City of Troy Community Housing Impact and Preservation (CHIP)

How it works

Troy’s CHIP program provides grants and loans to income-eligible homeowners living within the City of Troy. The city says the goal is to repair housing conditions that threaten occupant health and safety or the structural integrity of the home. The city says it is currently taking applicant names and placing them on a CHIP waiting list.

What the money covers

The city says eligible improvements may include roofs, gutters and downspouts, windows and doors, electrical, plumbing, heating, insulation, foundations, handicapped accessibility bathroom upgrades, water heaters, handicap accessibility improvements, and water and sewer tap-ins. The city also says the program can cover lead-based paint hazard controls.

Amounts and matching

The page does not give a maximum award amount or a matching requirement. It does say the program uses grants and loans.

How to apply

The city directs homeowners to call the Development Department to be placed on Troy’s CHIP waiting list.

Timing and deadlines

Troy says it is currently taking CHIP applicant names and maintaining a waiting list. No end date is listed on the page.