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Flood Mitigation Assistance

Illinois Emergency Management Agency and Office of Homeland Security · State program

75% federal / 25% local match

Illinois describes Flood Mitigation Assistance as a FEMA cost-share grant for communities to plan and carry out flood mitigation work. The program is 75% federal and 25% local match, and it focuses on reducing long-term flood risk to NFIP-insured buildings and structures.

Last verified: September 18, 2026

Program details

How it works

Illinois Emergency Management Agency and Office of Homeland Security lists Flood Mitigation Assistance (FMA) as one of the mitigation funding options available in the state. The page says FMA is a cost-share program through which communities can receive grants for the development of a comprehensive flood mitigation plan and the implementation of flood mitigation projects.

What the money covers

The page says FMA can fund:

  • Development of a comprehensive flood mitigation plan.
  • Implementation of flood mitigation projects.

It also says that funded projects are typically for the acquisition and demolition of repetitively flooded structures insured by the National Flood Insurance Program (NFIP).

Amounts and matching

The page states FMA is a 75% federal / 25% local match program.

Goals and project focus

The overall goal of FMA is to fund cost-effective measures that reduce or eliminate long-term flood damage risk to NFIP-insured buildings, manufactured homes, and other structures. The page says the program is meant to:

  • Reduce the number of repetitively or substantially damaged structures and the associated NFIP claims.
  • Encourage long-term, comprehensive mitigation planning.
  • Respond to the needs of communities participating in the NFIP.
  • Complement other federal and state mitigation programs with similar goals.

How to apply

The page says an application is needed to begin the grant process.

Timing and deadlines

No current opening or closing dates are given on the page.

Other notes

The page says there are two types of FMA grants available: planning grants and project grants. It also says the funds allocated to the state are based on the number of flood insurance policies in place statewide as well as the number of identified repetitive loss properties.

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