Grants directory
Ohio wildfire home hardening grants & rebates
Every live program we track for Ohio homeowners — statewide, county, and local incentives, plus nationwide programs you can also use. Create a free account to see full eligibility details and get matched to your exact address.
Browse all statesStatewide programs
Available to homeowners across Ohio.
- LoanOpen
Home Improvement Linked Deposit Program
Ohio Treasurer of State
Reduced-rate loan; amount limit not stated in the reviewed statute.
Ohio’s Home Improvement Linked Deposit Program helps qualifying homeowners get reduced-rate loans to improve, maintain, or restore an existing homestead. The state uses linked deposits to make the loan rate cheaper, but the law does not state a dollar cap.
View program - Free serviceOpenIncome restricted
Home Energy Assistance Program / low-income weatherization-linked assistance
Ohio Department of Development, Office of Community Assistance
Program structure page; benefit amount not stated here.
Ohio’s statewide low-income energy assistance framework includes weatherization assistance and related utility help for qualifying households. It is not wildfire-specific, but it can fund home weatherization and energy-efficiency work that overlaps with home hardening.
View program - Free serviceOpenIncome restricted
Home Weatherization Assistance Program
Ohio Department of Development, Office of Community Assistance
No benefit amount stated on this page.
Ohio's Home Weatherization Assistance Program helps eligible low-income households with energy-efficiency and weatherization services that can reduce utility bills and improve home performance. This page defines the program structure but does not list specific dollar amounts or project-level benefits.
View program - Free serviceOpenIncome restricted
Columbia Gas of Ohio WarmChoice®
Columbia Gas of Ohio
No-cost weatherization
Columbia Gas of Ohio’s WarmChoice program provides qualified customers with free home energy efficiency upgrades and safety checks. Eligible work can include insulation, air sealing, and repair or replacement of natural gas appliances at no cost.
View program - GrantOpenIncome restricted
Community Housing Impact and Preservation Program (CHIP)
Office of Community Development / Ohio Development Services Agency (ODSA), Office of Community Development (OCD)
CHIP provides competitive grants to eligible communities for housing-related activities that improve and provide affordable housing for low- and moderate-income people. The Elyria page says current CHIP projects can be viewed in the Office of Community Development, and that the office is not accepting applications at this time.
View program - Free serviceStatus unknown
Utility-Provided Assistance Programs
Ohio utilities and nonprofit/community partners, as summarized by the Ohio Consumers' Counsel
Varies by utility or nonprofit program; no statewide standard amount stated.
Ohio utilities and nonprofit partners may offer bill-assistance programs, payment help, and sometimes weatherization-related help, but the state consumer page does not identify a single statewide program with uniform benefits. This is a statewide list of utility and nonprofit assistance options rather than one hardening program.
View program - RebateClosed
Home Energy Savings Program
Ohio Department of Development
Rebates for eligible energy-efficient upgrades; homeowner amount not stated
Ohio’s Home Energy Savings Program will provide rebates for eligible energy-efficient home upgrades, funded by federal Inflation Reduction Act money through the Ohio Department of Development. The Dayton page says the program was still being finalized and does not give a homeowner dollar amount.
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County programs
Programs limited to specific Ohio counties.
Allen County
- GrantOpenIncome restricted
Home Repair
Great Lakes Community Action Partnership
No-cost grant-funded repairs; no dollar cap stated
Great Lakes Community Action Partnership provides grant-funded home repair assistance at no cost to eligible homeowners. The program covers one or two significant repair problems, including electrical, plumbing, roofing, insulation, siding, and structural work.
View program - GrantOpenIncome restricted
CHIP Home Repair Program (Allen County, excluding the City of Lima)
Great Lakes Community Action Partnership
No-cost repairs; no dollar cap stated
Great Lakes Community Action Partnership offers no-cost home repairs for eligible Allen County homeowners outside the City of Lima. The program can pay for roof replacements, siding repairs, insulation, electrical and plumbing work, and other essential repairs.
View program - GrantOpenIncome restricted
Home Repair
Great Lakes Community Action Partnership
No-cost grant-funded repairs; no dollar cap stated
Great Lakes Community Action Partnership provides grant-funded home repair assistance at no cost to eligible homeowners. The program covers one or two significant repair problems, including electrical, plumbing, roofing, insulation, siding, and structural work.
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Ashtabula County
- GrantOpenIncome restricted
Community Housing Impact and Preservation Program (CHIP) – Home Repair
Ashtabula County Department of Planning and Development, in partnership with the Cities of Ashtabula, Conneaut, and Geneva
Up to $10,000 per household
Ashtabula County offers a Home Repair grant for low-income owner-occupants when a serious health or safety problem is found. The maximum assistance listed on the county page is $10,000.
View program - GrantStatus unknownIncome restricted
Community Housing Impact and Preservation Program (CHIP) – Private Owner Rehabilitation
Ashtabula County Department of Planning and Development, in partnership with the Cities of Ashtabula, Conneaut, and Geneva
Ashtabula County’s CHIP rehab program gives financial help to low- and moderate-income owner-occupants to fix substandard conditions and make homes safe, durable, and energy efficient. The official county page does not list a maximum dollar amount on the CHIP landing page.
View program - GrantStatus unknownIncome restricted
Community Housing Impact and Preservation Program (CHIP) – Private Owner Rehabilitation
Ashtabula County Department of Planning and Development, in partnership with the Cities of Ashtabula, Conneaut, and Geneva
Ashtabula County’s CHIP rehab program gives financial help to low- and moderate-income owner-occupants to fix substandard conditions and make homes safe, durable, and energy efficient. The official county page does not list a maximum dollar amount on the CHIP landing page.
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Clark County
- LoanOpenIncome restricted
Clark County Community Housing Impact & Preservation (CHIP) Program – Private Homeowner Repair / Rehabilitation
Clark County Community & Economic Development, in partnership with the City of New Carlisle and the State of Ohio Department of Development
Up to $60,000 per home in the county’s 2023 CHIP guide; later program-year amounts are not stated on the cited county pages.
Clark County’s CHIP housing program gives eligible low- and moderate-income homeowners repair or rehabilitation assistance, with county materials showing amounts up to $60,000 per home in prior program guidance and 2026 planning documents showing $200,000 for repair and $300,000 for rehabilitation. It is aimed at fixing unsafe or substandard homes, not a disaster-only program.
View program - GrantOpenIncome restricted
Clark County Lead Safe Ohio Program
Clark County Board of Commissioners and Clark County Community and Economic Development Department
Up to $50,000 for lead remediation.
Clark County’s Lead Safe Ohio program offers eligible homeowners and renters up to $50,000 for lead remediation in homes built before 1978. The work includes window and door replacements, siding, soffit and fascia installation, interior and exterior painting, interior door replacements, and cleaning.
View program - GrantStatus unknown
Homeowner Emergency Repair Grant Program
Clark County Community & Economic Development
$7,500 maximum; up to $10,000 for roof projects.
Clark County has listed a Homeowner Emergency Repair Grant Program under its American Rescue Plan activities. A related county information sheet says it provides urgent repairs for eligible homeowners, with a maximum of $7,500 and up to $10,000 for roof projects.
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Clermont County
- GrantStatus unknown
Clermont County Long Term Recovery Committee (LTRC) disaster recovery assistance
Clermont County Emergency Management Agency / Long Term Recovery Committee
Amount not stated
Clermont County’s Long Term Recovery Committee helps residents recover after a disaster by coordinating unmet-needs assistance and recovery resources. The page does not publish a fixed dollar amount or a pre-disaster retrofit rebate.
View program - GrantStatus unknown
Clermont County Long Term Recovery Committee (LTRC) disaster recovery assistance
Clermont County Emergency Management Agency / Long Term Recovery Committee
Amount not stated
Clermont County’s Long Term Recovery Committee helps residents recover after a disaster by coordinating unmet-needs assistance and recovery resources. The page does not publish a fixed dollar amount or a pre-disaster retrofit rebate.
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Cuyahoga County
- Free serviceOpenIncome restricted
Cuyahoga County Home Weatherization Assistance Program
Cuyahoga County Department of Development
Free energy-efficiency improvements; no dollar cap stated on the overview page.
Cuyahoga County offers free weatherization and energy-efficiency improvements to eligible homeowners and renters in the county outside the City of Cleveland. The page does not state a cash amount; it says the work is provided at no cost to the household.
View program - LoanOpen
Cuyahoga County Home Repair Program
Cuyahoga County Department of Development / CHN Housing Capital
Loan terms and dollar limits not stated on the county overview page.
Cuyahoga County says its Home Repair Program helps eligible homeowners maintain safe, sanitary, and decent housing. The county page does not state loan size or interest rate, but it directs homeowners to CHN Housing Capital to apply.
View program - LoanOpenIncome restricted
Four Component (4COM) Home Repair Loans
Cuyahoga County Department of Development
Low-interest loan; 0% deferred loan may be available for seniors 62+; no dollar cap stated.
Cuyahoga County’s Four Component Home Repair Loans help low- and moderate-income homeowners pay for roof, electrical, furnace, and plumbing repairs, including sanitary sewer connections. Seniors 62+ may qualify for a 0% deferred loan.
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Delaware County
- GrantOpenIncome restricted
Prevention, Retention & Contingency (PRC) Program
Delaware County Job and Family Services / OhioMeansJobs Delaware County
Delaware County JFS offers short-term assistance for eligible county families facing urgent needs such as housing, utilities, transportation, and family support. The page does not identify a specific home-hardening amount or a dedicated disaster-mitigation benefit.
View program - LoanOpen
PACE Program
Delaware County Finance Authority
Up to 100% fixed-rate financing
Delaware County Finance Authority offers PACE financing for energy-related improvements in new and existing real estate. It can cover up to 100% of eligible project costs, but it is aimed at developers, businesses, nonprofits, and governmental entities rather than typical homeowners.
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Erie County
- GrantOpenIncome restricted
Home Repair
Great Lakes Community Action Partnership
No-cost grant-funded repairs; no dollar cap stated
Great Lakes Community Action Partnership provides grant-funded home repair assistance at no cost to eligible homeowners. The program covers one or two significant repair problems, including electrical, plumbing, roofing, insulation, siding, and structural work.
View program - GrantOpenIncome restricted
Home Repair
Great Lakes Community Action Partnership
No-cost grant-funded repairs; no dollar cap stated
Great Lakes Community Action Partnership provides grant-funded home repair assistance at no cost to eligible homeowners. The program covers one or two significant repair problems, including electrical, plumbing, roofing, insulation, siding, and structural work.
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Fairfield County
- Free serviceOpenIncome restricted
Income-Eligible Weatherization / WarmChoice®
Columbia Gas of Ohio via the county WarmChoice® provider
No-cost weatherization and home energy inspection
Columbia Gas of Ohio offers no-cost weatherization services for qualified customers in Fairfield County through the WarmChoice® program. The program includes a free home energy inspection with safety checks on natural gas appliances and weatherization measures at no charge.
View program - GrantStatus unknownIncome restricted
Housing Assistance Grant
Lancaster-Fairfield Community Action Agency
Lancaster-Fairfield Community Action Agency runs a housing assistance grant for Fairfield County homeowners that can pay for emergency home repairs and minor accessibility modifications. The county materials describe it as covering repairs like electrical work, furnace installation, and similar home fixes, with income limits at or below 50% of Area Median Income.
View program - Free serviceStatus unknownIncome restricted
EPP (Electric Program for low-income households)
Lancaster-Fairfield Community Action Agency
Lancaster-Fairfield Community Action Agency’s EPP program provides no-cost in-home audits and electric efficiency measures for eligible low-income households in Fairfield County. The county narrative says it is designed to improve electric efficiency for households already on, or eligible for, PIPP Plus.
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Franklin County
- GrantOpenIncome restricted
PRC Emergency Assistance
Franklin County Department of Job and Family Services
Up to $1,000 per family household per declared disaster
Franklin County’s PRC Emergency Assistance can help eligible low-income households with home repairs after an emergency, including fire or other natural disasters. The page does not list a fixed dollar amount for this emergency-help category.
View program - GrantStatus unknownIncome restricted
Urgent Need Rehabilitation Grants
Mid-Ohio Regional Planning Commission
Franklin County says MORPC’s urgent repair program gives grants to low-income families for a major failing home system that threatens immediate health and safety. The county page does not state a dollar amount.
View program - Free serviceStatus unknownIncome restricted
Lifecare Alliance – CHORES Program
Lifecare Alliance
Minor home repair services; no cash amount stated
Franklin County says Lifecare Alliance’s CHORES Program provides minor home repair services for low-income people, focusing on seniors and disabled individuals. The county page does not list a dollar amount because the help is a service, not a cash award.
View program - Free serviceStatus unknown
Safe Housing Program
Franklin County Office on Aging
Services provided; no cash amount stated
Franklin County’s Office on Aging says its Safe Housing Program provides home modifications, repairs, safety products, and other assistance to eligible county residents. The page does not give a dollar amount.
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Greene County
- LoanOpenIncome restricted
Owner-Occupied Home Repair Assistance Program (CHIP)
Greene County Department of Development
Forgivable loan; dollar amount not stated on the page
Greene County offers income-eligible homeowners forgivable loans for home repairs and rehabilitation, with the county serving most of the county and partnering with the City of Xenia. The page says funds are now available; the county excludes Fairborn residents from this funding stream.
View program - LoanOpenIncome restricted
Owner-Occupied Home Repair Assistance Program (CHIP)
Greene County Department of Development
Forgivable loan; dollar amount not stated on the page
Greene County offers income-eligible homeowners forgivable loans for home repairs and rehabilitation, with the county serving most of the county and partnering with the City of Xenia. The page says funds are now available; the county excludes Fairborn residents from this funding stream.
View program - GrantOpenIncome restricted
Community Development Block Grant (CDBG)
Greene County Department of Development
Greene County administers CDBG funds for housing and community development activities that benefit low- and moderate-income people. The county page says the program can support housing and community needs, but it does not identify a homeowner-specific hardening grant on the page.
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Hancock County
- GrantOpenIncome restricted
Home Repair
Great Lakes Community Action Partnership
No-cost grant-funded repairs; no dollar cap stated
Great Lakes Community Action Partnership provides grant-funded home repair assistance at no cost to eligible homeowners. The program covers one or two significant repair problems, including electrical, plumbing, roofing, insulation, siding, and structural work.
View program - GrantOpenIncome restricted
Home Repair
Great Lakes Community Action Partnership
No-cost grant-funded repairs; no dollar cap stated
Great Lakes Community Action Partnership provides grant-funded home repair assistance at no cost to eligible homeowners. The program covers one or two significant repair problems, including electrical, plumbing, roofing, insulation, siding, and structural work.
View program
Huron County
- GrantOpenIncome restricted
Home Repair
Great Lakes Community Action Partnership
No-cost grant-funded repairs; no dollar cap stated
Great Lakes Community Action Partnership provides grant-funded home repair assistance at no cost to eligible homeowners. The program covers one or two significant repair problems, including electrical, plumbing, roofing, insulation, siding, and structural work.
View program - GrantOpenIncome restricted
Home Repair
Great Lakes Community Action Partnership
No-cost grant-funded repairs; no dollar cap stated
Great Lakes Community Action Partnership provides grant-funded home repair assistance at no cost to eligible homeowners. The program covers one or two significant repair problems, including electrical, plumbing, roofing, insulation, siding, and structural work.
View program
Lake County
- GrantOpenIncome restricted
Lake County Housing Rehabilitation Program
Lake County Planning & Community Development / Western Reserve Community Development Corporation
Grants and loans; amount not stated
Lake County offers income-eligible homeowners grants and loans to repair or rehabilitate their homes, including emergency repairs and accessibility work. The program is meant to improve housing conditions and extend the life of homes, with work done by licensed, pre-screened contractors.
View program - GrantOpen
Western Reserve Community Development Corporation Home Repair Program
Western Reserve Community Development Corporation
Amount not stated on the county page
Lake County lists Western Reserve Community Development Corporation’s Home Repair program as a recipient of Senior Services Levy funds for home-repair assistance. The page does not state the amount, eligibility rules, or application process.
View program - Free serviceOpen
Lake County Stormwater User Fee Program
Lake County Stormwater Management Department
Not an incentive payment; $3.50/month or $42/year residential stormwater fee
Lake County charges a stormwater user fee to fund stormwater regulation and related county services. It is not a homeowner grant; residential parcels in participating Level 2 member communities are charged $3.50 per month, or $42 per year.
View program - GrantStatus unknown
Lake County Lead Safe Ohio Program
Lake County Planning & Community Development / Ohio Department of Health
Funding for lead-hazard assessment, mitigation, and lead-safe repairs; amount not stated
Lake County’s Lead Safe Ohio program provides statewide lead-hazard assessment, mitigation, education, and certification resources for homes, especially older homes built before 1978. The page does not state a homeowner award cap or application deadline.
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Mahoning County
- GrantStatus unknownIncome restricted
Mahoning County Community Housing Impact & Preservation Program (CHIP)
Mahoning County Commissioners
Amount not stated in the brief official source text we found.
Mahoning County runs CHIP with the cities of Campbell and Struthers to help eligible homeowners pay for home repair and rehabilitation. The county document does not state a single maximum award on the page we found, so the amount is listed in the application materials rather than summarized here.
View program - GrantStatus unknownIncome restricted
Mahoning County Healthy Homes & Lead Hazard Control Program
Mahoning County
Amount not stated in the brief official source text we found.
Mahoning County offers a Healthy Homes & Lead Hazard Control program that makes homes safer for eligible low-income households. The county says the work is aimed at reducing hazards in housing and may include healthy-homes-related repairs, but the brief page excerpt we found does not publish a dollar cap.
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Medina County
- LoanOpen
Home Improvement Loan Program (Fix-It Funds)
Medina County Treasurer
Home improvement loans at up to 2% below Westfield Bank’s current home improvement loan rate.
Medina County says its Fix-It Funds home improvement loan program helps eligible homeowners repair or remodel their homes. The county describes the loans as interest rates up to 2% below Westfield Bank’s current home improvement loan rate.
View program - GrantWaitlist
Lead Safe Ohio Program
Medina County planning office / County program page referencing the Ohio Department of Development
Lead testing, certification, outreach, and lead-safe renovations; no homeowner dollar cap stated on the county page.
Medina County promotes the Lead Safe Ohio Program for homes that need lead hazard removal and lead-safe renovations. The county says funds can cover lead-safe certification, testing, education, and lead-safe renovations such as window and door replacement in pre-1978 homes.
View program - GrantWaitlistIncome restricted
Community Housing Impact & Preservation Program (CHIP)
Medina County Board of Commissioners, in partnership with the City of Wadsworth
Grant-funded home repair and rehabilitation assistance; no amount stated on the main page.
Medina County runs CHIP to help low- and moderate-income homeowners pay for home rehabilitation and home repair. The county says the current waitlist is full, and new applicants are placed on a waitlist until grant funds become available.
View program - GrantWaitlist
Lead Safe Ohio Program
Medina County planning office / County program page referencing the Ohio Department of Development
Lead testing, certification, outreach, and lead-safe renovations; no homeowner dollar cap stated on the county page.
Medina County promotes the Lead Safe Ohio Program for homes that need lead hazard removal and lead-safe renovations. The county says funds can cover lead-safe certification, testing, education, and lead-safe renovations such as window and door replacement in pre-1978 homes.
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Miami County
- GrantOpenIncome restricted
Miami County CHIP Private Owner Home Repair
Miami County Department of Development
Amount not stated on the county’s main program page.
Miami County’s CHIP home repair program helps income-eligible owner-occupants in the county pay for needed home repairs that affect health, safety, or structural soundness. The county says its 2024–2025 CHIP funds are currently taking applications.
View program - GrantOpenIncome restricted
Miami County CHIP Private Owner Home Repair
Miami County Department of Development
Amount not stated on the county’s main program page.
Miami County’s CHIP home repair program helps income-eligible owner-occupants in the county pay for needed home repairs that affect health, safety, or structural soundness. The county says its 2024–2025 CHIP funds are currently taking applications.
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Montgomery County
- GrantOpenIncome restricted
County Corp Montgomery County CDBG Emergency and Accessibility Program
County Corp
Up to $10,000 grant
County Corp offers up to $10,000 in grant funding for emergency repairs and accessibility modifications for eligible Montgomery County homeowners outside Dayton and Kettering. The program is income- and location-restricted and funded through federal CDBG money.
View program - GrantOpenIncome restricted
County Corp Dayton and Montgomery County ODOD Emergency Home Repair and Accessibility Modification Program
County Corp
Up to $10,000 grant; match funding provided by local partners
County Corp lists an ODOD-funded emergency home repair and accessibility modification program for Montgomery County homeowners with income at or below 50% AMI. The page says the program offers up to $10,000 in grant funding plus match funding from local partners.
View program - GrantOpenIncome restricted
County Corp Weatherization Grant Program
CenterPoint Energy
Amount not stated on the page
County Corp references a CenterPoint Energy-funded weatherization grant program for Montgomery County homes with natural gas heating and income at or below 80% AMI. The page does not state a dollar amount.
View program - GrantOpenIncome restricted
County Corp Weatherization Grant Program
CenterPoint Energy
Amount not stated on the page
County Corp references a CenterPoint Energy-funded weatherization grant program for Montgomery County homes with natural gas heating and income at or below 80% AMI. The page does not state a dollar amount.
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Ottawa County
- GrantOpenIncome restricted
Home Repair
Great Lakes Community Action Partnership
No-cost grant-funded repairs; no dollar cap stated
Great Lakes Community Action Partnership provides grant-funded home repair assistance at no cost to eligible homeowners. The program covers one or two significant repair problems, including electrical, plumbing, roofing, insulation, siding, and structural work.
View program - GrantOpenIncome restricted
Home Repair
Great Lakes Community Action Partnership
No-cost grant-funded repairs; no dollar cap stated
Great Lakes Community Action Partnership provides grant-funded home repair assistance at no cost to eligible homeowners. The program covers one or two significant repair problems, including electrical, plumbing, roofing, insulation, siding, and structural work.
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Portage County
- GrantOpen
Portage County Job and Family Services PRC Home Repairs
Portage County Job and Family Services
Up to $7,500 per applicant’s lifetime
Portage County JFS offers emergency home repairs for health-and-safety problems, with up to $7,500 per applicant over a lifetime. The posted examples include electric, plumbing, septic, heating, roofing, and similar repairs.
View program - GrantOpen
Portage County Job and Family Services PRC State-Declared Natural Disaster Assistance
Portage County Job and Family Services
Up to $1,500, or as limited by the state
Portage County JFS can provide up to $1,500 for shelter assistance, home repairs, and replacement of household contents after a state-declared natural disaster. The page lists events such as fire, flood, and explosion.
View program - GrantOpen
Portage County Job and Family Services PRC Family Disaster Assistance
Portage County Job and Family Services
Up to $1,500, or as limited by the state
Portage County JFS can help eligible families recover from a disaster with up to $1,500 for shelter assistance, home repairs, and replacement of essential household contents. The program covers disasters such as fire, flood, and explosion.
View program - GrantOpen
Portage County Job and Family Services PRC Utility Assistance
Portage County Job and Family Services
Up to $600 total in a 24-month period
Portage County JFS can help eligible households pay past-due utility bills or avoid shutoff, with up to $600 total in a 24-month period. Covered utilities include electric, natural gas, bulk fuels, water, and sewer.
View program - GrantOpen
Property Tax Relief Program (Portage County PRC + Community Action Council of Portage County)
Portage County Job and Family Services and Community Action Council of Portage County
Payment assistance for delinquent property taxes; CAC part may also cover utilities, home insurance, and HOA fees
Portage County’s Property Tax Relief Program combines PRC funds with Community Action Council help to pay delinquent property taxes, and in some cases utilities, home insurance, and HOA fees. It is a county-specific hardship program, not a home-improvement grant.
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Putnam County
- GrantOpenIncome restricted
Home Repair
Great Lakes Community Action Partnership
No-cost grant-funded repairs; no dollar cap stated
Great Lakes Community Action Partnership provides grant-funded home repair assistance at no cost to eligible homeowners. The program covers one or two significant repair problems, including electrical, plumbing, roofing, insulation, siding, and structural work.
View program - GrantOpenIncome restricted
Home Repair
Great Lakes Community Action Partnership
No-cost grant-funded repairs; no dollar cap stated
Great Lakes Community Action Partnership provides grant-funded home repair assistance at no cost to eligible homeowners. The program covers one or two significant repair problems, including electrical, plumbing, roofing, insulation, siding, and structural work.
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Richland County
- Free serviceOpen
Richland Soil and Water Conservation District assistance and technical programs
Richland Soil and Water Conservation District
Free technical assistance and permitting help; no cash amount stated
Richland Soil and Water Conservation District provides free technical help to property owners on flooding, drainage, erosion, stormwater, and floodplain issues. It is not a cash grant, but it can help homeowners with planning and permits for flood-related home and site work.
View program - Free serviceOpen
Richland Soil and Water Conservation District assistance and technical programs
Richland Soil and Water Conservation District
Free technical assistance and permitting help; no cash amount stated
Richland Soil and Water Conservation District provides free technical help to property owners on flooding, drainage, erosion, stormwater, and floodplain issues. It is not a cash grant, but it can help homeowners with planning and permits for flood-related home and site work.
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Sandusky County
- GrantOpenIncome restricted
Home Repair
Great Lakes Community Action Partnership
No-cost grant-funded repairs; no dollar cap stated
Great Lakes Community Action Partnership provides grant-funded home repair assistance at no cost to eligible homeowners. The program covers one or two significant repair problems, including electrical, plumbing, roofing, insulation, siding, and structural work.
View program - GrantOpenIncome restricted
Home Repair
Great Lakes Community Action Partnership
No-cost grant-funded repairs; no dollar cap stated
Great Lakes Community Action Partnership provides grant-funded home repair assistance at no cost to eligible homeowners. The program covers one or two significant repair problems, including electrical, plumbing, roofing, insulation, siding, and structural work.
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Seneca County
- GrantOpenIncome restricted
Home Repair
Great Lakes Community Action Partnership
No-cost grant-funded repairs; no dollar cap stated
Great Lakes Community Action Partnership provides grant-funded home repair assistance at no cost to eligible homeowners. The program covers one or two significant repair problems, including electrical, plumbing, roofing, insulation, siding, and structural work.
View program - GrantOpenIncome restricted
Home Repair
Great Lakes Community Action Partnership
No-cost grant-funded repairs; no dollar cap stated
Great Lakes Community Action Partnership provides grant-funded home repair assistance at no cost to eligible homeowners. The program covers one or two significant repair problems, including electrical, plumbing, roofing, insulation, siding, and structural work.
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Summit County
- GrantOpen
Summit County Lead Hazard Reduction Program (SCLHR)
Summit County Department of Community and Economic Development
No dollar amount stated on the page.
Summit County helps identify and abate lead-based paint hazards in homes that were built before 1978 and have a child under 6 living there or meet minimum visitation requirements.
View program - LoanOpenIncome restricted
Housing Rehabilitation Program (MHR)
Summit County Department of Community and Economic Development
5-year deferred forgivable loan; no dollar amount stated.
Summit County offers a 5-year deferred forgivable loan for health and safety repairs in owner-occupied single-family homes outside Akron, Barberton, and Cuyahoga Falls.
View program - GrantOpen
Older Adult Home Modification Program (OAHMP)
Summit County Department of Community and Economic Development
Low-cost repairs; no dollar amount stated.
Summit County provides low-cost, high-impact maintenance repairs for homeowners or renters age 62 or older, including accessibility repairs, mobility aids, and grab bars.
View program - GrantOpen
Summit County Lead Hazard Reduction Program (SCLHR)
Summit County Department of Community and Economic Development
No dollar amount stated on the page.
Summit County helps identify and abate lead-based paint hazards in homes that were built before 1978 and have a child under 6 living there or meet minimum visitation requirements.
View program - LoanOpenIncome restricted
Housing Rehabilitation Program (MHR)
Summit County Department of Community and Economic Development
5-year deferred forgivable loan; no dollar amount stated.
Summit County offers a 5-year deferred forgivable loan for health and safety repairs in owner-occupied single-family homes outside Akron, Barberton, and Cuyahoga Falls.
View program - GrantOpen
Older Adult Home Modification Program (OAHMP)
Summit County Department of Community and Economic Development
Low-cost repairs; no dollar amount stated.
Summit County provides low-cost, high-impact maintenance repairs for homeowners or renters age 62 or older, including accessibility repairs, mobility aids, and grab bars.
View program - Free serviceStatus unknownIncome restricted
PASSPORT – Housing Assistance Program
Area Agency on Aging
Limited home adaptations; amount not stated
PASSPORT is a Medicaid waiver housing-assistance program that pays for limited home adaptations for eligible older adults. It can cover roofing, heating, electrical, plumbing, health-and-safety work, and accessibility changes once other resources have been used.
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Trumbull County
- Free serviceOpen
Chore Services
Trumbull County Senior Levy / District XI Area Agency on Aging, Inc.
$70,000 annually in Senior Levy funding for the service category; $140,000 over two years
Trumbull County uses Senior Levy funding to pay for outdoor and exterior household chores, household repairs, and light work so older residents can stay in their homes. The official bid document says the service can include materials, labor, supplies, and equipment.
View program - LoanOpenIncome restricted
HOME Housing Rehabilitation Program
Trumbull County Planning Commission / Warren-Trumbull HOME Consortium
Zero-percent forgivable loan; no dollar cap stated on the official page
Trumbull County offers a zero-percent, forgivable loan to income-qualified homeowners to fix unsafe or failing parts of their homes. The program is aimed at correcting code violations and structural or mechanical problems, not cosmetic upgrades.
View program - LoanOpenIncome restricted
Community Housing Impact and Preservation (CHIP)
Trumbull County Planning Commission / Ohio Department of Development
Zero-percent forgivable loan; no dollar cap stated on the official page
Trumbull County offers CHIP as a zero-percent, forgivable loan for qualified homeowners to repair unsafe and substandard conditions in older homes. The program is aimed at making homes safe, healthy, code-compliant, and more durable and energy efficient.
View program - LoanOpenIncome restricted
HOME Housing Rehabilitation Program brochure eligible improvements
Trumbull County Planning Commission / Warren-Trumbull HOME Consortium
Zero-percent forgivable loan; no dollar cap stated in the brochure excerpt
This brochure for the county housing rehab program describes the kinds of home repairs the loan can cover. It reinforces that the program focuses on safety, code compliance, and weatherization rather than cosmetic work.
View program - LoanOpenIncome restricted
HOME Housing Rehabilitation Program
Trumbull County Planning Commission / Warren-Trumbull HOME Consortium
Zero-percent forgivable loan; no dollar cap stated on the official page
Trumbull County offers a zero-percent, forgivable loan to income-qualified homeowners to fix unsafe or failing parts of their homes. The program is aimed at correcting code violations and structural or mechanical problems, not cosmetic upgrades.
View program - LoanOpenIncome restricted
Community Housing Impact and Preservation (CHIP)
Trumbull County Planning Commission / Ohio Department of Development
Zero-percent forgivable loan; no dollar cap stated on the official page
Trumbull County offers CHIP as a zero-percent, forgivable loan for qualified homeowners to repair unsafe and substandard conditions in older homes. The program is aimed at making homes safe, healthy, code-compliant, and more durable and energy efficient.
View program - LoanOpenIncome restricted
HOME Housing Rehabilitation Program brochure eligible improvements
Trumbull County Planning Commission / Warren-Trumbull HOME Consortium
Zero-percent forgivable loan; no dollar cap stated in the brochure excerpt
This brochure for the county housing rehab program describes the kinds of home repairs the loan can cover. It reinforces that the program focuses on safety, code compliance, and weatherization rather than cosmetic work.
View program
Warren County
- GrantOpenIncome restricted
Warren County PRC (Prevention, Retention, and Contingency) Program
Warren County Job and Family Services
Benefit amount not stated.
Warren County Job and Family Services’ PRC program provides benefits and services to needy families facing an immediate crisis, mainly to help with self-sufficiency needs like shelter, utilities, work clothing, transportation, and other job-supportive services. It is a county assistance program, not a wildfire-specific home-hardening program.
View program - GrantOpenIncome restricted
Warren County PRC (Prevention, Retention, and Contingency) Program
Warren County Job and Family Services
Benefit amount not stated.
Warren County Job and Family Services’ PRC program provides benefits and services to needy families facing an immediate crisis, mainly to help with self-sufficiency needs like shelter, utilities, work clothing, transportation, and other job-supportive services. It is a county assistance program, not a wildfire-specific home-hardening program.
View program - LoanWaitlistIncome restricted
Warren County Home Rehab Program
Warren County Grant Administration
Deferred, interest-free loan; dollar amount not stated.
Warren County offers deferred, interest-free loans for home repair or rehabilitation projects to qualifying low- and moderate-income residents. The program is temporarily on hold while it is being updated.
View program - LoanWaitlistIncome restricted
Warren County Home Rehab Program
Warren County Grant Administration
Deferred, interest-free loan; dollar amount not stated.
Warren County offers deferred, interest-free loans for home repair or rehabilitation projects to qualifying low- and moderate-income residents. The program is temporarily on hold while it is being updated.
View program
Wood County
- GrantStatus unknown
TANF-PRC Disaster Plan
Wood County Department of Job and Family Services
Up to $1,500 total per applicant group for approved disaster services
Wood County’s PRC disaster assistance can pay vendors directly for emergency home repair, tree removal, and temporary housing after a declared disaster. The homeowner-facing maximum is $1,500 for services.
View program - GrantStatus unknownIncome restricted
Adult Non-TANF Disaster Assistance
Wood County Department of Job and Family Services
Up to $750 total per household for approved disaster services
Wood County also offers a disaster assistance track for adults age 55+ or disabled households without minor children. It can pay vendors directly for home repair, tree removal, or temporary housing, up to $750.
View program - GrantStatus unknownIncome restricted
Community Housing Improvement Program (CHIP)
Wood County Planning Commission
Wood County’s Planning Commission runs CHIP to help low- to moderate-income homeowners with emergency home repairs and home rehabilitation, plus down payment assistance. The official page does not state a dollar amount.
View program - GrantStatus unknownIncome restricted
Community Housing Improvement Program (CHIP)
Wood County Planning Commission
Wood County’s Planning Commission runs CHIP to help low- to moderate-income homeowners with emergency home repairs and home rehabilitation, plus down payment assistance. The official page does not state a dollar amount.
View program
See which programs your home qualifies for
Create a free Cindera account to see full eligibility details, get programs matched to your exact address, and get grant application help.
Create accountCity & local programs
Programs limited to specific cities or zip codes in Ohio.
- LoanOpenIncome restricted
USDA Single Family Housing 504 Program
USDA Rural Development
Loans up to $40,000 and grants up to $10,000; combined assistance up to $50,000.
USDA Rural Development offers Section 504 repair loans and grants to very-low-income homeowners. Loans can be up to $40,000 and grants up to $10,000 to repair, improve, modernize, or remove health and safety hazards.
View program - GrantOpen
CDBG Emergency Owner-Occupied Home Repair Program
City of Elyria Office of Community Development
Up to $20,000 per single-family owner-occupied home; a $500 contingency allowance may be available
The City of Elyria offers grants of up to $20,000 for single-family owner-occupied homes to fix urgent health and safety problems, including roof replacement. The program is aimed at repairs that remove conditions dangerous to residents.
View program - GrantOpenIncome restricted
Home At Last Down Payment Assistance
City of Toledo Housing and Community Development Department
Up to $12,500, or up to $20,000 in target neighborhoods.
Toledo offers down payment assistance for eligible first-time home buyers. The program provides up to $12,500, or up to $20,000 in target neighborhoods, to help purchase a home.
View program - GrantOpenIncome restricted
Essential Home Repair Program
City of Lorain Building, Housing and Planning Department
Up to $15,000 per eligible home
The City of Lorain gives eligible low- and moderate-income homeowners up to $15,000 to fix one life-safety issue in the home. It is meant to correct problems that could harm the health, safety, or welfare of occupants.
View program - LoanOpenIncome restricted
USDA Single Family Housing Repair Loans and Grants (Section 504) — City of Columbiana page
USDA Rural Development
Loans up to $40,000 and grants up to $10,000; combined assistance up to $50,000.
This page for Columbiana residents describes USDA Section 504 home repair loans and grants for very-low-income homeowners. It says loans can reach $40,000 and grants can reach $10,000 to fix, improve, modernize, or remove health and safety hazards.
View program - GrantOpenIncome restricted
Emergency Repair Program
City of Canton Community Development Department
Up to $6,500 per household
The City of Canton offers grants to low-to-moderate-income homeowners for emergency housing conditions that pose an immediate health or safety danger. The program can pay up to $6,500 per household for eligible emergency repairs.
View program - GrantOpenIncome restricted
Fire Prevention Program
City of Canton Community Development Department
Up to $5,000 for labor and materials; 3-year deferred loan declining 30% each year
The City of Canton offers low-to-moderate-income homeowners help for fire-prevention repairs and safety improvements inside the home. Assistance is capped at $5,000 for labor and materials and is structured as a 3-year deferred loan that declines 30% each year.
View program - RebateOpen
City of Columbiana Efficiency Smart programs
City of Columbiana Electric Dept.; Efficiency Smart
$75 reward for eligible appliance recycling with free pickup; $150 rebate for qualifying window ACs; $55 reward for enrolling in the smart thermostat program.
Efficiency Smart offers City of Columbiana Electric Dept. customers free technical advice plus rebates and other efficiency services for homes and businesses. For homeowners, the page highlights appliance recycling rewards, window AC rebates, and a voluntary smart thermostat program with a $55 reward for enrolling.
View program - RebateOpen
City of Columbiana Smart Thermostat Program
City of Columbiana Electric Department; Efficiency Smart
Up to $100 rebate on a qualifying smart thermostat, plus a $55 e-gift card after enrollment.
City of Columbiana electric customers can get up to a $100 rebate for a qualifying smart thermostat and a $55 e-gift card after enrolling. The program also lets the utility briefly adjust thermostats during summer peak demand events.
View program - RebateOpen
Del-Aware Backyard Rebates
Delaware Soil and Water Conservation District
$50 immediate discount voucher for a rain barrel or native plants; one per household per year
Delaware Soil and Water Conservation District offers a pilot backyard conservation rebate for residents of Sunbury and Shawnee Hills. Homeowners can get a $50 immediate discount on a rain barrel or native plants after completing the program’s education and quiz steps.
View program - GrantOpenIncome restricted
Housing Repair Services Program
City of Cincinnati Buildings and Inspections Department, delivered by People Working Cooperatively
The City of Cincinnati offers grants for emergency and critical home repairs for very low-income homeowners. The program can cover work like gutter, window, roof, and step repairs, plus accessibility fixes.
View program - GrantOpenIncome restricted
Homeowner Assistance Repair and Building Order Remission Program (HARBOR)
City of Cincinnati Buildings and Inspections Department, delivered by People Working Cooperatively
Cincinnati’s HARBOR program gives grant support to low-income owner-occupants who have city code violations and cannot fund repairs. It helps pay for repairs needed to resolve the violations.
View program - Free serviceOpen
Healthy Homes Assessment
Cincinnati Health Department
Free assessment
The Cincinnati Health Department offers a free Healthy Homes assessment that identifies health and safety hazards in and around a home. It is an inspection-style service, not a cash grant.
View program - GrantOpenIncome restricted
WarmUp Cincy / Home Repair Service Program
City of Cincinnati Building and Inspection Department
Emergency repair grants; amount not stated
The City of Cincinnati’s Home Repair Service Program offers emergency repair grants to income-eligible homeowners. The program helps pay for home repairs, energy conservation, and maintenance work that keeps homes safe and habitable.
View program - LoanOpen
City of Troy Residential Exterior Housing Improvement Loan Program
City of Troy
Loan amount and rate not stated in the excerpt available here.
Troy offers low-interest exterior housing improvement loans for owner-occupied homes inside city limits. The program covers exterior repairs such as roofs, gutters, siding, windows, and doors.
View program - GrantOpenIncome restricted
Wooster CHIP Home Repair Program
Wayne Metropolitan Housing Authority
Grant amount not stated on the page.
Wooster’s CHIP Home Repair Program gives low-income homeowners grants for emergency health-and-safety repairs to single-family homes. The page says it can cover projects like leaking roofs, heating systems, and septic repairs while funding remains available.
View program - LoanOpenIncome restricted
Home Rescue Home Rehab Loan
City of Toledo Housing and Community Development Department
Loan amount not stated.
Toledo offers a home rehabilitation loan for income-eligible property owners to fix code problems like leaky roofs and faulty furnaces. The city says the program is for code issues only and may address lead hazards too.
View program - Free serviceOpenIncome restricted
Dayton Home Repair Network (DHRN)
Dayton Energy Collaborative
Service coordination; no dollar amount stated
Dayton Home Repair Network is a one-stop coordination point for home repairs, weatherization, energy efficiency services, and critical safety improvements for low-to-moderate-income households in Montgomery County. The page does not state a cash amount.
View program - GrantOpenIncome restricted
City of Troy Community Housing Impact and Preservation (CHIP)
City of Troy Development Department
Amount not stated; program uses grants and loans.
The City of Troy offers CHIP grants and loans to income-eligible owner-occupants for repairs that address safety and structural problems. Troy says it is currently taking applicants and placing them on a waiting list.
View program - Tax creditOpen
Residential Tax Abatement Program
City of Toledo Housing and Community Development Department
100% tax exemption on the increased property value.
Toledo offers a 100% property tax exemption on the increased value created by new home construction or major renovations. The page does not state a dollar cap.
View program - GrantOpenIncome restricted
Wooster CHIP Home Repair Program
Wayne Metropolitan Housing Authority
Grant amount not stated on the page.
Wooster’s CHIP Home Repair Program gives low-income homeowners grants for emergency health-and-safety repairs to single-family homes. The page says it can cover projects like leaking roofs, heating systems, and septic repairs while funding remains available.
View program - GrantOpenIncome restricted
City of Troy Community Housing Impact and Preservation (CHIP)
City of Troy Development Department
Amount not stated; program uses grants and loans.
The City of Troy offers CHIP grants and loans to income-eligible owner-occupants for repairs that address safety and structural problems. Troy says it is currently taking applicants and placing them on a waiting list.
View program - LoanOpen
City of Troy Residential Exterior Housing Improvement Loan Program
City of Troy
Loan amount and rate not stated in the excerpt available here.
Troy offers low-interest exterior housing improvement loans for owner-occupied homes inside city limits. The program covers exterior repairs such as roofs, gutters, siding, windows, and doors.
View program - GrantOpens soon
Dayton Rental Housing Repair Program
Dayton Energy Collaborative
Grant funding for repair assistance; no dollar amount stated
Dayton’s pilot Rental Housing Repair Program provides grant funding to qualifying small local landlords to address critical repair needs in tenant-occupied homes. The page says the pilot will serve 10 homes, with a goal of expanding later, but it does not state a dollar amount.
View program - GrantOpens soon
Dayton Rental Housing Repair Program
Dayton Energy Collaborative
Grant funding for repair assistance; no dollar amount stated
Dayton’s pilot Rental Housing Repair Program provides grant funding to qualifying small local landlords to address critical repair needs in tenant-occupied homes. The page says the pilot will serve 10 homes, with a goal of expanding later, but it does not state a dollar amount.
View program - GrantStatus unknown
Housing Development and Beautification Program - Home Improvement Grant Type I
City of Canton Community Development Department
50% of eligible costs up to $10,000
The City of Canton offers a home improvement grant for exterior façade repairs and improvements, including roof repairs, door/window replacement, and solar panel installation. It pays 50% of eligible project costs up to $10,000.
View program - GrantStatus unknownIncome restricted
City of Piqua Community Housing Impact and Preservation (CHIP)
City of Piqua Community Development
Amount not stated on the city page or flyer.
Piqua lists CHIP as a city housing program for residents who need home repairs. The city’s CHIP materials describe repairs for low- to moderate-income homeowners, including roof, windows, doors, siding, and lead abatement work.
View program - GrantStatus unknownIncome restricted
Emergency Home Rehabilitation Assistance
City of Mansfield Community Development
The City of Mansfield offers Emergency Home Rehabilitation Assistance for homeowners in the city through its Community Development office. The page identifies it as a homeowner repair program, but it does not state an award amount or detailed scope of work.
View program - GrantStatus unknownIncome restricted
City of Mansfield Emergency Home Rehabilitation Assistance
City of Mansfield Community Development
The City of Mansfield offers emergency home rehabilitation assistance for low- and moderate-income homeowners in the city. It is funded through federal housing money administered locally, and the city page identifies it as a homeowner repair program rather than a disaster-specific grant.
View program - Free serviceStatus unknownIncome restricted
Emergency Home Repair Program
East Akron Neighborhood Development Corporation
Emergency repairs at no cost
EANDC offers emergency repairs at no cost to keep Akron homes stable and safe. The listed work includes hot water tank replacement, minor furnace, plumbing and gas line repairs, door repairs, and small sump pump repairs.
View program - Free serviceStatus unknownIncome restricted
Rebuilding Together
Rebuilding Together
Free critical repairs and upgrades
Rebuilding Together provides free critical repairs, accessibility modifications, and energy-efficiency upgrades to low-income homeowners. The listed work includes roofing, electrical, heating, plumbing, yard clean-up, carpentry, painting, and lead abatement.
View program - GrantStatus unknown
Home Improvement Repair Program (HIRP)
City of Middletown
The City of Middletown offers the Home Improvement Repair Program to help eligible homeowners pay for home repairs and improvements. The current page does not state a dollar amount or detailed application rules, but it identifies the program as one of the city’s Neighborhood Improvement Projects.
View program - GrantStatus unknownIncome restricted
Home/Building Repair activity under the City of Medina's CHIP program
City of Medina
City CHIP home repair grants; city materials show a $210,000 activity budget for 10 repair units, but no per-home cap was stated.
The City of Medina says CHIP funds are available to eligible homeowners for home rehabilitation and home repair assistance. The city’s planning page says these funds assist low- and moderate-income homeowners, and the city budget materials show home repair grants for structures in Medina and Brunswick.
View program - GrantStatus unknownIncome restricted
City of Mansfield Emergency Home Rehabilitation Assistance
City of Mansfield Community Development
The City of Mansfield offers emergency home rehabilitation assistance for low- and moderate-income homeowners in the city. It is funded through federal housing money administered locally, and the city page identifies it as a homeowner repair program rather than a disaster-specific grant.
View program - GrantStatus unknownIncome restricted
Emergency Home Rehabilitation Assistance
City of Mansfield Community Development
The City of Mansfield offers Emergency Home Rehabilitation Assistance for homeowners in the city through its Community Development office. The page identifies it as a homeowner repair program, but it does not state an award amount or detailed scope of work.
View program - GrantStatus unknownIncome restricted
City of Piqua Community Housing Impact and Preservation (CHIP)
City of Piqua Community Development
Amount not stated on the city page or flyer.
Piqua lists CHIP as a city housing program for residents who need home repairs. The city’s CHIP materials describe repairs for low- to moderate-income homeowners, including roof, windows, doors, siding, and lead abatement work.
View program
Nationwide programs
Federal and national programs Ohio homeowners can also use.
- LoanOpenIncome restricted
Home Repair Loans and Grants (Section 504 Home Repair Program)
USDA Rural Development / Rural Housing Service
Loans up to $40,000; grants up to $10,000 for eligible homeowners age 62+
USDA Rural Development helps very-low-income rural homeowners repair, improve, or modernize their homes with low-interest loans, and grants for eligible homeowners age 62+ to remove health and safety hazards. The program can provide up to $40,000 in loan funds and up to $10,000 in grant funds, subject to lifetime limits.
View program - GrantOpenIncome restricted
Single Family Housing Section 504 Home Repair Loans and Grants
U.S. Department of Agriculture Rural Development
Loans up to $40,000; grant portion available for some very-low-income seniors
USDA Rural Development’s Section 504 program offers low-interest loans and grants to very-low-income homeowners to repair, improve, or modernize homes and remove health and safety hazards. The loan amount can be up to $40,000.
View program - GrantOpenIncome restricted
Pennsylvania Disaster Recovery Assistance Program
Pennsylvania Emergency Management Agency
Up to $20,000 for home repairs; temporary housing and personal property assistance are also available
Pennsylvania offers disaster grants to homeowners and renters after certain disasters when other recovery funding is unavailable. The program can pay for home repairs up to $20,000, temporary housing, and replacement of certain personal items.
View program - LoanOpenIncome restricted
Single Family Housing Repair Loans & Grants
USDA Rural Development
Grant up to $15,000 for repairs to homes damaged in a presidentially declared disaster area; loan amount not stated on the page used here.
USDA Rural Development gives eligible rural homeowners low-interest repair loans and, for older very-low-income homeowners, grants to remove health and safety hazards, repair, improve, or modernize a home. Grants can also help repair homes damaged in a presidentially declared disaster, up to $15,000.
View program - RebateOpen
EnergizeCT Residential Insulation Incentive
EnergizeCT / Connecticut energy efficiency program sponsors
Up to $2.00/sq. ft. for professional installation, up to $10,000; $0.25/sq. ft. self-install; up to $2.50/sq. ft. for income-qualified or Environmental Justice Community customers
This utility rebate pays homeowners up to $2.00 per square foot for professionally installed insulation, with higher incentives for income-qualified customers. The program is current statewide, so it is available to homeowners in New London County too.
View program - Tax creditOpen
Sec. 25C Energy Efficient Home Improvement Tax Credit
Federal government
Up to 30% of eligible costs, with a $3,200 annual maximum.
Federal tax credit for homeowners who make eligible energy-efficiency upgrades, including audits, panel upgrades, heat pumps, heat pump water heaters, and weatherization. The page says the credit can be up to 30% of costs, with a $3,200 annual maximum.
View program - RebateOpen
Georgia Power Home Energy Improvement Program
Georgia Power
Up to 50% back, with a maximum of $1,250 for the Home Comfort Bundle; individual measures include up to $150 for a home energy assessment, $200 for attic/ceiling insulation, $300 for air sealing, and $400 for duct sealing.
Georgia Power offers rebates on qualifying home efficiency upgrades, with some services rebating up to 50% of cost and the Home Comfort Bundle going up to $1,250. It is an energy program, not a wildfire-specific hardening program, but some eligible work can overlap with home resilience.
View program - Free serviceOpen
Firewise
Mississippi Forestry Commission
Free workshops and wildfire-home-hardening guidance
A free wildfire-prevention education program that helps Harrison County homeowners learn how to make homes and neighborhoods more resistant to wildfire. The program offers workshops and guidance on home ignition zones, defensible space, and access readiness.
View program - LoanOpen
Federal Housing Agency’s 203(k) Rehabilitation Mortgage
Federal Housing Administration
Finances renovations, repairs, or remodeling in one loan; no cap stated.
An FHA rehabilitation mortgage that can finance home purchases or refinances and roll renovations, repairs, or remodeling into one loan. The page says it can be used for structural repairs, major remodeling, and improvements that increase energy efficiency or help protect homes from natural disasters.
View program - GrantOpenIncome restricted
Single Family Housing Disaster Assistance Fund Program
USDA Rural Development
Grants and loans; dollar limits not stated on the page excerpt used here.
USDA Rural Development offers grants and loans to very-low- and low-income rural homeowners whose homes were damaged in a disaster. The page says the program is currently open and accepts applications through September 30, 2026.
View program - LoanOpen
Section 502 Single Family Housing Disaster Assistance
USDA Rural Development
No specific amount stated on this disaster-assistance page.
USDA Rural Development says its Single Family Housing programs, including Section 502 home loans and 504 home repair, help rural families buy, build, or repair homes after a disaster. This is a disaster-assistance information page, not a separate homeowner grant program page.
View program - GrantOpen
Hazard Mitigation under the Individuals and Households Program – Wildfire Measures
Federal Emergency Management Agency
Additional mitigation funds for eligible wildfire survivors; amount not stated on the fact sheet.
FEMA may provide extra mitigation funds to eligible wildfire survivors who already qualify for Individuals and Households Program home repair assistance. Covered wildfire hardening measures include vent covers and non-combustible gutters and leaf guards.
View program - GrantOpen
Hazard Mitigation Grant Program
Federal Emergency Management Agency
Community-sponsored mitigation grants; no homeowner cap stated.
FEMA’s Hazard Mitigation Grant Program funds post-disaster projects that reduce future damage to homes, including wildfire mitigation, but homeowners do not apply directly. Local governments or other sponsors apply on their behalf.
View program - LoanOpen
Title I Property Improvement Loan Program
U.S. Department of Housing and Urban Development
Insured private loans; balances over $7,500 must be secured against the property.
HUD’s Title I Property Improvement Loan Program lets homeowners finance repairs and improvements through insured private lender loans. HUD says improvements must substantially protect or improve the basic livability or utility of the property.
View program - LoanOpen
Section 203(k) Rehabilitation Mortgage Insurance Program
U.S. Department of Housing and Urban Development
One mortgage can cover purchase/refinance plus rehab; dollar cap not stated on the main page excerpt used here.
HUD’s 203(k) program lets homebuyers and homeowners finance purchase or refinance plus rehabilitation in one FHA-insured mortgage. It is a way to roll home repairs and improvements into mortgage financing.
View program - GrantOpen
FEMA Individuals and Households Program Hazard Mitigation Measures
Federal Emergency Management Agency
Additional mitigation funds tied to FEMA disaster home-repair assistance; no separate cap stated on the page
FEMA can add hazard-mitigation money to eligible disaster home-repair assistance for homeowners after certain disasters. For wildfire-damaged homes, FEMA says it may pay for vent coverings plus non-combustible gutters and leaf guards.
View program - GrantOpen
Hazard Mitigation Assistance (HMA) Grants
Federal Emergency Management Agency
Varies by underlying FEMA mitigation grant program
FEMA’s Hazard Mitigation Assistance grants fund eligible projects that reduce future disaster losses. FEMA’s materials show wildfire mitigation is an eligible activity in the main HMA programs.
View program - GrantOpen
Flood Mitigation Assistance (FMA) Program
Federal Emergency Management Agency
Varies; FEMA describes it as a pre-disaster flood mitigation grant program
FEMA’s Flood Mitigation Assistance program funds measures that reduce or eliminate long-term flood damage to buildings, including homes. It is a pre-disaster grant program.
View program - LoanOpen
SBA Mitigation Assistance
U.S. Small Business Administration
Up to 20% increase on an SBA disaster loan for mitigation
The Small Business Administration lets eligible disaster loan borrowers increase their low-interest disaster loan by up to 20% to make home improvements that reduce future damage. Homeowners can use it after a declared disaster.
View program - Free serviceOpen
PNM wildfire preparedness guidance and vegetation management support
Public Service Company of New Mexico (PNM)
No cash incentive stated on the official page; preparedness guidance only.
PNM provides wildfire-preparedness guidance to customers in its service territory, including trimming vegetation around homes and clearing gutters and debris. The official wildfire-safety page does not describe a homeowner cash program or rebate for hardening a house.
View program - Free serviceOpenIncome restricted
WeCare Program (LG&E/KU)
LG&E and KU
Free audits, safety checks, education, and weatherization services; no dollar cap stated.
LG&E and KU’s WeCare program provides no-cost energy audits, health and safety checks, education, and weatherization services to income-qualified customers. The Louisville Metro assessment says it can include direct-install measures and deeper weatherization work.
View program - Free serviceOpenIncome restricted
Connecticut Weatherization Assistance Program (CT WAP)
Connecticut Department of Energy and Environmental Protection
Free weatherization measures; no dollar cap stated.
A state weatherization program for lower-income households that can provide home retrofits and repairs such as air sealing, insulation, and heating system tune-ups.
View program - GrantOpenIncome restricted
Dominion Energy EnergyShare
Dominion Energy
Dominion Energy’s EnergyShare program helps qualifying customers pay energy bills and may also provide a free home energy assessment plus free energy-efficiency upgrades. Hanover County lists EnergyShare as a local resource for residents needing utility help.
View program - Free serviceOpenIncome restricted
EnergizeCT Home Energy Solutions – Income Eligible (HES-IE)
EnergizeCT / Connecticut energy efficiency program sponsors
No-cost service; no cash amount stated
This utility-run program gives income-eligible homeowners a no-cost home energy assessment and weatherization improvements, with some additional services like insulation, windows, or heating and cooling system work. It is not wildfire-specific, but it is a current free home-hardening-related service available in Connecticut, including New London County.
View program - Free serviceOpen
EnergizeCT Weatherization Baseline / Energy Efficiency Programs
EnergizeCT / Connecticut energy efficiency program sponsors
Varies by subprogram
EnergizeCT’s utility programs include home weatherization and efficiency services that can improve a home’s envelope and reduce vulnerability to weather impacts. The main site confirms the initiative is funded by the Energy Efficiency Fund, the Connecticut Green Bank, the State, and local electric and gas utilities.
View program - LoanOpen
Federal Housing Agency’s Energy Efficient Mortgage Program
Federal Housing Administration
Energy-efficient improvements can be financed as part of an FHA-insured mortgage; no cap stated.
An FHA mortgage program that lets homebuyers finance energy-efficient improvements as part of an FHA-insured mortgage. The page gives no dollar amount or cap.
View program - LoanOpen
Freddie Mac GreenCHOICE Mortgage
Freddie Mac
Financing for completed or to-be-completed energy and water efficiency improvements; no cap stated.
Federal mortgage product that allows buyers to finance completed or to-be-completed energy and water efficiency improvements and repairs through the mortgage. The page does not state a dollar cap.
View program - LoanOpen
Fannie Mae HomeStyle Energy Mortgage
Fannie Mae
Up to 15% of the property's as-completed value for energy improvements.
A federal mortgage product that lets homebuyers finance energy improvements as part of a HomeStyle Energy mortgage. The page says borrowers may use up to 15% of the property's as-completed value for energy improvements.
View program - Cost shareOpen
Firewise Communities Mitigation Cost-Share Program
Hawaiʻi Wildfire Management Organization
No amount stated
HWMO says Firewise communities can use this cost-share program to pay for shared wildfire-reduction work like vegetation management, defensible space, home hardening, and community preparedness. The official page does not list a dollar cap.
View program - Free serviceOpen
Wildfire Home Risk Assessor Program
Hawaiʻi Wildfire Management Organization
Free home wildfire risk assessment service
HWMO offers a free home wildfire risk assessment program for homeowners, helping them identify ignition risks and possible home-hardening improvements. The page says the information may help develop future incentive programs, but it does not promise cash payments.
View program - Cost shareOpen
Firewise Communities Mitigation Cost-Share Program
Hawaiʻi Wildfire Management Organization
No amount stated
HWMO says Firewise communities can use this cost-share program to pay for shared wildfire-reduction work like vegetation management, defensible space, home hardening, and community preparedness. The official page does not list a dollar cap.
View program - Free serviceOpen
Wildfire Home Risk Assessor Program
Hawaiʻi Wildfire Management Organization
Free home wildfire risk assessment service
HWMO offers a free home wildfire risk assessment program for homeowners, helping them identify ignition risks and possible home-hardening improvements. The page says the information may help develop future incentive programs, but it does not promise cash payments.
View program - Free serviceOpen
Neighborhood Energy Saver
Duke Energy
Free home energy assessment plus free installed products valued at up to $300; the page also says customers may save up to $95 on energy bills.
Duke Energy offers eligible residential customers free home energy assessments and free energy-saving products through Neighborhood Energy Saver. The event page says customers may get up to $300 in products installed for free.
View program - Free serviceOpenIncome restricted
Connecticut Weatherization Assistance Program (CT WAP)
Connecticut Department of Energy and Environmental Protection
Free weatherization measures; no dollar cap stated.
A state weatherization program for lower-income households that can provide home retrofits and repairs such as air sealing, insulation, and heating system tune-ups.
View program - GrantOpenIncome restricted
SC Safe Home Grant Program
South Carolina Department of Insurance
South Carolina’s Safe Home grant program helps eligible homeowners harden homes against hurricane and wind damage. The official notice says homeowners are responsible for costs above the grant award, but it does not give a county-specific Florence County cap on the page snippet available.
View program - Free serviceOpen
Get Alarmed, Tennessee!
Tennessee Department of Commerce and Insurance, State Fire Marshal’s Office
Free smoke alarms; carbon monoxide detectors are also included in the 2026 expansion
The State Fire Marshal’s Office gives out free smoke alarms, and now carbon monoxide detectors too, through local fire departments. It’s aimed at high-risk homes and can help homeowners in Washington County lower the chance of a deadly residential fire.
View program - Free serviceOpen
PNM wildfire preparedness guidance and vegetation management support
Public Service Company of New Mexico (PNM)
No cash incentive stated on the official page; preparedness guidance only.
PNM provides wildfire-preparedness guidance to customers in its service territory, including trimming vegetation around homes and clearing gutters and debris. The official wildfire-safety page does not describe a homeowner cash program or rebate for hardening a house.
View program - Insurance discountOpen
Louisiana Wind Mitigation Survey / Premium Discount
Louisiana Department of Insurance
Louisiana homeowners can get an insurance premium discount for approved wind-hardening features if their insurer offers it and they complete the state wind mitigation survey. The Department of Insurance says admitted insurers must offer actuarially justified wind-mitigation discounts.
View program - Tax creditOpen
Sec. 25D Residential Clean Energy Tax Credit
Federal government
Federal tax credit for qualified clean energy measures; amount not stated on the page.
Federal tax credit for installing new qualified clean energy measures, such as solar, geothermal, fuel cells, and battery storage. The page lists the program but does not state a dollar cap on the snippet provided.
View program - LoanOpen
Fannie Mae HomeStyle Energy Mortgage
Fannie Mae
Up to 15% of the property's as-completed value for energy improvements.
A federal mortgage product that lets homebuyers finance energy improvements as part of a HomeStyle Energy mortgage. The page says borrowers may use up to 15% of the property's as-completed value for energy improvements.
View program - LoanOpen
Freddie Mac GreenCHOICE Mortgage
Freddie Mac
Financing for completed or to-be-completed energy and water efficiency improvements; no cap stated.
Federal mortgage product that allows buyers to finance completed or to-be-completed energy and water efficiency improvements and repairs through the mortgage. The page does not state a dollar cap.
View program - LoanOpen
Federal Housing Agency’s Energy Efficient Mortgage Program
Federal Housing Administration
Energy-efficient improvements can be financed as part of an FHA-insured mortgage; no cap stated.
An FHA mortgage program that lets homebuyers finance energy-efficient improvements as part of an FHA-insured mortgage. The page gives no dollar amount or cap.
View program - LoanOpen
Federal Housing Agency’s 203(k) Rehabilitation Mortgage
Federal Housing Administration
Finances renovations, repairs, or remodeling in one loan; no cap stated.
An FHA rehabilitation mortgage that can finance home purchases or refinances and roll renovations, repairs, or remodeling into one loan. The page says it can be used for structural repairs, major remodeling, and improvements that increase energy efficiency or help protect homes from natural disasters.
View program - GrantOpenIncome restricted
Dominion Energy EnergyShare
Dominion Energy
Dominion Energy’s EnergyShare program helps qualifying customers pay energy bills and may also provide a free home energy assessment plus free energy-efficiency upgrades. Hanover County lists EnergyShare as a local resource for residents needing utility help.
View program - Free serviceStatus unknown
Pennsylvania Insurance Department homeowners insurance resources
Pennsylvania Insurance Department
Pennsylvania’s Insurance Department publishes homeowners-insurance guidance, including disaster and claim information, but it does not show a statewide homeowner discount or rebate for wildfire hardening. I found no official Pennsylvania statewide insurance-mandated wildfire mitigation discount for homeowners.
View program - GrantStatus unknown
Hazard Mitigation and Community Education Grants
Tennessee Department of Agriculture, Division of Forestry
A state wildfire-prevention grant for local communities and organizations, not individual homeowners. It funds wildfire hazard mitigation and education projects, with examples including fuel reduction, thinning, and prescribed burning.
View program - GrantClosed
Pennsylvania Municipal Fire Department Capital Grant
Office of the State Fire Commissioner
$25,000 to $100,000
The Commonwealth offers grants to municipal fire departments for facilities and equipment that help them respond to emergencies. This is not a homeowner grant, but it is a statewide public-safety funding program related to wildfire resilience.
View program - RebateClosed
Residential Safe Room Program
Indiana Department of Homeland Security
Up to $5,000 maximum rebate; 75% reimbursement
Indiana offers a rebate to help homeowners install safe rooms in residences. The program’s headline benefit is up to $5,000, with reimbursement capped at 75% of eligible costs.
View program - GrantClosedIncome restricted
Homeowner Assistance Fund
U.S. Department of the Treasury
Grant assistance for COVID-related housing costs; no hardening-specific amount stated.
The federal Homeowner Assistance Fund was a COVID-era homeowner relief program that could pay certain housing-related costs to prevent delinquency, default, foreclosure, and utility loss. It is not a natural-disaster hardening program, but it is a federal homeowner assistance program that may affect housing costs.
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