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Exterior Rehabilitation Program

City of Rockford Neighborhood Development Division · City program

Up to $25,000 as a 3-year forgivable mortgage loan; $2,000 minimum.

The City of Rockford offers homeowners a forgivable loan of up to $25,000 to repair or replace exterior parts of a single-family home, including roofs, siding, windows, and doors. The program is currently closed and is limited to owner-occupied homes in Rockford that are not in a flood zone.

Last verified: August 16, 2026
Visit official program page

Program details

How it works

The City’s Exterior Rehabilitation Program covers the construction costs to rehabilitate the exterior of a single-family home. The city says the work may include, but is not limited to, replacing the roof, siding, windows, or doors. Funds are made available through the U.S. Department of Housing and Urban Development as a 3-year forgivable mortgage loan.

What the money covers

The official brochure says the program can pay for exterior rehabilitation work on the home, with examples including:

  • Roof replacement
  • Siding replacement
  • Window replacement
  • Door replacement

The property is inspected to make sure it is structurally sound and in sanitary condition before assistance is approved.

Amounts and matching

The brochure states the assistance is a forgivable mortgage loan up to $25,000, with a $2,000 program minimum.

How to apply

The program page says the program is now closed for applications. The page also notes that people can sign up for the Neighborhood Development newsletter to hear about future openings.

Timing and deadlines

The main program page says the program is currently closed. A past city notice shows a 2023 application window that ran through August 8, 2023, but the current page does not give a new opening date.

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