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State-mandated insurance discounts for disaster-proofing home improvements
Illinois Department of Insurance · State program
Insurer-specific discount; no statewide amount stated.
Illinois’ Department of Insurance says some insurers offer discounts if you disaster-proof your home, such as adding storm shutters or getting a new roof. The state page does not mandate a fixed discount amount.
Program details
How it works
The Illinois Department of Insurance consumer guidance says some insurers offer a discount if you also buy your auto insurance from them, if you disaster-proof your home, get a new roof, or add home security devices.
What the money covers
The page gives examples of qualifying improvements, including:
- Storm shutters.
- A new roof.
- Home security devices such as alarm systems.
Amounts and matching
The page does not state any required or minimum discount amount, and it does not say that the state guarantees a particular percentage.
How to apply
The page does not describe a formal state application process. It frames the discounts as insurer-specific offerings.
Timing and deadlines
The page does not provide dates or program deadlines.
Full eligibility details
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