Grants directory

Insurance discountOpen

Illinois insurance premium discounts for disaster-proofing and home security devices

Illinois Department of Insurance · State program

Varies by insurer; no statewide dollar amount stated

Illinois’ insurance department says some insurers offer premium discounts if homeowners disaster-proof their homes, replace the roof, or add home security devices. This is not a state-paid rebate; it is a state-documented insurer discount practice.

Last verified: July 28, 2026
Visit official program page

Program details

How it works

The Illinois Department of Insurance advises homeowners shopping for coverage that some insurers offer discounts if you also buy auto insurance from them, or if you disaster-proof your home, get a new roof, or add home security devices.

What the money covers

The state page gives examples rather than a fixed list of covered upgrades: storm shutters, a new roof, and home security devices such as alarm systems.

Amounts and matching

No dollar amount or percentage is stated on the official page.

How to apply

The page does not provide an application form. The practical next step is to ask the insurer or agent whether the home improvement qualifies for a discount.

Timing and deadlines

No stated deadline. Availability depends on the individual insurer and policy.

Full eligibility details

Create a free account to see full eligibility, get matched to your address, and get application help.

Create account

Get matched to programs for your exact address

Create a free Cindera account to see full eligibility details, get programs matched to your exact address, and get grant application help.

Create account