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City of Troy Residential Exterior Housing Improvement Loan Program

City of Troy · City program

Loan amount and rate not stated in the excerpt available here.

Troy offers low-interest exterior housing improvement loans for owner-occupied homes inside city limits. The program covers exterior repairs such as roofs, gutters, siding, windows, and doors.

Last verified: August 23, 2026
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Program details

How it works

The City of Troy’s Residential Exterior Housing Improvement Loan Program provides funding to repair owner-occupied single-family homes in the City of Troy. The city says the goal is to improve the housing stock and stabilize or increase home values. The city also says no home repair work can begin until there is a signed and approved loan agreement.

What the money covers

The city’s 2024 guidelines list eligible exterior improvements such as roofs, gutters and downspouts, siding, windows, doors, porches, chimneys, foundations, ramps, and garages.

Amounts and matching

The guideline page excerpt available here does not state a maximum loan amount, interest rate, or matching requirement.

How to apply

The guideline document says the homeowner must meet the eligibility rules and cannot start work before the city approves the loan agreement.

Timing and deadlines

The official guideline document does not state an application deadline in the excerpt available here.

Full eligibility details

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