CDBG Emergency Owner-Occupied Home Repair Program

How it works

The City of Elyria says this program is made possible by the federal Community Development Block Grant (CDBG) Program. It provides a grant of up to $20,000 per single-family owner-occupied home for specific repairs or activities that eliminate conditions detrimental to the safety and health of the residents.

The city’s application/guidelines document describes the assistance as a loan of up to $20,000, with an additional $500 contingency allowance available in the form of a grant if required. The source materials do not clearly reconcile the grant/loan wording, so homeowners should rely on the official program office for the current structure before applying.

What the money covers

The guidelines list eligible activities or repairs including:

• Electrical repairs
• Plumbing repairs
• Removal of architectural barriers for disabled or handicapped applicants
• Replacement of inoperable and/or unsafe hot water tanks and furnaces
• Roof replacement

The guidelines also say ineligible work includes unnecessary physical improvements, cosmetic repairs, repairs to sheds, and repairs to garages or any structure not attached to the living unit.

Amounts and matching

• Up to $20,000 per home
• A $500 contingency allowance may be available as a grant if required

How to apply

The official page links to the application and brochure, but does not spell out the application process on the page itself. Homeowners should contact the Office of Community Development for current steps.

Timing and deadlines

The source pages do not state an open/close date or deadline.