as alarm systems.

Amounts and matching

The page does not state any required or minimum discount amount, and it does not say that the state guarantees a particular percentage.

How to apply

The page does not describe a formal state application process. It frames the discounts as insurer-specific offerings.

Timing and deadlines

The page does not provide dates or program deadlines.

Full eligibility details

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