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SBA Disaster Home Loans with Mitigation Assistance
U.S. Small Business Administration; Kankakee County posts the notice · Federal program
Up to $500,000 for home repair or replacement; mitigation assistance can increase the loan up to 20%
Kankakee County is posting the SBA disaster loan program that can help homeowners repair or replace a damaged primary residence. The county notice says approved borrowers may also get up to a 20% loan increase for mitigation upgrades.
Program details
How it works
Kankakee County’s homepage notice says the U.S. Small Business Administration (SBA) disaster declaration covers Kankakee County as a primary county and offers Home Disaster Loans for homeowners to repair or replace a primary residence. The same notice says eligible borrowers may receive expanded mitigation assistance to help protect the home against future disasters.
What the money covers
The county notice says Home Disaster Loans are available up to $500,000 for homeowners to repair or replace a primary residence and to help protect the home against future disasters. It also says homeowners and renters may receive up to $100,000 for personal property.
Amounts and matching
The county notice says eligible SBA disaster loan borrowers may choose to receive expanded mitigation assistance, and that SBA disaster loans can be increased up to 20 percent to make building upgrades.
Timing and deadlines
The county notice states a 60-day grace period deadline to apply for Physical Damage Disaster Loans was August 7, 2026, and that the deadline for Economic Injury Disaster Loans is January 11, 2027.
Full eligibility details
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