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Urgent Need Home Rehab Grant Program

City of St. Charles · City program

Up to $20,000 grant with a 5% homeowner contribution.

The City of St. Charles offers income-qualified homeowners up to $20,000 in grant funding for urgent home repairs and accessibility improvements. Homeowners must contribute 5% of the project cost and the program is administered by Habitat for Humanity of Northern Fox Valley.

Last verified: August 11, 2026
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Program details

How it works

The City of St. Charles offers grant funding to help income-eligible homeowners make urgent repairs to their homes. This is a grant, not a loan. Homeowners can receive up to $20,000 for eligible repairs and improvements, and the program is funded by the St. Charles Housing Trust Fund.

Habitat for Humanity of Northern Fox Valley administers the program on behalf of the City. Interested homeowners are instructed to contact Habitat NFV with questions and to file an application. The page also points applicants to the application packet in the Documents menu.

What the money covers

Eligible work includes:

  • Repair and replacement of mechanical, heating, plumbing, structural, and electric systems
  • Repair and replacement of failed or broken windows
  • Repair and replacement of failed or leaking roofs
  • Repair and replacement of failed or damaged entrance doors
  • Accessibility improvements, including grab bars, railings, chair lifts, doorway widening, walk-in showers, ramps, and lowered counters

Amounts and matching

  • Maximum grant amount: up to $20,000
  • Homeowner contribution: 5% of project cost
  • The page does not describe any other matching rules, reimbursement terms, or phased funding details

How to apply

  • Contact Habitat for Humanity of Northern Fox Valley
  • Program contact: Tim Pace, HPP Administrative Associate
  • Phone: (847) 836-1432 ext. 114
  • Email: Tim.Pace@HabitatNFV.org
  • The page says more information is available in the application packet on the Documents menu

Timing and deadlines

The page says the program is available and does not list a closing date or application deadline.

Full eligibility details

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