Community Housing Impact and Preservation (CHIP)

How it works

CHIP is presented as a county housing assistance program administered by the Trumbull County Planning Commission in connection with the Ohio Department of Development. The page describes the assistance as a zero-percent interest, forgivable loan for qualified homeowners.

What the money covers

The program is for correcting substandard conditions in existing single-family, owner-occupied homes. The official page says eligible work includes repairs needed to bring the unit up to health and safety standards, Residential Rehabilitation Standards, and local codes, including incipient violations.

The brochure language on the page also lists specific eligible improvements: energy conservation improvements when made with other code improvements and resulting in substantial weatherization; exterior painting; installation or replacement of vinyl siding; repair of existing porches, steps, and sidewalks; handicapped access upgrades and improvements; and connection to sanitary sewer and/or water line when done with other rehabilitation improvements.

Amounts and matching

No dollar cap is stated on the page. The loan is secured by a lien and is forgiven after the HUD affordability period.

How to apply

The page says Trumbull County regularly applies for CHIP funds and administers the assistance through the Planning Commission. It does not provide separate application steps, an application form, or a submission deadline on the page.

Timing and deadlines

No open or closing date is listed. The page frames the program as a recurring housing assistance effort tied to county funding applications rather than a dated round with a posted deadline.