Lucas County Community Housing Impact and Preservation (CHIP) Program

How it works

The Lucas County Community Housing Impact and Preservation (CHIP) program provides home repairs or private rehabilitations for income-eligible homeowners who reside in Lucas County, excluding the City of Toledo. The program is offered in partnership with the City of Maumee and the City of Oregon, and it is supported by funding from the Ohio Department of Development, Office of Community Development. Administration is handled by Kleinfelder, Inc.

What the money covers

The page says repairs may include plumbing, electrical, roof work, furnace replacement or repair, ADA modifications, water heater work, walk-in shower installation, removal of lead-based paint, and other health and safety needs. The earlier record also notes gutters, windows, air conditioning, electric panels, and other related work as examples listed on the county flyer.

How it helps homeowners

The page states that the program provides home repairs or private rehabilitations, but it does not spell out a dollar cap, percentage match, or loan terms on the page text shown. The earlier structured record indicates that the Home Repair Program provides no-cost upgrades and fixes, and that larger rehabilitation work may be handled as a declining-forgivable loan with no monthly payment and no interest, forgiven 100% over 5 years if the owner continues to own and occupy the home.

How to apply

The page links to important documents including a CHIP Pre-Application, a CHIP flyer, and contractor documents. It provides contact information for Gina-Marie Kaczala, Economic Development Program Manager for the Board of Lucas County Commissioners, and Brandi Cowell, CHIP Program Administrator at Kleinfelder, Inc.

Timing and deadlines

The page does not state an application deadline or closing date. It references CHIP materials for 2026, but no deadline is given in the page text shown.