Grants directory
Community Housing Impact & Preservation Program (CHIP) — Owner-Occupied Rehabilitation Program
Huron County Commissioners and Great Lakes Community Action Partnership · County program
Deferred and forgivable loan combination; 2025 request included $609,000 total, but no per-home cap is stated in the current official material.
Huron County’s CHIP rehabilitation track helps eligible owner-occupants with larger home repairs through a mix of forgivable grant money and a deferred, no-interest loan. The 2025 request included $609,000 for this countywide program area covering all of Huron County plus Norwalk and Willard.
Program details
How it works
Huron County’s 2025 CHIP application includes a private owner-occupied rehabilitation track for more extensive repairs and upgrades. The county states that all rehabilitation must meet Ohio Residential Rehab Standards and HUD lead-based paint standards for existing dwellings.
Funds are provided as a combination of deferred and forgivable loans, secured with a mortgage and promissory note. The brochure also says the rehab track is funded partially through a grant forgiven over five years and a no-interest deferred loan repayable at sale, transfer of title, or change in occupancy.
What the money covers
The county’s brochure lists examples such as:
- roof
- siding
- windows
- plumbing system upgrades
- electrical system upgrades
- furnace
- water heater
- insulation
- ADA modifications
Amounts and matching
The county’s 2025 request included $609,000 in HOME funds for this rehab track.
The official material does not state a single per-home maximum for the 2025 program.
How to apply
The county says Great Lakes Community Action Partnership administers the program with the Huron County Commissioners. Applications are ranked on a priority scale, with higher-scoring applicants considered first.
Timing and deadlines
The 2025 application was due to the Ohio Department of Development Office of Community Enhancements by 2025-06-25. The hearing notes say CHIP is competitive and funding is not guaranteed.
Full eligibility details
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